CIVBCIVBFinancial Services · Banks - Regional

CIVB Stock Forecast: Civista Bancshares, Inc. Price Predictions for 2026-2027

Last close, 8 Oct 2026
$27
+1.28% on the day

The 6 Wall Street analysts covering Civista Bancshares, Inc. hold a median 12-month price target of $31 — +13.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 80 of 100 as at 8 Oct 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$555.4M
Ticker Nerd rank
80 / 100
Median analyst target
$31
Analysts covering
6
Revenue$46.9M+15.1% y/y
Net income$14.3M
Free cash flow$16.7M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+1.4%
1M
−1.8%
YTD
+23.8%
1Y
+33.5%
From 52W high
−7.5%
From 52W low
+38.8%
$19
$29
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

CIVB stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Civista Bancshares, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Oct 2026
80 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
90
Value
69
Quality
68
Issuance
67
Revisions
66
Growth
64
Size
51
Accruals
41
Volatility
39

Momentum (90): The shares have been drifting up relative to others.

Volatility (39): The share price moves around a lot.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

CIVB stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on CIVB, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$20$25$30Jan 26Apr 26Jul 26Oct 26CIVBHigh $33Median $31Low $29

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says6 analysts
3 Buy3 Hold0 Sell
Low $29Median $31High $33

The green dot is the last close — the median target sits +13.2% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
27 July 2026DA DavidsonMaintainsBuy$31 → $33
27 July 2026Piper SandlerMaintainsNeutral$30 → $31
24 July 2026Keefe, Bruyette & WoodsReiteratesOutperform$29 → $31
25 June 2026Piper SandlerMaintainsNeutral$27 → $30
25 June 2026Piper SandlerMaintainsNeutral—
24 Apr 2026Piper SandlerMaintainsNeutral—
2 Apr 2026Piper SandlerMaintainsNeutral—
30 Jan 2026DA DavidsonMaintainsBuy—
30 Jan 2026Keefe, Bruyette & WoodsMaintainsOutperform—
21 Nov 2025DA DavidsonMaintainsBuy—
27 Oct 2025DA DavidsonAssumesBuy$26
24 Oct 2025Keefe, Bruyette & WoodsMaintainsOutperform—
29 July 2025Stephens & Co.MaintainsEqual-Weight—
14 July 2025DA DavidsonMaintainsBuy—
28 Apr 2025Piper SandlerMaintainsNeutral—
25 Apr 2025Keefe, Bruyette & WoodsMaintainsOutperform—
25 Apr 2025Stephens & Co.MaintainsEqual-Weight—
31 Jan 2025Stephens & Co.ReiteratesEqual-Weight—
4 Dec 2024Keefe, Bruyette & WoodsMaintainsOutperform—
30 Oct 2024Hovde GroupUpgradeOutperform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. CIVB appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

CIVB vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 8 Oct 2026, Civista Bancshares, Inc. returned +33.5% against +16.2% for the S&P 500, dividends included.

CIVB vs S&P 500, last 12 monthsTotal return, rebased to 100
100110120130140150Jan 26Apr 26Jul 26Oct 26CIVBS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

CIVB analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+0.5%
Analysts raising
2
Analysts cutting
2
Fundamentals

Civista Bancshares, Inc. (CIVB) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
9.9×

Cheaper than 58% of US stocks

Price / sales
3.0×

Cheaper than 40% of US stocks

Price / book
1.0×

Cheaper than 72% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
13.5%

Higher than 60% of US stocks

Earnings growth (YoY)
30.0%

Higher than 65% of US stocks

Gross margin
—
Operating margin
39.9%

Higher than 92% of US stocks

Net margin
29.6%

Higher than 89% of US stocks

Returns & dividend
Return on equity
11.2%

Higher than 66% of US stocks

Return on assets
1.3%

Higher than 53% of US stocks

Dividend yield
2.7%

Higher than 83% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Civista Bancshares, Inc. (CIVB) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Civista Bancshares, Inc. has a market value of $555.4M and an enterprise value of $730.1M.

  • Revenue in the twelve months to 30 June 2026: $183.1M. The latest quarter grew 13.5% year on year.

  • Net income over the same four quarters: $54.3M, a 29.7% net margin.

  • Diluted earnings per share, trailing twelve months: $2.70.

  • Free cash flow in the twelve months to 30 June 2026: $56.3M.

  • Civista Bancshares, Inc. spent $329K on share buybacks and $14.0M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 20.8M.

  • Trailing P/E: 9.9×; forward P/E: 9.2× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.70%, paying out 26% of earnings.

