RPAYRPAYTechnology · Software - Infrastructure

RPAY Stock Forecast: Repay Holdings Corp. Price Predictions for 2026-2027

Last close, 8 Oct 2026
$3.87
+1.57% on the day

The 5 Wall Street analysts covering Repay Holdings Corp. hold a median 12-month price target of $6 — +55.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 19 of 100 as at 8 Oct 2026 — in the weakest quartile. The Street sees upside; the factor read is a caution. That gap is the story on this page.

Market cap
$336.0M
Ticker Nerd rank
19 / 100
Median analyst target
$6.00
Analysts covering
5
Revenue$100.7M+33.2% y/y
Operating income−$3.3M
Net income−$11.5M
Free cash flow$27.4M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+3.8%
1M
+5.2%
YTD
+6.0%
1Y
−20.4%
From 52W high
−25.6%
From 52W low
+61.3%
$2.40
$5.20
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

RPAY stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Repay Holdings Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Oct 2026
19 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Size
59
Issuance
45
Growth
41
Volatility
41
Value
40
Revisions
37
Momentum
34
Quality
19
Accruals
17

Size (59): Smaller than most of the companies we track.

Accruals (17): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

RPAY stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on RPAY, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$2.00$4.00$6.00$8.00$10.00Jan 26Apr 26Jul 26Oct 26RPAYHigh $10.00Median $6.00Low $4.25

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says5 analysts
4 Buy1 Hold0 Sell
Low $4.25Median $6.00High $10.00

The green dot is the last close — the median target sits +55.0% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
19 Aug 2026Canaccord GenuityMaintainsBuy$8.00
15 July 2026DA DavidsonMaintainsBuy$6.00
15 July 2026DA DavidsonMaintainsBuy—
1 July 2026DA DavidsonMaintainsBuy—
1 July 2026DA DavidsonMaintainsBuy$6.00
30 June 2026DA DavidsonMaintainsBuy$6.00
30 June 2026DA DavidsonMaintainsBuy—
3 June 2026DA DavidsonMaintainsBuy—
3 June 2026UBSMaintainsNeutral—
7 May 2026UBSMaintainsNeutral—
5 May 2026DA DavidsonMaintainsBuy—
5 May 2026Stephens & Co.DowngradeEqual-Weight—
28 Apr 2026DA DavidsonMaintainsBuy—
10 Apr 2026DA DavidsonMaintainsBuy—
16 Mar 2026Canaccord GenuityMaintainsBuy—
11 Mar 2026DA DavidsonMaintainsBuy—
11 Mar 2026Morgan StanleyMaintainsEqual-Weight—
11 Mar 2026UBSMaintainsNeutral—
10 Mar 2026BenchmarkMaintainsBuy—
10 Mar 2026DA DavidsonMaintainsBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. RPAY appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

RPAY vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 8 Oct 2026, Repay Holdings Corp. returned −20.4% against +16.2% for the S&P 500, dividends included.

RPAY vs S&P 500, last 12 monthsTotal return, rebased to 100
406080100120Jan 26Apr 26Jul 26Oct 26RPAYS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

RPAY analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+4.7%
Analysts raising
2
Analysts cutting
2
Fundamentals

Repay Holdings Corp. (RPAY) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
54.3×

Cheaper than 14% of US stocks

Price / sales
1.0×

Cheaper than 69% of US stocks

Price / book
0.7×

Cheaper than 81% of US stocks

EV / EBITDA
13.7×

Cheaper than 26% of US stocks

Growth & margins
Revenue growth (YoY)
33.2%

Higher than 80% of US stocks

Earnings growth (YoY)
33.2%

Higher than 67% of US stocks

Gross margin
70.1%

Higher than 83% of US stocks

Operating margin
−3.2%

Higher than 29% of US stocks

Net margin
−49.6%

Higher than 10% of US stocks

Returns & dividend
Return on equity
−31.8%

Higher than 27% of US stocks

Return on assets
−0.4%

Higher than 42% of US stocks

Dividend yield
0.0%

Higher than 1% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Repay Holdings Corp. (RPAY) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Repay Holdings Corp. has a market value of $336.0M and an enterprise value of $1.0B.

  • Revenue in the twelve months to 30 June 2026: $337.8M. The latest quarter grew 33.2% year on year.

  • Net income over the same four quarters: −$176.5M, a −52.2% net margin.

  • Diluted earnings per share, trailing twelve months: $−2.04.

  • Free cash flow in the twelve months to 30 June 2026: $44.8M, after $42.6M of capital spending.

  • Shares outstanding: 82.9M.

  • Trailing P/E: 54.3×; forward P/E: 3.3× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.00%, paying out 0% of earnings.

  • Repay Holdings Corp. employs 486 people — $695K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 8 Oct 2026

Data provided by Twelve Data

Peers

RPAY vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelSoftware - Infrastructure
CompanyMarket capTKN rank
RPAYRepay Holdings Corp.$336.0M
19
KDKKodiak AI, Inc.$331.0M
8
GRRRGorilla Technology Group, Inc.$330.2M
15
TLSTelos Corp.$327.0M
98
ARQQArqit Quantum, Inc.$320.7M
7
SUPXSuperX AI Technology Ltd.$316.6M
4
BKKTBakkt, Inc.$313.6M
23

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Repay Holdings Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest RPAY news & analysis

Should Value Investors Buy Repay (RPAY) Stock?

