UNTYFinancial Services · Banks - RegionalThe 5 Wall Street analysts covering Unity Bancorp, Inc. hold a median 12-month price target of $68 — +13.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 78 of 100 as at 12 Sept 2026 — inside the top quartile. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores Unity Bancorp, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Quality (95): The business earns solid, repeatable profits on what it owns.
Accruals (21): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on UNTY, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +13.1% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 11 Sept 2026 | DA Davidson | Maintains | Buy | $68 |
| 15 July 2026 | DA Davidson | Maintains | Buy | $68 |
| 26 June 2026 | Piper Sandler | Maintains | Overweight | — |
| 15 May 2026 | DA Davidson | Initiates | Buy | — |
| 15 Jan 2026 | Piper Sandler | Maintains | Overweight | — |
| 14 Jan 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 15 Oct 2025 | Piper Sandler | Maintains | Overweight | — |
| 18 July 2025 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 14 Apr 2025 | Piper Sandler | Maintains | Overweight | — |
| 16 Jan 2025 | Keefe, Bruyette & Woods | Reiterates | Outperform | — |
| 16 Jan 2025 | Piper Sandler | Reiterates | Overweight | — |
| 4 Dec 2024 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 14 Oct 2024 | Piper Sandler | Reiterates | Overweight | — |
| 15 July 2024 | Keefe, Bruyette & Woods | Reiterates | Outperform | — |
| 6 Apr 2023 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 15 Dec 2022 | Janney Montgomery Scott | Initiates | Buy | — |
| 7 Apr 2022 | Piper Sandler | Initiates | Overweight | — |
| 10 Mar 2020 | DA Davidson | Initiates | Buy | — |
| 12 July 2018 | Keefe Bruyette & Woods | Initiates | Outperform | — |
| 12 July 2018 | Keefe, Bruyette & Woods | Initiates | Outperform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. UNTY appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 11 Sept 2026, Unity Bancorp, Inc. returned +14.6% against +17.5% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 58% of US stocks
Cheaper than 27% of US stocks
Cheaper than 53% of US stocks
Higher than 19% of US stocks
Higher than 25% of US stocks
Higher than 98% of US stocks
Higher than 95% of US stocks
Higher than 77% of US stocks
Higher than 58% of US stocks
Higher than 25% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Unity Bancorp, Inc. has a market value of $603.9M and an enterprise value of $683.9M.
Revenue in the twelve months to 30 June 2026: $135.3M. The latest quarter shrank 5.7% year on year.
Net income over the same four quarters: $58.6M, a 43.3% net margin.
Diluted earnings per share, trailing twelve months: $5.75.
Free cash flow in the twelve months to 30 June 2026: $27.0M.
Unity Bancorp, Inc. spent $3.4M on share buybacks and $6.0M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 10.5×; forward P/E: 9.5× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 1.13%, paying out 11% of earnings.
Unity Bancorp, Inc. employs 249 people — $543K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| UNTYUnity Bancorp, Inc. | $603.9M | 78 |
| FBIZFirst Business Financial Services, Inc. | $605.7M | 81 |
| CBNKCapital Bancorp, Inc. (Maryland) | $601.2M | 78 |
| GCBCGreene County Bancorp, Inc. | $608.0M | 50 |
| NPBNorthpointe Bancshares, Inc. | $595.5M | 30 |
| BWBBridgewater Bancshares, Inc. | $590.0M | 75 |
| SFSTSouthern First Bancshares, Inc. | $586.9M | 45 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Unity Bancorp, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Unity Bancorp (UNTY) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. The upgrade may drive the stock higher in the near term.
Why it matters — A UNTY watcher would care because the upgrade signals increased analyst confidence in the company's earnings outlook.
A Zacks Investment Research article highlights recent dividend increases from Unity Bancorp, along with Stock Yards Bancorp and Chemung Financial. These dividend hikes are cited as reflecting the banks' profitability, capital strength, and income appeal.
Why it matters — For UNTY watchers, the dividend increase signals continued profitability and capital strength at the bank, reinforcing its income appeal.
A weekly roundup summarized dividend announcements for the week of August 15-21, 2026, reporting 10 dividend increases and one special dividend. The article also notes that investment grade stocks including UNTY are mostly fairly valued or slightly premium, with BPOP and SYBT closest to fair value.
Why it matters — UNTY watchers would care because the article places Unity Bancorp among the investment grade dividend-paying stocks and provides context on its valuation relative to peers.
Unity Bancorp, Inc., the parent company of Unity Bank, announced that its Board of Directors declared a cash dividend of $0.17 per common share, a 6% increase over the prior quarter's dividend. The dividend is payable on September 17, 2026, to shareholders of record as of September 3, 2026.
Why it matters — A dividend increase signals the company's continued financial strength and provides direct value to UNTY shareholders.
Unity Bancorp, Inc. announced the passing of Robert ("Bobby") H. Dallas II, a founding member of the Bank and its parent company's Board since inception, and brother of Chairman David D. Dallas. Mr. Dallas played a key role in guiding Unity from a community bank startup into one of New Jersey's strongest independent banking franchises over more than three decades.
Why it matters — A UNTY watcher would be interested because the company has lost a founding director who helped shape the organization and its leadership for over thirty years.
The 5 Wall Street analysts covering Unity Bancorp, Inc. have a median 12-month price target of $68, with estimates ranging from $67 to $72. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 5 analysts covering Unity Bancorp, Inc., 5 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Unity Bancorp, Inc. 78 out of 100 across roughly 4,600 US stocks as at 12 Sept 2026. None of this is personal advice — it does not consider your circumstances.
As at 12 Sept 2026, Unity Bancorp, Inc. ranks 78 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Quality (95 of 100).
No one can know that. What the data says: the median 12-month target from 5 analysts implies +13.1% from the last close, and Ticker Nerd's factor model ranks Unity Bancorp, Inc. 78 out of 100 as at 12 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Unity Bancorp, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UNTY are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $67 to $72 over the next 12 months.
Unity Bancorp, Inc. returned +14.6% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.
Unity Bancorp Inc. is a bank holding company that oversees Unity Bank and provides commercial and retail banking services in the Mid-Atlantic region.
The most recent item we track (Zacks Investment Research, 9 Sept 2026): "Unity Bancorp (UNTY) Upgraded to Buy: Here's What You Should Know". Unity Bancorp (UNTY) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. The upgrade may drive the stock higher in the near term.
Unity Bancorp Inc. is a bank holding company that oversees Unity Bank and provides commercial and retail banking services in the Mid-Atlantic region. The company offers a broad range of deposit products, including personal and business checking, savings, money market, retirement, and time deposit accounts. Its lending activities span commercial loans, small business administration financing, consumer credit, mortgage lending, home equity, personal loans, and commercial real estate loans, serving individuals, small businesses, and professional clients. Unity Bancorp also supports day-to-day financial operations with debit and credit cards, wire transfers, safe deposit boxes, automated teller services, internet and mobile banking, remote deposit capture, and cash management tools such as merchant and escrow services. Based in Clinton, New Jersey, Unity Bancorp Inc. plays a regional role in community and business banking through its locally focused service model.
CEO Mr. James A. Hughes CPA · 249 employees · United States · https://www.unitybank.com
