TRUTRUFinancial Services · Financial Data & Stock Exchanges

TRU Stock Forecast: TransUnion Price Predictions for 2026-2027

Last close, 24 Aug 2026
$85
+0.31% on the day

The 22 Wall Street analysts covering TransUnion hold a median 12-month price target of $100 — +17.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 55 of 100 as at 22 Aug 2026 — in the upper half.

Market cap
$16.2B
Ticker Nerd rank
55 / 100
Median analyst target
$100
Analysts covering
22
Revenue$1.3B+14.9% y/y
Operating income$258.0M
Net income$146.7M
Free cash flow$305.7M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+8.0%
1M
+11.1%
YTD
−0.5%
1Y
−6.2%
From 52W high
−8.9%
From 52W low
+31.9%
$64
$93
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

TRU stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores TransUnion on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 22 Aug 2026
55 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
84
Quality
65
Value
61
Growth
61
Issuance
51
Volatility
50
Accruals
46
Momentum
38
Size
12

Revisions (84): Analysts have, on balance, been raising their forecasts.

Momentum (38): The shares have been drifting down relative to others.

Size (12): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

TRU stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on TRU, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$60$70$80$90$100$110$120Oct 25Jan 26Apr 26Jul 26TRUHigh $115Median $100Low $77

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says22 analysts
16 Buy6 Hold0 Sell
Low $77Median $100High $115

The green dot is the last close — the median target sits +17.8% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 7 moved their price target up and 1 moved it down.

DateFirmActionRatingTarget
29 July 2026BairdMaintainsOutperform$108$115
29 July 2026BarclaysMaintainsEqual-Weight$80$85
29 July 2026BMO CapitalMaintainsOutperform$85$98
29 July 2026NeedhamMaintainsBuy$95$100
29 July 2026StifelMaintainsBuy$88$96
29 July 2026Wells FargoMaintainsOverweight$90$102
2 July 2026MizuhoMaintainsNeutral
2 July 2026MizuhoMaintainsNeutral$88$77
2 July 2026UBSMaintainsNeutral
2 July 2026UBSMaintainsNeutral$72$77
16 June 2026UBSMaintainsNeutral
19 May 2026B of A SecuritiesMaintainsNeutral
29 Apr 2026JP MorganMaintainsOverweight
29 Apr 2026NeedhamReiteratesBuy
16 Apr 2026MizuhoInitiatesNeutral
13 Apr 2026UBSMaintainsNeutral
11 Mar 2026Morgan StanleyMaintainsOverweight
17 Feb 2026Goldman SachsMaintainsNeutral
13 Feb 2026BarclaysMaintainsEqual-Weight
13 Feb 2026NeedhamMaintainsBuy

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. TRU appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

TRU vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 24 Aug 2026, TransUnion returned −6.2% against +19.6% for the S&P 500, dividends included.

TRU vs S&P 500, last 12 monthsTotal return, rebased to 100
708090100110120Oct 25Jan 26Apr 26Jul 26TRUS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

TRU analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+1.7%
Analysts raising
16
Analysts cutting
1
Fundamentals

TransUnion (TRU) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
22.3×

Cheaper than 35% of US stocks

Price / sales
3.3×

Cheaper than 39% of US stocks

Price / book
3.4×

Cheaper than 31% of US stocks

EV / EBITDA
13.9×

Cheaper than 26% of US stocks

Growth & margins
Revenue growth (YoY)
14.9%

Higher than 62% of US stocks

Earnings growth (YoY)
30.8%

Higher than 67% of US stocks

Gross margin
58.4%

Higher than 72% of US stocks

Operating margin
19.7%

Higher than 79% of US stocks

Net margin
15.1%

Higher than 78% of US stocks

Returns & dividend
Return on equity
15.6%

Higher than 75% of US stocks

Return on assets
4.9%

Higher than 76% of US stocks

Dividend yield
0.6%

Higher than 12% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

TransUnion (TRU) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • TransUnion has a market value of $16.2B and an enterprise value of $21.2B.

  • Revenue in the twelve months to 30 June 2026: $4.9B. The latest quarter grew 14.9% year on year.

  • Net income over the same four quarters: $751.9M, a 15.4% net margin.

  • Diluted earnings per share, trailing twelve months: $3.79.

  • Free cash flow in the twelve months to 30 June 2026: $787.9M, after $315.0M of capital spending.

  • TransUnion spent $379.0M on share buybacks and $94.9M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 191.6M.

  • Trailing P/E: 22.3×; forward P/E: 15.1× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.59%, paying out 13% of earnings.

  • TransUnion employs 13,000 people $377K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 25 Aug 2026

Data provided by Twelve Data

Peers

TRU vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelFinancial Data & Stock Exchanges
CompanyMarket capTKN rank
TRUTransUnion$16.2B
55
FDSFactSet Research Systems, Inc.$11.1B
83
CBOECboe Global Markets, Inc.$31.5B
91
MORNMorningstar, Inc.$8.3B
76
MSCIMSCI, Inc.$41.4B
60
COINCoinbase Global, Inc.$50.3B
4
NDAQNasdaq, Inc.$56.1B
98

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own TransUnion — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest TRU news & analysis

Trust and Transparency Matter Most in Wealth Management Relationships, TransUnion Survey Finds

GlobeNewsWire · 20 Aug 2026positive

TransUnion released survey research showing investors prioritize trust over fees in wealth management relationships, identifying security, fraud protection, and reputation as critical factors in provider selection and loyalty.

