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PICSTechnology · Software - Infrastructure

PICS Stock Forecast: PicS NV Price Predictions for 2026-2027

Last close, 30 Oct 2026
$7.10
−9.67% on the day

The 9 Wall Street analysts covering PicS NV hold a median 12-month price target of $18 — +151.6% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 39 of 100 as at 30 Oct 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.

Market cap
$920.1M
Ticker Nerd rank
39/ 100
Median analyst target
$18
Analysts covering
9
Revenue$2.7B+78.5% y/y
Net income$269.0M
Free cash flow$672.6M
Quarterly, 7 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−48.6%
1M
−16.3%
From high
−62.6%
From low
0.0%
$7
$19
Range since 29 Jan 2026, adjusted closes · the dot is the last close
Ticker Nerd rank

PICS stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores PicS NV on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 30 Oct 2026
39/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Value
91
Revisions
84
Growth
71
Quality
64
Size
45
Issuance
14
Accruals
11
Volatility
2
Momentum
1

Value (91): The shares cost little relative to the profits and assets behind them — which can mean the market is too gloomy, or that the business really is in trouble.

Momentum (1): The shares have been drifting down relative to others.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

PICS stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on PICS, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, since 29 Jan 2026Adjusted close, US dollars
$10$15$20Apr 26Jul 26Oct 26PICSHigh $23Median $18Low $15

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says9 analysts
9 Buy0 Hold0 Sell
Low $15Median $18High $23

The green dot is the last close — the median target sits +151.6% from it.

Recent analyst actionsNewest first

Of the 11 most recent actions, 0 moved their price target up and 3 moved it down.

DateFirmActionRatingTarget
26 Aug 2026MizuhoMaintainsOutperform$18 → $16
25 Aug 2026RBC CapitalMaintainsOutperform$18 → $16
3 June 2026RBC CapitalMaintainsOutperform$19 → $18
3 June 2026RBC CapitalMaintainsOutperform—
7 Apr 2026Banco Bradesco BBI S.AInitiatesOutperform—
6 Apr 2026RBC CapitalMaintainsOutperform—
20 Mar 2026MizuhoMaintainsOutperform—
23 Feb 2026CitigroupInitiatesBuy—
23 Feb 2026MizuhoInitiatesOutperform—
23 Feb 2026RBC CapitalInitiatesOutperform—
19 Feb 2026HSBCInitiatesBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

PICS appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
  • The AI build-out map, free: every AI company we track, part by part, and one part in full with each verdict.

Free. Unsubscribe any time.

The AI build-out map
PDF

  • AI cloud capacity

    MSFTAMZNGOOGLORCL

  • AI chips

    NVDAAVGOAMDMU

  • AI networking and serversIn full

    ANETDELLLITECRDO

  • Data centre power

    VRTCEGGEVVST

Performance

PICS vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

PICS vs S&P 500, last 12 monthsTotal return, rebased to 100
406080100120Apr 26Jul 26Oct 26PICSS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

PICS analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+6.5%
Analysts raising
4
Analysts cutting
1
Fundamentals

PicS NV (PICS) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
3.6×

Cheaper than 67% of US stocks

Price / sales
0.1×

Cheaper than 96% of US stocks

Price / book
0.7×

Cheaper than 78% of US stocks

EV / EBITDA
−0.4×

Cheaper than 65% of US stocks

Growth & margins
Revenue growth (YoY)
67.0%

Higher than 89% of US stocks

Earnings growth (YoY)
159.6%

Higher than 88% of US stocks

Gross margin
—
Operating margin
42.9%

Higher than 93% of US stocks

Net margin
10.0%

Higher than 70% of US stocks

Returns & dividend
Return on equity
28.1%

Higher than 87% of US stocks

Return on assets
2.6%

Higher than 63% of US stocks

Dividend yield
0.0%

Higher than 1% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

PicS NV (PICS) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • PicS NV has a market value of $920.1M and an enterprise value of −$398.8M.

  • Revenue in the twelve months to 30 June 2026: $8.5B. The latest quarter grew 67.0% year on year.

  • Net income over the same four quarters: $1.4B, a 16.0% net margin.

  • Diluted earnings per share, trailing twelve months: $10.36.

  • Free cash flow in the twelve months to 30 June 2026: −$1.3B.

  • Shares outstanding: 129.6M.

  • Trailing P/E: 3.6×; forward P/E: 2.3× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.00%, paying out 0% of earnings.

