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PROV Stock Forecast 2025-2026
$15.30
Current Price
$99.50M
Market Cap
Buy 1
Hold 1
Sell 0
Wall St Analyst Ratings
Distance to PROV Price Targets
+4.6%
To High Target of $16.00
+4.6%
To Median Target of $16.00
+4.6%
To Low Target of $16.00
PROV Price Momentum
-0.2%
1 Week Change
+0.6%
1 Month Change
-5.1%
1 Year Change
-3.8%
Year-to-Date Change
-8.4%
From 52W High of $16.70
+17.9%
From 52W Low of $12.98
📊 TOP ANALYST CALLS
Did PROV Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if Provident Financial is one of their latest high-conviction picks.
Latest PROV Stock Price Targets & Analyst Predictions
Based on our analysis of 5 Wall Street analysts, PROV has a neutral consensus with a median price target of $16.00 (ranging from $16.00 to $16.00). The overall analyst rating is N/A (N/A/10). Currently trading at $15.30, the median forecast implies a 4.6% upside. This outlook is supported by 1 Buy, 1 Hold, and 0 Sell ratings.
The most optimistic forecast comes from Frank Williams at Piper Sandler, projecting a 4.6% upside. Conversely, the most conservative target is provided by Frank Williams at Piper Sandler, suggesting a 4.6% upside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
PROV Analyst Ratings
1
Buy
1
Hold
0
Sell
PROV Price Target Range
Low
$16.00
Average
$16.00
High
$16.00
Current: $15.30
Latest PROV Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for PROV.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Oct 30, 2025 | Piper Sandler | Frank Williams | Neutral | Maintains | $16.00 |
| Jul 14, 2025 | Piper Sandler | Andrew Liesch | Neutral | Assumes | $16.50 |
| Jan 29, 2025 | Piper Sandler | Andrew Liesch | Neutral | Maintains | $16.00 |
| Oct 30, 2024 | Piper Sandler | Andrew Liesch | Neutral | Maintains | $16.00 |
| Jul 31, 2024 | Piper Sandler | Andrew Liesch | Neutral | Maintains | $14.00 |
| May 1, 2024 | Piper Sandler | Andrew Liesch | Neutral | Maintains | $14.00 |
| Jun 29, 2023 | Piper Sandler | Matthew Clark | Neutral | Assumes | $14.00 |
| Jan 29, 2021 | Janney Montgomery Scott | Timothy Coffey | Neutral | Downgrade | $N/A |
| Jan 29, 2021 | Janney Capital | Neutral | Downgrade | $N/A | |
| Oct 1, 2020 | Piper Sandler | Overweight | Maintains | $14.00 | |
| May 5, 2020 | Piper Sandler | Overweight | Upgrade | $N/A | |
| Feb 11, 2020 | Piper Sandler | Neutral | Initiates | $N/A | |
| Jan 29, 2020 | Janney Capital | Buy | Upgrade | $N/A | |
| Jan 29, 2020 | Janney Montgomery Scott | Buy | Upgrade | $N/A | |
| Feb 5, 2019 | FIG Partners | Outperform | Upgrade | $N/A | |
| Feb 5, 2019 | Fig Partners | Outperform | Upgrade | $N/A | |
| Jul 29, 2016 | Keefe Bruyette & Woods | Market Perform | Maintains | $N/A | |
| Jul 29, 2016 | Keefe, Bruyette & Woods | Market Perform | Maintains | $19.00 | |
| Dec 17, 2015 | Piper Sandler | Hold | Downgrade | $N/A | |
| Dec 17, 2015 | Sandler O'Neill | Hold | Downgrade | $N/A |
Provident Financial Holdings Inc. (PROV) Competitors
The following stocks are similar to Provident Financial based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Provident Financial Holdings Inc. (PROV) Financial Data
Provident Financial Holdings Inc. has a market capitalization of $99.50M with a P/E ratio of 17.0x. The company generates $39.82M in trailing twelve-month revenue with a 15.2% profit margin.
Revenue growth is +1.5% quarter-over-quarter, while maintaining an operating margin of +28.0% and return on equity of +4.7%.
Valuation Metrics
Market Cap
$99.50M
Enterprise Value
$264.24M
P/E Ratio
17.0x
PEG Ratio
-2.4x
Price/Sales
2.5x
Growth & Margins
Revenue Growth (YoY)
+1.5%
Gross Margin
N/A
Operating Margin
+28.0%
Net Margin
+15.2%
EPS Growth
-11.5%
Financial Health
Cash/Price Ratio
+49.9%
Current Ratio
N/A
Debt/Equity
1.7x
ROE
+4.7%
ROA
+0.5%
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Provident Financial Holdings Inc. (PROV) Business Model
About Provident Financial Holdings Inc.
What They Do
Community-oriented banking services provider.
