AFBIAFBIFinancial Services · Banks - Regional

AFBI Stock Forecast: Affinity Bancshares, Inc. Price Predictions for 2026-2027

Last close, 31 July 2026
$23
0.00% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 67 of 100 as at 1 Aug 2026 — in the upper half.

Market cap
$140.2M
Ticker Nerd rank
67 / 100
Median analyst target
Analysts covering
Total return, dividends reinvested
1W
+0.2%
1M
+1.8%
YTD
+12.4%
1Y
+21.1%
From 52W high
0.0%
From 52W low
+25.3%
$18
$23
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

AFBI stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Affinity Bancshares, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Aug 2026
67 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
87
Volatility
87
Issuance
86
Growth
83
Size
72
Accruals
46
Value
37
Quality
31
Revisions
25

Momentum (87): The shares have been drifting up relative to others.

Revisions (25): Analysts have, on balance, been cutting their forecasts.

The rank is the raw material. Whether the rules would actually own Affinity Bancshares, Inc. — and when they’d sell — is the membership.

Wall Street

AFBI stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on AFBI, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$18$19$20$21$22$23Oct 25Jan 26Apr 26Jul 26AFBI

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

AFBI analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

Affinity Bancshares, Inc. (AFBI) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
16.8×

Cheaper than 44% of US stocks

Price / sales
9.8×

Cheaper than 14% of US stocks

Price / book
2.3×

Cheaper than 42% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
4.2%

Higher than 39% of US stocks

Earnings growth (YoY)
3.8%

Higher than 41% of US stocks

Gross margin
Operating margin
7.2%

Higher than 62% of US stocks

Net margin
10.9%

Higher than 72% of US stocks

Returns & dividend
Return on equity
2.0%

Higher than 48% of US stocks

Return on assets
0.5%

Higher than 46% of US stocks

Dividend yield

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

AFBI vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
AFBIAffinity Bancshares, Inc.$140.2M
67
SRBKSR Bancorp, Inc.$143.5M
30
LSBKLake Shore Bancorp, Inc.$133.0M
69
FGBIFirst Guaranty Bancshares, Inc.$151.5M
25
HYNEHoyne Bancorp, Inc.$131.7M
7
PNBKPatriot National Bancorp, Inc.$131.1M
10
MGYRMagyar Bancorp, Inc.$125.2M
53
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. AFBI appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

FAQ

Frequently asked questions about AFBI stock

How does Ticker Nerd's model rank AFBI?

As at 1 Aug 2026, Affinity Bancshares, Inc. ranks 67 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (87 of 100).

What is the AFBI stock forecast for 2030?

No analyst covering Affinity Bancshares, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for AFBI are extrapolating price history, which says nothing about the business.

How has AFBI stock performed over the past year?

Affinity Bancshares, Inc. returned +21.1% over the 12 months to 31 July 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Affinity Bancshares, Inc. do?

Affinity Bancshares Inc. operates as a regional bank holding company providing comprehensive financial services primarily in Georgia.

Company

About Affinity Bancshares, Inc.

Affinity Bancshares Inc. operates as a regional bank holding company providing comprehensive financial services primarily in Georgia. The company offers a range of deposit products including checking accounts, savings accounts, certificates of deposit, and individual retirement accounts, alongside its Kasasa rewards program that provides interest rates or cash-back incentives. Affinity Bancshares supports both consumer and commercial lending through residential mortgages, commercial real estate loans, construction and land financing, and consumer loans. The company also manages investment portfolios comprising mortgage-backed securities, government-sponsored enterprise obligations, and Federal Home Loan Bank stock. As an additional service offering, Affinity Bancshares operates FitnessBank, a virtual banking platform that delivers higher interest rates to customers who meet specified fitness goals. Headquartered in Covington, Georgia, and founded in 1928, Affinity Bancshares serves individual consumers and businesses through its federally chartered savings bank subsidiary, positioning itself within the regional banking sector.

CEO Mr. Edward J. Cooney CPA · 79 employees · United States · https://myaffinitybank.com