MSBIMSBIFinancial Services · Banks - Regional

MSBI Stock Forecast: Midland States Bancorp, Inc. Price Predictions for 2026-2027

Last close, 8 Oct 2026
$33
+0.96% on the day

The 5 Wall Street analysts covering Midland States Bancorp, Inc. hold a median 12-month price target of $34 — +2.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 90 of 100 as at 8 Oct 2026 — among the strongest tenth. Here, the model and the Street point the same way.

Market cap
$680.3M
Ticker Nerd rank
90 / 100
Median analyst target
$34
Analysts covering
5
Revenue$79.2M+0.4% y/y
Net income$19.9M
Free cash flow$29.2M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−0.5%
1M
−2.0%
YTD
+59.2%
1Y
+107.8%
From 52W high
−4.8%
From 52W low
+134.9%
$14
$34
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

MSBI stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Midland States Bancorp, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Oct 2026
90 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
100
Issuance
96
Revisions
89
Growth
77
Accruals
74
Value
61
Size
49
Quality
14
Volatility
11

Momentum (100): The shares have been drifting up relative to others.

Volatility (11): The share price moves around a lot.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

MSBI stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on MSBI, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$15$20$25$30$35Jan 26Apr 26Jul 26Oct 26MSBIHigh $35Median $34Low $31

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says5 analysts
0 Buy5 Hold0 Sell
Low $31Median $34High $35

The green dot is the last close — the median target sits +2.9% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
28 July 2026Piper SandlerMaintainsNeutral$32 → $35
27 July 2026DA DavidsonMaintainsNeutral$30 → $33
27 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$28 → $31
26 June 2026Piper SandlerMaintainsNeutral$28 → $32
26 June 2026Piper SandlerMaintainsNeutral—
27 Apr 2026DA DavidsonMaintainsNeutral—
27 Apr 2026Piper SandlerMaintainsNeutral—
26 Jan 2026DA DavidsonMaintainsNeutral—
26 Jan 2026Piper SandlerMaintainsNeutral—
8 Dec 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
2 Dec 2025Piper SandlerMaintainsNeutral—
4 Nov 2025Piper SandlerMaintainsNeutral—
3 Nov 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
11 July 2025Piper SandlerMaintainsNeutral—
2 May 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
28 Jan 2025DA DavidsonMaintainsNeutral—
28 Jan 2025Piper SandlerMaintainsNeutral—
27 Jan 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
4 Dec 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—
29 Oct 2024Piper SandlerMaintainsNeutral—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. MSBI appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

MSBI vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 8 Oct 2026, Midland States Bancorp, Inc. returned +107.8% against +16.2% for the S&P 500, dividends included.

MSBI vs S&P 500, last 12 monthsTotal return, rebased to 100
100150200Jan 26Apr 26Jul 26Oct 26MSBIS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

MSBI analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+6.8%
Analysts raising
4
Analysts cutting
0
Fundamentals

Midland States Bancorp, Inc. (MSBI) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
21.1×

Cheaper than 35% of US stocks

Price / sales
2.4×

Cheaper than 47% of US stocks

Price / book
1.5×

Cheaper than 54% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
18.0%

Higher than 67% of US stocks

Earnings growth (YoY)
65.4%

Higher than 79% of US stocks

Gross margin
—
Operating margin
35.6%

Higher than 90% of US stocks

Net margin
15.0%

Higher than 77% of US stocks

Returns & dividend
Return on equity
7.5%

Higher than 58% of US stocks

Return on assets
0.6%

Higher than 47% of US stocks

Dividend yield
4.0%

Higher than 90% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Midland States Bancorp, Inc. (MSBI) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Midland States Bancorp, Inc. has a market value of $680.3M and an enterprise value of $848.5M.

  • Revenue in the twelve months to 30 June 2026: $291.8M. The latest quarter grew 18.0% year on year.

  • Net income over the same four quarters: $43.0M, a 14.7% net margin.

  • Diluted earnings per share, trailing twelve months: $1.56.

  • Free cash flow in the twelve months to 30 June 2026: $116.4M.

  • Midland States Bancorp, Inc. spent $20.3M on share buybacks and $36.7M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 20.7M.

  • Trailing P/E: 21.1×; forward P/E: 9.7× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 4.03%, paying out 82% of earnings.

