RPAYRPAYTechnology · Software - Infrastructure

RPAY Stock Forecast: Repay Holdings Corp. Price Predictions for 2026-2027

Last close, 12 Aug 2026
$3.76
+1.49% on the day

The 5 Wall Street analysts covering Repay Holdings Corp. hold a median 12-month price target of $6 — +59.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 29 of 100 as at 11 Aug 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.

Market cap
$337.4M
Ticker Nerd rank
29 / 100
Median analyst target
$6.00
Analysts covering
5
Total return, dividends reinvested
1W
−6.1%
1M
−8.0%
YTD
+2.9%
1Y
−29.8%
From 52W high
−37.0%
From 52W low
+56.5%
$2.40
$5.96
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

RPAY stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Repay Holdings Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 11 Aug 2026
29 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
77
Size
61
Issuance
46
Value
41
Growth
40
Momentum
38
Volatility
34
Quality
18
Accruals
18

Revisions (77): Analysts have, on balance, been raising their forecasts.

Accruals (18): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

RPAY stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on RPAY, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$2.00$4.00$6.00$8.00$10.00Oct 25Jan 26Apr 26Jul 26RPAYHigh $10.00Median $6.00Low $4.25

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says5 analysts
4 Buy1 Hold0 Sell
Low $4.25Median $6.00High $10.00

The green dot is the last close — the median target sits +59.8% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
15 July 2026DA DavidsonMaintainsBuy$6.00
1 July 2026DA DavidsonMaintainsBuy
1 July 2026DA DavidsonMaintainsBuy$6.00
30 June 2026DA DavidsonMaintainsBuy
30 June 2026DA DavidsonMaintainsBuy$6.00
3 June 2026DA DavidsonMaintainsBuy
3 June 2026UBSMaintainsNeutral
7 May 2026UBSMaintainsNeutral
5 May 2026DA DavidsonMaintainsBuy
5 May 2026Stephens & Co.DowngradeEqual-Weight
28 Apr 2026DA DavidsonMaintainsBuy
10 Apr 2026DA DavidsonMaintainsBuy
16 Mar 2026Canaccord GenuityMaintainsBuy
11 Mar 2026DA DavidsonMaintainsBuy
11 Mar 2026Morgan StanleyMaintainsEqual-Weight
11 Mar 2026UBSMaintainsNeutral
10 Mar 2026BenchmarkMaintainsBuy
10 Mar 2026DA DavidsonMaintainsBuy
13 Nov 2025DA DavidsonMaintainsBuy
12 Nov 2025Morgan StanleyMaintainsEqual-Weight

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. RPAY appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

RPAY analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+1.7%
Analysts raising
2
Analysts cutting
2
Fundamentals

Repay Holdings Corp. (RPAY) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
54.3×

Cheaper than 14% of US stocks

Price / sales
1.1×

Cheaper than 69% of US stocks

Price / book
0.6×

Cheaper than 84% of US stocks

EV / EBITDA
9.4×

Cheaper than 41% of US stocks

Growth & margins
Revenue growth (YoY)
4.5%

Higher than 38% of US stocks

Earnings growth (YoY)
4.5%

Higher than 42% of US stocks

Gross margin
76.1%

Higher than 88% of US stocks

Operating margin
−0.0%

Higher than 33% of US stocks

Net margin
−82.7%

Higher than 7% of US stocks

Returns & dividend
Return on equity
−43.9%

Higher than 23% of US stocks

Return on assets
−0.4%

Higher than 42% of US stocks

Dividend yield

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

RPAY vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelSoftware - Infrastructure
CompanyMarket capTKN rank
RPAYRepay Holdings Corp.$337.4M
29
TLSTelos Corp.$321.0M
99
BKKTBakkt, Inc.$328.8M
19
PDYNPalladyne AI Corp.$312.3M
10
MOVECorvex, Inc.$304.0M
27
IMXIInternational Money Express, Inc.$345.6M
71
PSFEPaysafe Ltd.$356.1M
35

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Repay Holdings Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest RPAY news & analysis

Repay Holdings Corporation (RPAY) Q2 2026 Earnings Call Transcript

Seeking Alpha · 11 Aug 2026neutral

Repay Holdings Corporation released the transcript of its Q2 2026 earnings call, as published by Seeking Alpha. The transcript contains the company's discussion of its second-quarter 2026 financial results and operations.

Why it matters — RPAY watchers would use the earnings-call transcript for direct insight into the company's latest quarterly performance and management commentary.

