PRIPRIFinancial Services · Insurance - Life

PRI Stock Forecast: Primerica, Inc. Price Predictions for 2026-2027

Last close, 18 Sept 2026
$291
+0.09% on the day

The 8 Wall Street analysts covering Primerica, Inc. hold a median 12-month price target of $328 — +12.7% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 85 of 100 as at 19 Sept 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$8.9B
Ticker Nerd rank
85 / 100
Median analyst target
$328
Analysts covering
8
Revenue$864.9M+9.0% y/y
Net income$202.3M
Free cash flow$167.1M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−0.6%
1M
−5.3%
YTD
+13.9%
1Y
+8.4%
From 52W high
−10.6%
From 52W low
+19.3%
$244
$325
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

PRI stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Primerica, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 19 Sept 2026
85 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
97
Revisions
94
Quality
89
Growth
73
Momentum
63
Volatility
48
Accruals
45
Value
38
Size
17

Issuance (97): The share count has been shrinking and the company is not leaning on new borrowing.

Value (38): The shares cost a lot relative to the profits and assets behind them.

Size (17): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

PRI stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on PRI, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$240$260$280$300$320$340$360Oct 25Jan 26Apr 26Jul 26PRIHigh $360Median $328Low $276

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says8 analysts
2 Buy6 Hold0 Sell
Low $276Median $328High $360

The green dot is the last close — the median target sits +12.7% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 5 moved their price target up and 1 moved it down.

DateFirmActionRatingTarget
27 Aug 2026Truist SecuritiesDowngradeHold$370$320
24 Aug 2026Morgan StanleyMaintainsEqual-Weight$291$316
11 Aug 2026Keefe, Bruyette & WoodsMaintainsMarket Perform
11 Aug 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$323$335
22 July 2026TD CowenMaintainsBuy$322$360
22 July 2026TD CowenMaintainsBuy
13 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$305$323
13 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform
10 July 2026JefferiesMaintainsHold$266$268
10 July 2026JefferiesMaintainsHold
21 May 2026Morgan StanleyMaintainsEqual-Weight
13 May 2026Keefe, Bruyette & WoodsMaintainsMarket Perform
26 Mar 2026Keefe, Bruyette & WoodsReinstatesMarket Perform$290
3 Mar 2026Morgan StanleyMaintainsEqual-Weight
17 Nov 2025Morgan StanleyMaintainsEqual-Weight
11 Nov 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
7 Oct 2025Morgan StanleyMaintainsEqual-Weight
23 Sept 2025BMO CapitalUpgradeOutperform
18 Aug 2025Morgan StanleyMaintainsEqual-Weight
11 Aug 2025JefferiesMaintainsHold

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. PRI appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

PRI vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 18 Sept 2026, Primerica, Inc. returned +8.4% against +16.3% for the S&P 500, dividends included.

PRI vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120Oct 25Jan 26Apr 26Jul 26PRIS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

PRI analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+3.0%
Analysts raising
8
Analysts cutting
0
Fundamentals

Primerica, Inc. (PRI) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
11.7×

Cheaper than 54% of US stocks

Price / sales
2.6×

Cheaper than 46% of US stocks

Price / book
3.6×

Cheaper than 28% of US stocks

EV / EBITDA
9.0×

Cheaper than 41% of US stocks

Growth & margins
Revenue growth (YoY)
8.7%

Higher than 48% of US stocks

Earnings growth (YoY)
13.4%

Higher than 51% of US stocks

Gross margin
Operating margin
31.5%

Higher than 88% of US stocks

Net margin
22.8%

Higher than 84% of US stocks

Returns & dividend
Return on equity
33.0%

Higher than 89% of US stocks

Return on assets
4.7%

Higher than 74% of US stocks

Dividend yield
1.7%

Higher than 37% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Primerica, Inc. (PRI) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Primerica, Inc. has a market value of $8.9B and an enterprise value of $10.1B.

  • Revenue in the twelve months to 30 June 2026: $3.4B. The latest quarter grew 8.7% year on year.

  • Net income over the same four quarters: $796.2M, a 23.2% net margin.

  • Diluted earnings per share, trailing twelve months: $24.90.

  • Free cash flow in the twelve months to 30 June 2026: $842.2M.

  • Primerica, Inc. spent $473.2M on share buybacks and $142.7M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 30.9M.

  • Trailing P/E: 11.7×; forward P/E: 10.7× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 1.65%, paying out 18% of earnings.

  • Primerica, Inc. employs 2,301 people $1.5M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 19 Sept 2026

Data provided by Twelve Data

Peers

PRI vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Life
CompanyMarket capTKN rank
PRIPrimerica, Inc.$8.9B
85
JXNJackson Financial, Inc.$9.0B
65
LNCLincoln National Corp.$8.1B
68
GLGlobe Life, Inc.$13.8B
68
UNMUnum Group$15.4B
54
CNOCNO Financial Group, Inc.$5.1B
73
GNWGenworth Financial, Inc.$3.9B
68

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Primerica, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest PRI news & analysis

Primerica: Investment Product Growth Supports A More Positive Outlook

Seeking Alpha · 12 Sept 2026positive

Primerica's investment and savings segment now accounts for 42% of revenue, with 21% revenue and 31% pre-tax profit growth in Q2 2026. Despite declining new term life policy sales and agent numbers, high reinsurance levels and active share buybacks support EPS growth, giving the company an attractive risk-reward profile.

