FBIZFinancial Services · Banks - RegionalThe 5 Wall Street analysts covering First Business Financial Services, Inc. hold a median 12-month price target of $80 — +6.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 72 of 100 as at 31 Oct 2026 — in the upper half. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores First Business Financial Services, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Momentum (96): The shares have been drifting up relative to others.
Accruals (20): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on FBIZ, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +6.0% from it.
Of the 20 most recent actions, 3 moved their price target up and 0 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 1 Oct 2026 | Raymond James | Assumes | Outperform | $75 |
| 3 Aug 2026 | DA Davidson | Maintains | Buy | $69 → $80 |
| 3 Aug 2026 | DA Davidson | Maintains | Buy | — |
| 3 Aug 2026 | Keefe, Bruyette & Woods | Reiterates | Outperform | $68 → $74 |
| 3 Aug 2026 | Keefe, Bruyette & Woods | Reiterates | Outperform | — |
| 3 Aug 2026 | Piper Sandler | Maintains | Overweight | — |
| 3 Aug 2026 | Piper Sandler | Maintains | Overweight | $70 → $84 |
| 27 Apr 2026 | DA Davidson | Maintains | Buy | — |
| 27 Apr 2026 | DA Davidson | Maintains | Buy | $65 |
| 3 Feb 2026 | Piper Sandler | Maintains | Overweight | — |
| 2 Feb 2026 | DA Davidson | Maintains | Buy | — |
| 2 Feb 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 4 Nov 2025 | Piper Sandler | Maintains | Overweight | — |
| 29 July 2025 | Piper Sandler | Maintains | Overweight | — |
| 28 Apr 2025 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 28 Apr 2025 | Piper Sandler | Maintains | Overweight | — |
| 28 Apr 2025 | Raymond James | Maintains | Outperform | — |
| 4 Feb 2025 | Piper Sandler | Maintains | Overweight | — |
| 3 Feb 2025 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 3 Feb 2025 | Raymond James | Maintains | Outperform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
FBIZ appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 30 Oct 2026, First Business Financial Services, Inc. returned +57.1% against +12.4% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 54% of US stocks
Cheaper than 31% of US stocks
Cheaper than 47% of US stocks
Higher than 64% of US stocks
Higher than 69% of US stocks
Higher than 91% of US stocks
Higher than 91% of US stocks
Higher than 74% of US stocks
Higher than 53% of US stocks
Higher than 77% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
First Business Financial Services, Inc. has a market value of $631.0M and an enterprise value of $785.0M.
Revenue in the twelve months to 30 June 2026: $177.8M. The latest quarter grew 5.8% year on year.
Net income over the same four quarters: $55.5M, a 31.2% net margin.
Diluted earnings per share, trailing twelve months: $6.56.
Free cash flow in the twelve months to 30 June 2026: $80.9M.
First Business Financial Services, Inc. spent $1.7M on share buybacks and $11.6M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 11.5×; forward P/E: 10.8× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 1.80%, paying out 19% of earnings.
First Business Financial Services, Inc. employs 349 people — $509K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| FBIZFirst Business Financial Services, Inc. | $631.0M | 72 |
| CARECarter Bankshares, Inc. | $642.6M | 98 |
| GCBCGreene County Bancorp, Inc. | $608.9M | 54 |
| CCBCoastal Financial Corp. (Washington) | $654.6M | 6 |
| HIFSHingham Institution for Savings | $656.5M | 46 |
| TCBXThird Coast Bancshares, Inc. | $657.6M | 51 |
| WCCBWest Coast Community Bancorp | $665.5M | 87 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own First Business Financial Services, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
First Business Financial Services held its Q3 2026 earnings call on October 30, 2026, with remarks from CEO David Seiler and CFO Brian Spielmann, followed by questions from analysts.
Why it matters — The call is an opportunity for FBIZ watchers to hear management discuss the quarter and respond to analyst questions; the excerpt provides no details about results or outlook.
First Business Financial Services reported record third-quarter 2026 pre-tax, pre-provision and bottom-line earnings, supported by loan and deposit growth, an expanded net interest margin, and lower expenses.
Why it matters — FBIZ watchers may note the reported records and the operating factors that supported them.
First Business Financial Services reported quarterly earnings of $1.95 per share, above the Zacks Consensus Estimate of $1.69. Earnings were $1.70 per share in the year-ago quarter.
Why it matters — FBIZ watchers may note that quarterly earnings exceeded the consensus estimate and were higher than a year earlier.
A Zacks item examines First Business Financial Services’ Q3 revenue and EPS alongside key operating metrics, comparing them with Wall Street estimates and year-ago figures for the quarter ended September 2026.
Why it matters — The comparisons offer FBIZ watchers additional context on the company’s quarterly performance beyond revenue and EPS.
First Business Financial Services reported third-quarter net income available to common shareholders of $16.4 million, or $1.95 per share. That compares with $15.4 million and $1.84 per share in the second quarter of 2026, and $14.2 million and $1.70 per share in the third quarter of 2025.
Why it matters — The reported earnings and per-share figures provide FBIZ watchers with an update on the company’s quarterly financial performance.
The 5 Wall Street analysts covering First Business Financial Services, Inc. have a median 12-month price target of $80, with estimates ranging from $75 to $84. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 5 analysts covering First Business Financial Services, Inc., 5 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks First Business Financial Services, Inc. 72 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 31 Oct 2026, First Business Financial Services, Inc. ranks 72 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (96 of 100).
No one can know that. What the data says: the median 12-month target from 5 analysts implies +6.0% from the last close, and Ticker Nerd's factor model ranks First Business Financial Services, Inc. 72 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering First Business Financial Services, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FBIZ are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $75 to $84 over the next 12 months.
First Business Financial Services, Inc. returned +57.1% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
First Business Financial Services, Inc. is a bank holding company that operates through First Business Bank, delivering commercial banking and specialty finance services to businesses and affluent clients.
The most recent item we track (Seeking Alpha, 31 Oct 2026): "First Business Financial Services, Inc. (FBIZ) Q3 2026 Earnings Call Transcript". First Business Financial Services held its Q3 2026 earnings call on October 30, 2026, with remarks from CEO David Seiler and CFO Brian Spielmann, followed by questions from analysts.
First Business Financial Services, Inc. is a bank holding company that operates through First Business Bank, delivering commercial banking and specialty finance services to businesses and affluent clients. The company focuses on relationship-based solutions for small and mid-sized businesses, business owners, executives, professionals, and nonprofit organizations, with core offerings that include commercial lending, commercial real estate financing, asset-based lending, equipment finance, SBA lending, treasury management, and commercial deposit services. It also provides private wealth services such as trust and estate administration, investment management, financial planning, private banking, and brokerage and custody-only services. First Business Financial Services, Inc. further supports clients through bank consulting services and retirement plan solutions, serving regional markets in Wisconsin, Kansas, and Missouri while also extending certain specialty finance capabilities nationally. Headquartered in Madison, Wisconsin, the company plays a focused role in business banking by combining lending, liquidity management, and wealth services under one platform.
CEO Mr. David R. Seiler · 349 employees · United States · https://www.firstbusiness.bank
