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UNM Stock Forecast 2025-2026
$74.29
Current Price
$12.65B
Market Cap
Buy 9
Hold 4
Sell 0
Wall St Analyst Ratings
Distance to UNM Price Targets
+54.8%
To High Target of $115.00
+22.5%
To Median Target of $91.00
+9.0%
To Low Target of $81.00
UNM Price Momentum
-2.2%
1 Week Change
-4.9%
1 Month Change
-0.9%
1 Year Change
+1.7%
Year-to-Date Change
-12.1%
From 52W High of $84.48
+11.2%
From 52W Low of $66.81
📊 TOP ANALYST CALLS
Did UNM Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if Unum is one of their latest high-conviction picks.
Latest UNM Stock Price Targets & Analyst Predictions
Based on our analysis of 20 Wall Street analysts, UNM has a bullish consensus with a median price target of $91.00 (ranging from $81.00 to $115.00). The overall analyst rating is Strong Buy (8.5/10). Currently trading at $74.29, the median forecast implies a 22.5% upside. This outlook is supported by 9 Buy, 4 Hold, and 0 Sell ratings.
Conversely, the most conservative target is provided by Nigel Dally at Morgan Stanley, suggesting a 9.0% upside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
UNM Analyst Ratings
9
Buy
4
Hold
0
Sell
UNM Price Target Range
Low
$81.00
Average
$91.00
High
$115.00
Current: $74.29
Latest UNM Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for UNM.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Nov 5, 2025 | Evercore ISI Group | Thomas Gallagher | Outperform | Maintains | $99.00 |
| Nov 4, 2025 | JP Morgan | Jimmy Bhullar | Neutral | Maintains | $92.00 |
| Oct 8, 2025 | Wells Fargo | Elyse Greenspan | Overweight | Maintains | $98.00 |
| Oct 8, 2025 | Barclays | Alex Scott | Overweight | Maintains | $95.00 |
| Oct 7, 2025 | Morgan Stanley | Nigel Dally | Equal-Weight | Maintains | $81.00 |
| Sep 16, 2025 | Wolfe Research | Tracy Benguigui | Outperform | Initiates | $91.00 |
| Aug 18, 2025 | Morgan Stanley | Nigel Dally | Equal-Weight | Maintains | $79.00 |
| Jul 31, 2025 | Keefe, Bruyette & Woods | Ryan Krueger | Outperform | Reiterates | $95.00 |
| Jul 31, 2025 | Wells Fargo | Elyse Greenspan | Overweight | Maintains | $100.00 |
| Jul 30, 2025 | UBS | Michael Ward | Neutral | Maintains | $87.00 |
| Jul 30, 2025 | Evercore ISI Group | Thomas Gallagher | Outperform | Maintains | $96.00 |
| Jul 14, 2025 | Morgan Stanley | Nigel Dally | Equal-Weight | Maintains | $85.00 |
| Jul 8, 2025 | JP Morgan | Jimmy Bhullar | Neutral | Maintains | $96.00 |
| Jul 7, 2025 | Barclays | Alex Scott | Overweight | Maintains | $96.00 |
| Jul 3, 2025 | Piper Sandler | John Barnidge | Overweight | Maintains | $92.00 |
| Jul 1, 2025 | Wells Fargo | Elyse Greenspan | Overweight | Maintains | $105.00 |
| May 23, 2025 | UBS | Neutral | Maintains | $89.00 | |
| May 19, 2025 | Morgan Stanley | Nigel Dally | Equal-Weight | Maintains | $83.00 |
| May 1, 2025 | Wells Fargo | Elyse Greenspan | Overweight | Maintains | $97.00 |
| Apr 11, 2025 | Barclays | Alex Scott | Overweight | Maintains | $89.00 |
Unum Group (UNM) Competitors
The following stocks are similar to Unum based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Unum Group (UNM) Financial Data
Unum Group has a market capitalization of $12.65B with a P/E ratio of 14.4x. The company generates $13.07B in trailing twelve-month revenue with a 7.0% profit margin.
Revenue growth is +5.0% quarter-over-quarter, while maintaining an operating margin of +3.2% and return on equity of +8.4%.
Valuation Metrics
Market Cap
$12.65B
Enterprise Value
$13.51B
P/E Ratio
14.4x
PEG Ratio
-0.2x
Price/Sales
1.0x
Growth & Margins
Revenue Growth (YoY)
+5.0%
Gross Margin
N/A
Operating Margin
+3.2%
Net Margin
+7.0%
EPS Growth
-93.9%
Financial Health
Cash/Price Ratio
+23.6%
Current Ratio
15.5x
Debt/Equity
36.7x
ROE
+8.4%
ROA
+1.3%
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Unum Group (UNM) Business Model
About Unum Group
What They Do
Provides financial protection insurance products.
Business Model
The company generates revenue by offering various insurance products, including disability, life, accident, critical illness, and dental insurance. It serves both individual consumers and businesses, focusing on income protection and benefits solutions that are critical for financial stability during challenging times.
Additional Information
Unum Group is headquartered in Chattanooga, Tennessee, and operates in the United States, the United Kingdom, and Poland. Its diverse client base ranges from corporate clients to small businesses and individual policyholders, making it an integral part of workforce benefits and personal financial planning. The company is committed to evolving its offerings to meet customer needs in the insurance industry.
