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SFBC Stock Forecast: Sound Financial Bancorp, Inc. Price Predictions for 2026-2027

Last close, 9 Oct 2026
$42
−2.99% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 47 of 100 as at 8 Oct 2026 — in the lower half.

Market cap
$112.0M
Ticker Nerd rank
47 / 100
Median analyst target
—
Analysts covering
—
Revenue$11.0M+6.1% y/y
Net income$2.5M
Free cash flow$166K
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−8.1%
1M
−10.9%
YTD
−1.3%
1Y
−6.3%
From 52W high
−13.2%
From 52W low
+4.4%
$41
$49
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

SFBC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Sound Financial Bancorp, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Oct 2026
47 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
89
Volatility
89
Size
74
Growth
65
Accruals
51
Value
49
Momentum
29
Revisions
25
Quality
21

Issuance (89): The share count has been shrinking and the company is not leaning on new borrowing.

Quality (21): Profits are thin or unreliable for the size of the business, or they are not turning into cash.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

SFBC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on SFBC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$40$42$44$46$48Jan 26Apr 26Jul 26Oct 26SFBC

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. SFBC appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

SFBC vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 9 Oct 2026, Sound Financial Bancorp, Inc. returned −6.3% against +16.6% for the S&P 500, dividends included.

SFBC vs S&P 500, last 12 monthsTotal return, rebased to 100
859095100105110115120Jan 26Apr 26Jul 26Oct 26SFBCS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

SFBC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

Sound Financial Bancorp, Inc. (SFBC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
14.0×

Cheaper than 48% of US stocks

Price / sales
2.8×

Cheaper than 43% of US stocks

Price / book
1.0×

Cheaper than 72% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
10.2%

Higher than 52% of US stocks

Earnings growth (YoY)
22.7%

Higher than 61% of US stocks

Gross margin
—
Operating margin
29.0%

Higher than 86% of US stocks

Net margin
19.9%

Higher than 82% of US stocks

Returns & dividend
Return on equity
7.3%

Higher than 57% of US stocks

Return on assets
0.8%

Higher than 48% of US stocks

Dividend yield
1.9%

Higher than 78% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Sound Financial Bancorp, Inc. (SFBC) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Sound Financial Bancorp, Inc. has a market value of $112.0M and an enterprise value of $1.0M.

  • Revenue in the twelve months to 30 June 2026: $40.3M. The latest quarter grew 10.2% year on year.

  • Net income over the same four quarters: $8.0M, a 19.9% net margin.

  • Diluted earnings per share, trailing twelve months: $3.12.

  • Free cash flow in the twelve months to 30 June 2026: $7.3M.

  • Sound Financial Bancorp, Inc. spent $2.1M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 2.4M.

  • Trailing P/E: 14.0×.

  • Forward dividend yield: 1.93%, paying out 26% of earnings.

  • Sound Financial Bancorp, Inc. employs 92 people — $438K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 8 Oct 2026

Data provided by Twelve Data

Peers

SFBC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
SFBCSound Financial Bancorp, Inc.$112.0M
47
UNBUnion Bankshares, Inc. (Vermont)$113.8M
33
OPHCOptimumBank Holdings, Inc.$109.7M
78
WSBKWinchester Bancorp, Inc.$115.6M
23
PBHCPathfinder Bancorp, Inc.$108.1M
31
BSBKBogota Financial Corp.$117.6M
60
BYFCBroadway Financial Corp. (California)$107.0M
29

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Sound Financial Bancorp, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest SFBC news & analysis

Sound Community Bank Named One of American Banker's 2026 Most Powerful Women Led Teams in Banking

GlobeNewsWire · 5 Oct 2026positive

Sound Community Bank announced it has been named to American Banker's 2026 list of The Most Powerful Teams in Banking. The recognition was announced by the bank on October 5, 2026.

Why it matters — The recognition highlights Sound Community Bank's leadership and standing within the financial services industry, which could reflect positively on the bank's management and reputation for SFBC stakeholders.

Sound Financial Bancorp, Inc. Q2 2026 Results

GlobeNewsWire · 28 July 2026positive

Sound Financial Bancorp, Inc. reported net income of $2.5 million ($0.98 per diluted share) for Q2 2026, up from $1.6 million ($0.61 per diluted share) in Q1 2026 and $2.1 million ($0.79 per diluted share) in Q2 2025. The company also declared a cash dividend of $0.21 per share payable on August 21, 2026.

Why it matters — The sequential and year-over-year increases in net income, combined with the declared dividend, signal improved financial performance and continued shareholder returns for SFBC investors.

FAQ

Frequently asked questions about SFBC stock

How does Ticker Nerd's model rank SFBC?

As at 8 Oct 2026, Sound Financial Bancorp, Inc. ranks 47 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (89 of 100).

What is the SFBC stock forecast for 2030?

No analyst covering Sound Financial Bancorp, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for SFBC are extrapolating price history, which says nothing about the business.

How has SFBC stock performed over the past year?

Sound Financial Bancorp, Inc. returned -6.3% over the 12 months to 9 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Sound Financial Bancorp, Inc. do?

Sound Financial Bancorp, Inc. is a bank holding company that operates primarily through Sound Community Bank, providing a range of traditional banking services for individuals, businesses, and local organizations.

What is the latest news on SFBC?

The most recent item we track (GlobeNewsWire, 5 Oct 2026): "Sound Community Bank Named One of American Banker's 2026 Most Powerful Women Led Teams in Banking". Sound Community Bank announced it has been named to American Banker's 2026 list of The Most Powerful Teams in Banking. The recognition was announced by the bank on October 5, 2026.

Company

About Sound Financial Bancorp, Inc.

Sound Financial Bancorp, Inc. is a bank holding company that operates primarily through Sound Community Bank, providing a range of traditional banking services for individuals, businesses, and local organizations. Its core activities include gathering retail and commercial deposits and directing those funds into a diversified lending portfolio that covers residential mortgages, home equity lending, commercial real estate, construction, land, consumer loans, and commercial business credit. The company also offers deposit products such as savings accounts, money market accounts, demand deposits, and certificates of deposit, along with select consumer lending products tailored to local markets. Based in Seattle, Washington, Sound Financial Bancorp serves customers through a community banking model focused on relationship-based financial services and regional lending needs.

CEO Ms. Laura Lee Stewart · 92 employees · United States · https://www.soundcb.com