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BOTJ Stock Forecast 2025-2026
$17.80
Current Price
$80.87M
Market Cap
Buy 0
Hold 0
Sell 0
Wall St Analyst Ratings
Distance to BOTJ Price Targets
N/A
To High Target of $N/A
N/A
To Median Target of $N/A
N/A
To Low Target of $N/A
BOTJ Price Momentum
-1.1%
1 Week Change
+5.3%
1 Month Change
+12.3%
1 Year Change
+12.2%
Year-to-Date Change
-3.8%
From 52W High of $18.50
+54.0%
From 52W Low of $11.56
📊 TOP ANALYST CALLS
Did BOTJ Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if Bank of the James is one of their latest high-conviction picks.
Latest BOTJ Stock Price Targets & Analyst Predictions
BOTJ has shown a year-to-date change of 12.2% and a 1-year change of 12.3%, reflecting upward momentum over the past year. Comprehensive analyst forecasts are currently unavailable for BOTJ. Please refer to the price chart above for recent performance and trends.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
BOTJ Analyst Ratings
0
Buy
0
Hold
0
Sell
BOTJ Price Target Range
Low
N/A
Average
N/A
High
N/A
Current: $17.80
Latest BOTJ Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for BOTJ.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|
Bank of the James Financial Group, Inc. (BOTJ) Competitors
The following stocks are similar to Bank of the James based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Bank of the James Financial Group, Inc. (BOTJ) Financial Data
Bank of the James Financial Group, Inc. has a market capitalization of $80.87M with a P/E ratio of 10.2x. The company generates $47.67M in trailing twelve-month revenue with a 16.6% profit margin.
Revenue growth is +10.1% quarter-over-quarter, while maintaining an operating margin of +28.2% and return on equity of +10.9%.
Valuation Metrics
Market Cap
$80.87M
Enterprise Value
$4.26M
P/E Ratio
10.2x
PEG Ratio
0.3x
Price/Sales
1.7x
Growth & Margins
Revenue Growth (YoY)
+10.1%
Gross Margin
N/A
Operating Margin
+28.2%
Net Margin
+16.6%
EPS Growth
+38.3%
Financial Health
Cash/Price Ratio
+105.7%
Current Ratio
N/A
Debt/Equity
0.1x
ROE
+10.9%
ROA
+0.8%
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Bank of the James Financial Group, Inc. (BOTJ) Business Model
About Bank of the James Financial Group, Inc.
What They Do
Provides banking and financial services.
Business Model
The company operates as a bank holding entity, generating revenue through traditional banking services such as deposit accounts and various loan offerings, including commercial, personal, and mortgage loans. It also earns income from investment management services by providing clients with strategic financial planning and asset management solutions.
Additional Information
Bank of the James focuses on individual clients, businesses, and professionals primarily in Virginia, fostering long-term relationships and contributing to local economic development. Its localized approach allows for tailored financial solutions, reinforcing its role as a financial catalyst for regional growth and stability.
Company Information
Sector
Financial Services
Industry
Banks - Regional
Employees
162
CEO
Mr. Robert R. Chapman III
Country
United States
IPO Year
2000
Website
www.bankofthejames.bankBank of the James Financial Group, Inc. (BOTJ) Latest News & Analysis
Featured Analysis
Powered by
Zacks Investment Research
3 Small Cap Stocks for 2026
Zacks Small Cap Analyst, Mark Zinski, joins Tracey Ryniec to discuss 3 intriguing small cap stocks.
Dec 05, 2025
By Tracey Ryniec
Market Edge
Latest News
Quick Summary
BOTJ reported record Q3 profits, increased margins, and strong loan growth, positively impacting shareholder value.
Why It Matters
Record Q3 profit and margin gains indicate financial strength, while strong loan growth suggests robust demand, all of which can boost share prices and attractiveness to investors.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Bank of the James announced record quarterly earnings, driven by loan growth, stable funding costs, and strong asset quality, indicating improved profitability and margin expansion.
Why It Matters
Record earnings and margin expansion indicate strong financial health, potentially boosting investor confidence and stock value. Loan growth and asset quality suggest sustainable profitability.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Bank of the James Announces CFO–CIO Transition and Appointment of New Chief Financial Officer
1 month ago
Quick Summary
Bank of the James Financial Group (NASDAQ:BOTJ) announced changes in executive leadership to enhance oversight and align financial and investment strategies.
Why It Matters
Leadership changes at Bank of the James may enhance operational efficiency and strategic alignment, potentially impacting financial performance and investor confidence.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Bank Of The James (BOTJ) Q2 EPS Up 28%
4 months ago
Quick Summary
Bank Of The James (BOTJ) reported a 28% increase in earnings per share (EPS) for Q2, indicating strong financial performance in this quarter.
Why It Matters
A 28% increase in Q2 EPS for Bank Of The James indicates strong financial performance, suggesting potential growth and profitability, which can positively influence investor sentiment and stock value.
Source: The Motley Fool
Market Sentiment:
Neutral
Quick Summary
Bank of the James Financial Group corrected its earlier release, adjusting total assets to $1.004 billion and loan balances to $649.09 million as of June 30, 2025.
Why It Matters
Corrections in financial reporting can impact investor trust and stock valuation. Accurate data on total assets and loan balances is crucial for assessing the company's financial health.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
Bank of the James Financial Group (NASDAQ: BOTJ) reported unaudited Q1 2025 results as of March 31, revealing performance metrics for both the bank and its investment advisory subsidiary, PWW.
Why It Matters
The announcement of unaudited results can indicate the bank's financial health and performance trends, influencing stock prices and investor sentiment in the banking sector.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Frequently Asked Questions About BOTJ Stock
What is Bank of the James Financial Group, Inc.'s (BOTJ) stock forecast for 2026?
Analyst forecasts for Bank of the James Financial Group, Inc. (BOTJ) are not currently available. The stock is trading at $17.80.
Is BOTJ stock a good investment in 2026?
Analyst ratings for BOTJ are not currently available. The stock is currently trading at $17.80. Investment decisions should be based on thorough research and your personal financial goals. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for BOTJ stock?
Price predictions from Wall Street analysts for BOTJ are not currently available. The stock is trading at $17.80.
What is Bank of the James Financial Group, Inc.'s business model?
The company operates as a bank holding entity, generating revenue through traditional banking services such as deposit accounts and various loan offerings, including commercial, personal, and mortgage loans. It also earns income from investment management services by providing clients with strategic financial planning and asset management solutions.
What is the highest forecasted price for BOTJ Bank of the James Financial Group, Inc.?
Price targets from Wall Street analysts for BOTJ are not currently available. The stock is trading at $17.80.
What is the lowest forecasted price for BOTJ Bank of the James Financial Group, Inc.?
Price targets from Wall Street analysts for BOTJ are not currently available. The stock is trading at $17.80.
What is the overall BOTJ consensus from analysts for Bank of the James Financial Group, Inc.?
Analyst ratings for BOTJ are not currently available. The stock is trading at $17.80.
How accurate are BOTJ stock price projections?
Stock price projections, including those for Bank of the James Financial Group, Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: December 6, 2025 6:15 PM UTC