  • Civista Bancshares, Inc. employs 548 people — $334K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 7 Oct 2026

Data provided by Twelve Data

Peers

CIVB vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
CIVBCivista Bancshares, Inc.$555.4M
80
SFSTSouthern First Bancshares, Inc.$561.6M
43
BWBBridgewater Bancshares, Inc.$562.2M
83
UNTYUnity Bancorp, Inc.$554.7M
75
NRIMNorthrim BanCorp, Inc.$548.3M
82
NPBNorthpointe Bancshares, Inc.$542.6M
30
GCBCGreene County Bancorp, Inc.$584.7M
52

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Civista Bancshares, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest CIVB news & analysis

Why Civista Bancshares (CIVB) is a Great Dividend Stock Right Now

Zacks Investment Research · 7 Oct 2026positive

Zacks Investment Research raises the question of whether Civista Bancshares has the qualities of a strong dividend stock, emphasizing the appeal of dividends to shareholders.

Why it matters — CIVB watchers may find the item relevant as it focuses on the company’s dividend appeal, without providing details about its dividend metrics.

Civista Bancshares Names Mark J. Sams Senior Vice President and Chief Revenue Officer

PRNewsWire · 1 Oct 2026positive

Civista Bancshares, Inc. announced the appointment of Mark J. Sams as Senior Vice President and Chief Revenue Officer. The announcement was made on October 1, 2026, and the company is headquartered in Sandusky, Ohio.

Why it matters — This new executive appointment signals an organizational focus on revenue growth, which CIVB watchers may view as a step toward strengthening the company's commercial performance.

Is the Options Market Predicting a Spike in Civista Bancshares Stock?

Zacks Investment Research · 24 Sept 2026neutral

Zacks reports that Civista Bancshares' options market activity is drawing attention, with the November 20, 2026 $25 put option showing some of the highest implied volatility among equity options. The report notes the options market may be predicting a spike in CIVB stock.

Why it matters — Elevated implied volatility in a long-dated CIVB put option signals notable options-market positioning that stock watchers may want to monitor.

CIVISTA BANCSHARES, INC. ANNOUNCES THIRD QUARTER 2026 EARNINGS RELEASE DATE

PRNewsWire · 15 Sept 2026neutral

Civista Bancshares, Inc. announced that it will release its third quarter 2026 financial results prior to market open on Thursday, October 22, 2026. The announcement was made from the company's headquarters in Sandusky, Ohio.

Why it matters — CIVB watchers will know the specific date and time to expect the company's third quarter financial performance update.

Civista Bancshares (CIVB) Could Be a Great Choice

Zacks Investment Research · 9 Sept 2026positive

Zacks Investment Research highlights Civista Bancshares (CIVB) as a potentially great dividend stock choice, noting that dividends are one of the key benefits for shareholders. The piece poses the question of whether CIVB has what it takes to be a strong dividend investment.

Why it matters — Investors following CIVB will find this noteworthy as it draws attention to the company's potential as a dividend-paying stock, which could factor into how they evaluate the shares.

FAQ

Frequently asked questions about CIVB stock

What is the CIVB stock price forecast for 2026-2027?

The 6 Wall Street analysts covering Civista Bancshares, Inc. have a median 12-month price target of $31, with estimates ranging from $29 to $33. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is CIVB stock a buy right now?

Of the 6 analysts covering Civista Bancshares, Inc., 3 rate it a Buy, 3 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Civista Bancshares, Inc. 80 out of 100 across roughly 4,600 US stocks as at 8 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank CIVB?

As at 8 Oct 2026, Civista Bancshares, Inc. ranks 80 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (90 of 100).

Will CIVB stock go up?

No one can know that. What the data says: the median 12-month target from 6 analysts implies +13.2% from the last close, and Ticker Nerd's factor model ranks Civista Bancshares, Inc. 80 out of 100 as at 8 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the CIVB stock forecast for 2030?

No analyst covering Civista Bancshares, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CIVB are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $29 to $33 over the next 12 months.

How has CIVB stock performed over the past year?

Civista Bancshares, Inc. returned +33.5% over the 12 months to 8 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Civista Bancshares, Inc. do?

Civista Bancshares Inc. is a financial holding company headquartered in Sandusky, Ohio, operating through its primary subsidiary, Civista Bank.

What is the latest news on CIVB?

The most recent item we track (Zacks Investment Research, 7 Oct 2026): "Why Civista Bancshares (CIVB) is a Great Dividend Stock Right Now". Zacks Investment Research raises the question of whether Civista Bancshares has the qualities of a strong dividend stock, emphasizing the appeal of dividends to shareholders.

Company

About Civista Bancshares, Inc.

Civista Bancshares Inc. is a financial holding company headquartered in Sandusky, Ohio, operating through its primary subsidiary, Civista Bank. The company focuses on community banking and provides a broad range of services for individuals and businesses, including deposit accounts, commercial and consumer lending, mortgage banking, and wealth management. Its banking platform also supports treasury management, trust services, and digital banking tools that serve retail, commercial, agricultural, and small business clients. Civista Bancshares Inc. plays a regional banking role in the Midwest by combining relationship-based local banking with a diversified mix of lending and fee-based financial services. Its core business is centered on serving community and business customers through a network of branch locations and integrated banking solutions.

CEO Mr. Charles A. Parcher · 548 employees · United States · https://www.civb.com