Why it matters — The findings highlight growing demand for security and fraud-protection services, areas where TransUnion operates, positioning its offerings as central to financial firms' client trust.

Here's Why TransUnion (TRU) is a Strong Momentum Stock

Zacks Investment Research · 19 Aug 2026positive

Zacks Investment Research highlights TransUnion (TRU) as a strong momentum stock, per a report referencing the firm's Style Scores system for identifying market-beating stocks.

Why it matters — The recognition signals that analysts view TRU positively on momentum criteria, which a watcher would note when tracking the stock's standing.

Is TRU Stock Worth Buying as Growth Improves but Debt Stays High?

Zacks Investment Research · 13 Aug 2026neutral

Zacks Investment Research notes that TransUnion's improving growth and discounted valuation sharpen its appeal, while its $5.59 billion in debt and execution risks keep the investment case balanced. The article frames the stock as having both favorable and cautionary factors.

Why it matters — A TRU watcher would care because the piece weighs the company's improving growth and valuation against its substantial debt load and execution risks when assessing the stock's outlook.

TRU Stock Climbs 15.3% in 3 Months: Can the Rally Continue From Here?

Zacks Investment Research · 13 Aug 2026neutral

TransUnion's stock rose 15.3% over the past three months, a rally supported by stronger earnings and revenues as well as raised guidance for 2026. The report notes that debt and margin pressure could test whether the gains continue.

Why it matters — A TransUnion watcher would care because the report highlights both the factors underpinning the recent stock gain and the financial headwinds that could affect future performance.

Growing Big Data & Analytics Market Aids TRU Amid Stiff Competition

Zacks Investment Research · 13 Aug 2026neutral

A Zacks Investment Research article notes that TransUnion is leveraging rising big data demand, stable lending conditions, innovation, and acquisitions to drive growth, while also facing challenges from seasonality, debt, and stiff competition.

Why it matters — TRU watchers would care because the piece outlines the factors supporting TransUnion's growth prospects as well as the headwinds that could affect its performance.

FAQ

Frequently asked questions about TRU stock

What is the TRU stock price forecast for 2026-2027?

The 22 Wall Street analysts covering TransUnion have a median 12-month price target of $100, with estimates ranging from $77 to $115. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is TRU stock a buy right now?

Of the 22 analysts covering TransUnion, 16 rate it a Buy, 6 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks TransUnion 55 out of 100 across roughly 4,600 US stocks as at 22 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank TRU?

As at 22 Aug 2026, TransUnion ranks 55 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (84 of 100).

Will TRU stock go up?

No one can know that. What the data says: the median 12-month target from 22 analysts implies +17.8% from the last close, and Ticker Nerd's factor model ranks TransUnion 55 out of 100 as at 22 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the TRU stock forecast for 2030?

No analyst covering TransUnion publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for TRU are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $77 to $115 over the next 12 months.

How has TRU stock performed over the past year?

TransUnion returned -6.2% over the 12 months to 24 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does TransUnion do?

TransUnion is an American consumer credit reporting agency, one of the 'Big Three' alongside Equifax and Experian. Headquartered in Chicago, Illinois, it collects and aggregates credit information on over one billion consumers across more than 30 countries, including nearly every credit-active individual in the United States, serving over 65,000 business customers.

What is the latest news on TRU?

The most recent item we track (GlobeNewsWire, 20 Aug 2026): "Trust and Transparency Matter Most in Wealth Management Relationships, TransUnion Survey Finds". TransUnion released survey research showing investors prioritize trust over fees in wealth management relationships, identifying security, fraud protection, and reputation as critical factors in provider selection and loyalty.

Company

About TransUnion.

TransUnion is an American consumer credit reporting agency, one of the 'Big Three' alongside Equifax and Experian. Headquartered in Chicago, Illinois, it collects and aggregates credit information on over one billion consumers across more than 30 countries, including nearly every credit-active individual in the United States, serving over 65,000 business customers. The company provides comprehensive credit reports, scores, and fraud-protection products to both businesses and consumers, while U.S. law mandates one free annual credit report per consumer. TransUnion leverages advanced technologies like big data analytics, AI-driven tools such as TLOxp for investigative risk management, and CreditVision for predictive consumer behavior insights using trended data. Its offerings extend to sectors including fintech, cybersecurity, healthcare eligibility verification via ClearIQ, rental screening through SmartMove and ResidentCredit, digital fraud prevention, and identity solutions. Recent expansions include acquisitions like Neustar for marketing and validation services, FactorTrust for alternative credit data, and a majority stake in its Mexican operations. TransUnion's global data fusion methodology combines credit, public records, and alternative datasets to enable informed decision-making, fostering trust in financial transactions under its 'Information for Good' initiative. With roots tracing back to 1968, it plays a pivotal role in the financial services industry by powering risk assessment, compliance, and personalized consumer experiences worldwide.

CEO Mr. Christopher A. Cartwright · 13,000 employees · United States · https://www.transunion.com