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PROV Stock Forecast: Provident Financial Holdings Inc. Price Predictions for 2026

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$16.92

+0.00 (0.00%)

PROV Stock Forecast 2026-2027

$16.92
Current Price
$105.81M
Market Cap
1 Ratings
Buy 0
Hold 1
Sell 0
Wall St Analyst Ratings

Distance to PROV Price Targets

-2.5%
To High Target of $16.50
-2.5%
To Median Target of $16.50
-2.5%
To Low Target of $16.50

PROV Price Momentum

+0.1%
1 Week Change
-1.2%
1 Month Change
+9.7%
1 Year Change
+6.3%
Year-to-Date Change
-2.9%
From 52W High of $17.42
+13.2%
From 52W Low of $14.95
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Latest PROV Stock Price Targets & Analyst Predictions

Based on our analysis of 4 Wall Street analysts, PROV has a neutral consensus with a median price target of $16.50 (ranging from $16.50 to $16.50). The overall analyst rating is Buy (6.0/10). Currently trading at $16.92, the median forecast implies a -2.5% downside. This outlook is supported by 0 Buy, 1 Hold, and 0 Sell ratings.

The most optimistic forecast comes from Andrew Liesch at Piper Sandler, projecting a 2.5% downside. Conversely, the most conservative target is provided by Andrew Liesch at Piper Sandler, suggesting a 2.5% downside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

PROV Analyst Ratings

0
Buy
1
Hold
0
Sell

PROV Price Target Range

Low
$16.50
Average
$16.50
High
$16.50
Current: $16.92

Latest PROV Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for PROV.

Date Firm Analyst Rating Change Price Target
Oct 30, 2025 Piper Sandler Frank Williams Neutral Maintains $16.00
Jul 14, 2025 Piper Sandler Andrew Liesch Neutral Assumes $16.50
Jan 29, 2025 Piper Sandler Neutral Maintains $N/A
Oct 30, 2024 Piper Sandler Neutral Maintains $N/A
Jul 31, 2024 Piper Sandler Neutral Maintains $N/A
May 1, 2024 Piper Sandler Neutral Maintains $N/A
Jun 29, 2023 Piper Sandler Matthew Clark Neutral Assumes $14.00
Jan 29, 2021 Janney Capital Neutral Downgrade $N/A
Jan 29, 2021 Janney Montgomery Scott Neutral Downgrade $N/A
Oct 1, 2020 Piper Sandler Overweight Maintains $N/A
May 5, 2020 Piper Sandler Overweight Upgrade $N/A
Feb 11, 2020 Piper Sandler Neutral Initiates $N/A
Jan 29, 2020 Janney Capital Buy Upgrade $N/A
Jan 29, 2020 Janney Montgomery Scott Buy Upgrade $N/A
Feb 5, 2019 Fig Partners Outperform Upgrade $N/A
Feb 5, 2019 FIG Partners Outperform Upgrade $N/A
Jul 29, 2016 Keefe Bruyette & Woods Market Perform Maintains $N/A
Jul 29, 2016 Keefe, Bruyette & Woods Market Perform Maintains $N/A
Dec 17, 2015 Piper Sandler Hold Downgrade $N/A
Dec 17, 2015 Sandler O'Neill Hold Downgrade $N/A

Provident Financial Holdings Inc. (PROV) Competitors

The following stocks are similar to Provident Financial based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Provident Financial Holdings Inc. (PROV) Financial Data

Provident Financial Holdings Inc. has a market capitalization of $105.81M with a P/E ratio of 18.2x. The company generates $39.61M in trailing twelve-month revenue with a 15.4% profit margin.

Revenue growth is -11.2% quarter-over-quarter, while maintaining an operating margin of +21.7% and return on equity of +4.8%.

Valuation Metrics

Market Cap $105.81M
Enterprise Value $235.24M
P/E Ratio 18.2x
PEG Ratio -0.7x
Price/Sales 2.7x

Growth & Margins

Revenue Growth (YoY) -11.2%
Gross Margin N/A
Operating Margin +21.7%
Net Margin +15.4%
EPS Growth -27.1%

Financial Health

Cash/Price Ratio +54.0%
Current Ratio N/A
Debt/Equity 1.5x
ROE +4.8%
ROA +0.5%
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Provident Financial Holdings Inc. logo

Provident Financial Holdings Inc. (PROV) Business Model

About Provident Financial Holdings Inc.

What They Do

Provides community-oriented banking services.

Business Model

The company operates as a bank holding company, primarily through its subsidiary, Provident Savings Bank. It generates revenue by offering a range of financial services, including residential mortgage loans, commercial real estate loans, and personal banking products such as checking and savings accounts, which cater to the specific needs of local customers.

