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TRU Stock Forecast: TransUnion Price Predictions for 2026-2027

Last close, 14 Oct 2026
$67
−0.81% on the day

The 22 Wall Street analysts covering TransUnion hold a median 12-month price target of $92 — +37.4% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 55 of 100 as at 14 Oct 2026 — in the upper half.

Market cap
$12.9B
Ticker Nerd rank
55 / 100
Median analyst target
$92
Analysts covering
22
Revenue$1.3B+14.9% y/y
Operating income$258.0M
Net income$146.7M
Free cash flow$305.7M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+6.6%
1M
−15.1%
YTD
−21.5%
1Y
−14.6%
From 52W high
−23.5%
From 52W low
+9.5%
$61
$88
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

TRU stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores TransUnion on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 14 Oct 2026
55 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
76
Value
69
Quality
66
Growth
60
Volatility
53
Issuance
51
Accruals
47
Momentum
40
Size
13

Revisions (76): Analysts have, on balance, been raising their forecasts.

Momentum (40): The shares have been drifting down relative to others.

Size (13): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

TRU stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on TRU, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$60$70$80$90$100$110Jan 26Apr 26Jul 26Oct 26TRUHigh $105Median $92Low $68

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says22 analysts
17 Buy5 Hold0 Sell
Low $68Median $92High $105

The green dot is the last close — the median target sits +37.4% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 6 moved their price target up and 5 moved it down.

DateFirmActionRatingTarget
2 Oct 2026BarclaysMaintainsEqual-Weight$85 → $70
2 Oct 2026Goldman SachsMaintainsNeutral$77 → $68
29 Sept 2026Goldman SachsMaintainsNeutral$89 → $77
24 Sept 2026UBSMaintainsNeutral—
24 Sept 2026UBSMaintainsNeutral$82 → $80
21 Sept 2026UBSMaintainsNeutral$88 → $82
21 Sept 2026UBSMaintainsNeutral—
29 July 2026BairdMaintainsOutperform$108 → $115
29 July 2026BairdMaintainsOutperform—
29 July 2026BarclaysMaintainsEqual-Weight—
29 July 2026BarclaysMaintainsEqual-Weight$80 → $85
29 July 2026BMO CapitalMaintainsOutperform$85 → $98
29 July 2026BMO CapitalMaintainsOutperform—
29 July 2026NeedhamMaintainsBuy$95 → $100
29 July 2026NeedhamMaintainsBuy—
29 July 2026StifelMaintainsBuy—
29 July 2026StifelMaintainsBuy$88 → $96
29 July 2026Wells FargoMaintainsOverweight$90 → $102
29 July 2026Wells FargoMaintainsOverweight—
2 July 2026MizuhoMaintainsNeutral—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. TRU appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

TRU vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 14 Oct 2026, TransUnion returned −14.6% against +17.5% for the S&P 500, dividends included.

TRU vs S&P 500, last 12 monthsTotal return, rebased to 100
8090100110120Jan 26Apr 26Jul 26Oct 26TRUS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

TRU analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+0.7%
Analysts raising
1
Analysts cutting
0
Fundamentals

TransUnion (TRU) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
17.8×

Cheaper than 40% of US stocks

Price / sales
2.6×

Cheaper than 44% of US stocks

Price / book
2.7×

Cheaper than 34% of US stocks

EV / EBITDA
11.5×

Cheaper than 31% of US stocks

Growth & margins
Revenue growth (YoY)
14.9%

Higher than 62% of US stocks

Earnings growth (YoY)
30.8%

Higher than 66% of US stocks

Gross margin
58.4%

Higher than 72% of US stocks

Operating margin
19.7%

Higher than 79% of US stocks

Net margin
15.1%

Higher than 78% of US stocks

Returns & dividend
Return on equity
15.6%

Higher than 75% of US stocks

Return on assets
4.9%

Higher than 76% of US stocks

Dividend yield
0.7%

Higher than 68% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

TransUnion (TRU) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • TransUnion has a market value of $12.9B and an enterprise value of $17.6B.

  • Revenue in the twelve months to 30 June 2026: $4.9B. The latest quarter grew 14.9% year on year.

  • Net income over the same four quarters: $751.9M, a 15.4% net margin.

  • Diluted earnings per share, trailing twelve months: $3.79.

  • Free cash flow in the twelve months to 30 June 2026: $787.9M, after $315.0M of capital spending.

  • TransUnion spent $379.0M on share buybacks and $94.9M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 191.6M.

  • Trailing P/E: 17.8×; forward P/E: 12.2× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.74%, paying out 13% of earnings.

  • TransUnion employs 13,000 people — $377K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 13 Oct 2026

Data provided by Twelve Data

Peers

TRU vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelFinancial Data & Stock Exchanges
CompanyMarket capTKN rank
TRUTransUnion$12.9B
55
FDSFactSet Research Systems, Inc.$10.7B
79
MORNMorningstar, Inc.$7.9B
80
CBOECboe Global Markets, Inc.$31.4B
91
MSCIMSCI, Inc.$41.2B
60
COINCoinbase Global, Inc.$46.6B
5
NDAQNasdaq, Inc.$52.5B
93

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own TransUnion — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest TRU news & analysis

TransUnion and Bankrate Expand Partnership to Power More Personalized Credit Offers for Millions of Consumers

GlobeNewsWire · 14 Oct 2026positive

TransUnion announced an expanded partnership with Bankrate to help millions of Americans find personalized credit offers. The effort combines Bankrate’s lender marketplace with TransUnion’s credit data and Monevo offers technology.

