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MSBI Stock Forecast 2025-2026
$19.91
Current Price
$424.14M
Market Cap
Buy 0
Hold 5
Sell 0
Wall St Analyst Ratings
Distance to MSBI Price Targets
-4.6%
To High Target of $19.00
-4.6%
To Median Target of $19.00
-14.6%
To Low Target of $17.00
MSBI Price Momentum
+13.4%
1 Week Change
+24.4%
1 Month Change
-25.2%
1 Year Change
-18.4%
Year-to-Date Change
-26.8%
From 52W High of $27.21
+39.8%
From 52W Low of $14.24
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Did MSBI Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if Midland States is one of their latest high-conviction picks.
Latest MSBI Stock Price Targets & Analyst Predictions
Based on our analysis of 7 Wall Street analysts, MSBI has a neutral consensus with a median price target of $19.00 (ranging from $17.00 to $19.00). The overall analyst rating is Buy (6.0/10). Currently trading at $19.91, the median forecast implies a -4.6% downside. This outlook is supported by 0 Buy, 5 Hold, and 0 Sell ratings.
The most optimistic forecast comes from Nathan Race at Piper Sandler, projecting a 4.6% downside. Conversely, the most conservative target is provided by Damon Delmonte at Keefe, Bruyette & Woods, suggesting a 14.6% downside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
MSBI Analyst Ratings
0
Buy
5
Hold
0
Sell
MSBI Price Target Range
Low
$17.00
Average
$19.00
High
$19.00
Current: $19.91
Latest MSBI Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for MSBI.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Dec 2, 2025 | Piper Sandler | Nathan Race | Neutral | Maintains | $19.00 |
| Nov 4, 2025 | Piper Sandler | Nathan Race | Neutral | Maintains | $18.00 |
| Nov 3, 2025 | Keefe, Bruyette & Woods | Damon Delmonte | Market Perform | Maintains | $17.00 |
| Jul 11, 2025 | Piper Sandler | Nathan Race | Neutral | Maintains | $21.00 |
| May 2, 2025 | Keefe, Bruyette & Woods | Damon Delmonte | Market Perform | Maintains | $20.00 |
| Jan 28, 2025 | DA Davidson | Jeff Rulis | Neutral | Maintains | $21.00 |
| Jan 28, 2025 | Piper Sandler | Nathan Race | Neutral | Maintains | $23.00 |
| Jan 27, 2025 | Keefe, Bruyette & Woods | Damon Delmonte | Market Perform | Maintains | $23.00 |
| Dec 4, 2024 | Keefe, Bruyette & Woods | Damon Delmonte | Market Perform | Maintains | $28.00 |
| Oct 29, 2024 | Piper Sandler | Nathan Race | Neutral | Maintains | $27.00 |
| Jul 30, 2024 | Piper Sandler | Nathan Race | Neutral | Maintains | $27.00 |
| Jul 29, 2024 | Keefe, Bruyette & Woods | Damon Delmonte | Market Perform | Maintains | $24.00 |
| Apr 30, 2024 | Piper Sandler | Nathan Race | Neutral | Maintains | $24.50 |
| Apr 30, 2024 | Keefe, Bruyette & Woods | Damon Delmonte | Market Perform | Maintains | $26.00 |
| Apr 30, 2024 | Stephens & Co. | Terry McEvoy | Equal-Weight | Maintains | $27.00 |
| Jan 30, 2024 | Piper Sandler | Andrew Liesch | Neutral | Maintains | $29.00 |
| Aug 2, 2023 | Stephens & Co. | Terry McEvoy | Equal-Weight | Maintains | $25.00 |
| Aug 1, 2023 | DA Davidson | Jeff Rulis | Neutral | Maintains | $25.00 |
| May 1, 2023 | Keefe, Bruyette & Woods | Damon Delmonte | Market Perform | Maintains | $23.00 |
| Oct 24, 2022 | Stephens & Co. | Terry McEvoy | Equal-Weight | Maintains | $31.00 |
Midland States Bancorp Inc. (MSBI) Competitors
The following stocks are similar to Midland States based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
Midland States Bancorp Inc. (MSBI) Financial Data
Midland States Bancorp Inc. has a market capitalization of $424.14M with a P/E ratio of 12.9x. The company generates $210.72M in trailing twelve-month revenue with a -72.2% profit margin.
Revenue growth is -18.2% quarter-over-quarter, while maintaining an operating margin of +22.2% and return on equity of -21.7%.
Valuation Metrics
Market Cap
$424.14M
Enterprise Value
$979.18M
P/E Ratio
12.9x
PEG Ratio
-0.2x
Price/Sales
2.0x
Growth & Margins
Revenue Growth (YoY)
-18.2%
Gross Margin
N/A
Operating Margin
+22.2%
Net Margin
-72.2%
EPS Growth
-63.0%
Financial Health
Cash/Price Ratio
+39.6%
Current Ratio
N/A
Debt/Equity
1.1x
ROE
-21.7%
ROA
-2.1%
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Midland States Bancorp Inc. (MSBI) Business Model
About Midland States Bancorp Inc.
