LSBKFinancial Services · Banks - Regional

LSBK Stock Forecast: Lake Shore Bancorp, Inc. Price Predictions for 2026-2027

Last close, 3 Aug 2026
$17
+0.93% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 69 of 100 as at 1 Aug 2026 — in the upper half.

Market cap
$135.0M
Ticker Nerd rank
69 / 100
Median analyst target
Analysts covering
0
Total return, dividends reinvested
1W
+0.8%
1M
+3.2%
YTD
+19.6%
1Y
+46.2%
From 52W high
−2.7%
From 52W low
+44.4%
$12
$18
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

LSBK stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Lake Shore Bancorp, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Aug 2026
69 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
97
Volatility
93
Growth
85
Size
72
Issuance
67
Accruals
53
Quality
44
Value
27
Revisions
25

Momentum (97): The shares have been drifting up relative to others.

Revisions (25): Analysts have, on balance, been cutting their forecasts.

The rank is the raw material. Whether the rules would actually own Lake Shore Bancorp, Inc. — and when they’d sell — is the membership.

Wall Street

LSBK stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on LSBK, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$12$13$14$15$16$17$18Oct 25Jan 26Apr 26Jul 26LSBK

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

LSBK analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

Lake Shore Bancorp, Inc. (LSBK) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
17.2×

Cheaper than 43% of US stocks

Price / sales
4.5×

Cheaper than 27% of US stocks

Price / book
0.9×

Cheaper than 75% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
8.7%

Higher than 51% of US stocks

Earnings growth (YoY)
13.2%

Higher than 54% of US stocks

Gross margin
Operating margin
35.2%

Higher than 90% of US stocks

Net margin
28.0%

Higher than 88% of US stocks

Returns & dividend
Return on equity
7.1%

Higher than 57% of US stocks

Return on assets
1.1%

Higher than 51% of US stocks

Dividend yield
1.0%

Higher than 24% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

LSBK vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
LSBKLake Shore Bancorp, Inc.$135.0M
69
HYNEHoyne Bancorp, Inc.$131.7M
7
PNBKPatriot National Bancorp, Inc.$131.1M
10
MGYRMagyar Bancorp, Inc.$125.2M
53
AFBIAffinity Bancshares, Inc.$141.9M
67
SRBKSR Bancorp, Inc.$143.5M
30
BOTJBank of the James Financial Group, Inc.$122.9M
80
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. LSBK appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

News

Latest LSBK news & analysis

Lake Shore Bancorp, Inc. Declares Dividend

GlobeNewsWire · 24 July 2026positive

Lake Shore Bancorp, Inc.'s Board of Directors declared a cash dividend of $0.09 per share on July 22, 2026, payable on August 12, 2026 to shareholders of record as of August 3, 2026.

Why it matters — The declaration of a cash dividend signals the company's ongoing financial stability and commitment to returning value to shareholders.

FAQ

Frequently asked questions about LSBK stock

How does Ticker Nerd's model rank LSBK?

As at 1 Aug 2026, Lake Shore Bancorp, Inc. ranks 69 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (97 of 100).

What is the LSBK stock forecast for 2030?

No analyst covering Lake Shore Bancorp, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for LSBK are extrapolating price history, which says nothing about the business.

How has LSBK stock performed over the past year?

Lake Shore Bancorp, Inc. returned +46.2% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Lake Shore Bancorp, Inc. do?

Lake Shore Bancorp, Inc. is a savings and loan holding company primarily focused on providing traditional financial services in the United States.

What is the latest news on LSBK?

The most recent item we track (GlobeNewsWire, 24 July 2026): "Lake Shore Bancorp, Inc. Declares Dividend". Lake Shore Bancorp, Inc.'s Board of Directors declared a cash dividend of $0.09 per share on July 22, 2026, payable on August 12, 2026 to shareholders of record as of August 3, 2026.

Company

About Lake Shore Bancorp, Inc.

Lake Shore Bancorp, Inc. is a savings and loan holding company primarily focused on providing traditional financial services in the United States. It operates through its subsidiary, Lake Shore Savings Bank, which offers a comprehensive range of products including savings and demand deposit accounts, money market accounts, and certificates of deposit. Lake Shore Bancorp serves both retail and commercial customers, facilitating personal and mortgage loans as well as commercial real estate lending, thereby playing a vital role in supporting local housing markets and small to medium-sized enterprises. The company is headquartered in Dunkirk, New York, and is significant within its regional market for addressing community banking needs and fostering financial growth. Lake Shore Bancorp is committed to customer-centric financial solutions, highlighted by its local market presence and personal client engagement strategies, which distinguish it from larger national banking counterparts.

CEO Mr. Kim C. Liddell · 87 employees · United States · https://mylsbank.com