RPAYRPAYTechnology · Software - Infrastructure

RPAY Stock Forecast: Repay Holdings Corp. Price Predictions for 2026-2027

Last close, 11 Sept 2026
$3.56
0.00% on the day

The 5 Wall Street analysts covering Repay Holdings Corp. hold a median 12-month price target of $6 — +68.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 21 of 100 as at 12 Sept 2026 — in the weakest quartile. The Street sees upside; the factor read is a caution. That gap is the story on this page.

Market cap
$313.9M
Ticker Nerd rank
21 / 100
Median analyst target
$6.00
Analysts covering
5
Revenue$100.7M+33.2% y/y
Operating income−$3.3M
Net income−$11.5M
Free cash flow$27.4M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−8.2%
1M
−3.8%
YTD
−2.5%
1Y
−39.9%
From 52W high
−39.9%
From 52W low
+48.3%
$2.40
$5.92
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

RPAY stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Repay Holdings Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 12 Sept 2026
21 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Size
61
Revisions
47
Issuance
45
Value
42
Growth
40
Momentum
37
Volatility
35
Quality
19
Accruals
17

Size (61): Smaller than most of the companies we track.

Accruals (17): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

RPAY stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on RPAY, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$2.00$4.00$6.00$8.00$10.00Oct 25Jan 26Apr 26Jul 26RPAYHigh $10.00Median $6.00Low $4.25

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says5 analysts
4 Buy1 Hold0 Sell
Low $4.25Median $6.00High $10.00

The green dot is the last close — the median target sits +68.5% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
19 Aug 2026Canaccord GenuityMaintainsBuy$8.00
15 July 2026DA DavidsonMaintainsBuy$6.00
15 July 2026DA DavidsonMaintainsBuy
1 July 2026DA DavidsonMaintainsBuy
1 July 2026DA DavidsonMaintainsBuy$6.00
30 June 2026DA DavidsonMaintainsBuy$6.00
30 June 2026DA DavidsonMaintainsBuy
3 June 2026DA DavidsonMaintainsBuy
3 June 2026UBSMaintainsNeutral
7 May 2026UBSMaintainsNeutral
5 May 2026DA DavidsonMaintainsBuy
5 May 2026Stephens & Co.DowngradeEqual-Weight
28 Apr 2026DA DavidsonMaintainsBuy
10 Apr 2026DA DavidsonMaintainsBuy
16 Mar 2026Canaccord GenuityMaintainsBuy
11 Mar 2026DA DavidsonMaintainsBuy
11 Mar 2026Morgan StanleyMaintainsEqual-Weight
11 Mar 2026UBSMaintainsNeutral
10 Mar 2026BenchmarkMaintainsBuy
10 Mar 2026DA DavidsonMaintainsBuy

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. RPAY appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

RPAY vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 11 Sept 2026, Repay Holdings Corp. returned −39.9% against +17.5% for the S&P 500, dividends included.

RPAY vs S&P 500, last 12 monthsTotal return, rebased to 100
406080100120Oct 25Jan 26Apr 26Jul 26RPAYS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

RPAY analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+4.7%
Analysts raising
2
Analysts cutting
2
Fundamentals

Repay Holdings Corp. (RPAY) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
54.3×

Cheaper than 13% of US stocks

Price / sales
0.9×

Cheaper than 71% of US stocks

Price / book
0.6×

Cheaper than 82% of US stocks

EV / EBITDA
13.4×

Cheaper than 26% of US stocks

Growth & margins
Revenue growth (YoY)
33.2%

Higher than 79% of US stocks

Earnings growth (YoY)
33.2%

Higher than 67% of US stocks

Gross margin
70.1%

Higher than 83% of US stocks

Operating margin
−3.2%

Higher than 29% of US stocks

Net margin
−49.6%

Higher than 10% of US stocks

Returns & dividend
Return on equity
−31.8%

Higher than 26% of US stocks

Return on assets
−0.4%

Higher than 42% of US stocks

Dividend yield

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Repay Holdings Corp. (RPAY) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Repay Holdings Corp. has a market value of $313.9M and an enterprise value of $981.0M.

  • Revenue in the twelve months to 30 June 2026: $337.8M. The latest quarter grew 33.2% year on year.

  • Net income over the same four quarters: −$176.5M, a −52.2% net margin.

  • Diluted earnings per share, trailing twelve months: $−2.04.

  • Free cash flow in the twelve months to 30 June 2026: $44.8M, after $42.6M of capital spending.

  • Shares outstanding: 82.9M.

  • Trailing P/E: 54.3×; forward P/E: 3.1× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Repay Holdings Corp. employs 486 people $695K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 13 Sept 2026

Data provided by Twelve Data

Peers

RPAY vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelSoftware - Infrastructure
CompanyMarket capTKN rank
RPAYRepay Holdings Corp.$313.9M
21
TLSTelos Corp.$295.5M
99
PSFEPaysafe Ltd.$327.6M
48
PDYNPalladyne AI Corp.$284.7M
11
ARQQArqit Quantum, Inc.$348.9M
6
MOVECorvex, Inc.$351.2M
19
LSAKLesaka Technologies, Inc.$357.3M
38

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Repay Holdings Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest RPAY news & analysis

Are Investors Undervaluing Repay (RPAY) Right Now?

