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UNBUNBFinancial Services · Banks - Regional

UNB Stock Forecast: Union Bankshares, Inc. (Vermont) Price Predictions for 2026-2027

Last close, 11 Sept 2026
$24
−0.63% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 33 of 100 as at 12 Sept 2026 — in the lower half.

Market cap
$117.5M
Ticker Nerd rank
33 / 100
Median analyst target
—
Analysts covering
0
Revenue$14.5M+12.5% y/y
Net income$2.9M
Free cash flow$6.0M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−0.5%
1M
−2.5%
YTD
+4.5%
1Y
−3.2%
From 52W high
−8.1%
From 52W low
+15.4%
$21
$26
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

UNB stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Union Bankshares, Inc. (Vermont) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 12 Sept 2026
33 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
90
Size
74
Value
64
Volatility
49
Quality
46
Accruals
28
Revisions
25
Issuance
22
Momentum
19

Growth (90): Sales and profits are climbing, and climbing faster than before.

Momentum (19): The shares have been drifting down relative to others.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

UNB stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on UNB, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$20$21$22$23$24$25Oct 25Jan 26Apr 26Jul 26UNB

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

Recent analyst actionsNewest first
DateFirmActionRatingTarget
24 Jan 2014BMO CapitalMaintainsOutperform$186 → $190

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. UNB appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

UNB vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 11 Sept 2026, Union Bankshares, Inc. (Vermont) returned −3.2% against +17.5% for the S&P 500, dividends included.

UNB vs S&P 500, last 12 monthsTotal return, rebased to 100
8090100110120Oct 25Jan 26Apr 26Jul 26UNBS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

UNB analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

Union Bankshares, Inc. (Vermont) (UNB) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
9.2×

Cheaper than 60% of US stocks

Price / sales
2.1×

Cheaper than 52% of US stocks

Price / book
1.3×

Cheaper than 64% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
13.1%

Higher than 59% of US stocks

Earnings growth (YoY)
22.1%

Higher than 60% of US stocks

Gross margin
—
Operating margin
22.0%

Higher than 81% of US stocks

Net margin
21.2%

Higher than 83% of US stocks

Returns & dividend
Return on equity
15.0%

Higher than 74% of US stocks

Return on assets
0.8%

Higher than 48% of US stocks

Dividend yield
6.0%

Higher than 85% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Union Bankshares, Inc. (Vermont) (UNB) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Union Bankshares, Inc. (Vermont) has a market value of $117.5M and an enterprise value of $431.9M.

  • Revenue in the twelve months to 30 June 2026: $55.8M. The latest quarter grew 13.1% year on year.

  • Net income over the same four quarters: $12.1M, a 21.7% net margin.

  • Diluted earnings per share, trailing twelve months: $2.61.

  • Free cash flow in the twelve months to 30 June 2026: $20.9M.

  • Union Bankshares, Inc. (Vermont) spent $6.5M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 4.9M.

  • Trailing P/E: 9.2×.

  • Forward dividend yield: 6.05%, paying out 56% of earnings.

  • Union Bankshares, Inc. (Vermont) employs 195 people — $286K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 12 Sept 2026

Data provided by Twelve Data

Peers

UNB vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
UNBUnion Bankshares, Inc. (Vermont)$117.5M
33
BSBKBogota Financial Corp.$117.4M
62
PNBKPatriot National Bancorp, Inc.$116.4M
14
WSBKWinchester Bancorp, Inc.$116.1M
25
PROVProvident Financial Holdings, Inc.$120.6M
92
SFBCSound Financial Bancorp, Inc.$123.2M
47
RVSBRiverview Bancorp, Inc.$110.8M
45

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Union Bankshares, Inc. (Vermont) — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest UNB news & analysis

Union Bankshares: An Attractive Local Vermont Bank Offering A 6% Dividend Yield

Seeking Alpha · 13 Aug 2026positive

Seeking Alpha reported that Union Bankshares delivered robust financial results with double-digit EPS growth and disciplined loan loss provisioning, while trading at attractive valuations of 1.3–1.35x tangible book and roughly 10x earnings.

Why it matters — UNB watchers would note the bank's strong credit quality, low loan loss provisioning, and rising book value, which support its advertised 6% dividend yield.

FAQ

Frequently asked questions about UNB stock

How does Ticker Nerd's model rank UNB?

As at 12 Sept 2026, Union Bankshares, Inc. (Vermont) ranks 33 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (90 of 100).

What is the UNB stock forecast for 2030?

No analyst covering Union Bankshares, Inc. (Vermont) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UNB are extrapolating price history, which says nothing about the business.

How has UNB stock performed over the past year?

Union Bankshares, Inc. (Vermont) returned -3.2% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Union Bankshares, Inc. (Vermont) do?

Union Bankshares, Inc. is a bank holding company based in Morrisville, Vermont.

What is the latest news on UNB?

The most recent item we track (Seeking Alpha, 13 Aug 2026): "Union Bankshares: An Attractive Local Vermont Bank Offering A 6% Dividend Yield". Seeking Alpha reported that Union Bankshares delivered robust financial results with double-digit EPS growth and disciplined loan loss provisioning, while trading at attractive valuations of 1.3–1.35x tangible book and roughly 10x earnings.

Company

About Union Bankshares, Inc. (Vermont).

Union Bankshares, Inc. is a bank holding company based in Morrisville, Vermont. Through its subsidiary Union Bank, the company provides commercial, retail, and municipal banking services, along with wealth management and trust services. Its product lineup includes deposit accounts, residential and commercial real estate loans, construction loans, consumer loans, and municipal lending solutions. Union Bankshares serves individuals, businesses, and local public-sector clients across northern Vermont and New Hampshire, positioning itself as a regional financial services provider with a broad community banking focus. The company’s current business is centered on relationship-based banking, deposit gathering, lending, and fee-based financial services that support households, municipalities, and small to mid-sized businesses in its market area.

CEO Mr. Jeffery F. Weidley · 195 employees · United States · https://www.ublocal.com