Additional Information

Based in Riverside, California, Provident Financial Holdings Inc. is dedicated to supporting local communities and businesses, contributing to regional economic development. The company emphasizes exceptional customer service and has a strong commitment to building lasting relationships with its clients, positioning itself as a vital financial partner in the Inland Empire region.

Company Information

Sector

Financial Services

Industry

Banks - Regional

Employees

95

CEO

Mr. Donavon P. Ternes

Country

United States

IPO Year

1996

Provident Financial Holdings Inc. (PROV) Latest News & Analysis

Latest News

PROV stock latest news image
Quick Summary

Provident Bank marks its 70th anniversary, having donated over $984,000 to local nonprofits since 2006 via its Community Partnership Program.

Why It Matters

Provident Bank's long-term commitment to community support enhances its reputation, potentially attracting more customers and investors, thereby impacting its financial stability and growth prospects.

Source: GlobeNewsWire
Market Sentiment: Neutral
PROV stock latest news image
Quick Summary

Provident Financial Holdings, Inc. (PROV) held its Q3 2026 earnings call, discussing financial performance and key metrics. Further details can be found in the transcript.

Why It Matters

The Q3 2026 earnings call for Provident Financial Holdings, Inc. provides insights into financial performance, growth potential, and market conditions, influencing investment decisions and stock valuation.

Source: Seeking Alpha
Market Sentiment: Neutral
PROV stock latest news image
Quick Summary

Provident Financial Holdings reported a net income of $1.35 million for Q1 2026, down 6% sequentially and 27% year-over-year. Net interest margin increased to 3.13%. Total deposits rose to $892.9 million.

Why It Matters

Declining net income and loans suggest potential profitability issues, while rising deposits and a lower non-performing assets ratio indicate some financial stability. Investors may reassess risk and growth prospects.

Source: GlobeNewsWire
Market Sentiment: Neutral
PROV stock latest news image
Quick Summary

Provident Financial Holdings, Inc. (Nasdaq: PROV), the parent company of Provident Savings Bank, is based in Riverside, California.

Why It Matters

The news indicates Provident Financial Holdings is actively engaging with the market, which could affect stock performance and investor sentiment towards the company.

Source: GlobeNewsWire
Market Sentiment: Neutral
PROV stock latest news image
Quick Summary

Provident Financial Holdings, Inc. (NASDAQ: PROV), the parent company of Provident Savings Bank, is based in Riverside, California.

Why It Matters

Provident Financial Holdings' NASDAQ listing indicates its market position and potential for growth, influencing investor sentiment and stock performance.

Source: GlobeNewsWire
Market Sentiment: Neutral
PROV stock latest news image
Quick Summary

Provident Financial Holdings, Inc. (PROV) held its Q2 2026 earnings call, providing updates on financial performance and future outlook. Details of earnings and key metrics are available in the transcript.

Why It Matters

The Q2 2026 earnings call provides insights into Provident Financial's performance, revealing trends in revenue, expenses, and future guidance, impacting investment decisions and stock valuation.

Source: Seeking Alpha
Market Sentiment: Neutral

Frequently Asked Questions About PROV Stock

What is Provident Financial Holdings Inc.'s (PROV) stock forecast for 2026?

Based on our analysis of 4 Wall Street analysts, Provident Financial Holdings Inc. (PROV) has a median price target of $16.50. The highest price target is $16.50 and the lowest is $16.50.

Is PROV stock a good investment in 2026?

According to current analyst ratings, PROV has 0 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $16.92. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for PROV stock?

Wall Street analysts predict PROV stock could reach $16.50 in the next 12 months. This represents a -2.5% decrease from the current price of $16.92. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Provident Financial Holdings Inc.'s business model?

The company operates as a bank holding company, primarily through its subsidiary, Provident Savings Bank. It generates revenue by offering a range of financial services, including residential mortgage loans, commercial real estate loans, and personal banking products such as checking and savings accounts, which cater to the specific needs of local customers.

What is the highest forecasted price for PROV Provident Financial Holdings Inc.?

The highest price target for PROV is $16.50 from Andrew Liesch at Piper Sandler, which represents a -2.5% decrease from the current price of $16.92.

What is the lowest forecasted price for PROV Provident Financial Holdings Inc.?

The lowest price target for PROV is $16.50 from Andrew Liesch at Piper Sandler, which represents a -2.5% decrease from the current price of $16.92.

What is the overall PROV consensus from analysts for Provident Financial Holdings Inc.?

The overall analyst consensus for PROV is neutral. Out of 4 Wall Street analysts, 0 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $16.50.

How accurate are PROV stock price projections?

Stock price projections, including those for Provident Financial Holdings Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: June 8, 2026 2:47 PM UTC
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