Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 61 of 100 as at 29 Oct 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores Lake Shore Bancorp, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Momentum (95): The shares have been drifting up relative to others.
Value (21): The shares cost a lot relative to the profits and assets behind them.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on LSBK, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
LSBK appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 29 Oct 2026, Lake Shore Bancorp, Inc. returned +42.3% against +13.1% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 43% of US stocks
Cheaper than 24% of US stocks
Cheaper than 71% of US stocks
Higher than 27% of US stocks
Higher than 34% of US stocks
Higher than 90% of US stocks
Higher than 87% of US stocks
Higher than 55% of US stocks
Higher than 51% of US stocks
Higher than 70% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Lake Shore Bancorp, Inc. has a market value of $145.9M and an enterprise value of $82.3M.
Revenue in the twelve months to 30 June 2026: $29.7M. The latest quarter shrank 0.6% year on year.
Net income over the same four quarters: $8.4M, a 28.2% net margin.
Diluted earnings per share, trailing twelve months: $1.13.
Free cash flow in the twelve months to 30 June 2026: $10.5M.
Lake Shore Bancorp, Inc. spent $84K on share buybacks and $2.6M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 16.4×.
Forward dividend yield: 0.95%, paying out 31% of earnings.
Lake Shore Bancorp, Inc. employs 87 people — $342K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Lake Shore Bancorp, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Lake Shore Bancorp’s board declared a cash dividend of $0.09 per share on its outstanding common stock on October 21, 2026. Payment is expected November 11, 2026, to shareholders of record as of November 2, 2026.
Why it matters — LSBK shareholders may note the declared dividend amount and the scheduled record and payment dates.
Lake Shore Bancorp reported third-quarter 2026 net income of $2.3 million, or $0.31 per diluted share, compared with $2.4 million, or $0.32 per diluted share a year earlier. Net income for the first nine months rose to $6.4 million from $5.3 million, with higher net interest income partly offset by a higher provision for credit losses.
Why it matters — The results show a modest year-over-year decline in third-quarter earnings but higher net income for the first nine months of 2026.
Lake Shore Bancorp, Inc.'s Board of Directors declared a cash dividend of $0.09 per share on July 22, 2026, payable on August 12, 2026 to shareholders of record as of August 3, 2026.
Why it matters — The declaration of a cash dividend signals the company's ongoing financial stability and commitment to returning value to shareholders.
As at 29 Oct 2026, Lake Shore Bancorp, Inc. ranks 61 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (95 of 100).
No analyst covering Lake Shore Bancorp, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for LSBK are extrapolating price history, which says nothing about the business.
Lake Shore Bancorp, Inc. returned +42.3% over the 12 months to 29 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Lake Shore Bancorp, Inc. is a bank holding company that operates through Lake Shore Bank, a community-oriented financial institution serving customers in Western New York.
The most recent item we track (GlobeNewsWire, 23 Oct 2026): "Lake Shore Bancorp, Inc. Declares Dividend". Lake Shore Bancorp’s board declared a cash dividend of $0.09 per share on its outstanding common stock on October 21, 2026. Payment is expected November 11, 2026, to shareholders of record as of November 2, 2026.
Lake Shore Bancorp, Inc. is a bank holding company that operates through Lake Shore Bank, a community-oriented financial institution serving customers in Western New York. The company provides a range of personal and business banking services, including deposit accounts, checking and savings products, money market accounts, and retirement accounts. Its lending activities focus on residential mortgages, home equity loans and lines, commercial real estate, commercial business lending, and consumer loans. Lake Shore Bancorp also offers debit and credit cards, online and mobile banking, wire services, direct deposit, safe deposit boxes, and other cash management and account services. Through its local branch network, the company serves individuals, small businesses, and commercial customers with relationship-based banking and lending solutions. Headquartered in Dunkirk, New York, Lake Shore Bancorp plays a regional role in community banking and deposit gathering, with revenue primarily tied to interest income from loans and investment securities.
CEO Mr. Kim C. Liddell · 87 employees · United States · https://www.mylsbank.com
