BCALBCALFinancial Services · Banks - Regional

BCAL Stock Forecast: California Bancorp Price Predictions for 2026-2027

Last close, 30 Oct 2026
$21
+0.19% on the day

The 4 Wall Street analysts covering California Bancorp hold a median 12-month price target of $25 — +16.4% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 73 of 100 as at 31 Oct 2026 — in the upper half. Here, the model and the Street point the same way.

Market cap
$686.3M
Ticker Nerd rank
73/ 100
Median analyst target
$25
Analysts covering
4
Revenue$44.9M+1.4% y/y
Net income$14.3M
Free cash flow$14.3M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−2.5%
1M
+0.6%
YTD
+17.0%
1Y
+20.5%
From 52W high
−2.7%
From 52W low
+26.1%
$17
$22
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

BCAL stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores California Bancorp on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 31 Oct 2026
73/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
92
Revisions
80
Quality
75
Volatility
66
Accruals
55
Issuance
53
Size
48
Value
43
Growth
26

Momentum (92): The shares have been drifting up relative to others.

Growth (26): Sales and profits are flat, shrinking, or growing more slowly than they were.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

BCAL stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on BCAL, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$16$18$20$22$24$26Jan 26Apr 26Jul 26Oct 26BCALHigh $25Median $25Low $24

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says4 analysts
4 Buy0 Hold0 Sell
Low $24Median $25High $25

The green dot is the last close — the median target sits +16.4% from it.

Recent analyst actionsNewest first

Of the 16 most recent actions, 4 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
21 Aug 2026Raymond JamesInitiatesOutperform$25
4 Aug 2026Keefe, Bruyette & WoodsMaintainsOutperform$23 → $24
4 Aug 2026Keefe, Bruyette & WoodsMaintainsOutperform—
29 July 2026Stephens & Co.MaintainsOverweight$22 → $24
29 July 2026Stephens & Co.MaintainsOverweight—
28 July 2026DA DavidsonMaintainsBuy$24 → $25
28 July 2026DA DavidsonMaintainsBuy—
29 Apr 2026DA DavidsonMaintainsBuy$22 → $22
29 Apr 2026DA DavidsonMaintainsBuy—
29 Jan 2026DA DavidsonMaintainsBuy—
31 Oct 2025Keefe, Bruyette & WoodsMaintainsOutperform—
29 July 2025Stephens & Co.MaintainsEqual-Weight—
30 Jan 2025DA DavidsonMaintainsBuy—
2 Aug 2024Keefe, Bruyette & WoodsMaintainsOutperform—
8 Dec 2023Stephens & Co.InitiatesEqual-Weight—
21 June 2023DA DavidsonInitiatesBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

BCAL appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

BCAL vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 30 Oct 2026, California Bancorp returned +20.5% against +12.4% for the S&P 500, dividends included.

BCAL vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130Jan 26Apr 26Jul 26Oct 26BCALS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

BCAL analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingThis fiscal year
EPS revision, 90 days
+3.9%
Analysts raising
2
Analysts cutting
0
Fundamentals

California Bancorp (BCAL) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
11.9×

Cheaper than 53% of US stocks

Price / sales
3.8×

Cheaper than 31% of US stocks

Price / book
1.2×

Cheaper than 65% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
−5.2%

Higher than 20% of US stocks

Earnings growth (YoY)
−10.6%

Higher than 26% of US stocks

Gross margin
—
Operating margin
46.1%

Higher than 95% of US stocks

Net margin
32.2%

Higher than 90% of US stocks

Returns & dividend
Return on equity
10.2%

Higher than 64% of US stocks

Return on assets
1.4%

Higher than 55% of US stocks

Dividend yield
2.2%

Higher than 81% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

California Bancorp (BCAL) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • California Bancorp has a market value of $686.3M and an enterprise value of $437.8M.

  • Revenue in the twelve months to 30 June 2026: $180.2M. The latest quarter shrank 5.2% year on year.

  • Net income over the same four quarters: $60.2M, a 33.4% net margin.

  • Diluted earnings per share, trailing twelve months: $1.84.

  • Free cash flow in the twelve months to 30 June 2026: $59.3M.

  • California Bancorp spent $2.9M on share buybacks in the twelve months to 30 June 2026.

  • Shares outstanding: 32.1M.

