OPHCFinancial Services · Banks - RegionalThe 3 Wall Street analysts covering OptimumBank Holdings, Inc. hold a median 12-month price target of $11 — +12.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 75 of 100 as at 22 Aug 2026 — inside the top quartile. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores OptimumBank Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Value (94): The shares cost little relative to the profits and assets behind them — which can mean the market is too gloomy, or that the business really is in trouble.
Issuance (12): The company has been issuing shares or taking on financing, diluting existing holders.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on OPHC, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
The green dot is the last close — the median target sits +12.9% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 13 May 2026 | Compass Point | Upgrade | Buy | — |
| 7 Apr 2026 | Alliance Global Partners | Initiates | Buy | — |
| 23 May 2024 | Compass Point | Initiates | Neutral | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. OPHC appears on the weeks it earns a place.
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 58% of US stocks
Cheaper than 53% of US stocks
Cheaper than 54% of US stocks
Higher than 88% of US stocks
Higher than 82% of US stocks
Higher than 97% of US stocks
Higher than 93% of US stocks
Higher than 77% of US stocks
Higher than 56% of US stocks
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| OPHCOptimumBank Holdings, Inc. | $117.4M | 75 |
| PROVProvident Financial Holdings, Inc. | $116.4M | 92 |
| WSBKWinchester Bancorp, Inc. | $116.7M | 20 |
| BYFCBroadway Financial Corp. (California) | $109.3M | 25 |
| PNBKPatriot National Bancorp, Inc. | $118.4M | 14 |
| UNBUnion Bankshares, Inc. (Vermont) | $118.7M | 34 |
| BSBKBogota Financial Corp. | $119.6M | 63 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own OptimumBank Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Zacks highlighted five stocks with recent price strength and earnings growth, including OptimumBank Holdings (OPHC), among EDRY, FET, ANIK and NESR, as markets rally.
Why it matters — OPHC watchers would note that the bank was identified as showing strong recent price gains and earnings growth, signaling positive momentum.
A Zacks Investment Research article highlights OptimumBank Holdings, Inc. (OPHC) among five stocks with attractive EV-to-EBITDA ratios and a strong earnings outlook. The piece identifies OPHC as a value stock worth noting based on these valuation metrics.
Why it matters — OPHC watchers would care because the article points to the company's favorable valuation multiple and positive earnings outlook as notable characteristics.
Zacks Investment Research highlighted OptimumBank Holdings as one of four high-flying stocks with increasing cash flows and stronger earnings estimates.
Why it matters — The mention signals that OptimumBank is being recognized for improving financial performance, which could draw investor attention to the stock.
OptimumBank (OPHC) passed Zacks' "Recent Price Strength" screen, which identifies stocks that are currently on the move. The item suggests the stock could be a good choice for investors focusing on trend-driven opportunities.
Why it matters — OPHC watchers would care because the stock has been flagged for recent price strength, indicating current upward momentum in the market.
OptimumBank Holdings, Inc. (OPHC) held its Q2 2026 earnings call, with a transcript of the call published on Seeking Alpha. The item announces the availability of the earnings call transcript.
Why it matters — OPHC watchers would care because the earnings call transcript provides direct insight into the company's quarterly performance and management commentary.
The 3 Wall Street analysts covering OptimumBank Holdings, Inc. have a median 12-month price target of $11, with estimates ranging from $8.25 to $11. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 3 analysts covering OptimumBank Holdings, Inc., 3 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks OptimumBank Holdings, Inc. 75 out of 100 across roughly 4,600 US stocks as at 22 Aug 2026. None of this is personal advice — it does not consider your circumstances.
As at 22 Aug 2026, OptimumBank Holdings, Inc. ranks 75 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Value (94 of 100).
No one can know that. What the data says: the median 12-month target from 3 analysts implies +12.9% from the last close, and Ticker Nerd's factor model ranks OptimumBank Holdings, Inc. 75 out of 100 as at 22 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering OptimumBank Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for OPHC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $8.25 to $11 over the next 12 months.
OptimumBank Holdings, Inc. returned +120.4% over the 12 months to 21 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
OptimumBank Holdings Inc. is a banking and financial services company primarily focused on providing a range of commercial and retail banking services in the United States.
The most recent item we track (Zacks Investment Research, 19 Aug 2026): "5 Stocks With Recent Price Strength to Enhance Your Portfolio Returns". Zacks highlighted five stocks with recent price strength and earnings growth, including OptimumBank Holdings (OPHC), among EDRY, FET, ANIK and NESR, as markets rally.
OptimumBank Holdings Inc. is a banking and financial services company primarily focused on providing a range of commercial and retail banking services in the United States. Serving consumers, small businesses, and commercial clientele, OptimumBank offers products such as personal and business checking accounts, savings accounts, certificates of deposit, and consumer and commercial loans. The bank also provides specialized services including mortgage lending, online banking, and treasury management, enabling seamless financial transactions and cash management solutions. Based in Fort Lauderdale, Florida, OptimumBank targets both local communities and broader markets, balancing traditional banking approaches with modern digital conveniences. This strategic positioning enables it to compete effectively in a dynamic banking environment, responding to changing consumer needs while contributing to regional economic growth. As part of the competitive banking sector, OptimumBank Holdings Inc. plays a key role in financial intermediation, supporting both individual and business financial health and contributing to the stability of the financial ecosystem.
CEO Mr. Moishe Gubin CPA · 98 employees · United States · https://www.optimumbank.com