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UNBUNBFinancial Services · Banks - Regional

UNB Stock Forecast: Union Bankshares, Inc. (Vermont) Price Predictions for 2026-2027

Last close, 29 Oct 2026
$24
−0.80% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 23 of 100 as at 29 Oct 2026 — in the weakest quartile.

Market cap
$116.9M
Ticker Nerd rank
23/ 100
Median analyst target
—
Analysts covering
0
Revenue$14.5M+12.5% y/y
Net income$2.9M
Free cash flow$6.0M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+3.2%
1M
+2.1%
YTD
+3.6%
1Y
+11.2%
From 52W high
−8.8%
From 52W low
+14.4%
$21
$26
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

UNB stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Union Bankshares, Inc. (Vermont) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 29 Oct 2026
23/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Size
72
Value
64
Quality
45
Volatility
45
Growth
39
Accruals
32
Revisions
25
Issuance
24
Momentum
22

Size (72): Smaller than most of the companies we track.

Momentum (22): The shares have been drifting down relative to others.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

UNB stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on UNB, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$21$22$23$24$25Jan 26Apr 26Jul 26Oct 26UNB

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

Recent analyst actionsNewest first
DateFirmActionRatingTarget
24 Jan 2014BMO CapitalMaintainsOutperform$186 → $190

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

UNB appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

UNB vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 29 Oct 2026, Union Bankshares, Inc. (Vermont) returned +11.2% against +13.1% for the S&P 500, dividends included.

UNB vs S&P 500, last 12 monthsTotal return, rebased to 100
95100105110115120Jan 26Apr 26Jul 26Oct 26UNBS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

UNB analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

Union Bankshares, Inc. (Vermont) (UNB) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
9.0×

Cheaper than 60% of US stocks

Price / sales
2.0×

Cheaper than 51% of US stocks

Price / book
1.5×

Cheaper than 54% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
5.4%

Higher than 41% of US stocks

Earnings growth (YoY)
9.7%

Higher than 48% of US stocks

Gross margin
—
Operating margin
29.0%

Higher than 87% of US stocks

Net margin
21.5%

Higher than 83% of US stocks

Returns & dividend
Return on equity
15.9%

Higher than 75% of US stocks

Return on assets
0.8%

Higher than 48% of US stocks

Dividend yield
6.1%

Higher than 94% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Union Bankshares, Inc. (Vermont) (UNB) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Union Bankshares, Inc. (Vermont) has a market value of $116.9M and an enterprise value of $372.7M.

  • Revenue in the twelve months to 30 June 2026: $55.8M. The latest quarter grew 5.4% year on year.

  • Net income over the same four quarters: $12.1M, a 21.7% net margin.

  • Diluted earnings per share, trailing twelve months: $2.61.

  • Free cash flow in the twelve months to 30 June 2026: $20.9M.

  • Union Bankshares, Inc. (Vermont) spent $6.5M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 4.9M.

  • Trailing P/E: 9.0×.

  • Forward dividend yield: 6.11%, paying out 56% of earnings.

  • Union Bankshares, Inc. (Vermont) employs 195 people — $286K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 30 Oct 2026

Data provided by Twelve Data

Peers

UNB vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
UNBUnion Bankshares, Inc. (Vermont)$116.9M23
PROVProvident Financial Holdings, Inc.$117.8M79
SFBCSound Financial Bancorp, Inc.$115.5M52
WSBKWinchester Bancorp, Inc.$119.4M33
BSBKBogota Financial Corp.$119.7M61
RVSBRiverview Bancorp, Inc.$122.6M73
OPHCOptimumBank Holdings, Inc.$111.0M77

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Union Bankshares, Inc. (Vermont) — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest UNB news & analysis

Recent Results From Union Bankshares Support Neutral Rating

Seeking Alpha · 29 Oct 2026neutral

Seeking Alpha reports that Union Bankshares’ Q3 2026 net income increased to $3.8 million, or $0.77 per share, with loan and deposit growth accelerating. The article maintains a hold rating, citing limited growth prospects and operational concerns despite improved earnings.

Why it matters — UNB watchers may weigh the earnings and growth improvements against the decline in book value per share and risks tied to rising rates and regional economic stagnation.

The Clock Is Ticking: 3 High-Yield Dividend Stocks With Deadlines This Week

24/7 Wall Street · 26 Oct 2026neutral

24/7 Wall Street reports that three high-yield income stocks share a deadline this week. The excerpt does not identify the stocks or provide further details.

Why it matters — The item concerns three unspecified dividend stocks, so the excerpt provides no direct information about Union Bankshares, Inc. (Vermont).

Union Bankshares Announces Earnings for the three and nine months ended September 30, 2026 and Declares Quarterly Dividend

GlobeNewsWire · 21 Oct 2026positive

Union Bankshares reported consolidated net income of $3.8 million, or $0.77 per share, for the third quarter of 2026, versus $3.4 million, or $0.75 per share, a year earlier. For the first nine months of 2026, net income was $9.7 million, or $2.03 per share, compared with $8.3 million, or $1.83 per share, in the same 2025 period; the company also declared a regular quarterly cash dividend.

Why it matters — The earnings figures and dividend declaration provide UNB watchers with an update on the company’s reported results and shareholder distributions.

Union Bankshares: An Attractive Local Vermont Bank Offering A 6% Dividend Yield

Seeking Alpha · 13 Aug 2026positive

Seeking Alpha reported that Union Bankshares delivered robust financial results with double-digit EPS growth and disciplined loan loss provisioning, while trading at attractive valuations of 1.3–1.35x tangible book and roughly 10x earnings.

Why it matters — UNB watchers would note the bank's strong credit quality, low loan loss provisioning, and rising book value, which support its advertised 6% dividend yield.

FAQ

Frequently asked questions about UNB stock

How does Ticker Nerd's model rank UNB?

As at 29 Oct 2026, Union Bankshares, Inc. (Vermont) ranks 23 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Size (72 of 100).

What is the UNB stock forecast for 2030?

No analyst covering Union Bankshares, Inc. (Vermont) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UNB are extrapolating price history, which says nothing about the business.

How has UNB stock performed over the past year?

Union Bankshares, Inc. (Vermont) returned +11.2% over the 12 months to 29 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Union Bankshares, Inc. (Vermont) do?

Union Bankshares, Inc. is a bank holding company based in Morrisville, Vermont.

What is the latest news on UNB?

The most recent item we track (Seeking Alpha, 29 Oct 2026): "Recent Results From Union Bankshares Support Neutral Rating". Seeking Alpha reports that Union Bankshares’ Q3 2026 net income increased to $3.8 million, or $0.77 per share, with loan and deposit growth accelerating. The article maintains a hold rating, citing limited growth prospects and operational concerns despite improved earnings.

Company

About Union Bankshares, Inc. (Vermont).

Union Bankshares, Inc. is a bank holding company based in Morrisville, Vermont. Through its subsidiary Union Bank, the company provides commercial, retail, and municipal banking services, along with wealth management and trust services. Its product lineup includes deposit accounts, residential and commercial real estate loans, construction loans, consumer loans, and municipal lending solutions. Union Bankshares serves individuals, businesses, and local public-sector clients across northern Vermont and New Hampshire, positioning itself as a regional financial services provider with a broad community banking focus. The company’s current business is centered on relationship-based banking, deposit gathering, lending, and fee-based financial services that support households, municipalities, and small to mid-sized businesses in its market area.

CEO Mr. Jeffery F. Weidley · 195 employees · United States · https://www.ublocal.com