What They Do
Provides comprehensive banking products and services.
Business Model
The company operates as a financial holding company with Midland States Bank as its primary entity, generating revenue through personal and commercial banking services, as well as wealth and investment management. It focuses on tailored loan solutions and deposit products for individuals and businesses, primarily in Illinois.
Additional Information
Midland States Bancorp Inc. supports economic growth in key sectors such as agriculture, manufacturing, and real estate. The company emphasizes community-oriented banking and scalable financial strategies, positioning itself as a significant player in regional banking.
Company Information
Sector
Financial Services
Industry
Banks - Regional
Employees
869
CEO
Mr. Jeffrey G. Ludwig CPA
Country
United States
IPO Year
2016
Website
www.midlandsb.comMidland States Bancorp Inc. (MSBI) Latest News & Analysis
Latest News
Quick Summary
Midland States Bancorp sold most of its equipment finance portfolio to North Mill Equipment Finance LLC, enhancing its financial position.
Why It Matters
The sale of Midland's equipment finance portfolio could signal a strategic shift, impacting liquidity, future earnings, and overall financial health, influencing investor sentiment and stock performance.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
Midland States Bancorp, Inc. (Nasdaq: MSBI) announced a leadership update with Jeffrey S. assuming a new role, impacting future company strategy and operations.
Why It Matters
Leadership changes can signal shifts in company strategy, impacting stock performance and investor confidence in Midland States Bancorp.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Midland States Bancorp, Inc. Announces Authorization of New $25 Million Stock Repurchase Program
1 month ago
Quick Summary
Midland States Bancorp, Inc. (NASDAQ: MSBI) has approved a new stock repurchase program allowing for the buyback of up to $25 million in common stock, effective Nov 3, 2025, to Nov 2, 2026.
Why It Matters
Midland States Bancorp's new $25 million stock repurchase program signals confidence in its financial health, potentially boosting share prices and indicating strong future performance.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
Midland States Bancorp, Inc. reported a net income of $5.3 million for the latest quarter, available to common shareholders.
Why It Matters
Midland States Bancorp's reported net income indicates its profitability, which can influence stock performance and investor sentiment regarding the company's financial health.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
Midland States Bancorp (MSBI) released its quarterly performance data for Q3 2025, suggesting a comparison with Wall Street estimates and year-ago figures may be beneficial for investors.
Why It Matters
Midland States Bancorp's quarterly performance relative to estimates and prior year figures indicates its growth trajectory and market competitiveness, influencing investor sentiment and stock valuation.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Midland States Bancorp (MSBI) reported Q3 earnings of $0.24 per share, missing estimates of $0.61 and down from $0.74 per share year-over-year.
Why It Matters
MSBI's significant earnings miss signals potential operational challenges and declining profitability, which could lead to negative investor sentiment and stock price pressure.
Source: Zacks Investment Research
Market Sentiment:
Negative
Frequently Asked Questions About MSBI Stock
What is Midland States Bancorp Inc.'s (MSBI) stock forecast for 2026?
Based on our analysis of 7 Wall Street analysts, Midland States Bancorp Inc. (MSBI) has a median price target of $19.00. The highest price target is $19.00 and the lowest is $17.00.
Is MSBI stock a good investment in 2026?
According to current analyst ratings, MSBI has 0 Buy ratings, 5 Hold ratings, and 0 Sell ratings. The stock is currently trading at $19.91. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for MSBI stock?
Wall Street analysts predict MSBI stock could reach $19.00 in the next 12 months. This represents a -4.6% decrease from the current price of $19.91. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Midland States Bancorp Inc.'s business model?
The company operates as a financial holding company with Midland States Bank as its primary entity, generating revenue through personal and commercial banking services, as well as wealth and investment management. It focuses on tailored loan solutions and deposit products for individuals and businesses, primarily in Illinois.
What is the highest forecasted price for MSBI Midland States Bancorp Inc.?
The highest price target for MSBI is $19.00 from Nathan Race at Piper Sandler, which represents a -4.6% decrease from the current price of $19.91.
What is the lowest forecasted price for MSBI Midland States Bancorp Inc.?
The lowest price target for MSBI is $17.00 from Damon Delmonte at Keefe, Bruyette & Woods, which represents a -14.6% decrease from the current price of $19.91.
What is the overall MSBI consensus from analysts for Midland States Bancorp Inc.?
The overall analyst consensus for MSBI is neutral. Out of 7 Wall Street analysts, 0 rate it as Buy, 5 as Hold, and 0 as Sell, with a median price target of $19.00.
How accurate are MSBI stock price projections?
Stock price projections, including those for Midland States Bancorp Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: December 9, 2025 3:21 AM UTC