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BOTJ Stock Forecast 2026-2027
$22.61
Current Price
$102.72M
Market Cap
Buy 0
Hold 0
Sell 0
Wall St Analyst Ratings
Distance to BOTJ Price Targets
N/A
To High Target of $N/A
N/A
To Median Target of $N/A
N/A
To Low Target of $N/A
BOTJ Price Momentum
+1.7%
1 Week Change
+7.6%
1 Month Change
+62.7%
1 Year Change
+21.7%
Year-to-Date Change
-2.3%
From 52W High of $23.15
+73.9%
From 52W Low of $13.00
📊 TOP ANALYST CALLS
Did BOTJ Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if Bank of the James is one of their latest high-conviction picks.
Latest BOTJ Stock Price Targets & Analyst Predictions
BOTJ has shown a year-to-date change of 21.7% and a 1-year change of 62.7%, reflecting upward momentum over the past year. Comprehensive analyst forecasts are currently unavailable for BOTJ. Please refer to the price chart above for recent performance and trends.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
BOTJ Analyst Ratings
0
Buy
0
Hold
0
Sell
BOTJ Price Target Range
Low
N/A
Average
N/A
High
N/A
Current: $22.61
Latest BOTJ Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for BOTJ.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|
Bank of the James Financial Group, Inc. (BOTJ) Competitors
The following stocks are similar to Bank of the James based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
BOTJ
Bank of the James
mkt cap
101.00M
Bank of the James Financial Group, Inc. (BOTJ) Financial Data
Bank of the James Financial Group, Inc. has a market capitalization of $102.72M with a P/E ratio of 11.2x. The company generates $48.69M in trailing twelve-month revenue with a 18.5% profit margin.
Revenue growth is +8.9% quarter-over-quarter, while maintaining an operating margin of +29.8% and return on equity of +12.5%.
Valuation Metrics
Market Cap
$102.72M
Enterprise Value
$28.99M
P/E Ratio
11.2x
PEG Ratio
0.2x
Price/Sales
2.1x
Growth & Margins
Revenue Growth (YoY)
+8.9%
Gross Margin
N/A
Operating Margin
+29.8%
Net Margin
+18.5%
EPS Growth
+68.4%
Financial Health
Cash/Price Ratio
+82.3%
Current Ratio
N/A
Debt/Equity
0.2x
ROE
+12.5%
ROA
+0.9%
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Bank of the James Financial Group, Inc. (BOTJ) Business Model
About Bank of the James Financial Group, Inc.
What They Do
Provides banking and financial services.
Business Model
The company operates as a bank holding entity, generating revenue primarily through traditional banking services such as checking and savings accounts, as well as loans including commercial, personal, and mortgage options. Additionally, it offers investment management services, helping clients with financial planning and asset management.
Additional Information
Focusing on local markets in Virginia, the bank aims to build long-term relationships with clients and support regional economic development. Its localized approach allows for customized financial solutions that meet the specific needs of its community, contributing to overall financial stability and growth.
Company Information
Sector
Financial Services
Industry
Banks - Regional
Employees
162
CEO
Mr. Robert R. Chapman III
Country
United States
IPO Year
2000
Website
www.bankofthejames.bankBank of the James Financial Group, Inc. (BOTJ) Latest News & Analysis
Featured Analysis
Powered by
Zacks Investment Research
Top Stock Reports for Procter & Gamble, Toyota & UnitedHealth
Procter and Gamble faces margin pressure from rising costs and tariffs, yet steady sales and strong brands help it outperform peers in a mixed consumer environment.
Apr 08, 2026
By Mark Vickery
Research Daily
Latest News
Quick Summary
Bank of the James reports record 2025 results with year-over-year margin expansion, increased core deposits, and reduced expenses, contributing to Q4 profit and balance sheet growth.
Why It Matters
Record results and improved margins indicate strong performance, potentially boosting investor confidence and stock value for Bank of the James. Rising core deposits and lower expenses enhance profitability outlook.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Bank of the James reports record earnings for 2025, driven by improved margins, reduced expenses, and growth in deposits, contributing to recent share price increases.
Why It Matters
Record earnings and improved margins indicate strong financial health, potentially driving further share price appreciation and attracting more investors.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Bank of the James reported a net income of $9.02 million for 2025, marking record annual earnings and improved financial metrics.
Why It Matters
Bank of the James' record net income of $9.02 million reflects strong financial health and operational efficiency, potentially driving stock performance and attracting investor interest.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
CMTV, BOTJ, and SFDL exhibit strong asset bases, robust earnings, and credit discipline, maintaining stability amid interest rate challenges.
Why It Matters
CMTV, BOTJ, and SFDL's solid asset bases and earnings indicate financial stability, attracting investors looking for resilient stocks amid rising rates.
Source: Zacks Investment Research
Market Sentiment:
Positive
Bank of the James Financial Group, Inc. Announces Retirement of Co-Founder and Director J. Todd Scruggs
3 months ago
Quick Summary
Bank of the James Financial Group, Inc. announced the retirement of J. Todd Scruggs from its Boards and executive positions, effective January 5, 2026.
Why It Matters
Leadership changes can influence investor confidence and stock performance. Scruggs’ retirement may raise questions about the company's direction and stability.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
Peoples Bancorp and Bank of the James are exploring different community banking models, raising questions about which may offer greater growth potential for investors.
Why It Matters
The comparison of Peoples Bancorp and Bank of the James highlights potential investment opportunities and risks in community banking, influencing investor decisions based on growth prospects.
Source: Zacks Investment Research
Market Sentiment:
Neutral
Frequently Asked Questions About BOTJ Stock
What is Bank of the James Financial Group, Inc.'s (BOTJ) stock forecast for 2026?
Analyst forecasts for Bank of the James Financial Group, Inc. (BOTJ) are not currently available. The stock is trading at $22.61.
Is BOTJ stock a good investment in 2026?
Analyst ratings for BOTJ are not currently available. The stock is currently trading at $22.61. Investment decisions should be based on thorough research and your personal financial goals. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for BOTJ stock?
Price predictions from Wall Street analysts for BOTJ are not currently available. The stock is trading at $22.61.
What is Bank of the James Financial Group, Inc.'s business model?
The company operates as a bank holding entity, generating revenue primarily through traditional banking services such as checking and savings accounts, as well as loans including commercial, personal, and mortgage options. Additionally, it offers investment management services, helping clients with financial planning and asset management.
What is the highest forecasted price for BOTJ Bank of the James Financial Group, Inc.?
Price targets from Wall Street analysts for BOTJ are not currently available. The stock is trading at $22.61.
What is the lowest forecasted price for BOTJ Bank of the James Financial Group, Inc.?
Price targets from Wall Street analysts for BOTJ are not currently available. The stock is trading at $22.61.
What is the overall BOTJ consensus from analysts for Bank of the James Financial Group, Inc.?
Analyst ratings for BOTJ are not currently available. The stock is trading at $22.61.
How accurate are BOTJ stock price projections?
Stock price projections, including those for Bank of the James Financial Group, Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: April 17, 2026 2:17 AM UTC