Zacks Investment Research · 10 Sept 2026neutral

Zacks Investment Research published a piece exploring whether investors are undervaluing Repay (RPAY). The article explains that Zacks relies on its Rank system, which emphasizes earnings estimates and estimate revisions, while also monitoring value, growth, and momentum trends to identify standout stocks.

Why it matters — An RPAY watcher would care because the article signals that the stock is being evaluated through Zacks' valuation and momentum frameworks, potentially influencing how investors perceive its current worth.

REPAY Appoints Charles Nabhan as New Head of Investor Relations

Business Wire · 3 Sept 2026neutral

REPAY Holdings Corporation announced the appointment of Charles "Chuck" Nabhan as Head of Investor Relations, effective September 1, 2026. Nabhan will lead the company's investor relations strategy and report to Rob Houser.

Why it matters — A new investor relations head indicates a focus on strengthening communication with the investment community regarding REPAY's growth strategy and financial performance.

Earnings Estimates Rising for Repay Holdings (RPAY): Will It Gain?

Zacks Investment Research · 24 Aug 2026positive

Zacks reports that Repay Holdings (RPAY) shares have begun gaining and may continue moving higher in the near term, based on solid earnings estimate revisions.

Why it matters — A RPAY watcher would care because solid earnings estimate revisions are cited as a signal that the stock's recent upward momentum might persist.

REPAY Joins Visa Platform Connect, Granting ISO and ISV Clients Next-Generation Payment Infrastructure

Business Wire · 19 Aug 2026positive

REPAY has joined Visa Platform Connect, becoming one of a select group of payment processors offering this platform to ISOs and ISVs to build end-to-end payment processing solutions. The move grants REPAY's clients access to next-generation payment infrastructure.

Why it matters — A RPAY watcher would care because joining Visa Platform Connect positions the company among top-tier processors and could broaden its client offerings and competitive standing in the payments space.

Repay Eyes Faster Growth, Debt Reduction as KUBRA Builds Consumer Billing Platform

MarketBeat · 17 Aug 2026positive

Repay Holdings executives said the company is positioning itself as a wider provider of consumer bill payment, bill presentment and communications services following its acquisition of KUBRA. They also outlined plans to accelerate organic growth and use cash flow to reduce leverage.

Why it matters — A Repay watcher would care because the KUBRA acquisition broadens the company's business scope in consumer billing, and its stated focus on accelerating growth and lowering debt signals strategic direction for the company.

FAQ

Frequently asked questions about RPAY stock

What is the RPAY stock price forecast for 2026-2027?

The 5 Wall Street analysts covering Repay Holdings Corp. have a median 12-month price target of $6, with estimates ranging from $4.25 to $10. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is RPAY stock a buy right now?

Of the 5 analysts covering Repay Holdings Corp., 4 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Repay Holdings Corp. 21 out of 100 across roughly 4,600 US stocks as at 12 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank RPAY?

As at 12 Sept 2026, Repay Holdings Corp. ranks 21 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Size (61 of 100).

Will RPAY stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +68.5% from the last close, and Ticker Nerd's factor model ranks Repay Holdings Corp. 21 out of 100 as at 12 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the RPAY stock forecast for 2030?

No analyst covering Repay Holdings Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for RPAY are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $4.25 to $10 over the next 12 months.

How has RPAY stock performed over the past year?

Repay Holdings Corp. returned -39.9% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Repay Holdings Corp. do?

Repay Holdings Corporation Class A Common Stock is the equity security of Repay Holdings Corporation, a payments technology company focused on integrated payment processing solutions. The company provides electronic payment capabilities for consumers and businesses across specialized vertical markets, supporting transactions through card payments, ACH transfers, digital wallets, virtual card programs, instant funding, and accounts payable automation.

What is the latest news on RPAY?

The most recent item we track (Zacks Investment Research, 10 Sept 2026): "Are Investors Undervaluing Repay (RPAY) Right Now?". Zacks Investment Research published a piece exploring whether investors are undervaluing Repay (RPAY). The article explains that Zacks relies on its Rank system, which emphasizes earnings estimates and estimate revisions, while also monitoring value, growth, and momentum trends to identify standout stocks.

Company

About Repay Holdings Corp.

Repay Holdings Corporation Class A Common Stock is the equity security of Repay Holdings Corporation, a payments technology company focused on integrated payment processing solutions. The company provides electronic payment capabilities for consumers and businesses across specialized vertical markets, supporting transactions through card payments, ACH transfers, digital wallets, virtual card programs, instant funding, and accounts payable automation. Its platform is designed to simplify payment acceptance and money movement for industries that rely on recurring or complex transaction workflows, including consumer finance, automotive, healthcare, and business services. Repay Holdings also offers clearing and settlement functionality and related value-added services that help streamline payment operations for merchants and service providers. Based in Atlanta, Georgia, Repay Holdings Corporation operates through Consumer Payments and Business Payments segments, positioning the company as a specialized provider in the financial technology and transaction processing market.

CEO Mr. John Andrew Morris Sr., CPA · 486 employees · United States · https://repay.com