USIOTechnology · Software - InfrastructureThe 3 Wall Street analysts covering USIO, Inc. hold a median 12-month price target of $6 — +105.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 63 of 100 as at 30 Oct 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores USIO, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Momentum (96): The shares have been drifting up relative to others.
Accruals (17): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on USIO, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +105.5% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 13 Aug 2026 | Ladenburg Thalmann | Maintains | Buy | $6.25 → $6.75 |
| 15 May 2026 | Ladenburg Thalmann | Maintains | Buy | — |
| 15 May 2026 | Ladenburg Thalmann | Maintains | Buy | $5.75 → $6.25 |
| 20 Mar 2026 | HC Wainwright & Co. | Reiterates | Buy | — |
| 27 Mar 2025 | HC Wainwright & Co. | Reiterates | Buy | — |
| 29 Jan 2025 | HC Wainwright & Co. | Reiterates | Buy | — |
| 16 Aug 2024 | HC Wainwright & Co. | Reiterates | Buy | — |
| 5 June 2024 | Litchfield Hills | Initiates | Buy | — |
| 17 May 2024 | HC Wainwright & Co. | Reiterates | Buy | — |
| 1 Apr 2024 | HC Wainwright & Co. | Maintains | Buy | — |
| 16 Aug 2023 | HC Wainwright & Co. | Reiterates | Buy | — |
| 25 May 2023 | Barrington Research | Reiterates | Market Perform | — |
| 17 May 2023 | HC Wainwright & Co. | Initiates | Buy | — |
| 15 Aug 2022 | Maxim Group | Maintains | Buy | — |
| 12 Aug 2022 | Barrington Research | Downgrade | Market Perform | — |
| 7 May 2020 | Ladenburg Thalmann | Initiates | Buy | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
USIO appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 30 Oct 2026, USIO, Inc. returned +104.2% against +12.4% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 50% of US stocks
Cheaper than 70% of US stocks
Cheaper than 22% of US stocks
Cheaper than 1% of US stocks
Higher than 67% of US stocks
Higher than 58% of US stocks
Higher than 26% of US stocks
Higher than 48% of US stocks
Higher than 28% of US stocks
Higher than 37% of US stocks
Higher than 41% of US stocks
Higher than 1% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
USIO, Inc. has a market value of $83.2M and an enterprise value of $90.8M.
Revenue in the twelve months to 30 June 2026: $92.6M. The latest quarter grew 18.6% year on year.
Net income over the same four quarters: −$1.5M, a −1.6% net margin.
Diluted earnings per share, trailing twelve months: $−0.06.
Free cash flow in the twelve months to 30 June 2026: −$1.1M, after $906K of capital spending.
USIO, Inc. spent $729K on share buybacks in the twelve months to 30 June 2026.
Trailing P/E: 12.8×; forward P/E: 17.2× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.00%, paying out 0% of earnings.
USIO, Inc. employs 107 people — $865K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own USIO, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Usio outlined growth across payment processing, ACH, card issuing, and print-and-mail operations, and highlighted opportunities in business banking, education disbursements, and utility payments.
Why it matters — The conference update describes areas of current growth and potential expansion that USIO watchers may follow.
Usio executives described growth across payment-processing businesses, new opportunities in education and government payments, and potential profitability drivers including operating leverage and the Usio Ion platform.
Why it matters — These comments outline areas and factors USIO is emphasizing in its growth and profitability outlook.
Usio announced that Chairman and CEO Louis Hoch will participate in the LD Micro Main Event XX in Los Angeles on October 20 and Planet MicroCap Toronto 2026 on October 28. He will highlight record third-quarter 2026 ACH results, with KPIs, transactions, dollars, and returned checks processed across each ACH business up more than 25%.
Why it matters — The conferences offer investors an opportunity to hear management discuss the company’s reported ACH performance and operating metrics.
Zacks Investment Research highlighted Usio (USIO) as passing its "Fast-Paced Momentum at a Bargain" screen, indicating the stock has recently gained strong momentum while still trading at reasonable prices.
Why it matters — USIO watchers may note that the company was identified as a momentum stock trading at a reasonable valuation, which could be relevant to those tracking its market performance.
Usio announced a strategic partnership with Harris Computer Corporation, under which Harris has named Usio a "Preferred Payments Service Provider." The partnership integrates Usio's embedded payment capabilities into Harris' utility customer information system platform, giving utilities access to flexible payment options across virtually all payment channels.
Why it matters — A USIO watcher would care because this partnership expands Usio's embedded payment solutions into the utility sector through Harris's widely used enterprise software platform, potentially broadening its market reach.
The 3 Wall Street analysts covering USIO, Inc. have a median 12-month price target of $6, with estimates ranging from $5 to $6.75. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 3 analysts covering USIO, Inc., 3 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks USIO, Inc. 63 out of 100 across roughly 4,600 US stocks as at 30 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 30 Oct 2026, USIO, Inc. ranks 63 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (96 of 100).
No one can know that. What the data says: the median 12-month target from 3 analysts implies +105.5% from the last close, and Ticker Nerd's factor model ranks USIO, Inc. 63 out of 100 as at 30 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering USIO, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for USIO are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $5 to $6.75 over the next 12 months.
USIO, Inc. returned +104.2% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Usio Inc. is a financial technology company that provides integrated electronic payment processing services for merchants, businesses, government entities, and consumers.
The most recent item we track (MarketBeat, 29 Oct 2026): "Usio Conference Highlights ACH Growth, Banking Platform and Utility Payments Opportunity". Usio outlined growth across payment processing, ACH, card issuing, and print-and-mail operations, and highlighted opportunities in business banking, education disbursements, and utility payments.
Usio Inc. is a financial technology company that provides integrated electronic payment processing services for merchants, businesses, government entities, and consumers. Usio’s platform supports card-based transactions, automated clearing house (ACH) payments, payment facilitation, and electronic bill presentment and payment, helping organizations manage both payment acceptance and funds disbursement through a unified system. The company also offers prepaid card issuing and processing, along with related billing, print, and mail services that support end-to-end payment workflows. Usio serves a broad range of industries, including healthcare, utilities, insurance, financial services, municipalities, and e-commerce, with solutions designed to improve transaction efficiency, compliance, and operational automation. Headquartered in San Antonio, Texas, Usio focuses on cloud-based payment infrastructure that enables businesses to embed payments into their own products and services.
CEO Mr. Louis A. Hoch · 107 employees · United States · https://usio.com