  • Midland States Bancorp, Inc. employs 839 people — $348K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 7 Oct 2026

Data provided by Twelve Data

Peers

MSBI vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
MSBIMidland States Bancorp, Inc.$680.3M
90
CARECarter Bankshares, Inc.$675.2M
99
RRBIRed River Bancshares, Inc.$670.7M
80
AROWArrow Financial Corp.$685.9M
63
TCBXThird Coast Bancshares, Inc.$688.6M
60
PFISPeoples Financial Services Corp.$691.4M
55
BCALCalifornia Bancorp$693.8M
88

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Midland States Bancorp, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest MSBI news & analysis

Midland States Bancorp Files Universal Shelf Registration Statement

GlobeNewsWire · 6 Oct 2026neutral

Midland States Bancorp filed a universal shelf registration statement on Form S-3 with the SEC. If declared effective, it is intended to give the company flexibility to access capital markets efficiently.

Why it matters — MSBI watchers may note the filing as a potential means for the company to access capital markets, subject to SEC effectiveness.

Midland States Bancorp (MSBI) is a Top Dividend Stock Right Now: Should You Buy?

Zacks Investment Research · 24 Sept 2026positive

Zacks Investment Research highlights Midland States Bancorp (MSBI) as a top dividend stock, noting the company's appeal to shareholders seeking dividend income and raising the question of whether it has what it takes to be an attractive investment for income-focused investors.

Why it matters — MSBI watchers monitoring the company's shareholder returns would be interested in its recognition as a top dividend stock, which underscores the strength of its dividend profile.

Midland States Bancorp: Improving Asset Quality Drives Earnings

Seeking Alpha · 19 Aug 2026positive

Midland States Bancorp is rated buy, with improving asset quality and lower credit provisions supporting higher earnings. The bank offers a 4% dividend yield, 26 consecutive years of dividend growth, and ongoing share buybacks, while wealth management achieved record assets and fees in 2Q26 with further growth expected from expanded advisor hiring.

Why it matters — MSBI watchers would note the improving asset quality, continued shareholder returns, and record wealth management growth as positive signals for the company's performance.

Midland States Bancorp: 7.7% Yielding Preferred Share From A Regional Bank

Seeking Alpha · 18 Aug 2026positive

Seeking Alpha highlights Midland States Bancorp's preferred shares, which now yield 7.7%, supported by improved operating performance and conservative lending. The bank's net interest margin reached a seven-year high of 3.98%, and its loan-to-deposit ratio fell from near 100% to 73%.

Why it matters — The item points to stronger margins and more conservative lending positioning, which a MSBI watcher would see as favorable for the bank's financial stability and preferred-share income.

FAQ

Frequently asked questions about MSBI stock

What is the MSBI stock price forecast for 2026-2027?

The 5 Wall Street analysts covering Midland States Bancorp, Inc. have a median 12-month price target of $34, with estimates ranging from $31 to $35. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is MSBI stock a buy right now?

Of the 5 analysts covering Midland States Bancorp, Inc., 0 rate it a Buy, 5 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Midland States Bancorp, Inc. 90 out of 100 across roughly 4,600 US stocks as at 8 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank MSBI?

As at 8 Oct 2026, Midland States Bancorp, Inc. ranks 90 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (100 of 100).

Will MSBI stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +2.9% from the last close, and Ticker Nerd's factor model ranks Midland States Bancorp, Inc. 90 out of 100 as at 8 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the MSBI stock forecast for 2030?

No analyst covering Midland States Bancorp, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for MSBI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $31 to $35 over the next 12 months.

How has MSBI stock performed over the past year?

Midland States Bancorp, Inc. returned +107.8% over the 12 months to 8 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Midland States Bancorp, Inc. do?

Midland States Bancorp Inc. is a community-based financial holding company headquartered in Effingham, Illinois.

What is the latest news on MSBI?

The most recent item we track (GlobeNewsWire, 8 Oct 2026): "Midland States Bancorp, Inc. to Announce Third Quarter 2026 Financial Results on Thursday, October 22". Midland States Bancorp announced it will release its third-quarter 2026 financial results after market close on Thursday, October 22, 2026.

Company

About Midland States Bancorp, Inc.

Midland States Bancorp Inc. is a community-based financial holding company headquartered in Effingham, Illinois. Through its banking subsidiary, Midland States Bank, the company provides a broad range of commercial and consumer banking products and services, including lending, deposit solutions, commercial real estate financing, mortgage lending, merchant credit card services, and equipment financing. Midland States Bancorp also serves municipalities and other organizations with tailored banking solutions for cash management and related needs. In addition to banking, the company operates a Wealth Management segment that offers trust and fiduciary services, brokerage, retirement planning, investment management, insurance, and financial planning services. Its business model centers on serving individuals, businesses, and public-sector clients across its regional footprint, making it a diversified participant in the U.S. regional banking and wealth management market.

CEO Mr. Jeffrey G. Ludwig CPA · 839 employees · United States · https://www.midlandsb.com