  • Trailing P/E: 11.9×; forward P/E: 11.5× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.24%, paying out 16% of earnings.

  • California Bancorp employs 288 people — $626K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 31 Oct 2026

Data provided by Twelve Data

Peers

BCAL vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
BCALCalifornia Bancorp$686.3M73
CWBCCommunity West Bancshares$695.5M23
CBNKCapital Bancorp, Inc. (Maryland)$681.2M64
RRBIRed River Bancshares, Inc.$680.3M83
MSBIMidland States Bancorp, Inc.$680.1M92
ACNBACNB Corp.$679.2M95
PFISPeoples Financial Services Corp.$703.9M47

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own California Bancorp — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest BCAL news & analysis

California BanCorp (BCAL) Q3 Earnings Match Estimates

Zacks Investment Research · 28 Oct 2026neutral

California BanCorp reported quarterly earnings of $0.43 per share, matching the Zacks Consensus Estimate. Earnings were $0.48 per share in the year-ago quarter.

Why it matters — BCAL watchers can compare the reported result with estimates and the prior-year quarter.

CALIFORNIA BANK OF COMMERCE TO OPEN COMMERCIAL LOAN PRODUCTION OFFICE IN DOWNTOWN SAN FRANCISCO

GlobeNewsWire · 30 Sept 2026positive

California BanCorp (BCAL), the holding company for California Bank of Commerce, N.A., announced plans to open a new commercial loan production office at 595 Market Street in downtown San Francisco on October 1, 2026. The new office is intended to expand the Bank's commercial banking presence in the Bay Area and reflects its continued commitment to strategic growth.

Why it matters — BCAL watchers would care because the expansion of the Bank's commercial banking footprint in the Bay Area signals continued strategic growth for the company.

What Makes California BanCorp (BCAL) a New Strong Buy Stock

Zacks Investment Research · 7 Aug 2026positive

California BanCorp (BCAL) was upgraded to a Zacks Rank #1 (Strong Buy) due to growing optimism about the company's earnings prospects.

Why it matters — BCAL watchers would care because the upgrade reflects improved earnings expectations, which could influence the stock's near-term performance.

FAQ

Frequently asked questions about BCAL stock

What is the BCAL stock price forecast for 2026-2027?

The 4 Wall Street analysts covering California Bancorp have a median 12-month price target of $25, with estimates ranging from $24 to $25. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is BCAL stock a buy right now?

Of the 4 analysts covering California Bancorp, 4 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks California Bancorp 73 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank BCAL?

As at 31 Oct 2026, California Bancorp ranks 73 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (92 of 100).

Will BCAL stock go up?

No one can know that. What the data says: the median 12-month target from 4 analysts implies +16.4% from the last close, and Ticker Nerd's factor model ranks California Bancorp 73 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the BCAL stock forecast for 2030?

No analyst covering California Bancorp publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for BCAL are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $24 to $25 over the next 12 months.

How has BCAL stock performed over the past year?

California Bancorp returned +20.5% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does California Bancorp do?

California BanCorp Common Stock represents the equity of California BanCorp, a bank holding company headquartered in San Diego, California. Through its wholly owned subsidiary, California Bank of Commerce, N.A., the company provides commercial banking services and financial products to individuals, professionals, and small- to medium-sized businesses across California.

What is the latest news on BCAL?

The most recent item we track (Zacks Investment Research, 28 Oct 2026): "California BanCorp (BCAL) Q3 Earnings Match Estimates". California BanCorp reported quarterly earnings of $0.43 per share, matching the Zacks Consensus Estimate. Earnings were $0.48 per share in the year-ago quarter.

Company

About California Bancorp.

California BanCorp Common Stock represents the equity of California BanCorp, a bank holding company headquartered in San Diego, California. Through its wholly owned subsidiary, California Bank of Commerce, N.A., the company provides commercial banking services and financial products to individuals, professionals, and small- to medium-sized businesses across California. Its offerings support core banking needs such as deposit services, lending, treasury management, and other relationship-based financial solutions. California BanCorp serves a regional client base with a focus on closely held businesses and professional service firms, positioning it within the U.S. regional banking sector. The common stock reflects the market’s view of a state-focused banking franchise centered on commercial and business banking activities.

CEO Mr. David I. Rainer · 288 employees · United States · https://www.californiabankofcommerce.com