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CIVBCIVBFinancial Services · Banks - Regional

CIVB Stock Forecast: Civista Bancshares, Inc. Price Predictions for 2026-2027

Last close, 30 Oct 2026
$28
−0.84% on the day

The 6 Wall Street analysts covering Civista Bancshares, Inc. hold a median 12-month price target of $31 — +9.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 87 of 100 as at 31 Oct 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$589.7M
Ticker Nerd rank
87/ 100
Median analyst target
$31
Analysts covering
6
Revenue$46.9M+15.1% y/y
Net income$14.3M
Free cash flow$16.7M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−0.2%
1M
+7.0%
YTD
+29.7%
1Y
+34.8%
From 52W high
−3.0%
From 52W low
+36.1%
$21
$29
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

CIVB stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Civista Bancshares, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 31 Oct 2026
87/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
93
Revisions
90
Quality
71
Value
67
Issuance
65
Growth
59
Volatility
57
Size
50
Accruals
31

Momentum (93): The shares have been drifting up relative to others.

Accruals (31): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

CIVB stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on CIVB, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$20$22$24$26$28$30$32$34Jan 26Apr 26Jul 26Oct 26CIVBHigh $33Median $31Low $30

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says6 analysts
3 Buy3 Hold0 Sell
Low $30Median $31High $33

The green dot is the last close — the median target sits +9.8% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
27 July 2026DA DavidsonMaintainsBuy$31 → $33
27 July 2026Piper SandlerMaintainsNeutral$30 → $31
24 July 2026Keefe, Bruyette & WoodsReiteratesOutperform$29 → $31
25 June 2026Piper SandlerMaintainsNeutral$27 → $30
25 June 2026Piper SandlerMaintainsNeutral—
24 Apr 2026Piper SandlerMaintainsNeutral—
2 Apr 2026Piper SandlerMaintainsNeutral—
30 Jan 2026DA DavidsonMaintainsBuy—
30 Jan 2026Keefe, Bruyette & WoodsMaintainsOutperform—
21 Nov 2025DA DavidsonMaintainsBuy—
27 Oct 2025DA DavidsonAssumesBuy$26
24 Oct 2025Keefe, Bruyette & WoodsMaintainsOutperform—
29 July 2025Stephens & Co.MaintainsEqual-Weight—
14 July 2025DA DavidsonMaintainsBuy—
28 Apr 2025Piper SandlerMaintainsNeutral—
25 Apr 2025Keefe, Bruyette & WoodsMaintainsOutperform—
25 Apr 2025Stephens & Co.MaintainsEqual-Weight—
31 Jan 2025Stephens & Co.ReiteratesEqual-Weight—
4 Dec 2024Keefe, Bruyette & WoodsMaintainsOutperform—
30 Oct 2024Hovde GroupUpgradeOutperform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

CIVB appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

CIVB vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 30 Oct 2026, Civista Bancshares, Inc. returned +34.8% against +12.4% for the S&P 500, dividends included.

CIVB vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130140Jan 26Apr 26Jul 26Oct 26CIVBS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

CIVB analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingThis fiscal year
EPS revision, 90 days
+3.2%
Analysts raising
2
Analysts cutting
2
Fundamentals

Civista Bancshares, Inc. (CIVB) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
10.2×

Cheaper than 57% of US stocks

Price / sales
3.1×

Cheaper than 38% of US stocks

Price / book
1.1×

Cheaper than 68% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
8.7%

Higher than 49% of US stocks

Earnings growth (YoY)
25.5%

Higher than 63% of US stocks

Gross margin
—
Operating margin
43.6%

Higher than 93% of US stocks

Net margin
30.8%

Higher than 89% of US stocks

Returns & dividend
Return on equity
11.0%

Higher than 65% of US stocks

Return on assets
1.4%

Higher than 54% of US stocks

Dividend yield
2.6%

Higher than 83% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Civista Bancshares, Inc. (CIVB) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Civista Bancshares, Inc. has a market value of $589.7M and an enterprise value of $748.8M.

  • Revenue in the twelve months to 30 June 2026: $183.1M. The latest quarter grew 8.7% year on year.

  • Net income over the same four quarters: $54.3M, a 29.7% net margin.

  • Diluted earnings per share, trailing twelve months: $2.70.

  • Free cash flow in the twelve months to 30 June 2026: $56.3M.

  • Civista Bancshares, Inc. spent $329K on share buybacks and $14.0M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 20.8M.

  • Trailing P/E: 10.2×; forward P/E: 9.5× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.56%, paying out 26% of earnings.

