UNTYFinancial Services · Banks - RegionalUNTY Stock Forecast: Unity Bancorp, Inc. Price Predictions for 2026-2027
The 5 Wall Street analysts covering Unity Bancorp, Inc. hold a median 12-month price target of $68 — +15.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 84 of 100 as at 1 Aug 2026 — inside the top quartile. Here, the model and the Street point the same way.
UNTY stock analysis: one number for the whole business
Consensus tells you what everyone already believes. The model scores Unity Bancorp, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Quality (95): The business earns solid, repeatable profits on what it owns.
Accruals (21): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
The rank is the raw material. Whether the rules would actually own Unity Bancorp, Inc. — and when they’d sell — is the membership.
UNTY stock forecast 2026-2027: analyst price targets & predictions
The bullish and bearish analyst opinions on UNTY, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
The green dot is the last close — the median target sits +15.0% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 15 July 2026 | DA Davidson | Maintains | Buy | $68 |
| 26 June 2026 | Piper Sandler | Maintains | Overweight | — |
| 15 May 2026 | DA Davidson | Initiates | Buy | — |
| 15 Jan 2026 | Piper Sandler | Maintains | Overweight | — |
| 14 Jan 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 15 Oct 2025 | Piper Sandler | Maintains | Overweight | — |
| 18 July 2025 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 14 Apr 2025 | Piper Sandler | Maintains | Overweight | — |
| 16 Jan 2025 | Keefe, Bruyette & Woods | Reiterates | Outperform | — |
| 16 Jan 2025 | Piper Sandler | Reiterates | Overweight | — |
| 4 Dec 2024 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 14 Oct 2024 | Piper Sandler | Reiterates | Overweight | — |
| 15 July 2024 | Keefe, Bruyette & Woods | Reiterates | Outperform | — |
| 6 Apr 2023 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 15 Dec 2022 | Janney Montgomery Scott | Initiates | Buy | — |
| 7 Apr 2022 | Piper Sandler | Initiates | Overweight | — |
| 10 Mar 2020 | DA Davidson | Initiates | Buy | — |
| 12 July 2018 | Keefe Bruyette & Woods | Initiates | Outperform | — |
| 12 July 2018 | Keefe, Bruyette & Woods | Initiates | Outperform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
UNTY analyst estimate revisions
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
Unity Bancorp, Inc. (UNTY) financial data
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
- Trailing P/E
- 10.2×
- Price / sales
- 4.5×
- Price / book
- 1.6×
- EV / EBITDA
- —
Cheaper than 59% of US stocks
Cheaper than 27% of US stocks
Cheaper than 53% of US stocks
- Revenue growth (YoY)
- −5.7%
- Earnings growth (YoY)
- −12.2%
- Gross margin
- —
- Operating margin
- 58.2%
- Net margin
- 44.9%
Higher than 20% of US stocks
Higher than 24% of US stocks
Higher than 98% of US stocks
Higher than 95% of US stocks
- Return on equity
- 17.0%
- Return on assets
- 1.9%
- Dividend yield
- 1.1%
Higher than 78% of US stocks
Higher than 58% of US stocks
Higher than 25% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
UNTY vs competitors
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| UNTYUnity Bancorp, Inc. | $591.3M | 84 |
| NRIMNorthrim BanCorp, Inc. | $585.6M | 75 |
| FBIZFirst Business Financial Services, Inc. | $584.4M | 83 |
| SFSTSouthern First Bancshares, Inc. | $580.2M | 38 |
| CIVBCivista Bancshares, Inc. | $602.6M | 84 |
| NPBNorthpointe Bancshares, Inc. | $605.2M | 33 |
| GCBCGreene County Bancorp, Inc. | $569.7M | 50 |
This page is one stock. Monday covers all of them.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. UNTY appears on the weeks it earns a place.
Frequently asked questions about UNTY stock
What is the UNTY stock price forecast for 2026-2027?
The 5 Wall Street analysts covering Unity Bancorp, Inc. have a median 12-month price target of $68, with estimates ranging from $67 to $72. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Is UNTY stock a buy right now?
Of the 5 analysts covering Unity Bancorp, Inc., 5 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Unity Bancorp, Inc. 84 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.
How does Ticker Nerd's model rank UNTY?
As at 1 Aug 2026, Unity Bancorp, Inc. ranks 84 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (95 of 100).
Will UNTY stock go up?
No one can know that. What the data says: the median 12-month target from 5 analysts implies +15.0% from the last close, and Ticker Nerd's factor model ranks Unity Bancorp, Inc. 84 out of 100 as at 1 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
What is the UNTY stock forecast for 2030?
No analyst covering Unity Bancorp, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UNTY are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $67 to $72 over the next 12 months.
How has UNTY stock performed over the past year?
Unity Bancorp, Inc. returned +25.1% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
What does Unity Bancorp, Inc. do?
Unity Bancorp, Inc. is a bank holding company that operates through its main subsidiary, Unity Bank.
About Unity Bancorp, Inc.
Unity Bancorp, Inc. is a bank holding company that operates through its main subsidiary, Unity Bank. As a regional banking institution, Unity Bancorp focuses on providing a comprehensive range of financial services primarily to individuals and small to medium-sized businesses within its community. Its primary functions include offering traditional banking services such as deposits, loans, mortgages, and lines of credit. Unity Bancorp is notably active in the lending sector, supporting economic growth by facilitating residential and commercial real estate developments. Headquartered in Clinton, New Jersey, Unity Bancorp serves its clientele through a network of branch offices strategically located throughout the region. The banking entity places a strong emphasis on personalized customer service and community involvement, aligning its services closely with the needs of its local demographics. In the financial markets, Unity Bancorp plays a crucial role as a nimble player in the regional banking sector, contributing to the overall dynamism and competitive landscape of financial services. By maintaining a robust local presence and emphasizing customer-centric banking solutions, Unity Bancorp upholds its commitment to regional economic stability and growth.
CEO Mr. James A. Hughes CPA · 249 employees · United States · https://www.unitybank.com