  • PicS NV employs 0 people.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 31 Oct 2026

Data provided by Twelve Data

Peers

PICS vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelSoftware - Infrastructure
CompanyMarket capTKN rank
PICSPicS NV$920.1M39
KPLTKatapult Holdings, Inc.$907.2M61
OSPNOneSpan, Inc.$961.4M87
XNDUXanadu Quantum Technologies Ltd.$879.7M8
RPDRapid7, Inc.$1.1B74
PAYSPaysign, Inc.$768.7M78
HQHorizon Quantum Holdings Ltd.$724.2M27

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own PicS NV — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest PICS news & analysis

Brazilian Fintechs Earnings Preview Q3: My Thoughts On PAGS, PICS And STNE

Seeking Alpha · 21 Oct 2026negative

The preview expects another weak quarter for the acquiring business as lower take rates offset modest transaction-volume growth. It notes that PICS continues to struggle with credit quality amid broader concerns about delinquencies, risk costs, and financial expenses.

Why it matters — PICS watchers may note the excerpt's concerns about the company's credit quality and the expected weakness in acquiring.

PicPay to Participate in Money 20/20 USA 2026 in Las Vegas

GlobeNewsWire · 14 Oct 2026neutral

PicPay will participate in Money 20/20 USA 2026 in Las Vegas. CEO Eduardo Chedid is set to lead a fireside chat, and PicPay will host a lunch focused on Brazil’s next chapter in real-world AI.

Why it matters — The event will give PicPay visibility through executive participation and a hosted discussion on real-world AI in Brazil.

PicPay Launches Anthropic Claude Integration for Banking Inquiries

PYMNTS · 4 Sept 2026positive

Brazilian digital bank PicPay has begun rolling out an integration with Anthropic's Claude that lets customers check financial information using natural-language commands.

Why it matters — The integration signals that PICS is being adopted by financial institutions for customer-facing services, broadening its real-world applications.

PicPay Announces Integration with Claude, Expanding Customer Access to Financial Information through Generative AI

GlobeNewsWire · 3 Sept 2026positive

PicPay announced an integration with Claude, expanding customer access to financial information through generative AI. The move builds on the company's prior introduction of a ChatGPT plugin as part of its ongoing AI strategy.

Why it matters — A PICS watcher would care because PicPay is continuing to broaden its generative-AI capabilities to simplify how customers manage their financial lives.

PicPay Holdings (PICS) Q2 2026 Earnings Call Transcript

Seeking Alpha · 25 Aug 2026neutral

PicPay Holdings (PICS) published the transcript of its Q2 2026 earnings call, as reported by Seeking Alpha. The item provides the full text of management's discussion with analysts for the quarter.

Why it matters — For PICS watchers, the earnings call transcript offers direct insight into the company's quarterly results and management commentary.

FAQ

Frequently asked questions about PICS stock

What is the PICS stock price forecast for 2026-2027?

The 9 Wall Street analysts covering PicS NV have a median 12-month price target of $18, with estimates ranging from $15 to $23. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is PICS stock a buy right now?

Of the 9 analysts covering PicS NV, 9 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks PicS NV 39 out of 100 across roughly 4,600 US stocks as at 30 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank PICS?

As at 30 Oct 2026, PicS NV ranks 39 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Value (91 of 100).

Will PICS stock go up?

No one can know that. What the data says: the median 12-month target from 9 analysts implies +151.6% from the last close, and Ticker Nerd's factor model ranks PicS NV 39 out of 100 as at 30 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the PICS stock forecast for 2030?

No analyst covering PicS NV publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PICS are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $15 to $23 over the next 12 months.

What does PicS NV do?

PicS N.V. Class A Common Shares represents the equity of PicS N.V., a digital financial services company focused on serving consumers and businesses in Brazil.

What is the latest news on PICS?

The most recent item we track (Seeking Alpha, 21 Oct 2026): "Brazilian Fintechs Earnings Preview Q3: My Thoughts On PAGS, PICS And STNE". The preview expects another weak quarter for the acquiring business as lower take rates offset modest transaction-volume growth. It notes that PICS continues to struggle with credit quality amid broader concerns about delinquencies, risk costs, and financial expenses.

Company

About PicS NV.

PicS N.V. Class A Common Shares represents the equity of PicS N.V., a digital financial services company focused on serving consumers and businesses in Brazil. The company operates a broad platform that includes digital wallets, peer-to-peer transfers, instant payments, bill payment tools, payroll portability, credit cards, loans, investments, insurance, and payment solutions for small and medium-sized businesses. Its business is organized around consumer banking, small and medium-sized businesses, audiences and ecosystem integration, and institutional services. PicS N.V. plays a role in Brazil’s digital finance market by combining payments, banking, and merchant services within a single financial ecosystem. The company is headquartered in São Paulo, Brazil.

CEO Mr. Eduardo Chedid Simoes · Brazil · https://www.picpay.com