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USIOUSIOTechnology · Software - Infrastructure

USIO Stock Forecast: USIO, Inc. Price Predictions for 2026-2027

Last close, 8 Oct 2026
$2.84
−1.05% on the day

The 3 Wall Street analysts covering USIO, Inc. hold a median 12-month price target of $6 — +111.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 66 of 100 as at 8 Oct 2026 — in the upper half.

Market cap
$80.6M
Ticker Nerd rank
66 / 100
Median analyst target
$6.00
Analysts covering
3
Revenue$23.7M+18.6% y/y
Operating income$377K
Net income$280K
Free cash flow−$1.1M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.7%
1M
+3.6%
YTD
+108.8%
1Y
+97.2%
From 52W high
−3.4%
From 52W low
+170.5%
$1.05
$2.94
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

USIO stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores USIO, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Oct 2026
66 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
95
Revisions
89
Size
77
Volatility
63
Growth
50
Value
45
Quality
38
Issuance
33
Accruals
17

Momentum (95): The shares have been drifting up relative to others.

Accruals (17): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

USIO stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on USIO, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$1.00$2.00$3.00$4.00$5.00$6.00$7.00Jan 26Apr 26Jul 26Oct 26USIOHigh $6.75Median $6.00Low $5.00

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says3 analysts
3 Buy0 Hold0 Sell
Low $5.00Median $6.00High $6.75

The green dot is the last close — the median target sits +111.3% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
13 Aug 2026Ladenburg ThalmannMaintainsBuy$6.25 → $6.75
15 May 2026Ladenburg ThalmannMaintainsBuy—
15 May 2026Ladenburg ThalmannMaintainsBuy$5.75 → $6.25
20 Mar 2026HC Wainwright & Co.ReiteratesBuy—
27 Mar 2025HC Wainwright & Co.ReiteratesBuy—
29 Jan 2025HC Wainwright & Co.ReiteratesBuy—
16 Aug 2024HC Wainwright & Co.ReiteratesBuy—
5 June 2024Litchfield HillsInitiatesBuy—
17 May 2024HC Wainwright & Co.ReiteratesBuy—
1 Apr 2024HC Wainwright & Co.MaintainsBuy—
16 Aug 2023HC Wainwright & Co.ReiteratesBuy—
25 May 2023Barrington ResearchReiteratesMarket Perform—
17 May 2023HC Wainwright & Co.InitiatesBuy—
15 Aug 2022Maxim GroupMaintainsBuy—
12 Aug 2022Barrington ResearchDowngradeMarket Perform—
7 May 2020Ladenburg ThalmannInitiatesBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. USIO appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

USIO vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 8 Oct 2026, USIO, Inc. returned +97.2% against +16.2% for the S&P 500, dividends included.

USIO vs S&P 500, last 12 monthsTotal return, rebased to 100
100150200Jan 26Apr 26Jul 26Oct 26USIOS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

USIO analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
Analysts raising
1
Analysts cutting
0
Fundamentals

USIO, Inc. (USIO) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.8×

Cheaper than 51% of US stocks

Price / sales
0.9×

Cheaper than 72% of US stocks

Price / book
4.2×

Cheaper than 23% of US stocks

EV / EBITDA
209.1×

Cheaper than 1% of US stocks

Growth & margins
Revenue growth (YoY)
18.6%

Higher than 67% of US stocks

Earnings growth (YoY)
18.6%

Higher than 57% of US stocks

Gross margin
24.2%

Higher than 26% of US stocks

Operating margin
1.6%

Higher than 48% of US stocks

Net margin
−1.6%

Higher than 28% of US stocks

Returns & dividend
Return on equity
−8.0%

Higher than 37% of US stocks

Return on assets
−0.6%

Higher than 41% of US stocks

Dividend yield
0.0%

Higher than 1% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

USIO, Inc. (USIO) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • USIO, Inc. has a market value of $80.6M and an enterprise value of $78.9M.

  • Revenue in the twelve months to 30 June 2026: $92.6M. The latest quarter grew 18.6% year on year.

  • Net income over the same four quarters: −$1.5M, a −1.6% net margin.

  • Diluted earnings per share, trailing twelve months: $−0.06.

  • Free cash flow in the twelve months to 30 June 2026: −$1.1M, after $906K of capital spending.

  • USIO, Inc. spent $729K on share buybacks in the twelve months to 30 June 2026.

  • Shares outstanding: 28.5M.

  • Trailing P/E: 12.8×; forward P/E: 16.4× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.00%, paying out 0% of earnings.

