PROVFinancial Services · Banks - RegionalThe 2 Wall Street analysts covering Provident Financial Holdings, Inc. hold a median 12-month price target of $19 — +0.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 95 of 100 as at 8 Oct 2026 — among the strongest tenth. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores Provident Financial Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Issuance (99): The share count has been shrinking and the company is not leaning on new borrowing.
Quality (17): Profits are thin or unreliable for the size of the business, or they are not turning into cash.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on PROV, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +0.1% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 3 Aug 2026 | Piper Sandler | Maintains | Neutral | $17 → $18 |
| 26 June 2026 | Piper Sandler | Assumes | Neutral | $17 |
| 30 Oct 2025 | Piper Sandler | Maintains | Neutral | — |
| 14 July 2025 | Piper Sandler | Assumes | Neutral | $17 |
| 29 Jan 2025 | Piper Sandler | Maintains | Neutral | — |
| 30 Oct 2024 | Piper Sandler | Maintains | Neutral | — |
| 31 July 2024 | Piper Sandler | Maintains | Neutral | — |
| 1 May 2024 | Piper Sandler | Maintains | Neutral | — |
| 29 June 2023 | Piper Sandler | Assumes | Neutral | $14 |
| 29 Jan 2021 | Janney Capital | Downgrade | Neutral | — |
| 29 Jan 2021 | Janney Montgomery Scott | Downgrade | Neutral | — |
| 1 Oct 2020 | Piper Sandler | Maintains | Overweight | — |
| 5 May 2020 | Piper Sandler | Upgrade | Overweight | — |
| 11 Feb 2020 | Piper Sandler | Initiates | Neutral | — |
| 29 Jan 2020 | Janney Capital | Upgrade | Buy | — |
| 29 Jan 2020 | Janney Montgomery Scott | Upgrade | Buy | — |
| 5 Feb 2019 | Fig Partners | Upgrade | Outperform | — |
| 5 Feb 2019 | FIG Partners | Upgrade | Outperform | — |
| 29 July 2016 | Keefe Bruyette & Woods | Maintains | Market Perform | — |
| 29 July 2016 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. PROV appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 8 Oct 2026, Provident Financial Holdings, Inc. returned +20.6% against +16.2% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 41% of US stocks
Cheaper than 42% of US stocks
Cheaper than 74% of US stocks
Higher than 53% of US stocks
Higher than 68% of US stocks
Higher than 87% of US stocks
Higher than 79% of US stocks
Higher than 54% of US stocks
Higher than 46% of US stocks
Higher than 86% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Provident Financial Holdings, Inc. has a market value of $114.2M and an enterprise value of $224.4M.
Revenue in the twelve months to 30 June 2026: $40.1M. The latest quarter grew 10.3% year on year.
Net income over the same four quarters: $6.7M, a 16.6% net margin.
Diluted earnings per share, trailing twelve months: $1.03.
Free cash flow in the twelve months to 30 June 2026: $8.5M.
Provident Financial Holdings, Inc. spent $6.0M on share buybacks and $3.6M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 17.8×; forward P/E: 14.4× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 3.06%, paying out 54% of earnings.
Provident Financial Holdings, Inc. employs 95 people — $422K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| PROVProvident Financial Holdings, Inc. | $114.2M | 95 |
| BSBKBogota Financial Corp. | $117.6M | 60 |
| BOTJBank of the James Financial Group, Inc. | $123.4M | 78 |
| WSBKWinchester Bancorp, Inc. | $115.6M | 23 |
| RVSBRiverview Bancorp, Inc. | $123.9M | 47 |
| MGYRMagyar Bancorp, Inc. | $124.7M | 55 |
| UNBUnion Bankshares, Inc. (Vermont) | $113.8M | 33 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Provident Financial Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Provident Financial Holdings, Inc., holding company for Provident Savings Bank, was named one of America's Greatest Mid-Market Companies for 2026 by Newsweek, as announced in a press release on October 1, 2026.
Why it matters — The recognition could enhance the company's reputation and visibility among investors and customers as a notable mid-market firm.
Provident Financial Holdings, Inc. (PROV) was added to the Zacks Rank #1 (Strong Buy) List on September 25th, 2026, according to Zacks Investment Research. PROV was one of five companies added to the list on that date.
Why it matters — A Strong Buy ranking from Zacks signals a favorable analyst assessment for the stock, which could be of interest to current and prospective PROV shareholders.
On September 25th, 2026, Provident Financial Holdings, Inc. (PROV) was included alongside HPQ and CRCT on Zacks Investment Research's list of Zacks Rank #1 (Strong Buy) income stocks.
Why it matters — A Zacks Rank #1 (Strong Buy) designation for income stocks highlights PROV as one of the top-ranked income opportunities in the analyst firm's coverage, which is relevant for investors following the company.
On August 31, 2026, Zacks Investment Research included PROV along with VAC and TGT on its Zacks Rank #1 (Strong Buy) income stocks list. The announcement identifies these companies as top-ranked income stock picks as of that date.
Why it matters — A PROV watcher would care because the company's inclusion on a Zacks Strong Buy income stocks list signals positive analytical recognition for its income stock profile.
On August 27th, 2026, Zacks Investment Research added Provident Financial Holdings, Inc. (PROV) to its Zacks Rank #1 (Strong Buy) List, along with NVST, VIRT, ONTO, and HMN. The company was newly included in this list of stocks rated Strong Buy by Zacks.
Why it matters — A PROV watcher would care because inclusion on Zacks' Strong Buy list signals a positive analyst assessment of the company's near-term prospects.
The 2 Wall Street analysts covering Provident Financial Holdings, Inc. have a median 12-month price target of $19, with estimates ranging from $18 to $19. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 2 analysts covering Provident Financial Holdings, Inc., 0 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Provident Financial Holdings, Inc. 95 out of 100 across roughly 4,600 US stocks as at 8 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 8 Oct 2026, Provident Financial Holdings, Inc. ranks 95 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (99 of 100).
No one can know that. What the data says: the median 12-month target from 2 analysts implies +0.1% from the last close, and Ticker Nerd's factor model ranks Provident Financial Holdings, Inc. 95 out of 100 as at 8 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Provident Financial Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PROV are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $18 to $19 over the next 12 months.
Provident Financial Holdings, Inc. returned +20.6% over the 12 months to 8 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Provident Financial Holdings Inc. is a bank holding company that provides community banking and financial services through Provident Savings Bank, F.S.B.
The most recent item we track (GlobeNewsWire, 1 Oct 2026): "Provident Bank Named One of America's Greatest Mid-Market Companies for 2026 by Newsweek". Provident Financial Holdings, Inc., holding company for Provident Savings Bank, was named one of America's Greatest Mid-Market Companies for 2026 by Newsweek, as announced in a press release on October 1, 2026.
Provident Financial Holdings Inc. is a bank holding company that provides community banking and financial services through Provident Savings Bank, F.S.B. Based in Riverside, California, it focuses on serving individuals, small to mid-sized businesses, and institutional clients in Southern California, particularly the Inland Empire region. The company’s core offerings include deposit accounts such as checking, savings, money market, and time deposits, along with lending products covering single-family, multi-family, commercial real estate, construction, business, consumer, and other mortgage loans. Provident Financial Holdings Inc. also provides merchant services, wealth management services, investment products including annuities and mutual funds, and trustee services for real estate-secured loan transactions. Its business model centers on combining relationship-based local banking with a broader set of financial solutions for everyday banking, lending, and specialized client needs.
CEO Mr. Donavon P. Ternes · 95 employees · United States · https://www.myprovident.com