Why it matters — A Primerica watcher would care because the report highlights strong investment product growth and capital efficiency as the key drivers supporting earnings growth, even as its core term life business faces headwinds.

Why Is Primerica (PRI) Down 8.8% Since Last Earnings Report?

Zacks Investment Research · 4 Sept 2026negative

Primerica (PRI) reported earnings about 30 days ago, and the stock has fallen 8.8% since that report. The article examines what may come next for the company following this earnings-driven decline.

Why it matters — A Primerica watcher would care because the 8.8% drop since the earnings report signals a notable negative market reaction that could indicate investor concerns about the company's recent performance and near-term outlook.

Baron Generational Growth Fund Q2 2026 Portfolio Activity

Seeking Alpha · 31 Aug 2026neutral

Baron Generational Growth Fund reported its Q2 2026 portfolio activity, holding 15 investments as of June 30, 2026, with top 10 holdings constituting 104.8% of net assets. The report highlighted performance contributions from Red Rock Resorts and Choice Hotels International, but made no mention of Primerica.

Why it matters — The fund report contains no direct reference to Primerica, so there is no incremental information affecting how a Primerica watcher would assess the company.

PRIMERICA HOUSEHOLD BUDGET INDEX™ (HBI™): Purchasing Power for Middle-Income Americans Up Slightly in July

Business Wire · 27 Aug 2026positive

Primerica's Household Budget Index was estimated at 100.5% for July, up 0.4% from June and 0.4% year-over-year, reflecting that purchasing power for middle-income Americans rose slightly. Lower gas prices for a second straight month and a 0.2% month-over-month rise in average earned income contributed to the increase.

Why it matters — This monthly economic index directly measures the purchasing power of middle-income households, a demographic central to Primerica's customer base, so improved affordability trends can support demand for the company's products.

Here's Why a Hold Strategy Makes Sense for Primerica Stock Now

Zacks Investment Research · 26 Aug 2026neutral

Zacks Investment Research issued a Hold recommendation for Primerica (PRI) stock, reasoning that the company's investment business is powering growth through rising client assets, stronger earnings estimates and solid capital returns, which offset weakness in life insurance sales.

Why it matters — The piece signals to PRI watchers that investment-segment strength is balancing soft life-sales results, supporting a steady, hold-oriented outlook.

FAQ

Frequently asked questions about PRI stock

What is the PRI stock price forecast for 2026-2027?

The 8 Wall Street analysts covering Primerica, Inc. have a median 12-month price target of $328, with estimates ranging from $276 to $360. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is PRI stock a buy right now?

Of the 8 analysts covering Primerica, Inc., 2 rate it a Buy, 6 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Primerica, Inc. 85 out of 100 across roughly 4,600 US stocks as at 19 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank PRI?

As at 19 Sept 2026, Primerica, Inc. ranks 85 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (97 of 100).

Will PRI stock go up?

No one can know that. What the data says: the median 12-month target from 8 analysts implies +12.7% from the last close, and Ticker Nerd's factor model ranks Primerica, Inc. 85 out of 100 as at 19 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the PRI stock forecast for 2030?

No analyst covering Primerica, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PRI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $276 to $360 over the next 12 months.

How has PRI stock performed over the past year?

Primerica, Inc. returned +8.4% over the 12 months to 18 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Primerica, Inc. do?

Primerica Inc. is a financial services company focused on serving middle-income households in the United States and Canada.

What is the latest news on PRI?

The most recent item we track (Seeking Alpha, 12 Sept 2026): "Primerica: Investment Product Growth Supports A More Positive Outlook". Primerica's investment and savings segment now accounts for 42% of revenue, with 21% revenue and 31% pre-tax profit growth in Q2 2026. Despite declining new term life policy sales and agent numbers, high reinsurance levels and active share buybacks support EPS growth, giving the company an attractive risk-reward profile.

Company

About Primerica, Inc.

Primerica Inc. is a financial services company focused on serving middle-income households in the United States and Canada. Primerica provides term life insurance underwriting and distributes a range of investment and savings products, including mutual funds, annuities, and managed investments, through its licensed sales force. The company also offers additional distributed financial products and services that support everyday household protection and planning needs. Its business model centers on personal financial education and guided product distribution, making it a significant participant in the North American retail financial services market. Primerica Inc. operates through core segments that combine insurance, investment, and other consumer-focused financial solutions for families seeking accessible protection and savings options.

CEO Mr. Glenn Jackson Williams · 2,301 employees · United States · https://www.primerica.com