MSBIMSBIFinancial Services · Banks - Regional

MSBI Stock Forecast: Midland States Bancorp, Inc. Price Predictions for 2026-2027

Last close, 21 Aug 2026
$33
+0.98% on the day

The 5 Wall Street analysts covering Midland States Bancorp, Inc. hold a median 12-month price target of $34 — +2.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 95 of 100 as at 22 Aug 2026 — among the strongest tenth. Here, the model and the Street point the same way.

Market cap
$681.7M
Ticker Nerd rank
95 / 100
Median analyst target
$34
Analysts covering
5
Total return, dividends reinvested
1W
−1.6%
1M
+5.3%
YTD
+60.7%
1Y
+100.9%
From 52W high
−3.9%
From 52W low
+137.0%
$14
$34
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

MSBI stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Midland States Bancorp, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 22 Aug 2026
95 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
99
Revisions
97
Issuance
96
Growth
77
Accruals
74
Value
65
Size
50
Volatility
33
Quality
14

Momentum (99): The shares have been drifting up relative to others.

Quality (14): Profits are thin or unreliable for the size of the business, or they are not turning into cash.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

MSBI stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on MSBI, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$15$20$25$30$35Oct 25Jan 26Apr 26Jul 26MSBIHigh $35Median $34Low $31

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says5 analysts
0 Buy5 Hold0 Sell
Low $31Median $34High $35

The green dot is the last close — the median target sits +2.0% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
28 July 2026Piper SandlerMaintainsNeutral$32$35
27 July 2026DA DavidsonMaintainsNeutral$30$33
27 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$28$31
26 June 2026Piper SandlerMaintainsNeutral$28$32
26 June 2026Piper SandlerMaintainsNeutral
27 Apr 2026DA DavidsonMaintainsNeutral
27 Apr 2026Piper SandlerMaintainsNeutral
26 Jan 2026DA DavidsonMaintainsNeutral
26 Jan 2026Piper SandlerMaintainsNeutral
8 Dec 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
2 Dec 2025Piper SandlerMaintainsNeutral
4 Nov 2025Piper SandlerMaintainsNeutral
3 Nov 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
11 July 2025Piper SandlerMaintainsNeutral
2 May 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
28 Jan 2025DA DavidsonMaintainsNeutral
28 Jan 2025Piper SandlerMaintainsNeutral
27 Jan 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
4 Dec 2024Keefe, Bruyette & WoodsMaintainsMarket Perform
29 Oct 2024Piper SandlerMaintainsNeutral

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. MSBI appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

MSBI analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+6.6%
Analysts raising
4
Analysts cutting
0
Fundamentals

Midland States Bancorp, Inc. (MSBI) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
20.9×

Cheaper than 37% of US stocks

Price / sales
2.4×

Cheaper than 49% of US stocks

Price / book
1.5×

Cheaper than 57% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
18.0%

Higher than 67% of US stocks

Earnings growth (YoY)
65.4%

Higher than 79% of US stocks

Gross margin
Operating margin
35.6%

Higher than 90% of US stocks

Net margin
15.0%

Higher than 77% of US stocks

Returns & dividend
Return on equity
7.5%

Higher than 58% of US stocks

Return on assets
0.6%

Higher than 47% of US stocks

Dividend yield
4.0%

Higher than 77% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

MSBI vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
MSBIMidland States Bancorp, Inc.$681.7M
95
BCALCalifornia Bancorp$687.0M
89
CARECarter Bankshares, Inc.$692.5M
99
ACNBACNB Corp.$669.3M
95
RRBIRed River Bancshares, Inc.$668.7M
83
BHBBar Harbor Bankshares$664.8M
67
CWBCCommunity West Bancshares$699.0M
25

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Midland States Bancorp, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest MSBI news & analysis

Midland States Bancorp: Improving Asset Quality Drives Earnings

Seeking Alpha · 19 Aug 2026positive

Midland States Bancorp is rated buy, with improving asset quality and lower credit provisions supporting higher earnings. The bank offers a 4% dividend yield, 26 consecutive years of dividend growth, and ongoing share buybacks, while wealth management achieved record assets and fees in 2Q26 with further growth expected from expanded advisor hiring.

Why it matters — MSBI watchers would note the improving asset quality, continued shareholder returns, and record wealth management growth as positive signals for the company's performance.