  • Civista Bancshares, Inc. employs 550 people — $333K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 30 Oct 2026

Data provided by Twelve Data

Peers

CIVB vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
CIVBCivista Bancshares, Inc.$589.7M87
KRNYKearny Financial Corp.$590.4M50
UNTYUnity Bancorp, Inc.$575.4M79
BWBBridgewater Bancshares, Inc.$565.1M66
GCBCGreene County Bancorp, Inc.$608.9M54
BWFGBankwell Financial Group, Inc.$561.1M86
BSVNBank7 Corp.$558.1M61

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Civista Bancshares, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest CIVB news & analysis

Dividend Champion, Contender, And Challenger Highlights: Week November 1

Seeking Alpha · 31 Oct 2026neutral

Seeking Alpha published a weekly summary of dividend activity among Dividend Champions, Contenders, and Challengers, covering companies that changed dividends and those with upcoming ex-dividend dates. The excerpt does not identify a specific CIVB dividend change.

Why it matters — CIVB watchers may find the roundup relevant to dividend activity, but the provided excerpt gives no CIVB-specific update.

Civista Bancshares, Inc. Appoints Jeremy Normington-Slay to Board of Directors

PRNewsWire · 23 Oct 2026neutral

Civista Bancshares appointed Jeremy Normington-Slay, President and CEO of Firelands Health, to the boards of Civista Bancshares and Civista Bank, effective October 21, 2026.

Why it matters — CIVB watchers may note the addition of a healthcare executive to the company and bank boards.

Civista Bancshares, Inc. (CIVB) Q3 2026 Earnings Call Transcript

Seeking Alpha · 22 Oct 2026neutral

Civista Bancshares held its third-quarter 2026 earnings call on October 22, 2026. The listed company participants were CEO Charles Parcher, CFO Ian Whinnem, and Chief Lending Officer Robert Katitus.

Why it matters — The call is an opportunity for CIVB watchers to hear management discuss the company’s third-quarter results and business.

Civista Bancshares Q3 Earnings Call Highlights

MarketBeat · 22 Oct 2026positive

Civista Bancshares reported third-quarter net income of $16 million, or $0.77 per diluted share, up 26% year over year and 12% from the prior quarter. CEO Chuck Parcher said pre-provision net revenue rose 33% year over year and 11% sequentially.

Why it matters — The reported earnings and revenue growth provide CIVB watchers an update on the company’s recent quarterly performance.

Civista Bancshares (CIVB) Reports Q3 Earnings: What Key Metrics Have to Say

Zacks Investment Research · 22 Oct 2026neutral

Civista Bancshares reported Q3 earnings for the quarter ended September 2026. The item highlights comparing key metrics with Wall Street estimates and year-ago values, without providing the comparison results.

Why it matters — CIVB watchers may find those metrics useful for assessing quarterly performance relative to expectations and the prior year.

FAQ

Frequently asked questions about CIVB stock

What is the CIVB stock price forecast for 2026-2027?

The 6 Wall Street analysts covering Civista Bancshares, Inc. have a median 12-month price target of $31, with estimates ranging from $30 to $33. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is CIVB stock a buy right now?

Of the 6 analysts covering Civista Bancshares, Inc., 3 rate it a Buy, 3 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Civista Bancshares, Inc. 87 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank CIVB?

As at 31 Oct 2026, Civista Bancshares, Inc. ranks 87 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (93 of 100).

Will CIVB stock go up?

No one can know that. What the data says: the median 12-month target from 6 analysts implies +9.8% from the last close, and Ticker Nerd's factor model ranks Civista Bancshares, Inc. 87 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the CIVB stock forecast for 2030?

No analyst covering Civista Bancshares, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CIVB are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $30 to $33 over the next 12 months.

How has CIVB stock performed over the past year?

Civista Bancshares, Inc. returned +34.8% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Civista Bancshares, Inc. do?

Civista Bancshares Inc. is a financial holding company headquartered in Sandusky, Ohio, operating through its primary subsidiary, Civista Bank.

What is the latest news on CIVB?

The most recent item we track (Seeking Alpha, 31 Oct 2026): "Dividend Champion, Contender, And Challenger Highlights: Week November 1". Seeking Alpha published a weekly summary of dividend activity among Dividend Champions, Contenders, and Challengers, covering companies that changed dividends and those with upcoming ex-dividend dates. The excerpt does not identify a specific CIVB dividend change.

Company

About Civista Bancshares, Inc.

Civista Bancshares Inc. is a financial holding company headquartered in Sandusky, Ohio, operating through its primary subsidiary, Civista Bank. The company focuses on community banking and provides a broad range of services for individuals and businesses, including deposit accounts, commercial and consumer lending, mortgage banking, and wealth management. Its banking platform also supports treasury management, trust services, and digital banking tools that serve retail, commercial, agricultural, and small business clients. Civista Bancshares Inc. plays a regional banking role in the Midwest by combining relationship-based local banking with a diversified mix of lending and fee-based financial services. Its core business is centered on serving community and business customers through a network of branch locations and integrated banking solutions.

CEO Mr. Charles A. Parcher · 550 employees · United States · https://www.civb.com