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UNTY Stock Forecast: Unity Bancorp, Inc. Price Predictions for 2026

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$51.13

-2.86 (-5.30%)

UNTY Stock Forecast 2025-2026

$51.13
Current Price
$512.89M
Market Cap
3 Ratings
Buy 3
Hold 0
Sell 0
Wall St Analyst Ratings

Distance to UNTY Price Targets

+7.6%
To High Target of $55.00
+3.7%
To Median Target of $53.00
-2.2%
To Low Target of $50.00

UNTY Price Momentum

-1.9%
1 Week Change
+17.1%
1 Month Change
+69.5%
1 Year Change
+17.2%
Year-to-Date Change
-6.4%
From 52W High of $54.64
+81.6%
From 52W Low of $28.15
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Latest UNTY Stock Price Targets & Analyst Predictions

Based on our analysis of 4 Wall Street analysts, UNTY has a bullish consensus with a median price target of $53.00 (ranging from $50.00 to $55.00). The overall analyst rating is Strong Buy (8.7/10). Currently trading at $51.13, the median forecast implies a 3.7% upside. This outlook is supported by 3 Buy, 0 Hold, and 0 Sell ratings.

The most optimistic forecast comes from Christopher O'Connell at Keefe, Bruyette & Woods, projecting a 7.6% upside. Conversely, the most conservative target is provided by Justin Crowley at Piper Sandler, suggesting a 2.2% downside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

UNTY Analyst Ratings

3
Buy
0
Hold
0
Sell

UNTY Price Target Range

Low
$50.00
Average
$53.00
High
$55.00
Current: $51.13

Latest UNTY Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for UNTY.

Date Firm Analyst Rating Change Price Target
Apr 14, 2025 Piper Sandler Justin Crowley Overweight Maintains $50.00
Jan 16, 2025 Keefe, Bruyette & Woods Christopher O'Connell Outperform Reiterates $55.00
Jan 16, 2025 Piper Sandler Justin Crowley Overweight Reiterates $54.00
Dec 4, 2024 Keefe, Bruyette & Woods Christopher O'Connell Outperform Maintains $51.00
Oct 14, 2024 Piper Sandler Justin Crowley Overweight Reiterates $44.00
Jul 15, 2024 Keefe, Bruyette & Woods Christopher O'Connell Outperform Reiterates $39.00
Apr 6, 2023 Keefe, Bruyette & Woods Christopher O'Connell Outperform Maintains $31.50
Dec 15, 2022 Janney Montgomery Scott Jake Civiello Buy Initiates $32.00
Apr 7, 2022 Piper Sandler Overweight Initiates $33.00
Mar 10, 2020 DA Davidson Buy Initiates $0.00
Jul 12, 2018 Keefe, Bruyette & Woods Outperform Initiates $0.00
Jul 12, 2018 Keefe Bruyette & Woods Outperform Initiates $0.00

Unity Bancorp, Inc. (UNTY) Competitors

The following stocks are similar to Unity Bancorp based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Unity Bancorp, Inc. (UNTY) Financial Data

Unity Bancorp, Inc. has a market capitalization of $512.89M with a P/E ratio of 12.0x. The company generates $106.25M in trailing twelve-month revenue with a 40.9% profit margin.

Revenue growth is +12.5% quarter-over-quarter, while maintaining an operating margin of +55.9% and return on equity of +15.2%.

Valuation Metrics

Market Cap $512.89M
Enterprise Value $513.87M
P/E Ratio 12.0x
PEG Ratio 11.2x
Price/Sales 4.8x

Growth & Margins

Revenue Growth (YoY) +12.5%
Gross Margin N/A
Operating Margin +55.9%
Net Margin +40.9%
EPS Growth +21.0%

Financial Health

Cash/Price Ratio +41.3%
Current Ratio 0.0x
Debt/Equity 0.8x
ROE +15.2%
ROA +1.6%
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Unity Bancorp, Inc. logo

Unity Bancorp, Inc. (UNTY) Business Model

About Unity Bancorp, Inc.

What They Do

Regional bank offering financial services.

Business Model

Unity Bancorp generates revenue through traditional banking services, including deposits, loans, mortgages, and lines of credit, primarily targeting individuals and small to medium-sized businesses. The bank is particularly active in the lending sector, facilitating both residential and commercial real estate developments.

Additional Information

Based in Clinton, New Jersey, Unity Bancorp emphasizes personalized customer service and community involvement. Its strong local presence and customer-centric approach contribute to regional economic stability and growth, positioning it as a competitive player in the financial services landscape.

