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UNTYUNTYFinancial Services · Banks - Regional

UNTY Stock Forecast: Unity Bancorp, Inc. Price Predictions for 2026-2027

Last close, 14 Oct 2026
$55
−1.55% on the day

The 5 Wall Street analysts covering Unity Bancorp, Inc. hold a median 12-month price target of $68 — +24.7% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 70 of 100 as at 13 Oct 2026 — in the upper half. Here, the model and the Street point the same way.

Market cap
$556.3M
Ticker Nerd rank
70 / 100
Median analyst target
$68
Analysts covering
5
Revenue$33.4M−7.7% y/y
Net income$14.5M
Free cash flow−$38.8M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−0.1%
1M
−9.0%
YTD
+6.4%
1Y
+11.9%
From 52W high
−11.5%
From 52W low
+22.2%
$45
$62
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

UNTY stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Unity Bancorp, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 13 Oct 2026
70 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Quality
96
Revisions
79
Momentum
64
Value
63
Growth
58
Size
51
Issuance
45
Volatility
40
Accruals
18

Quality (96): The business earns solid, repeatable profits on what it owns.

Accruals (18): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

UNTY stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on UNTY, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$40$45$50$55$60$65$70$75Jan 26Apr 26Jul 26Oct 26UNTYHigh $72Median $68Low $67

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says5 analysts
5 Buy0 Hold0 Sell
Low $67Median $68High $72

The green dot is the last close — the median target sits +24.7% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
13 Oct 2026DA DavidsonMaintainsBuy$68
11 Sept 2026DA DavidsonMaintainsBuy$68
15 July 2026DA DavidsonMaintainsBuy—
15 July 2026DA DavidsonMaintainsBuy$68
26 June 2026Piper SandlerMaintainsOverweight—
15 May 2026DA DavidsonInitiatesBuy—
15 Jan 2026Piper SandlerMaintainsOverweight—
14 Jan 2026Keefe, Bruyette & WoodsMaintainsOutperform—
15 Oct 2025Piper SandlerMaintainsOverweight—
18 July 2025Keefe, Bruyette & WoodsMaintainsOutperform—
14 Apr 2025Piper SandlerMaintainsOverweight—
16 Jan 2025Keefe, Bruyette & WoodsReiteratesOutperform—
16 Jan 2025Piper SandlerReiteratesOverweight—
4 Dec 2024Keefe, Bruyette & WoodsMaintainsOutperform—
14 Oct 2024Piper SandlerReiteratesOverweight—
15 July 2024Keefe, Bruyette & WoodsReiteratesOutperform—
6 Apr 2023Keefe, Bruyette & WoodsMaintainsOutperform—
15 Dec 2022Janney Montgomery ScottInitiatesBuy—
7 Apr 2022Piper SandlerInitiatesOverweight—
10 Mar 2020DA DavidsonInitiatesBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. UNTY appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

UNTY vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 14 Oct 2026, Unity Bancorp, Inc. returned +11.9% against +17.5% for the S&P 500, dividends included.

UNTY vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130Jan 26Apr 26Jul 26Oct 26UNTYS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

UNTY analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+1.2%
Analysts raising
1
Analysts cutting
0
Fundamentals

Unity Bancorp, Inc. (UNTY) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
9.2×

Cheaper than 59% of US stocks

Price / sales
4.2×

Cheaper than 29% of US stocks

Price / book
1.4×

Cheaper than 54% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
10.3%

Higher than 19% of US stocks

Earnings growth (YoY)
20.8%

Higher than 25% of US stocks

Gross margin
—
Operating margin
57.1%

Higher than 98% of US stocks

Net margin
46.1%

Higher than 95% of US stocks

Returns & dividend
Return on equity
17.1%

Higher than 77% of US stocks

Return on assets
2.0%

Higher than 58% of US stocks

Dividend yield
1.2%

Higher than 73% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Unity Bancorp, Inc. (UNTY) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Unity Bancorp, Inc. has a market value of $556.3M and an enterprise value of $588.9M.

  • Revenue in the twelve months to 30 June 2026: $135.3M. The latest quarter grew 10.3% year on year.

  • Net income over the same four quarters: $58.6M, a 43.3% net margin.

  • Diluted earnings per share, trailing twelve months: $5.75.

  • Free cash flow in the twelve months to 30 June 2026: $27.0M.

  • Unity Bancorp, Inc. spent $3.4M on share buybacks and $6.0M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 10.0M.

  • Trailing P/E: 9.2×; forward P/E: 8.8× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 1.23%, paying out 11% of earnings.

  • Unity Bancorp, Inc. employs 239 people — $566K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 14 Oct 2026

Data provided by Twelve Data

Peers

UNTY vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
UNTYUnity Bancorp, Inc.$556.3M
70
SFSTSouthern First Bancshares, Inc.$558.7M
46
CIVBCivista Bancshares, Inc.$553.2M
80
BWBBridgewater Bancshares, Inc.$561.9M
83
NPBNorthpointe Bancshares, Inc.$547.1M
31
NRIMNorthrim BanCorp, Inc.$541.4M
84
FBIZFirst Business Financial Services, Inc.$582.4M
82

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Unity Bancorp, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest UNTY news & analysis

Compared to Estimates, Unity Bancorp (UNTY) Q3 Earnings: A Look at Key Metrics

Zacks Investment Research · 13 Oct 2026neutral

Zacks Investment Research said Unity Bancorp's Q3 revenue and EPS provide a sense of performance for the quarter ended September 2026, and highlighted the value of comparing key metrics with Wall Street estimates and year-ago figures. The excerpt does not provide the results of those comparisons.