Why it matters — The partnership highlights a use of TransUnion’s credit data and offers technology to support personalized consumer credit matching.

TransUnion Launches First Look Functionality for Mortgage to Help Lenders Cut Origination Costs

GlobeNewsWire · 8 Oct 2026positive

TransUnion launched First Look functionality for mortgage, a data-first workflow that lets lenders review credit insights before purchasing scores.

Why it matters — The feature is relevant to TRU watchers because it offers lenders a way to assess credit insights before buying scores, with the stated aim of reducing mortgage origination costs.

FICO Is Cutting 15% of Its Workforce After Losing More Than Half Its Value

24/7 Wall Street · 7 Oct 2026neutral

FICO is cutting 15% of its workforce, or hundreds of jobs, after a regulatory decision removed the status that made its mortgage score virtually mandatory for lenders. The excerpt also says FICO shares have lost more than half their value.

Why it matters — FICO’s changing position in mortgage scoring is relevant to TRU watchers following developments in the credit-scoring market.

TransUnion Announces Earnings Release Date for Third Quarter 2026 Results

GlobeNewsWire · 1 Oct 2026neutral

TransUnion announced it will release its third-quarter 2026 financial results in a press release on October 27, 2026, at approximately 6:00 a.m. CT, followed by a conference call at 8:30 a.m. CT the same day. The press release and a live webcast will be available on the company's Investor Relations website.

Why it matters — TransUnion watchers will want to note the scheduled date and time for the Q3 2026 earnings release and conference call, so they can tune in when the results are published.

TransUnion Extends 99-Cent Mortgage Pricing for VantageScore® 4.0 Through the End of 2028 to Support Competition and Price Stability in Mortgage Credit Scoring

GlobeNewsWire · 29 Sept 2026positive

TransUnion is extending its 99-cent pricing for VantageScore 4.0 mortgage credit scoring through the end of 2028, a three-year commitment aimed at pricing certainty and innovation. This follows the FHFA's announcement that VantageScore 4.0 is available to all approved Fannie Mae and Freddie Mac lenders.

Why it matters — A TRU watcher would care because the extended pricing commitment locks in mortgage-scoring demand from Fannie Mae and Freddie Mac lenders through 2028, supporting competitive positioning in the mortgage credit-scoring market.

FAQ

Frequently asked questions about TRU stock

What is the TRU stock price forecast for 2026-2027?

The 22 Wall Street analysts covering TransUnion have a median 12-month price target of $92, with estimates ranging from $68 to $105. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is TRU stock a buy right now?

Of the 22 analysts covering TransUnion, 17 rate it a Buy, 5 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks TransUnion 55 out of 100 across roughly 4,600 US stocks as at 14 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank TRU?

As at 14 Oct 2026, TransUnion ranks 55 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (76 of 100).

Will TRU stock go up?

No one can know that. What the data says: the median 12-month target from 22 analysts implies +37.4% from the last close, and Ticker Nerd's factor model ranks TransUnion 55 out of 100 as at 14 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the TRU stock forecast for 2030?

No analyst covering TransUnion publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for TRU are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $68 to $105 over the next 12 months.

How has TRU stock performed over the past year?

TransUnion returned -14.6% over the 12 months to 14 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does TransUnion do?

TransUnion is a global information and insights company that helps businesses and consumers make informed decisions through credit reporting, identity verification, fraud prevention, and data analytics. TransUnion provides consumer and commercial credit reports, risk scores, authentication tools, marketing solutions, and portfolio management services to financial institutions, lenders, insurers, landlords, retailers, and public-sector organizations.

What is the latest news on TRU?

The most recent item we track (GlobeNewsWire, 14 Oct 2026): "TransUnion and Bankrate Expand Partnership to Power More Personalized Credit Offers for Millions of Consumers". TransUnion announced an expanded partnership with Bankrate to help millions of Americans find personalized credit offers. The effort combines Bankrate’s lender marketplace with TransUnion’s credit data and Monevo offers technology.

Company

About TransUnion.

TransUnion is a global information and insights company that helps businesses and consumers make informed decisions through credit reporting, identity verification, fraud prevention, and data analytics. TransUnion provides consumer and commercial credit reports, risk scores, authentication tools, marketing solutions, and portfolio management services to financial institutions, lenders, insurers, landlords, retailers, and public-sector organizations. Its products also support identity protection, debt recovery, tenant screening, and customer engagement workflows across both U.S. and international markets. The company’s OneTru platform helps centralize data management, identity resolution, and analytics across its product suite. Headquartered in Chicago, Illinois, TransUnion plays a central role in the credit information and risk management ecosystem by enabling trusted transactions and decision-making across multiple industries.

CEO Mr. Christopher A. Cartwright · 13,000 employees · United States · https://www.transunion.com