Company Information
Sector
Financial Services
Industry
Insurance - Life
Employees
10,833
CEO
Mr. Richard Paul McKenney
Country
United States
IPO Year
1986
Website
www.unum.comUnum Group (UNM) Latest News & Analysis
Featured Analysis
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Zacks Investment Research
Why Is Unum (UNM) Down 5% Since Last Earnings Report?
Unum (UNM) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.
Dec 03, 2025
By Zacks Equity Research
Realtime BLOG
Zacks Industry Outlook Highlights Aflac, Unum Group, Globe Life and Trupanion
Aflac, Unum, Globe Life and Trupanion stand out as insurers navigating pricing pressure and rising medical costs with disciplined underwriting and tech-driven efficiency.
Dec 03, 2025
By Zacks Equity Research
Press Releases
4 Accident & Health Insurers to Watch Amid Rising Medical Costs
Accident and Health Insurance stocks like AFL, UNM, GL and TRUP are set to gain from rising underwriting exposure and accelerated digitalization. However, pricing pressure is a concern given rising medical costs and inflation.
Dec 02, 2025
By Tanuka De
Industry Outlook
Latest News
Quick Summary
Unum (UNM) recently reported earnings 30 days ago. Investors should monitor upcoming developments and market reactions for future stock performance.
Why It Matters
Upcoming performance indicators for Unum (UNM) could influence stock movement, impacting investor sentiment and potential returns based on earnings report analysis.
Source: Zacks Investment Research
Market Sentiment:
Negative
Quick Summary
Accident and Health Insurance stocks such as AFL, UNM, GL, and TRUP may benefit from increased underwriting and digitalization, though they face pricing pressure due to rising medical costs and inflation.
Why It Matters
Rising underwriting exposure and digitalization may boost Accident and Health Insurance stocks, but pricing pressure from medical costs and inflation poses risks to profitability.
Source: Zacks Investment Research
Market Sentiment:
Neutral
Unum Group Completes Senior Notes Offering
22 days ago
Quick Summary
Unum Group (NYSE: UNM) has completed a $300 million senior notes offering due in 2035, with a 5.250% coupon rate. Proceeds will fund general corporate purposes and repay maturing debt.
Why It Matters
Unum Group's $300 million senior notes offering at a 5.250% coupon indicates financial strategy shifts, impacting debt structure and future cash management, relevant for assessing risk and yield.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
AM Best has assigned a Long-Term Issue Credit Rating of "bbb+" to Unum Group's $300 million senior unsecured notes due Dec. 15, 2035, with a stable outlook. Proceeds will fund corporate purposes and debt repayment.
Why It Matters
Unum Group's “bbb+” rating for its $300 million notes indicates solid creditworthiness, suggesting lower risk for investors. The stability of the outlook reflects confidence in the company's financial health.
Source: Business Wire
Market Sentiment:
Neutral
Unum Group Reports Third Quarter 2025 Results
1 month ago
Quick Summary
Unum Group (NYSE: UNM) reported Q3 2025 net income of $39.7 million ($0.23/share), down from $645.7 million ($3.46/share) in Q3 2024, impacted by reinsurance amortization costs.
Why It Matters
Unum Group's significant decline in net income signals potential operational challenges and may affect investor confidence, impacting stock valuation and future growth prospects.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
Unum (UNM) reported its quarterly performance for September 2025, suggesting investors should compare key metrics to Wall Street estimates and year-ago figures for deeper insights.
Why It Matters
Unum's quarterly performance against Wall Street estimates and year-ago figures can influence stock valuation, investor sentiment, and future earnings projections, impacting investment decisions.
Source: Zacks Investment Research
Market Sentiment:
Positive
Frequently Asked Questions About UNM Stock
What is Unum Group's (UNM) stock forecast for 2026?
Based on our analysis of 20 Wall Street analysts, Unum Group (UNM) has a median price target of $91.00. The highest price target is $115.00 and the lowest is $81.00.
Is UNM stock a good investment in 2026?
According to current analyst ratings, UNM has 9 Buy ratings, 4 Hold ratings, and 0 Sell ratings. The stock is currently trading at $74.29. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for UNM stock?
Wall Street analysts predict UNM stock could reach $91.00 in the next 12 months. This represents a 22.5% increase from the current price of $74.29. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Unum Group's business model?
The company generates revenue by offering various insurance products, including disability, life, accident, critical illness, and dental insurance. It serves both individual consumers and businesses, focusing on income protection and benefits solutions that are critical for financial stability during challenging times.
What is the highest forecasted price for UNM Unum Group?
The highest price target for UNM is $115.00 from at , which represents a 54.8% increase from the current price of $74.29.
What is the lowest forecasted price for UNM Unum Group?
The lowest price target for UNM is $81.00 from Nigel Dally at Morgan Stanley, which represents a 9.0% increase from the current price of $74.29.
What is the overall UNM consensus from analysts for Unum Group?
The overall analyst consensus for UNM is bullish. Out of 20 Wall Street analysts, 9 rate it as Buy, 4 as Hold, and 0 as Sell, with a median price target of $91.00.
How accurate are UNM stock price projections?
Stock price projections, including those for Unum Group, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: December 6, 2025 3:14 PM UTC