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BCAL Stock Forecast: California Bancorp Price Predictions for 2026-2027

Last close, 3 Aug 2026
$21
+0.70% on the day

The 3 Wall Street analysts covering California Bancorp hold a median 12-month price target of $24 — +11.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 88 of 100 as at 1 Aug 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$683.9M
Ticker Nerd rank
88 / 100
Median analyst target
$24
Analysts covering
3
Total return, dividends reinvested
1W
+1.1%
1M
+2.8%
YTD
+16.1%
1Y
+49.3%
From 52W high
−0.6%
From 52W low
+45.4%
$15
$22
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

BCAL stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores California Bancorp on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Aug 2026
88 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
89
Revisions
84
Quality
81
Issuance
68
Growth
68
Volatility
53
Value
52
Size
49
Accruals
43

Momentum (89): The shares have been drifting up relative to others.

Accruals (43): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

The rank is the raw material. Whether the rules would actually own California Bancorp — and when they’d sell — is the membership.

Wall Street

BCAL stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on BCAL, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$14$16$18$20$22$24$26Oct 25Jan 26Apr 26Jul 26BCALHigh $25Median $24Low $23

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says3 analysts
3 Buy0 Hold0 Sell
Low $23Median $24High $25

The green dot is the last close — the median target sits +11.9% from it.

Recent analyst actionsNewest first

Of the 10 most recent actions, 3 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
29 July 2026Stephens & Co.MaintainsOverweight$22 → $24
28 July 2026DA DavidsonMaintainsBuy$24 → $25
29 Apr 2026DA DavidsonMaintainsBuy$22 → $22
29 Jan 2026DA DavidsonMaintainsBuy—
31 Oct 2025Keefe, Bruyette & WoodsMaintainsOutperform—
29 July 2025Stephens & Co.MaintainsEqual-Weight—
30 Jan 2025DA DavidsonMaintainsBuy—
2 Aug 2024Keefe, Bruyette & WoodsMaintainsOutperform—
8 Dec 2023Stephens & Co.InitiatesEqual-Weight—
21 June 2023DA DavidsonInitiatesBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

BCAL analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+3.6%
Analysts raising
1
Analysts cutting
0
Fundamentals

California Bancorp (BCAL) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
11.6×

Cheaper than 56% of US stocks

Price / sales
3.7×

Cheaper than 34% of US stocks

Price / book
1.2×

Cheaper than 68% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
−1.6%

Higher than 26% of US stocks

Earnings growth (YoY)
1.4%

Higher than 38% of US stocks

Gross margin
—
Operating margin
48.4%

Higher than 96% of US stocks

Net margin
32.7%

Higher than 91% of US stocks

Returns & dividend
Return on equity
10.6%

Higher than 65% of US stocks

Return on assets
1.5%

Higher than 55% of US stocks

Dividend yield
2.3%

Higher than 50% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

BCAL vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
BCALCalifornia Bancorp$683.9M
88
CWBCCommunity West Bancshares$675.0M
23
MSBIMidland States Bancorp, Inc.$698.0M
94
ACNBACNB Corp.$669.6M
94
PFISPeoples Financial Services Corp.$704.4M
65
BHBBar Harbor Bankshares$662.5M
74
RRBIRed River Bancshares, Inc.$662.1M
85
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. BCAL appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

News

Latest BCAL news & analysis

CALIFORNIA BANCORP REPORTS STRONG SECOND QUARTER EARNINGS, SIGNIFICANT LOAN GROWTH AND IMPROVED CREDIT QUALITY

GlobeNewsWire · 27 July 2026positive

California BanCorp reported strong second quarter earnings, significant loan growth, and improved credit quality, and announced it will increase its quarterly dividend by $0.02 to $0.12 per common share in the third quarter of 2026.

Why it matters — The dividend increase and strong performance signal the company's financial health and confidence in its outlook, which is relevant for shareholders and investors monitoring BCAL.

FAQ

Frequently asked questions about BCAL stock

What is the BCAL stock price forecast for 2026-2027?

The 3 Wall Street analysts covering California Bancorp have a median 12-month price target of $24, with estimates ranging from $23 to $25. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is BCAL stock a buy right now?

Of the 3 analysts covering California Bancorp, 3 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks California Bancorp 88 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank BCAL?

As at 1 Aug 2026, California Bancorp ranks 88 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (89 of 100).

Will BCAL stock go up?

No one can know that. What the data says: the median 12-month target from 3 analysts implies +11.9% from the last close, and Ticker Nerd's factor model ranks California Bancorp 88 out of 100 as at 1 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the BCAL stock forecast for 2030?

No analyst covering California Bancorp publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for BCAL are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $23 to $25 over the next 12 months.

How has BCAL stock performed over the past year?

California Bancorp returned +49.3% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does California Bancorp do?

California BanCorp is a registered bank holding company headquartered in San Diego, California. It operates California Bank of Commerce, N.A., a national banking association that provides a broad range of commercial banking services to closely held businesses, professionals, individuals, and small to medium-sized businesses throughout California.

What is the latest news on BCAL?

The most recent item we track (GlobeNewsWire, 27 July 2026): "CALIFORNIA BANCORP REPORTS STRONG SECOND QUARTER EARNINGS, SIGNIFICANT LOAN GROWTH AND IMPROVED CREDIT QUALITY". California BanCorp reported strong second quarter earnings, significant loan growth, and improved credit quality, and announced it will increase its quarterly dividend by $0.02 to $0.12 per common share in the third quarter of 2026.

Company

About California Bancorp.

California BanCorp is a registered bank holding company headquartered in San Diego, California. It operates California Bank of Commerce, N.A., a national banking association that provides a broad range of commercial banking services to closely held businesses, professionals, individuals, and small to medium-sized businesses throughout California. The bank maintains 14 branch offices and four loan production offices, emphasizing a solutions-driven, relationship-based approach that offers direct access to decision makers and fosters strong client partnerships. Following a merger of equals completed on July 31, 2024, with Southern California Bancorp, the combined entity adopted the California BanCorp name for the holding company and California Bank of Commerce, N.A. for the bank, continuing to focus on tailored financial products and services in the regional banking sector. Established in 2001, California BanCorp plays a key role in supporting the commercial banking needs of its target markets across Northern and broader California regions.

CEO Mr. David I. Rainer · 288 employees · United States · https://www.californiabankofcommerce.com