TICKERNERD
Menu
UNMUNMFinancial Services · Insurance - Life

UNM Stock Forecast: Unum Group Price Predictions for 2026-2027

Last close, 14 Aug 2026
$93
+0.68% on the day

The 13 Wall Street analysts covering Unum Group hold a median 12-month price target of $99 — +6.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 51 of 100 as at 15 Aug 2026 — in the upper half.

Market cap
$14.8B
Ticker Nerd rank
51 / 100
Median analyst target
$99
Analysts covering
13
Total return, dividends reinvested
1W
+3.1%
1M
+6.1%
YTD
+22.6%
1Y
+34.8%
From 52W high
0.0%
From 52W low
+39.4%
$67
$93
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

UNM stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Unum Group on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 15 Aug 2026
51 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
84
Accruals
71
Momentum
70
Volatility
63
Value
59
Revisions
54
Growth
36
Quality
25
Size
12

Issuance (84): The share count has been shrinking and the company is not leaning on new borrowing.

Quality (25): Profits are thin or unreliable for the size of the business, or they are not turning into cash.

Size (12): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

UNM stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on UNM, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$60$70$80$90$100$110$120$130Oct 25Jan 26Apr 26Jul 26UNMHigh $122Median $99Low $87

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says13 analysts
9 Buy4 Hold0 Sell
Low $87Median $99High $122

The green dot is the last close — the median target sits +6.1% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 6 moved their price target up and 3 moved it down.

DateFirmActionRatingTarget
3 Aug 2026JP MorganMaintainsNeutral$101 → $98
30 July 2026Keefe, Bruyette & WoodsMaintainsOutperform$110 → $108
21 July 2026JP MorganMaintainsNeutral$90 → $101
21 July 2026JP MorganMaintainsNeutral—
13 July 2026Evercore ISI GroupMaintainsOutperform$106 → $111
13 July 2026Evercore ISI GroupMaintainsOutperform—
10 July 2026JefferiesMaintainsBuy$117 → $123
10 July 2026JefferiesMaintainsBuy—
9 July 2026Wells FargoMaintainsOverweight$100 → $101
9 July 2026Wells FargoMaintainsOverweight—
7 July 2026Evercore ISI GroupMaintainsOutperform$103 → $106
7 July 2026Evercore ISI GroupMaintainsOutperform—
6 July 2026BarclaysMaintainsOverweight$105 → $110
6 July 2026BarclaysMaintainsOverweight—
6 July 2026Wolfe ResearchMaintainsOutperform$102 → $100
6 July 2026Wolfe ResearchMaintainsOutperform—
21 May 2026Morgan StanleyMaintainsEqual-Weight—
5 May 2026Wells FargoMaintainsOverweight—
30 Apr 2026Truist SecuritiesMaintainsBuy—
14 Apr 2026B of A SecuritiesMaintainsNeutral—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. UNM appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

UNM analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−0.5%
Analysts raising
3
Analysts cutting
4
Fundamentals

Unum Group (UNM) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
21.7×

Cheaper than 37% of US stocks

Price / sales
1.1×

Cheaper than 68% of US stocks

Price / book
1.4×

Cheaper than 62% of US stocks

EV / EBITDA
13.2×

Cheaper than 28% of US stocks

Growth & margins
Revenue growth (YoY)
0.3%

Higher than 28% of US stocks

Earnings growth (YoY)
−23.5%

Higher than 18% of US stocks

Gross margin
—
Operating margin
11.4%

Higher than 66% of US stocks

Net margin
5.3%

Higher than 60% of US stocks

Returns & dividend
Return on equity
6.4%

Higher than 56% of US stocks

Return on assets
1.1%

Higher than 51% of US stocks

Dividend yield
2.2%

Higher than 49% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

UNM vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Life
CompanyMarket capTKN rank
UNMUnum Group$14.8B
51
GLGlobe Life, Inc.$14.4B
73
PRIPrimerica, Inc.$9.7B
84
JXNJackson Financial, Inc.$9.2B
65
LNCLincoln National Corp.$8.7B
73
PRUPrudential Financial, Inc.$43.8B
74
CNOCNO Financial Group, Inc.$5.1B
76

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Unum Group — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest UNM news & analysis

Unum Group Q2 Earnings Call Highlights

MarketBeat · 1 Aug 2026positive

Unum Group reported second-quarter after-tax adjusted operating earnings per share of $2.16, up 4.9% from a year earlier, with year-to-date adjusted operating EPS up 7.5%. The insurer reaffirmed its full-year adjusted operating EPS outlook of $8.60 to $8.90 despite pressure in the US paid family and medical leave business and UK group income protection.