Midland States Bancorp: 7.7% Yielding Preferred Share From A Regional Bank

Seeking Alpha · 18 Aug 2026positive

Seeking Alpha highlights Midland States Bancorp's preferred shares, which now yield 7.7%, supported by improved operating performance and conservative lending. The bank's net interest margin reached a seven-year high of 3.98%, and its loan-to-deposit ratio fell from near 100% to 73%.

Why it matters — The item points to stronger margins and more conservative lending positioning, which a MSBI watcher would see as favorable for the bank's financial stability and preferred-share income.

Dividend Champion, Contender, And Challenger Highlights: Week August 16

Seeking Alpha · 14 Aug 2026neutral

Seeking Alpha published a weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers, listing companies that changed their dividends and those with upcoming ex-dividend dates.

Why it matters — MSBI watchers would care because the report may include whether Midland States Bancorp adjusted its dividend or has an upcoming ex-dividend date relevant to income-focused investors.

Should Value Investors Buy Midland States Bancorp (MSBI) Stock?

Zacks Investment Research · 10 Aug 2026neutral

Zacks Investment Research published an article examining whether Midland States Bancorp (MSBI) is a good candidate for value investors, noting its focus on the Zacks Rank system which uses earnings estimates and revisions to identify strong stocks.

Why it matters — MSBI shareholders and potential investors may find the analysis relevant as it evaluates the stock through value, growth, and momentum trends.

New Strong Buy Stocks for August 7th

Zacks Investment Research · 7 Aug 2026positive

Midland States Bancorp, Inc. (MSBI) was added to the Zacks Rank #1 (Strong Buy) List on August 7th, 2026.

Why it matters — Inclusion on the Strong Buy list signals a positive research outlook for MSBI from Zacks Investment Research, which may influence investor attention.

FAQ

Frequently asked questions about MSBI stock

What is the MSBI stock price forecast for 2026-2027?

The 5 Wall Street analysts covering Midland States Bancorp, Inc. have a median 12-month price target of $34, with estimates ranging from $31 to $35. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is MSBI stock a buy right now?

Of the 5 analysts covering Midland States Bancorp, Inc., 0 rate it a Buy, 5 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Midland States Bancorp, Inc. 95 out of 100 across roughly 4,600 US stocks as at 22 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank MSBI?

As at 22 Aug 2026, Midland States Bancorp, Inc. ranks 95 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (99 of 100).

Will MSBI stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +2.0% from the last close, and Ticker Nerd's factor model ranks Midland States Bancorp, Inc. 95 out of 100 as at 22 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the MSBI stock forecast for 2030?

No analyst covering Midland States Bancorp, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for MSBI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $31 to $35 over the next 12 months.

How has MSBI stock performed over the past year?

Midland States Bancorp, Inc. returned +100.9% over the 12 months to 21 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Midland States Bancorp, Inc. do?

Midland States Bancorp Inc. is a financial holding company primarily engaged in providing a comprehensive range of banking products and services.

What is the latest news on MSBI?

The most recent item we track (Seeking Alpha, 19 Aug 2026): "Midland States Bancorp: Improving Asset Quality Drives Earnings". Midland States Bancorp is rated buy, with improving asset quality and lower credit provisions supporting higher earnings. The bank offers a 4% dividend yield, 26 consecutive years of dividend growth, and ongoing share buybacks, while wealth management achieved record assets and fees in 2Q26 with further growth expected from expanded advisor hiring.

Company

About Midland States Bancorp, Inc.

Midland States Bancorp Inc. is a financial holding company primarily engaged in providing a comprehensive range of banking products and services. Serving as the parent entity of Midland States Bank, it focuses on fulfilling the financial needs of individuals and businesses across its operational footprint. Its primary functions include personal and commercial banking, alongside offering specialized services such as wealth management, investment management, and trust services. Operating predominantly in Illinois, the company influences and supports sectors including agriculture, manufacturing, and real estate through tailored loan solutions and deposit products. Midland States Bancorp Inc. plays a significant role in its local markets by facilitating economic growth and providing strong financial platforms for diverse customer bases. Its presence supports both community-oriented banking solutions and scalable financial strategies, making it a noteworthy participant in regional banking spheres.

CEO Mr. Jeffrey G. Ludwig CPA · 839 employees · United States · https://www.midlandsb.com