UNTYFinancial Services · Banks - RegionalThe 5 Wall Street analysts covering Unity Bancorp, Inc. hold a median 12-month price target of $68 — +23.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 75 of 100 as at 8 Oct 2026 — inside the top quartile. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores Unity Bancorp, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Quality (95): The business earns solid, repeatable profits on what it owns.
Accruals (22): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on UNTY, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +23.1% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 11 Sept 2026 | DA Davidson | Maintains | Buy | $68 |
| 15 July 2026 | DA Davidson | Maintains | Buy | — |
| 15 July 2026 | DA Davidson | Maintains | Buy | $68 |
| 26 June 2026 | Piper Sandler | Maintains | Overweight | — |
| 15 May 2026 | DA Davidson | Initiates | Buy | — |
| 15 Jan 2026 | Piper Sandler | Maintains | Overweight | — |
| 14 Jan 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 15 Oct 2025 | Piper Sandler | Maintains | Overweight | — |
| 18 July 2025 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 14 Apr 2025 | Piper Sandler | Maintains | Overweight | — |
| 16 Jan 2025 | Keefe, Bruyette & Woods | Reiterates | Outperform | — |
| 16 Jan 2025 | Piper Sandler | Reiterates | Overweight | — |
| 4 Dec 2024 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 14 Oct 2024 | Piper Sandler | Reiterates | Overweight | — |
| 15 July 2024 | Keefe, Bruyette & Woods | Reiterates | Outperform | — |
| 6 Apr 2023 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 15 Dec 2022 | Janney Montgomery Scott | Initiates | Buy | — |
| 7 Apr 2022 | Piper Sandler | Initiates | Overweight | — |
| 10 Mar 2020 | DA Davidson | Initiates | Buy | — |
| 12 July 2018 | Keefe Bruyette & Woods | Initiates | Outperform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. UNTY appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 8 Oct 2026, Unity Bancorp, Inc. returned +15.8% against +16.2% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 59% of US stocks
Cheaper than 29% of US stocks
Cheaper than 54% of US stocks
Higher than 19% of US stocks
Higher than 25% of US stocks
Higher than 98% of US stocks
Higher than 95% of US stocks
Higher than 77% of US stocks
Higher than 58% of US stocks
Higher than 72% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Unity Bancorp, Inc. has a market value of $548.4M and an enterprise value of $628.5M.
Revenue in the twelve months to 30 June 2026: $135.3M. The latest quarter shrank 5.7% year on year.
Net income over the same four quarters: $58.6M, a 43.3% net margin.
Diluted earnings per share, trailing twelve months: $5.75.
Free cash flow in the twelve months to 30 June 2026: $27.0M.
Unity Bancorp, Inc. spent $3.4M on share buybacks and $6.0M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 9.5×; forward P/E: 8.6× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 1.24%, paying out 11% of earnings.
Unity Bancorp, Inc. employs 249 people — $543K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Unity Bancorp, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Zacks says Unity Bancorp is preparing to report Q3 results and notes that it lacks the two key ingredients associated with a likely earnings beat. The headline says Wall Street expects earnings growth.
Why it matters — UNTY watchers may note both the expectation for earnings growth and Zacks’ caution about the likelihood of an earnings beat ahead of the report.
Unity Bank is inviting classic car owners, local businesses, and community members to its 20th Anniversary Charity Car Show, scheduled for October 4, 2026, at its corporate headquarters in Clinton, New Jersey. Proceeds from the event benefit Family Promise.
Why it matters — The event highlights Unity Bank's ongoing community engagement and charitable involvement, reflecting positively on its local brand presence for shareholders and watchers.
A Seeking Alpha article highlights Unity Bancorp's strong fundamentals, including expanding net interest margins, robust deposit and loan growth, low uninsured deposit exposure, and prudent leverage. The author also notes UNTY outperforms peers on return on assets (2.01%) and return on equity (15.86%), while maintaining an attractive valuation.
Why it matters — This coverage reinforces UNTY's financial health and competitive positioning relative to peers, offering context on the bank's growth and profitability measures.
Unity Bancorp will provide an early look at the Q3 earnings season. The bank maintains robust loan growth and profitability with a forward P/E of 9.87, strong operational metrics, and a Q2 2026 net interest margin of 4.56%, though asset quality is affected by one large nonaccrual commercial real estate relationship.
Why it matters — A UNTY watcher would care because the report highlights the bank's strong profitability and growth metrics while flagging a single large nonaccrual CRE relationship that could influence asset quality going forward.
Unity Bancorp, Inc. and Unity Bank announced that CEO James A. Hughes will retire, with George Boyan set to become Chief Executive Officer on April 1, 2027. Hughes will continue serving on the company and bank board.
Why it matters — A planned leadership transition at the top of the company is significant for UNTY watchers as it signals a future change in executive management and strategic direction.
The 5 Wall Street analysts covering Unity Bancorp, Inc. have a median 12-month price target of $68, with estimates ranging from $67 to $72. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 5 analysts covering Unity Bancorp, Inc., 5 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Unity Bancorp, Inc. 75 out of 100 across roughly 4,600 US stocks as at 8 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 8 Oct 2026, Unity Bancorp, Inc. ranks 75 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (95 of 100).
No one can know that. What the data says: the median 12-month target from 5 analysts implies +23.1% from the last close, and Ticker Nerd's factor model ranks Unity Bancorp, Inc. 75 out of 100 as at 8 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Unity Bancorp, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UNTY are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $67 to $72 over the next 12 months.
Unity Bancorp, Inc. returned +15.8% over the 12 months to 8 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Unity Bancorp Inc. is a bank holding company that oversees Unity Bank and provides commercial and retail banking services in the Mid-Atlantic region.
The most recent item we track (Zacks Investment Research, 6 Oct 2026): "Unity Bancorp (UNTY) to Report Q3 Results: Wall Street Expects Earnings Growth". Zacks says Unity Bancorp is preparing to report Q3 results and notes that it lacks the two key ingredients associated with a likely earnings beat. The headline says Wall Street expects earnings growth.
Unity Bancorp Inc. is a bank holding company that oversees Unity Bank and provides commercial and retail banking services in the Mid-Atlantic region. The company offers a broad range of deposit products, including personal and business checking, savings, money market, retirement, and time deposit accounts. Its lending activities span commercial loans, small business administration financing, consumer credit, mortgage lending, home equity, personal loans, and commercial real estate loans, serving individuals, small businesses, and professional clients. Unity Bancorp also supports day-to-day financial operations with debit and credit cards, wire transfers, safe deposit boxes, automated teller services, internet and mobile banking, remote deposit capture, and cash management tools such as merchant and escrow services. Based in Clinton, New Jersey, Unity Bancorp Inc. plays a regional role in community and business banking through its locally focused service model.
CEO Mr. James A. Hughes C.P.A. · 249 employees · United States · https://www.unitybank.com