Why it matters — A UNM watcher would care because the insurer posted higher adjusted operating earnings while reaffirming its full-year EPS guidance, indicating resilience despite headwinds in two specific business lines.

Unum Group (UNM) Q2 2026 Earnings Call Transcript

Seeking Alpha · 29 July 2026neutral

Unum Group published the transcript of its Q2 2026 earnings call on Seeking Alpha, covering the quarter's financial results and discussion.

Why it matters — The earnings call transcript provides UNM watchers with direct details on the company's second-quarter performance and management commentary.

UNM Q2 Earnings and Revenues Beat Estimates on Solid Premium Growth

Zacks Investment Research · 29 July 2026positive

Unum Group's second-quarter results beat estimates, driven by premium growth and strong core business performance, though lower investment income and higher costs weighed on earnings.

Why it matters — The Q2 beat suggests Unum's core operations remain resilient, offering reassurance to investors monitoring the company's financial health.

Unum (UNM) Reports Q2 Earnings: What Key Metrics Have to Say

Zacks Investment Research · 29 July 2026neutral

Zacks Investment Research reports that Unum (UNM) has released its Q2 earnings for the quarter ended June 2026, with the article comparing the company's top- and bottom-line numbers to Wall Street estimates and prior-year figures.

Why it matters — For Unum watchers, this item presents how the company's key financial metrics performed relative to analyst expectations and historical results, offering a snapshot of the quarter's outcome.

Unum (UNM) Beats Q2 Earnings and Revenue Estimates

Zacks Investment Research · 28 July 2026positive

Unum reported quarterly earnings of $2.16 per share, surpassing the Zacks Consensus Estimate of $2.14 per share and up from $2.07 per share a year ago.

Why it matters — The earnings beat indicates Unum's quarterly financial results exceeded what analysts had expected.

FAQ

Frequently asked questions about UNM stock

What is the UNM stock price forecast for 2026-2027?

The 13 Wall Street analysts covering Unum Group have a median 12-month price target of $99, with estimates ranging from $87 to $122. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is UNM stock a buy right now?

Of the 13 analysts covering Unum Group, 9 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Unum Group 51 out of 100 across roughly 4,600 US stocks as at 15 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank UNM?

As at 15 Aug 2026, Unum Group ranks 51 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (84 of 100).

Will UNM stock go up?

No one can know that. What the data says: the median 12-month target from 13 analysts implies +6.1% from the last close, and Ticker Nerd's factor model ranks Unum Group 51 out of 100 as at 15 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the UNM stock forecast for 2030?

No analyst covering Unum Group publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UNM are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $87 to $122 over the next 12 months.

How has UNM stock performed over the past year?

Unum Group returned +34.8% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Unum Group do?

Unum Group is a leading insurance company specializing in financial protection benefits. Its primary function is to offer products and services such as disability, life, accident, critical illness, and dental insurance to both individual consumers and larger business entities.

What is the latest news on UNM?

The most recent item we track (MarketBeat, 1 Aug 2026): "Unum Group Q2 Earnings Call Highlights". Unum Group reported second-quarter after-tax adjusted operating earnings per share of $2.16, up 4.9% from a year earlier, with year-to-date adjusted operating EPS up 7.5%. The insurer reaffirmed its full-year adjusted operating EPS outlook of $8.60 to $8.90 despite pressure in the US paid family and medical leave business and UK group income protection.

Company

About Unum Group.

Unum Group is a leading insurance company specializing in financial protection benefits. Its primary function is to offer products and services such as disability, life, accident, critical illness, and dental insurance to both individual consumers and larger business entities. With a focus on providing income protection and benefits solutions, Unum Group plays a crucial role in the financial well-being of its clients by helping secure financial stability in times of need. The company serves a wide range of sectors including corporate clients, small businesses, and individual policyholders, making its offerings integral to workforce benefits and personal financial planning. Headquartered in Chattanooga, Tennessee, Unum Group operates across the United States, the United Kingdom, and Poland, underscoring its international presence and influence in the insurance industry. As a major player in the financial services sector, it continues to enhance its offerings to meet evolving customer needs, thereby maintaining its position as a pivotal provider in the realm of employee benefits solutions.

CEO Mr. Richard Paul McKenney · 10,833 employees · United States · https://www.unum.com