  • USIO, Inc. employs 107 people — $865K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 8 Oct 2026

Data provided by Twelve Data

Peers

USIO vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelSoftware - Infrastructure
CompanyMarket capTKN rank
USIOUSIO, Inc.$80.6M
66
ATGLAlpha Technology Group Ltd.$81.0M
16
AISPAirship AI Holdings, Inc.$78.3M
25
HOSTHost Digital, Inc.$90.2M
3
FATNFatPipe, Inc.$71.7M
55
SKYASkyAI, Inc.$71.5M
9
VERIVeritone, Inc.$71.2M
32

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own USIO, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest USIO news & analysis

Fast-paced Momentum Stock Usio (USIO) Is Still Trading at a Bargain

Zacks Investment Research · 5 Oct 2026positive

Zacks Investment Research highlighted Usio (USIO) as passing its "Fast-Paced Momentum at a Bargain" screen, indicating the stock has recently gained strong momentum while still trading at reasonable prices.

Why it matters — USIO watchers may note that the company was identified as a momentum stock trading at a reasonable valuation, which could be relevant to those tracking its market performance.

Usio Named by Harris Computer Corporation as a “Preferred Payments Service Provider”

GlobeNewsWire · 29 Sept 2026positive

Usio announced a strategic partnership with Harris Computer Corporation, under which Harris has named Usio a "Preferred Payments Service Provider." The partnership integrates Usio's embedded payment capabilities into Harris' utility customer information system platform, giving utilities access to flexible payment options across virtually all payment channels.

Why it matters — A USIO watcher would care because this partnership expands Usio's embedded payment solutions into the utility sector through Harris's widely used enterprise software platform, potentially broadening its market reach.

Usio Appoints Linda Loof as Senior Vice President of Strategic Partnerships

GlobeNewsWire · 9 Sept 2026positive

Usio announced the appointment of payments industry veteran Linda Loof as Senior Vice President of Strategic Partnerships. In this role, she will work to accelerate strategic relationships and expand the company's bank and fintech ecosystem to support Usio's next phase of growth.

Why it matters — USIO watchers would care because the new executive appointment signals a focus on expanding the company's partnerships and ecosystem to drive future growth.

Why Fast-paced Mover Usio (USIO) Is a Great Choice for Value Investors

Zacks Investment Research · 3 Sept 2026positive

Zacks Investment Research reports that Usio (USIO) passed its "Fast-Paced Momentum at a Bargain" screen, which identifies stocks that have recently gained strong momentum while still trading at reasonable prices.

Why it matters — This signals to USIO watchers that the stock is being highlighted for combining recent momentum with a value-oriented price profile.

Usio One Strategy Targets Growth Across Payments, Card Issuing and Document Delivery

MarketBeat · 20 Aug 2026neutral

Usio is positioning its payment, card issuing and document-delivery operations as an integrated platform to help customers manage multiple payment methods and communications through one provider, according to Chief Accounting Officer Michael White during a fireside chat.

Why it matters — A USIO watcher would care because the company is outlining a unified strategy that could shape how its business segments work together going forward.

FAQ

Frequently asked questions about USIO stock

What is the USIO stock price forecast for 2026-2027?

The 3 Wall Street analysts covering USIO, Inc. have a median 12-month price target of $6, with estimates ranging from $5 to $6.75. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is USIO stock a buy right now?

Of the 3 analysts covering USIO, Inc., 3 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks USIO, Inc. 66 out of 100 across roughly 4,600 US stocks as at 8 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank USIO?

As at 8 Oct 2026, USIO, Inc. ranks 66 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (95 of 100).

Will USIO stock go up?

No one can know that. What the data says: the median 12-month target from 3 analysts implies +111.3% from the last close, and Ticker Nerd's factor model ranks USIO, Inc. 66 out of 100 as at 8 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the USIO stock forecast for 2030?

No analyst covering USIO, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for USIO are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $5 to $6.75 over the next 12 months.

How has USIO stock performed over the past year?

USIO, Inc. returned +97.2% over the 12 months to 8 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does USIO, Inc. do?

Usio Inc. is a financial technology company that provides integrated electronic payment processing services for merchants, businesses, government entities, and consumers.

What is the latest news on USIO?

The most recent item we track (Zacks Investment Research, 5 Oct 2026): "Fast-paced Momentum Stock Usio (USIO) Is Still Trading at a Bargain". Zacks Investment Research highlighted Usio (USIO) as passing its "Fast-Paced Momentum at a Bargain" screen, indicating the stock has recently gained strong momentum while still trading at reasonable prices.

Company

About USIO, Inc.

Usio Inc. is a financial technology company that provides integrated electronic payment processing services for merchants, businesses, government entities, and consumers. Usio’s platform supports card-based transactions, automated clearing house (ACH) payments, payment facilitation, and electronic bill presentment and payment, helping organizations manage both payment acceptance and funds disbursement through a unified system. The company also offers prepaid card issuing and processing, along with related billing, print, and mail services that support end-to-end payment workflows. Usio serves a broad range of industries, including healthcare, utilities, insurance, financial services, municipalities, and e-commerce, with solutions designed to improve transaction efficiency, compliance, and operational automation. Headquartered in San Antonio, Texas, Usio focuses on cloud-based payment infrastructure that enables businesses to embed payments into their own products and services.

CEO Mr. Louis A. Hoch · 107 employees · United States · https://usio.com