Why it matters — The comparisons could help UNTY watchers assess quarterly performance against expectations and the prior year, but the excerpt gives no specific metric values.

Unity Bancorp (UNTY) Q3 Earnings and Revenues Surpass Estimates

Zacks Investment Research · 13 Oct 2026positive

Unity Bancorp reported quarterly earnings of $1.51 per share, surpassing the Zacks Consensus Estimate of $1.49. Earnings were up from $1.33 per share a year earlier.

Why it matters — UNTY watchers may note that quarterly earnings exceeded the consensus estimate and increased year over year.

Unity Bancorp Reports Quarterly Earnings of $17.4 Million

GlobeNewsWire · 13 Oct 2026positive

Unity Bancorp reported third-quarter 2026 net income of $17.4 million, or $1.70 per diluted share, compared with $14.5 million, or $1.42 per diluted share, in the prior quarter. Net income for the first nine months of 2026 was $46.1 million, versus $42.5 million for the same period in 2025.

Why it matters — The report gives UNTY watchers updated quarterly and year-to-date earnings results, including comparisons with the prior quarter and year-ago period.

Unity Bancorp (UNTY) to Report Q3 Results: Wall Street Expects Earnings Growth

Zacks Investment Research · 6 Oct 2026negative

Zacks says Unity Bancorp is preparing to report Q3 results and notes that it lacks the two key ingredients associated with a likely earnings beat. The headline says Wall Street expects earnings growth.

Why it matters — UNTY watchers may note both the expectation for earnings growth and Zacks’ caution about the likelihood of an earnings beat ahead of the report.

Unity Bank Celebrates 20th Anniversary Charity Car Show Benefiting Family Promise

GlobeNewsWire · 1 Oct 2026positive

Unity Bank is inviting classic car owners, local businesses, and community members to its 20th Anniversary Charity Car Show, scheduled for October 4, 2026, at its corporate headquarters in Clinton, New Jersey. Proceeds from the event benefit Family Promise.

Why it matters — The event highlights Unity Bank's ongoing community engagement and charitable involvement, reflecting positively on its local brand presence for shareholders and watchers.

FAQ

Frequently asked questions about UNTY stock

What is the UNTY stock price forecast for 2026-2027?

The 5 Wall Street analysts covering Unity Bancorp, Inc. have a median 12-month price target of $68, with estimates ranging from $67 to $72. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is UNTY stock a buy right now?

Of the 5 analysts covering Unity Bancorp, Inc., 5 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Unity Bancorp, Inc. 70 out of 100 across roughly 4,600 US stocks as at 13 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank UNTY?

As at 13 Oct 2026, Unity Bancorp, Inc. ranks 70 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (96 of 100).

Will UNTY stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +24.7% from the last close, and Ticker Nerd's factor model ranks Unity Bancorp, Inc. 70 out of 100 as at 13 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the UNTY stock forecast for 2030?

No analyst covering Unity Bancorp, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UNTY are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $67 to $72 over the next 12 months.

How has UNTY stock performed over the past year?

Unity Bancorp, Inc. returned +11.9% over the 12 months to 14 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Unity Bancorp, Inc. do?

Unity Bancorp Inc. is a bank holding company that oversees Unity Bank and provides commercial and retail banking services in the Mid-Atlantic region.

What is the latest news on UNTY?

The most recent item we track (Zacks Investment Research, 13 Oct 2026): "Compared to Estimates, Unity Bancorp (UNTY) Q3 Earnings: A Look at Key Metrics". Zacks Investment Research said Unity Bancorp's Q3 revenue and EPS provide a sense of performance for the quarter ended September 2026, and highlighted the value of comparing key metrics with Wall Street estimates and year-ago figures. The excerpt does not provide the results of those comparisons.

Company

About Unity Bancorp, Inc.

Unity Bancorp Inc. is a bank holding company that oversees Unity Bank and provides commercial and retail banking services in the Mid-Atlantic region. The company offers a broad range of deposit products, including personal and business checking, savings, money market, retirement, and time deposit accounts. Its lending activities span commercial loans, small business administration financing, consumer credit, mortgage lending, home equity, personal loans, and commercial real estate loans, serving individuals, small businesses, and professional clients. Unity Bancorp also supports day-to-day financial operations with debit and credit cards, wire transfers, safe deposit boxes, automated teller services, internet and mobile banking, remote deposit capture, and cash management tools such as merchant and escrow services. Based in Clinton, New Jersey, Unity Bancorp Inc. plays a regional role in community and business banking through its locally focused service model.

CEO Mr. James A. Hughes CPA · 239 employees · United States · https://www.unitybank.com