Company Information

Sector

Financial Services

Industry

Banks - Regional

Employees

227

CEO

Mr. James A. Hughes CPA

Country

United States

IPO Year

1997

Unity Bancorp, Inc. (UNTY) Latest News & Analysis

Latest News

UNTY stock latest news image
Quick Summary

Unity Bank has opened its 22nd branch, strengthening its community banking presence in the region, which may enhance its customer base and market competitiveness.

Why It Matters

Unity Bank's expansion with a 22nd branch signals growth in market presence, potentially increasing customer base and deposits, which could lead to improved financial performance and stock value.

Source: GlobeNewsWire
Market Sentiment: Neutral
UNTY stock latest news image
Quick Summary

Unity Bancorp, Inc. (NASDAQ: UNTY) declared a cash dividend of $0.14 per common share, as announced by its Board of Directors on May 22, 2025.

Why It Matters

Unity Bancorp's cash dividend declaration indicates strong financial health, potentially attracting income-focused investors and boosting stock demand.

Source: GlobeNewsWire
Market Sentiment: Neutral
UNTY stock latest news image
Quick Summary

The bank has been recognized for the third consecutive year in the annual ranking of top-performing small banks.

Why It Matters

The bank's consistent recognition signals strong performance and stability, potentially boosting investor confidence and attracting more capital and interest in its stock.

Source: GlobeNewsWire
Market Sentiment: Neutral
UNTY stock latest news image
Quick Summary

Unity Bancorp, with a market cap of $401.7 million, shows strong growth and asset quality. Deposits rose from $1.79B to $2.10B (2022-2024), supported by a solid return on assets (1.68%) and equity (14.99%).

Why It Matters

Unity Bancorp's consistent growth, strong asset quality, and impressive deposit increase highlight its financial health, making it an attractive investment opportunity despite higher valuations.

Source: Seeking Alpha
Market Sentiment: Positive
UNTY stock latest news image
Quick Summary

Unity Bancorp reported strong first quarter results with excellent financials and positive loan demand. The stock trades below 9x earnings despite a mid-teens ROE and robust growth prospects.

Why It Matters

Unity Bancorp's strong Q1 results, bullish loan demand, and low valuation at under 9x earnings suggest potential for significant stock price appreciation, attracting investor interest.

Source: Seeking Alpha
Market Sentiment: Neutral
UNTY stock latest news image
Quick Summary

Unity Bancorp, Inc. (NASDAQ: UNTY) reported Q1 2025 net income of $11.6 million ($1.13 per diluted share), slightly up from $11.5 million ($1.13 per diluted share) in Q4 2024.

Why It Matters

Unity Bancorp's steady net income reflects stability and consistent performance, which can enhance investor confidence and support stock valuation in a competitive banking sector.

Source: GlobeNewsWire
Market Sentiment: Neutral

Frequently Asked Questions About UNTY Stock

What is Unity Bancorp, Inc.'s (UNTY) stock forecast for 2026?

Based on our analysis of 4 Wall Street analysts, Unity Bancorp, Inc. (UNTY) has a median price target of $53.00. The highest price target is $55.00 and the lowest is $50.00.

Is UNTY stock a good investment in 2026?

According to current analyst ratings, UNTY has 3 Buy ratings, 0 Hold ratings, and 0 Sell ratings. The stock is currently trading at $51.13. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for UNTY stock?

Wall Street analysts predict UNTY stock could reach $53.00 in the next 12 months. This represents a 3.7% increase from the current price of $51.13. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Unity Bancorp, Inc.'s business model?

Unity Bancorp generates revenue through traditional banking services, including deposits, loans, mortgages, and lines of credit, primarily targeting individuals and small to medium-sized businesses. The bank is particularly active in the lending sector, facilitating both residential and commercial real estate developments.

What is the highest forecasted price for UNTY Unity Bancorp, Inc.?

The highest price target for UNTY is $55.00 from Christopher O'Connell at Keefe, Bruyette & Woods, which represents a 7.6% increase from the current price of $51.13.

What is the lowest forecasted price for UNTY Unity Bancorp, Inc.?

The lowest price target for UNTY is $50.00 from Justin Crowley at Piper Sandler, which represents a -2.2% decrease from the current price of $51.13.

What is the overall UNTY consensus from analysts for Unity Bancorp, Inc.?

The overall analyst consensus for UNTY is bullish. Out of 4 Wall Street analysts, 3 rate it as Buy, 0 as Hold, and 0 as Sell, with a median price target of $53.00.

How accurate are UNTY stock price projections?

Stock price projections, including those for Unity Bancorp, Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: July 14, 2025 4:30 AM UTC
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