Repay Q2 Earnings Call Highlights

MarketBeat · 11 Aug 2026positive

Repay Holdings reported 33% revenue growth in Q2, benefiting from the consolidation of its June acquisition of KUBRA, and management reiterated its full-year outlook while outlining integration, synergy and deleveraging targets.

Why it matters — The strong revenue growth and reaffirmed guidance, alongside progress on integrating KUBRA, signal that the acquisition is on track and the company remains confident in its financial trajectory.

Repay Holdings (RPAY) Meets Q2 Earnings Estimates

Zacks Investment Research · 10 Aug 2026neutral

Repay Holdings reported Q2 earnings of $0.2 per share, matching the Zacks Consensus Estimate and equal to its earnings of $0.2 per share a year ago.

Why it matters — The result met analyst expectations, giving RPAY watchers a baseline for how the company is performing versus consensus.

REPAY Reports Second Quarter 2026 Financial Results

Business Wire · 10 Aug 2026neutral

Repay Holdings Corporation reported second-quarter 2026 financial results, with revenue of $100.7 million, up from $75.6 million in Q2 2025, and a net loss of $11.5 million for the quarter ended June 30, 2026.

Why it matters — The results give RPAY watchers the latest quarterly view of the company's revenue growth and ongoing net losses.

REPAY Introduces REPAY Voice™ for Natural, Conversational Phone Payments

Business Wire · 6 Aug 2026positive

REPAY announced the launch of REPAY Voice, an AI-powered interactive voice response (IVR) solution that enables natural, conversational phone interactions with a virtual agent to process payments.

Why it matters — RPAY watchers would care because it reflects the company expanding its payments product portfolio with AI-driven voice technology.

FAQ

Frequently asked questions about RPAY stock

What is the RPAY stock price forecast for 2026-2027?

The 5 Wall Street analysts covering Repay Holdings Corp. have a median 12-month price target of $6, with estimates ranging from $4.25 to $10. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is RPAY stock a buy right now?

Of the 5 analysts covering Repay Holdings Corp., 4 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Repay Holdings Corp. 29 out of 100 across roughly 4,600 US stocks as at 11 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank RPAY?

As at 11 Aug 2026, Repay Holdings Corp. ranks 29 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (77 of 100).

Will RPAY stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +59.8% from the last close, and Ticker Nerd's factor model ranks Repay Holdings Corp. 29 out of 100 as at 11 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the RPAY stock forecast for 2030?

No analyst covering Repay Holdings Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for RPAY are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $4.25 to $10 over the next 12 months.

How has RPAY stock performed over the past year?

Repay Holdings Corp. returned -29.8% over the 12 months to 12 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Repay Holdings Corp. do?

Repay Holdings Corporation provides integrated payment processing solutions through a proprietary technology platform tailored to vertical markets with specific transaction needs. It enables payments via mobile apps, text, interactive voice response, virtual terminals, hosted payment pages, and online customer portals.

What is the latest news on RPAY?

The most recent item we track (Seeking Alpha, 11 Aug 2026): "Repay Holdings Corporation (RPAY) Q2 2026 Earnings Call Transcript". Repay Holdings Corporation released the transcript of its Q2 2026 earnings call, as published by Seeking Alpha. The transcript contains the company's discussion of its second-quarter 2026 financial results and operations.

Company

About Repay Holdings Corp.

Repay Holdings Corporation provides integrated payment processing solutions through a proprietary technology platform tailored to vertical markets with specific transaction needs. It enables payments via mobile apps, text, interactive voice response, virtual terminals, hosted payment pages, and online customer portals. The company operates in two main segments: Consumer Payments, which offers debit and credit card processing, ACH processing, and other electronic payment acceptance solutions; and Business Payments, which includes accounts payable automation, virtual credit card processing, ACH, and additional electronic solutions. Key services encompass instant funding, clearing and settlement, messaging management, STX mortgage transfer automation, virtual debit cards, and value-added services. Repay Holdings Corporation supports industries such as automotive finance, lending, construction, manufacturing, and heavy trucking through partnerships and integrations that embed payment capabilities into third-party platforms for multi-channel acceptance, automation, and real-time visibility. Founded in 2006 and headquartered in Atlanta, Georgia, it plays a vital role in enhancing efficiency and security in diversified payment processing for businesses and consumers.

CEO Mr. John Andrew Morris Sr., CPA · 486 employees · United States · https://repay.com