Business Model
The company operates as a bank holding company, generating revenue primarily through interest income from residential mortgage and commercial real estate loans, alongside fees from personal banking products such as checking and savings accounts. By focusing on the Inland Empire region, it tailors its financial services to meet local community needs.
Additional Information
Provident Financial Holdings Inc. emphasizes customer service and individualized attention, playing a crucial role in supporting local economic development. The company is dedicated to fostering strong relationships with its clients and contributing to the stability and growth of the regional economy.
Company Information
Sector
Financial Services
Industry
Banks - Regional
Employees
95
CEO
Mr. Donavon P. Ternes
Country
United States
IPO Year
1996
Website
www.myprovident.comProvident Financial Holdings Inc. (PROV) Latest News & Analysis
Latest News
Provident Financial Holdings, Inc. (PROV) Shareholder/Analyst Call Prepared Remarks Transcript
17 days ago
Quick Summary
Provident Financial Holdings, Inc. (PROV) will hold its Annual Shareholder/Analyst Call on November 20, 2025, at 11:00 AM EST, featuring key executives and a Q&A session.
Why It Matters
The shareholder/analyst call indicates transparency and communication from Provident Financial, which can enhance investor confidence and influence stock performance.
Source: Seeking Alpha
Market Sentiment:
Neutral
Quick Summary
Provident Financial Holdings, Inc. (PROV) will hold its Q1 2026 earnings call on October 29, 2025, at 12:00 PM EDT, featuring CEO Donavon Ternes and analysts from Piper Sandler and Janney Montgomery Scott.
Why It Matters
The earnings call for Provident Financial will provide insights into Q1 2026 performance, impacting stock valuation and investor sentiment based on financial health and future outlook.
Source: Seeking Alpha
Market Sentiment:
Neutral
Quick Summary
Provident Financial Holdings reported a net income of $1.68 million for Q3 2025, up 3% sequentially but down 12% year-over-year. Net interest margin improved to 3.00%. Total deposits decreased by 2%.
Why It Matters
Net income rose 3% sequentially but fell 12% year-over-year, indicating potential challenges. A slight increase in net interest margin is a positive sign, but declining loans and deposits raise concerns about growth and credit quality.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
Provident Financial's Q3 2025 revenue and EPS performance should be evaluated against Wall Street estimates and year-ago figures for a comprehensive analysis.
Why It Matters
Comparing Provident Financial's revenue and EPS against Wall Street estimates and prior year figures can indicate growth trends and market expectations, influencing investor sentiment and stock valuation.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Provident Financial (PROV) reported Q3 earnings of $0.25 per share, missing the Zacks Consensus Estimate of $0.29 and down from $0.28 per share year-over-year.
Why It Matters
Provident Financial's earnings miss signals potential weaknesses in profitability, which may lead to negative investor sentiment and impact stock performance.
Source: Zacks Investment Research
Market Sentiment:
Negative
Quick Summary
Provident Financial Holdings, Inc. (NASDAQ: PROV), the parent company of Provident Savings Bank, has announced news from Riverside, California, dated October 23, 2025.
Why It Matters
The announcement highlights Provident Financial Holdings' status and listing on NASDAQ, signaling potential investment opportunities or risks linked to its performance.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Frequently Asked Questions About PROV Stock
What is Provident Financial Holdings Inc.'s (PROV) stock forecast for 2026?
Based on our analysis of 5 Wall Street analysts, Provident Financial Holdings Inc. (PROV) has a median price target of $16.00. The highest price target is $16.00 and the lowest is $16.00.
Is PROV stock a good investment in 2026?
According to current analyst ratings, PROV has 1 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $15.30. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for PROV stock?
Wall Street analysts predict PROV stock could reach $16.00 in the next 12 months. This represents a 4.6% increase from the current price of $15.30. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Provident Financial Holdings Inc.'s business model?
The company operates as a bank holding company, generating revenue primarily through interest income from residential mortgage and commercial real estate loans, alongside fees from personal banking products such as checking and savings accounts. By focusing on the Inland Empire region, it tailors its financial services to meet local community needs.
What is the highest forecasted price for PROV Provident Financial Holdings Inc.?
The highest price target for PROV is $16.00 from Frank Williams at Piper Sandler, which represents a 4.6% increase from the current price of $15.30.
What is the lowest forecasted price for PROV Provident Financial Holdings Inc.?
The lowest price target for PROV is $16.00 from Frank Williams at Piper Sandler, which represents a 4.6% increase from the current price of $15.30.
What is the overall PROV consensus from analysts for Provident Financial Holdings Inc.?
The overall analyst consensus for PROV is neutral. Out of 5 Wall Street analysts, 1 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $16.00.
How accurate are PROV stock price projections?
Stock price projections, including those for Provident Financial Holdings Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: December 7, 2025 1:22 PM UTC