PFISPFISFinancial Services · Banks - Regional

PFIS Stock Forecast: Peoples Financial Services Corp. Price Predictions for 2026-2027

Last close, 30 Oct 2026
$70
−1.60% on the day

The 2 Wall Street analysts covering Peoples Financial Services Corp. hold a median 12-month price target of $74 — +4.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 47 of 100 as at 31 Oct 2026 — in the lower half.

Market cap
$703.9M
Ticker Nerd rank
47/ 100
Median analyst target
$74
Analysts covering
2
Revenue$51.9M+7.1% y/y
Net income$14.8M
Free cash flow$12.2M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−0.5%
1M
+4.4%
YTD
+48.9%
1Y
+55.8%
From 52W high
−2.4%
From 52W low
+65.0%
$43
$72
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

PFIS stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Peoples Financial Services Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 31 Oct 2026
47/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
94
Volatility
68
Growth
62
Quality
49
Size
48
Value
46
Revisions
40
Issuance
37
Accruals
25

Momentum (94): The shares have been drifting up relative to others.

Accruals (25): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

PFIS stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on PFIS, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$40$50$60$70$80Jan 26Apr 26Jul 26Oct 26PFISHigh $75Median $74Low $72

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says2 analysts
0 Buy2 Hold0 Sell
Low $72Median $74High $75

The green dot is the last close — the median target sits +4.5% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
11 Feb 2026Stephens & Co.MaintainsEqual-Weight$50 → $56
13 May 2024Stephens & Co.MaintainsEqual-Weight—
27 July 2022Stephens & Co.DowngradeEqual-Weight—
29 Mar 2022Stephens & Co.InitiatesOverweight—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

PFIS appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

PFIS vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 30 Oct 2026, Peoples Financial Services Corp. returned +55.8% against +12.4% for the S&P 500, dividends included.

PFIS vs S&P 500, last 12 monthsTotal return, rebased to 100
100120140160Jan 26Apr 26Jul 26Oct 26PFISS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

PFIS analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingThis fiscal year
EPS revision, 90 days
−2.5%
Analysts raising
0
Analysts cutting
2
Fundamentals

Peoples Financial Services Corp. (PFIS) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.4×

Cheaper than 51% of US stocks

Price / sales
3.6×

Cheaper than 31% of US stocks

Price / book
1.4×

Cheaper than 59% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
13.9%

Higher than 29% of US stocks

Earnings growth (YoY)
25.5%

Higher than 25% of US stocks

Gross margin
—
Operating margin
45.3%

Higher than 93% of US stocks

Net margin
30.7%

Higher than 89% of US stocks

Returns & dividend
Return on equity
11.7%

Higher than 66% of US stocks

Return on assets
1.1%

Higher than 50% of US stocks

Dividend yield
3.6%

Higher than 89% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Peoples Financial Services Corp. (PFIS) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Peoples Financial Services Corp. has a market value of $703.9M and an enterprise value of $670.7M.

  • Revenue in the twelve months to 30 June 2026: $195.8M. The latest quarter grew 13.9% year on year.

  • Net income over the same four quarters: $56.8M, a 29.0% net margin.

  • Diluted earnings per share, trailing twelve months: $5.65.

  • Free cash flow in the twelve months to 30 June 2026: $44.9M.

  • Peoples Financial Services Corp. spent $24.8M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 10.0M.

  • Trailing P/E: 12.4×; forward P/E: 9.8× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 3.56%, paying out 44% of earnings.

  • Peoples Financial Services Corp. employs 547 people — $358K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 1 Nov 2026

Data provided by Twelve Data

Peers

PFIS vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
PFISPeoples Financial Services Corp.$703.9M47
AROWArrow Financial Corp.$710.6M47
CWBCCommunity West Bancshares$695.5M23
BCALCalifornia Bancorp$690.9M73
CBNKCapital Bancorp, Inc. (Maryland)$681.2M64
RRBIRed River Bancshares, Inc.$680.3M83
MSBIMidland States Bancorp, Inc.$680.1M92

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Peoples Financial Services Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest PFIS news & analysis

Peoples Financial Services Corp. Reports Unaudited Third Quarter and Year to Date 2026 Earnings

Business Wire · 30 Oct 2026positive

Peoples Financial Services reported unaudited third-quarter 2026 net income of $19.1 million, or $1.90 per diluted share, up $3.9 million from the year-earlier quarter. The release also covers results for the nine months ended September 30, 2026.

