OPHC Stock Forecast 2025-2026
Distance to OPHC Price Targets
OPHC Price Momentum
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Latest OPHC Stock Price Targets & Analyst Predictions
Based on our analysis of 1 Wall Street analyst, OPHC has a neutral consensus with a median price target of $5.50 (ranging from $5.50 to $5.50). Currently trading at $4.26, the median forecast implies a 29.1% upside. This outlook is supported by 0 Buy, 1 Hold, and 0 Sell ratings.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
OPHC Analyst Ratings
OPHC Price Target Range
Latest OPHC Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for OPHC.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| May 23, 2024 | Compass Point | Merrill Ross | Neutral | Initiates | $5.25 |
OptimumBank Holdings Inc. (OPHC) Competitors
The following stocks are similar to OptimumBank based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
OptimumBank Holdings Inc. (OPHC) Financial Data
OptimumBank Holdings Inc. has a market capitalization of $50.06M with a P/E ratio of 3.2x. The company generates $37.09M in trailing twelve-month revenue with a 35.4% profit margin.
Revenue growth is +36.3% quarter-over-quarter, while maintaining an operating margin of +56.9% and return on equity of +15.2%.
Valuation Metrics
Growth & Margins
Financial Health
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OptimumBank Holdings Inc. (OPHC) Business Model
About OptimumBank Holdings Inc.
Provides commercial and retail banking services.
OptimumBank Holdings Inc. generates revenue through a variety of banking services including personal and business checking accounts, savings accounts, and loans. By targeting both consumers and small businesses, the bank creates multiple streams of income, leveraging traditional banking practices alongside modern digital solutions.
Based in Fort Lauderdale, Florida, OptimumBank aims to compete in the banking sector by balancing traditional services with online banking and treasury management, which enhances customer convenience. The bank's focus on both local communities and broader markets positions it well for growth while contributing to regional economic stability.
Company Information
Sector
Financial Services
Industry
Banks - Regional
Employees
73
CEO
Country
United States
IPO Year
2003
Website
www.optimumbank.comOptimumBank Holdings Inc. (OPHC) Latest News & Analysis
OptimumBank Achieves SBA Preferred Lender Status
26 days agoOptimumBank (NYSE American: OPHC) has been designated as a Preferred Lender under the SBA's Preferred Lenders Program, streamlining loan approvals for small businesses in Florida and beyond.
OptimumBank's designation as a Preferred Lender enhances its competitive edge in SBA loans, likely increasing its loan volume and profitability, positively impacting its stock performance.
Martin Schmidt has resigned from the boards of OptimumBank and OptimumBank Holding, effective January 28, 2025, but remains supportive of the organizations.
Martin Schmidt's resignation from the boards of OptimumBank and its holding company could signal potential changes in governance or strategy, impacting investor confidence and stock performance.
OptimumBank Holdings, Inc. (NYSE American: OPHC) reported strong financial performance for the year ended December 31, 2024. The company is a one-bank holding firm owning OptimumBank.
OptimumBank's strong financial performance may indicate growth potential, attracting investor interest and possibly driving stock prices higher.
OptimumBank will present at the Sequire Investor Summit 2025 from January 21-23 in San Juan, Puerto Rico, highlighting investment opportunities for attendees.
OptimumBank's participation in the Sequire Investor Summit signals potential growth opportunities and increased visibility, which could positively influence investor sentiment and stock performance.
OptimumBank Holdings, Inc. is transferring its common stock listing from Nasdaq to NYSE American, effective December 19, 2024.
OptimumBank's transfer to NYSE American may enhance visibility and liquidity, potentially attracting more institutional investors and positively impacting stock performance.
OptimumBank Holdings reported Q3 2024 net income of $3.3 million ($0.34/share), up from $1.2 million ($0.18/share) in Q3 2023, indicating substantial year-over-year growth in earnings.
OptimumBank's strong Q3 2024 earnings growth signals improved profitability, enhancing investor confidence and potentially boosting stock value.
Frequently Asked Questions About OPHC Stock
What is OptimumBank Holdings Inc.'s (OPHC) stock forecast for 2025?
Based on our analysis of 1 Wall Street analysts, OptimumBank Holdings Inc. (OPHC) has a median price target of $5.50. The highest price target is $5.50 and the lowest is $5.50.
Is OPHC stock a good investment in 2025?
According to current analyst ratings, OPHC has 0 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $4.26. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for OPHC stock?
Wall Street analysts predict OPHC stock could reach $5.50 in the next 12 months. This represents a 29.1% increase from the current price of $4.26. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is OptimumBank Holdings Inc.'s business model?
OptimumBank Holdings Inc. generates revenue through a variety of banking services including personal and business checking accounts, savings accounts, and loans. By targeting both consumers and small businesses, the bank creates multiple streams of income, leveraging traditional banking practices alongside modern digital solutions.
What is the highest forecasted price for OPHC OptimumBank Holdings Inc.?
The highest price target for OPHC is $5.50 from at , which represents a 29.1% increase from the current price of $4.26.
What is the lowest forecasted price for OPHC OptimumBank Holdings Inc.?
The lowest price target for OPHC is $5.50 from at , which represents a 29.1% increase from the current price of $4.26.
What is the overall OPHC consensus from analysts for OptimumBank Holdings Inc.?
The overall analyst consensus for OPHC is neutral. Out of 1 Wall Street analysts, 0 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $5.50.
How accurate are OPHC stock price projections?
Stock price projections, including those for OptimumBank Holdings Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
