LSBKFinancial Services · Banks - Regional

LSBK Stock Forecast: Lake Shore Bancorp, Inc. Price Predictions for 2026-2027

Last close, 11 Sept 2026
$18
−2.28% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 68 of 100 as at 12 Sept 2026 — in the upper half.

Market cap
$144.7M
Ticker Nerd rank
68 / 100
Median analyst target
Analysts covering
0
Revenue$7.6M+10.4% y/y
Net income$2.2M
Free cash flow$2.3M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+5.7%
1M
+7.5%
YTD
+27.8%
1Y
+44.8%
From 52W high
−2.3%
From 52W low
+50.6%
$12
$19
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

LSBK stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Lake Shore Bancorp, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 12 Sept 2026
68 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Volatility
98
Momentum
94
Growth
84
Size
72
Issuance
67
Accruals
53
Quality
47
Revisions
25
Value
24

Volatility (98): The share price has been relatively steady.

Value (24): The shares cost a lot relative to the profits and assets behind them.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

LSBK stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on LSBK, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$12$14$16$18$20Oct 25Jan 26Apr 26Jul 26LSBK

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. LSBK appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

LSBK vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 11 Sept 2026, Lake Shore Bancorp, Inc. returned +44.8% against +17.5% for the S&P 500, dividends included.

LSBK vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130140150Oct 25Jan 26Apr 26Jul 26LSBKS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

LSBK analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

Lake Shore Bancorp, Inc. (LSBK) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
16.2×

Cheaper than 44% of US stocks

Price / sales
4.8×

Cheaper than 26% of US stocks

Price / book
0.9×

Cheaper than 75% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
8.7%

Higher than 48% of US stocks

Earnings growth (YoY)
13.2%

Higher than 51% of US stocks

Gross margin
Operating margin
36.2%

Higher than 90% of US stocks

Net margin
28.0%

Higher than 88% of US stocks

Returns & dividend
Return on equity
7.1%

Higher than 57% of US stocks

Return on assets
1.1%

Higher than 51% of US stocks

Dividend yield
1.0%

Higher than 22% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Lake Shore Bancorp, Inc. (LSBK) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Lake Shore Bancorp, Inc. has a market value of $144.7M and an enterprise value of $63.3M.

  • Revenue in the twelve months to 30 June 2026: $29.7M. The latest quarter grew 8.7% year on year.

  • Net income over the same four quarters: $8.4M, a 28.2% net margin.

  • Diluted earnings per share, trailing twelve months: $1.13.

  • Free cash flow in the twelve months to 30 June 2026: $10.5M.

  • Lake Shore Bancorp, Inc. spent $84K on share buybacks and $2.6M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 7.9M.

  • Trailing P/E: 16.2×.

  • Forward dividend yield: 0.98%, paying out 32% of earnings.

  • Lake Shore Bancorp, Inc. employs 87 people $342K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 13 Sept 2026

Data provided by Twelve Data

Peers

LSBK vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
LSBKLake Shore Bancorp, Inc.$144.7M
68
SRBKSR Bancorp, Inc.$143.0M
28
BCBPBCB Bancorp, Inc.$155.3M
41
HYNEHoyne Bancorp, Inc.$133.3M
5
MGYRMagyar Bancorp, Inc.$127.1M
54
FGBIFirst Guaranty Bancshares, Inc.$125.6M
25
BOTJBank of the James Financial Group, Inc.$124.8M
77

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Lake Shore Bancorp, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest LSBK news & analysis

Lake Shore Bancorp, Inc. Declares Dividend

GlobeNewsWire · 24 July 2026positive

Lake Shore Bancorp, Inc.'s Board of Directors declared a cash dividend of $0.09 per share on July 22, 2026, payable on August 12, 2026 to shareholders of record as of August 3, 2026.

Why it matters — The declaration of a cash dividend signals the company's ongoing financial stability and commitment to returning value to shareholders.

FAQ

Frequently asked questions about LSBK stock

How does Ticker Nerd's model rank LSBK?

As at 12 Sept 2026, Lake Shore Bancorp, Inc. ranks 68 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Volatility (98 of 100).

What is the LSBK stock forecast for 2030?

No analyst covering Lake Shore Bancorp, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for LSBK are extrapolating price history, which says nothing about the business.

How has LSBK stock performed over the past year?

Lake Shore Bancorp, Inc. returned +44.8% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Lake Shore Bancorp, Inc. do?

Lake Shore Bancorp, Inc. is a bank holding company that operates through Lake Shore Bank, a community-oriented financial institution serving customers in Western New York.

What is the latest news on LSBK?

The most recent item we track (GlobeNewsWire, 24 July 2026): "Lake Shore Bancorp, Inc. Declares Dividend". Lake Shore Bancorp, Inc.'s Board of Directors declared a cash dividend of $0.09 per share on July 22, 2026, payable on August 12, 2026 to shareholders of record as of August 3, 2026.

Company

About Lake Shore Bancorp, Inc.

Lake Shore Bancorp, Inc. is a bank holding company that operates through Lake Shore Bank, a community-oriented financial institution serving customers in Western New York. The company provides a range of personal and business banking services, including deposit accounts, checking and savings products, money market accounts, and retirement accounts. Its lending activities focus on residential mortgages, home equity loans and lines, commercial real estate, commercial business lending, and consumer loans. Lake Shore Bancorp also offers debit and credit cards, online and mobile banking, wire services, direct deposit, safe deposit boxes, and other cash management and account services. Through its local branch network, the company serves individuals, small businesses, and commercial customers with relationship-based banking and lending solutions. Headquartered in Dunkirk, New York, Lake Shore Bancorp plays a regional role in community banking and deposit gathering, with revenue primarily tied to interest income from loans and investment securities.

CEO Mr. Kim C. Liddell · 87 employees · United States · https://mylsbank.com