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Usio Inc (USIO) Stock Forecast & Price Prediction

Live USIO Stock Price & Analysis

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$1.84

+0.16 (9.52%)

12 Month Price Forecast For USIO

$1.84
Current Price
$49.92M
Market Cap
5 Ratings
Buy 4
Hold 1
Sell 0
Wall St Analyst Ratings

Distance to USIO Price Forecasts

+280.4%
To High Target of $7.00
+226.1%
To Median Target of $6.00
+117.4%
To Low Target of $4.00

USIO Price Momentum

+2.8%
1 Week Change
+2.2%
1 Month Change
+8.2%
1 Year Change
+26.0%
Year-to-Date Change
-37.0%
From 52W High of $2.92
+48.4%
From 52W Low of $1.24

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Disclaimer: The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Data last updated: February 6, 2025 8:58 AM UTC

USIO Analyst Ratings & Price Targets

Based on our analysis of 5 Wall Street analysts, USIO has a consensus that is bullish. The median price target is $6.00, with forecasts ranging from $4.00 to $7.00. Currently, there are 4 Buy ratings, 1 Hold ratings, and 0 Sell ratings.

With USIO currently trading at $1.84, the median price forecast suggests a 226.1% upside. The most optimistic forecast comes from at , projecting a 280.4% upside, while Scott Buck at HC Wainwright & Co. provides the most conservative target, suggesting a 117.4% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

USIO Analyst Consensus

4
Buy
1
Hold
0
Sell

USIO Price Target Range

Low
$4.00
Average
$6.00
High
$7.00
Current: $1.84

Latest USIO Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for USIO.

Date Firm Analyst Rating Change Price Target
Jan 29, 2025 HC Wainwright & Co. Scott Buck Buy Reiterates $4.00
Aug 16, 2024 HC Wainwright & Co. Scott Buck Buy Reiterates $4.00
Jun 5, 2024 Litchfield Hills Barry Sine Buy Initiates $6.00
May 17, 2024 HC Wainwright & Co. Scott Buck Buy Reiterates $4.00
Apr 1, 2024 HC Wainwright & Co. Scott Buck Buy Maintains $4.00
Aug 16, 2023 HC Wainwright & Co. Scott Buck Buy Reiterates $3.50
May 25, 2023 Barrington Research Gary Prestopino Market Perform Reiterates $0.00
May 17, 2023 HC Wainwright & Co. Buy Initiates $0.00
Aug 15, 2022 Maxim Group Michael Diana Buy Maintains $5.00
Aug 12, 2022 Barrington Research Gary Prestopino Market Perform Downgrade $4.00
May 7, 2020 Ladenburg Thalmann Buy Initiates $0.00

Stocks Similar to Usio Inc

The following stocks are similar to Usio based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Usio Inc (USIO) Financial Data

Usio Inc has a market capitalization of $49.92M with a P/E ratio of 18.4x. The company generates $81.03M in trailing twelve-month revenue with a 3.3% profit margin.

Revenue growth is +1.6% quarter-over-quarter, while maintaining an operating margin of -1.8% and return on equity of +16.0%.

Valuation Metrics

Market Cap $49.92M
Enterprise Value $45.41M
P/E Ratio 18.4x
PEG Ratio 20.4x
Price/Sales 0.6x

Growth & Margins

Revenue Growth (YoY) +1.6%
Gross Margin +23.0%
Operating Margin -1.8%
Net Margin +3.3%
EPS Growth +1.6%

Financial Health

Cash/Price Ratio +16.8%
Current Ratio 1.1x
Debt/Equity 20.5x
ROE +16.0%
ROA -1.2%

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Usio Inc (USIO) Company Overview

About Usio Inc

What They Do

Provides integrated electronic payment processing services.

Business Model

The company generates revenue through a diverse range of electronic payment processing services, including ACH processing, card-based transaction services, and prepaid card issuance. It markets its ACH products primarily through resellers and sells prepaid card programs directly to government entities and consumers, leveraging both online and physical retail channels.

Additional Information

Founded in 1998 and headquartered in San Antonio, Texas, the company has evolved from its original name, Payment Data Systems, Inc., to Usio, Inc. in June 2019. It offers additional services like electronic bill presentment and document management, catering to various industries such as utilities and financial institutions.

