UNMUNMFinancial Services · Insurance - Life

UNM Stock Forecast: Unum Group Price Predictions for 2026-2027

Last close, 14 Oct 2026
$91
−0.64% on the day

The 13 Wall Street analysts covering Unum Group hold a median 12-month price target of $99 — +8.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 56 of 100 as at 14 Oct 2026 — in the upper half.

Market cap
$14.6B
Ticker Nerd rank
56 / 100
Median analyst target
$99
Analysts covering
13
Revenue$3.4B+0.1% y/y
Net income$256.9M
Free cash flow$474.3M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−1.9%
1M
−3.6%
YTD
+20.1%
1Y
+22.3%
From 52W high
−5.3%
From 52W low
+31.0%
$70
$97
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

UNM stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Unum Group on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 14 Oct 2026
56 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
89
Issuance
84
Accruals
71
Revisions
63
Value
57
Volatility
47
Growth
37
Quality
22
Size
12

Momentum (89): The shares have been drifting up relative to others.

Quality (22): Profits are thin or unreliable for the size of the business, or they are not turning into cash.

Size (12): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

UNM stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on UNM, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$70$80$90$100$110$120$130Jan 26Apr 26Jul 26Oct 26UNMHigh $122Median $99Low $92

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says13 analysts
9 Buy4 Hold0 Sell
Low $92Median $99High $122

The green dot is the last close — the median target sits +8.2% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 8 moved their price target up and 3 moved it down.

DateFirmActionRatingTarget
12 Oct 2026Wells FargoMaintainsOverweight$100 → $102
7 Oct 2026BarclaysMaintainsOverweight$110 → $109
24 Aug 2026Morgan StanleyMaintainsEqual-Weight$87 → $92
24 Aug 2026Morgan StanleyMaintainsEqual-Weight—
3 Aug 2026JP MorganMaintainsNeutral$101 → $98
3 Aug 2026JP MorganMaintainsNeutral—
30 July 2026Keefe, Bruyette & WoodsMaintainsOutperform—
30 July 2026Keefe, Bruyette & WoodsMaintainsOutperform$110 → $108
21 July 2026JP MorganMaintainsNeutral$90 → $101
21 July 2026JP MorganMaintainsNeutral—
13 July 2026Evercore ISI GroupMaintainsOutperform—
13 July 2026Evercore ISI GroupMaintainsOutperform$106 → $111
10 July 2026JefferiesMaintainsBuy—
10 July 2026JefferiesMaintainsBuy$117 → $123
9 July 2026Wells FargoMaintainsOverweight$100 → $101
9 July 2026Wells FargoMaintainsOverweight—
7 July 2026Evercore ISI GroupMaintainsOutperform—
7 July 2026Evercore ISI GroupMaintainsOutperform$103 → $106
6 July 2026BarclaysMaintainsOverweight$105 → $110
6 July 2026BarclaysMaintainsOverweight—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. UNM appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

UNM vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 14 Oct 2026, Unum Group returned +22.3% against +17.5% for the S&P 500, dividends included.

UNM vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130Jan 26Apr 26Jul 26Oct 26UNMS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

UNM analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−1.4%
Analysts raising
0
Analysts cutting
12
Fundamentals

Unum Group (UNM) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
21.5×

Cheaper than 35% of US stocks

Price / sales
1.1×

Cheaper than 66% of US stocks

Price / book
1.3×

Cheaper than 58% of US stocks

EV / EBITDA
13.1×

Cheaper than 27% of US stocks

Growth & margins
Revenue growth (YoY)
0.3%

Higher than 28% of US stocks

Earnings growth (YoY)
−23.5%

Higher than 19% of US stocks

Gross margin
—
Operating margin
11.4%

Higher than 66% of US stocks

Net margin
5.3%

Higher than 61% of US stocks

Returns & dividend
Return on equity
6.4%

Higher than 55% of US stocks

Return on assets
1.1%

Higher than 51% of US stocks

Dividend yield
2.2%

Higher than 80% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Unum Group (UNM) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Unum Group has a market value of $14.6B and an enterprise value of $16.5B.

  • Revenue in the twelve months to 30 June 2026: $13.2B. The latest quarter grew 0.3% year on year.

  • Net income over the same four quarters: $702.7M, a 5.3% net margin.

  • Diluted earnings per share, trailing twelve months: $4.29.

  • Free cash flow in the twelve months to 30 June 2026: $693.0M.

  • Unum Group spent $1.1B on share buybacks and $307.5M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 158.3M.