Why it matters — The reported quarterly earnings increase is a key update for investors tracking PFIS’s financial performance.

Peoples Financial Services (PFIS) Could Be a Great Choice

Zacks Investment Research · 28 Oct 2026positive

Zacks Investment Research asks whether Peoples Financial Services (PFIS) has what it takes to be a great dividend stock, noting that dividends are a benefit of share ownership and that finding strong dividend stocks can be challenging.

Why it matters — PFIS watchers may be interested in the article’s focus on the company’s potential as a dividend stock.

Peoples Security Bank & Trust Welcomes Scott Campagna as Executive Vice President, Chief Information Officer

Business Wire · 27 Oct 2026neutral

Peoples Financial Services Corp. announced that Scott Campagna has joined the organization as executive vice president and chief information officer. He succeeds Susan Hubble, who will serve as senior executive advisor through the leadership transition until her retirement in April 2027.

Why it matters — The announcement provides an update on PFIS’s information technology leadership and transition timeline.

PEOPLES FINANCIAL SERVICES CORP. Declares Fourth Quarter 2026 Dividend

Business Wire · 23 Oct 2026neutral

Peoples Financial Services Corp. declared a fourth-quarter 2026 cash dividend of $0.6250 per share. It is payable December 15, 2026, to shareholders of record November 30, 2026.

Why it matters — PFIS watchers may note the declared dividend amount and the dates for payment and shareholder eligibility.

Peoples Financial Services (PFIS) Could Be a Great Choice

Zacks Investment Research · 25 Sept 2026positive

Zacks Investment Research published a piece examining whether Peoples Financial Services (PFIS) could be a strong dividend stock, highlighting dividends as a key benefit for shareholders and posing the question of whether PFIS has what it takes.

Why it matters — PFIS watchers would care because the article evaluates the company's dividend potential and overall appeal as a shareholder investment.

FAQ

Frequently asked questions about PFIS stock

What is the PFIS stock price forecast for 2026-2027?

The 2 Wall Street analysts covering Peoples Financial Services Corp. have a median 12-month price target of $74, with estimates ranging from $72 to $75. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is PFIS stock a buy right now?

Of the 2 analysts covering Peoples Financial Services Corp., 0 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Peoples Financial Services Corp. 47 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank PFIS?

As at 31 Oct 2026, Peoples Financial Services Corp. ranks 47 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (94 of 100).

Will PFIS stock go up?

No one can know that. What the data says: the median 12-month target from 2 analysts implies +4.5% from the last close, and Ticker Nerd's factor model ranks Peoples Financial Services Corp. 47 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the PFIS stock forecast for 2030?

No analyst covering Peoples Financial Services Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PFIS are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $72 to $75 over the next 12 months.

How has PFIS stock performed over the past year?

Peoples Financial Services Corp. returned +55.8% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Peoples Financial Services Corp. do?

Peoples Financial Services Corp. is a bank holding company that operates through Peoples Security Bank and Trust Company, providing commercial and retail banking services to individuals, businesses, and community organizations.

What is the latest news on PFIS?

The most recent item we track (Business Wire, 30 Oct 2026): "Peoples Financial Services Corp. Reports Unaudited Third Quarter and Year to Date 2026 Earnings". Peoples Financial Services reported unaudited third-quarter 2026 net income of $19.1 million, or $1.90 per diluted share, up $3.9 million from the year-earlier quarter. The release also covers results for the nine months ended September 30, 2026.

Company

About Peoples Financial Services Corp.

Peoples Financial Services Corp. is a bank holding company that operates through Peoples Security Bank and Trust Company, providing commercial and retail banking services to individuals, businesses, and community organizations. The company offers a broad range of deposit products, including checking, savings, money market, and certificates of deposit accounts, along with lending solutions such as commercial loans, commercial real estate financing, residential mortgages, consumer loans, and small business funding. It also supports customers with fee-based services that may include treasury management, wealth management, trust administration, mortgage banking, and investment-related services. Peoples Financial Services Corp. serves markets across Pennsylvania, New Jersey, and New York, with a strong community banking focus and a customer base that spans personal banking and local business banking needs.

CEO Mr. Gerard A. Champi · 547 employees · United States · https://www.psbt.com