Company Information

Sector

Technology

Industry

Software - Infrastructure

Employees

126

CEO

Mr. Louis A. Hoch

Country

United States

IPO Year

1999

Usio Inc (USIO) Latest News & Analysis

USIO stock latest news image
Quick Summary

Usio (USIO) has shown strong momentum and is considered a potential investment opportunity, passing the 'Fast-Paced Momentum at a Bargain' screening criteria.

Why It Matters

Usio (USIO) shows strong momentum while remaining reasonably priced, indicating potential for growth. This could attract investors seeking value in an upward-trending market.

Source: Zacks Investment Research
Market Sentiment: Positive
USIO stock latest news image
Quick Summary

Usio, Inc. announced the passing of Dr. Peter Kirby, its longest-serving board member, on December 7, 2024.

Why It Matters

The passing of Dr. Peter Kirby, a key board member, may lead to uncertainty regarding corporate governance and strategy at Usio, potentially affecting investor confidence and stock performance.

Source: GlobeNewsWire
Market Sentiment: Neutral
USIO stock latest news image
Quick Summary

Usio, Inc. (NASDAQ:USIO) will host its Q3 2024 Earnings Conference Call on November 6, 2024, at 4:30 PM ET, featuring key executives and financial analysts.

Why It Matters

Usio's Q3 earnings call provides insights into financial performance and strategic direction, essential for assessing growth potential and investment risks.

Source: Seeking Alpha
Market Sentiment: Neutral
USIO stock latest news image
Quick Summary

Usio, Inc. reported Q3 net income of $2.9 million ($0.10 per share) with a 46% increase in total payment dollars processed year-over-year, highlighting strong growth and cash flow management.

Why It Matters

Usio's 46% increase in payment processing and positive cash flow signals strong operational growth and financial health, making it an attractive prospect for investors.

Source: GlobeNewsWire
Market Sentiment: Neutral
USIO stock latest news image
Quick Summary

Usio corrected a press release from October 16, 2024, highlighting that its partnership with ClassWallet offers agencies enhanced analytics to improve program outcomes.

Why It Matters

Corrections to press releases can indicate potential issues in communication or transparency, affecting investor confidence and perceptions of management credibility.

Source: GlobeNewsWire
Market Sentiment: Neutral
USIO stock latest news image
Quick Summary

Usio, Inc. (NASDAQ:USIO) will hold its Q2 2024 Earnings Conference Call on August 14, 2024, at 4:30 PM ET, featuring key company executives.

Why It Matters

Usio's Q2 2024 earnings call provides insights into its financial performance and strategic direction, affecting investor sentiment and potential stock valuation.

Source: Seeking Alpha
Market Sentiment: Neutral

Frequently Asked Questions About USIO Stock

What is Usio Inc's (USIO) stock forecast for 2025?

Based on our analysis of 5 Wall Street analysts, Usio Inc (USIO) has a median price target of $6.00. The highest price target is $7.00 and the lowest is $4.00.

Is USIO stock a good investment in 2025?

According to current analyst ratings, USIO has 4 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $1.84. Always conduct your own research and consider your investment goals before making investment decisions.

What is the price prediction for USIO stock?

Wall Street analysts predict USIO stock could reach $6.00 in the next 12 months. This represents a 226.1% increase from the current price of $1.84. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Usio Inc's business model?

The company generates revenue through a diverse range of electronic payment processing services, including ACH processing, card-based transaction services, and prepaid card issuance. It markets its ACH products primarily through resellers and sells prepaid card programs directly to government entities and consumers, leveraging both online and physical retail channels.

What is the highest forecasted price for USIO Usio Inc?

The highest price target for USIO is $7.00 from at , which represents a 280.4% increase from the current price of $1.84.

What is the lowest forecasted price for USIO Usio Inc?

The lowest price target for USIO is $4.00 from Scott Buck at HC Wainwright & Co., which represents a 117.4% increase from the current price of $1.84.

What is the overall USIO consensus from analysts for Usio Inc?

The overall analyst consensus for USIO is bullish. Out of 5 Wall Street analysts, 4 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $6.00.

How accurate are USIO stock price projections?

Stock price projections, including those for Usio Inc, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.