  • Trailing P/E: 21.5×; forward P/E: 9.8× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.19%, paying out 43% of earnings.

  • Unum Group employs 10,684 people — $1.2M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 14 Oct 2026

Data provided by Twelve Data

Peers

UNM vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Life
CompanyMarket capTKN rank
UNMUnum Group$14.6B
56
GLGlobe Life, Inc.$13.3B
64
JXNJackson Financial, Inc.$8.8B
64
PRIPrimerica, Inc.$8.6B
86
LNCLincoln National Corp.$7.7B
58
PRUPrudential Financial, Inc.$39.7B
79
CNOCNO Financial Group, Inc.$5.0B
69

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Unum Group — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest UNM news & analysis

Can Unum Group's Colonial Life Sustain Its Earnings Momentum?

Zacks Investment Research · 8 Oct 2026positive

Zacks reports that Unum Group’s Colonial Life is gaining momentum, supported by sales growth, favorable claims, higher investment income and strong profitability.

Why it matters — These factors may be relevant to UNM watchers assessing the performance of Colonial Life and its contribution to the company.

Unum Group to Release Third Quarter 2026 Results and Host Conference Call

Business Wire · 7 Oct 2026neutral

Unum Group said it will release its third-quarter 2026 results on November 3, 2026, at approximately 4:15 p.m. ET. Senior management will host a conference call the following morning at 8:00 a.m. ET to discuss the results.

Why it matters — The announcement gives UNM watchers the timing and format for the company's upcoming quarterly results update.

Unum Group (UNM) Presents at KBW Insurance Conference 2026 Transcript

Seeking Alpha · 9 Sept 2026neutral

Unum Group presented at the KBW Insurance Conference 2026, and a transcript of the presentation was published by Seeking Alpha.

Why it matters — The conference presentation transcript offers UNM watchers insight into the company's messaging and strategic commentary delivered to the investment community.

Unum Group to Present at the KBW Insurance Conference

Business Wire · 27 Aug 2026neutral

Unum Group announced that President & CEO Rick McKenney will present at the KBW Insurance Conference on Wednesday, September 9, 2026, at 2:05 p.m. ET. He will discuss the company's business strategy and future growth prospects, with a live audio webcast available on Unum's investor website.

Why it matters — A UNM watcher would care because the CEO's presentation at a major industry conference offers insight into the company's strategic direction and growth outlook.

FAQ

Frequently asked questions about UNM stock

What is the UNM stock price forecast for 2026-2027?

The 13 Wall Street analysts covering Unum Group have a median 12-month price target of $99, with estimates ranging from $92 to $122. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is UNM stock a buy right now?

Of the 13 analysts covering Unum Group, 9 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Unum Group 56 out of 100 across roughly 4,600 US stocks as at 14 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank UNM?

As at 14 Oct 2026, Unum Group ranks 56 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (89 of 100).

Will UNM stock go up?

No one can know that. What the data says: the median 12-month target from 13 analysts implies +8.2% from the last close, and Ticker Nerd's factor model ranks Unum Group 56 out of 100 as at 14 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the UNM stock forecast for 2030?

No analyst covering Unum Group publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UNM are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $92 to $122 over the next 12 months.

How has UNM stock performed over the past year?

Unum Group returned +22.3% over the 12 months to 14 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Unum Group do?

Unum Group is an American insurance company that provides financial protection benefits for employers, employees, and their families. Its core offerings include group and individual disability coverage, life insurance, accident and critical illness protection, dental and vision benefits, and leave and absence management services.

What is the latest news on UNM?

The most recent item we track (Business Wire, 15 Oct 2026): "Unum Group Declares Quarterly Dividend of $0.505 Per Share of Its Common Stock". Unum Group’s board declared a quarterly dividend of $0.505 per common share, payable November 20, 2026, to shareholders of record on October 30, 2026.

Company

About Unum Group.

Unum Group is an American insurance company that provides financial protection benefits for employers, employees, and their families. Its core offerings include group and individual disability coverage, life insurance, accident and critical illness protection, dental and vision benefits, and leave and absence management services. Through its Unum US, Unum International, Colonial Life, and closed-block operations, the company serves workplace benefit needs across the United States, the United Kingdom, and Poland. Unum Group focuses on helping organizations support employee well-being with products designed to protect income, health-related expenses, and family finances in the event of illness, injury, or death. Headquartered in Chattanooga, Tennessee, Unum Group is a major participant in the employee benefits and insurance market.

CEO Mr. Richard Paul McKenney · 10,684 employees · United States · https://www.unum.com