Zacks Investment Research · 2 Oct 2026neutral

Zacks Investment Research published a piece examining Repay Holdings Corp. (RPAY) for value investors, evaluating the stock through its Zacks Rank system, which focuses on earnings estimates and estimate revisions alongside value, growth, and momentum trends.

Why it matters — RPAY watchers would care because this analysis assesses whether the stock merits attention from value-focused investors based on estimate and trend metrics.

Repay Holdings (RPAY) Upgraded to Buy: Here's What You Should Know

Zacks Investment Research · 24 Sept 2026positive

Repay Holdings (RPAY) was upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. The upgrade could drive the stock higher in the near term.

Why it matters — A Buy-rank upgrade signals increased analyst confidence in RPAY's earnings outlook, which stockholders and potential investors would watch closely for potential near-term stock movement.

Is Repay (RPAY) Stock Outpacing Its Business Services Peers This Year?

Zacks Investment Research · 24 Sept 2026neutral

Zacks Investment Research published a comparison of Repay Holdings (RPAY) and Sezzle Inc. (SEZL) performance relative to their business services sector so far this year.

Why it matters — The article gives RPAY watchers a sector-relative performance benchmark against a peer and the broader business services industry.

REPAY to Host Investor Day on December 7, 2026

Business Wire · 23 Sept 2026neutral

REPAY announced it will host an Investor Day on December 7, 2026, in New York City. The event was disclosed via Business Wire.

Why it matters — Investors focused on REPAY would care because an Investor Day offers the company a platform to present its strategy and outlook directly to the market.

Are Investors Undervaluing Repay (RPAY) Right Now?

Zacks Investment Research · 10 Sept 2026neutral

Zacks Investment Research published a piece exploring whether investors are undervaluing Repay (RPAY). The article explains that Zacks relies on its Rank system, which emphasizes earnings estimates and estimate revisions, while also monitoring value, growth, and momentum trends to identify standout stocks.

Why it matters — An RPAY watcher would care because the article signals that the stock is being evaluated through Zacks' valuation and momentum frameworks, potentially influencing how investors perceive its current worth.

FAQ

Frequently asked questions about RPAY stock

What is the RPAY stock price forecast for 2026-2027?

The 5 Wall Street analysts covering Repay Holdings Corp. have a median 12-month price target of $6, with estimates ranging from $4.25 to $10. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is RPAY stock a buy right now?

Of the 5 analysts covering Repay Holdings Corp., 4 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Repay Holdings Corp. 19 out of 100 across roughly 4,600 US stocks as at 8 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank RPAY?

As at 8 Oct 2026, Repay Holdings Corp. ranks 19 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Size (59 of 100).

Will RPAY stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +55.0% from the last close, and Ticker Nerd's factor model ranks Repay Holdings Corp. 19 out of 100 as at 8 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the RPAY stock forecast for 2030?

No analyst covering Repay Holdings Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for RPAY are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $4.25 to $10 over the next 12 months.

How has RPAY stock performed over the past year?

Repay Holdings Corp. returned -20.4% over the 12 months to 8 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Repay Holdings Corp. do?

Repay Holdings Corporation Class A Common Stock is the equity security of Repay Holdings Corporation, a payments technology company focused on integrated payment processing solutions. The company provides electronic payment capabilities for consumers and businesses across specialized vertical markets, supporting transactions through card payments, ACH transfers, digital wallets, virtual card programs, instant funding, and accounts payable automation.

What is the latest news on RPAY?

The most recent item we track (Zacks Investment Research, 2 Oct 2026): "Should Value Investors Buy Repay (RPAY) Stock?". Zacks Investment Research published a piece examining Repay Holdings Corp. (RPAY) for value investors, evaluating the stock through its Zacks Rank system, which focuses on earnings estimates and estimate revisions alongside value, growth, and momentum trends.

Company

About Repay Holdings Corp.

Repay Holdings Corporation Class A Common Stock is the equity security of Repay Holdings Corporation, a payments technology company focused on integrated payment processing solutions. The company provides electronic payment capabilities for consumers and businesses across specialized vertical markets, supporting transactions through card payments, ACH transfers, digital wallets, virtual card programs, instant funding, and accounts payable automation. Its platform is designed to simplify payment acceptance and money movement for industries that rely on recurring or complex transaction workflows, including consumer finance, automotive, healthcare, and business services. Repay Holdings also offers clearing and settlement functionality and related value-added services that help streamline payment operations for merchants and service providers. Based in Atlanta, Georgia, Repay Holdings Corporation operates through Consumer Payments and Business Payments segments, positioning the company as a specialized provider in the financial technology and transaction processing market.

CEO Mr. John Andrew Morris Sr., CPA · 486 employees · United States · https://repay.com