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UNTY Stock Forecast: Unity Bancorp, Inc. Price Predictions for 2025

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$41.84

-1.22 (-2.83%)

UNTY Stock Forecast 2025-2026

$41.84
Current Price
$433.08M
Market Cap
3 Ratings
Buy 3
Hold 0
Sell 0
Wall St Analyst Ratings

Distance to UNTY Price Targets

+31.5%
To High Target of $55.00
+29.1%
To Median Target of $54.00
+19.5%
To Low Target of $50.00

UNTY Price Momentum

-2.0%
1 Week Change
-10.1%
1 Month Change
+52.8%
1 Year Change
-4.1%
Year-to-Date Change
-18.3%
From 52W High of $51.22
+63.4%
From 52W Low of $25.60
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Latest UNTY Stock Price Targets & Analyst Predictions

Based on our analysis of 4 Wall Street analysts, UNTY has a bullish consensus with a median price target of $54.00 (ranging from $50.00 to $55.00). Currently trading at $41.84, the median forecast implies a 29.1% upside. This outlook is supported by 3 Buy, 0 Hold, and 0 Sell ratings.

The most optimistic forecast comes from Christopher O'Connell at Keefe, Bruyette & Woods, projecting a 31.5% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

UNTY Analyst Ratings

3
Buy
0
Hold
0
Sell

UNTY Price Target Range

Low
$50.00
Average
$54.00
High
$55.00
Current: $41.84

Latest UNTY Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for UNTY.

Date Firm Analyst Rating Change Price Target
Jan 16, 2025 Piper Sandler Justin Crowley Overweight Reiterates $54.00
Jan 16, 2025 Keefe, Bruyette & Woods Christopher O'Connell Outperform Reiterates $55.00
Dec 4, 2024 Keefe, Bruyette & Woods Christopher O'Connell Outperform Maintains $51.00
Oct 14, 2024 Piper Sandler Justin Crowley Overweight Reiterates $44.00
Jul 15, 2024 Keefe, Bruyette & Woods Christopher O'Connell Outperform Reiterates $39.00
Apr 6, 2023 Keefe, Bruyette & Woods Christopher O'Connell Outperform Maintains $31.50
Dec 15, 2022 Janney Montgomery Scott Jake Civiello Buy Initiates $32.00
Apr 7, 2022 Piper Sandler Overweight Initiates $33.00
Mar 10, 2020 DA Davidson Buy Initiates $0.00
Jul 12, 2018 Keefe, Bruyette & Woods Outperform Initiates $0.00
Jul 12, 2018 Keefe Bruyette & Woods Outperform Initiates $0.00

Unity Bancorp, Inc. (UNTY) Competitors

The following stocks are similar to Unity Bancorp based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Unity Bancorp, Inc. (UNTY) Financial Data

Unity Bancorp, Inc. has a market capitalization of $433.08M with a P/E ratio of 10.6x. The company generates $103.13M in trailing twelve-month revenue with a 40.2% profit margin.

Revenue growth is +9.3% quarter-over-quarter, while maintaining an operating margin of +54.2% and return on equity of +14.9%.

Valuation Metrics

Market Cap $433.08M
Enterprise Value $479.10M
P/E Ratio 10.6x
PEG Ratio 9.4x
Price/Sales 4.2x

Growth & Margins

Revenue Growth (YoY) +9.3%
Gross Margin N/A
Operating Margin +54.2%
Net Margin +40.2%
EPS Growth +17.8%

Financial Health

Cash/Price Ratio +42.8%
Current Ratio 0.0x
Debt/Equity 0.8x
ROE +14.9%
ROA +1.6%
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Unity Bancorp, Inc. logo

Unity Bancorp, Inc. (UNTY) Business Model

About Unity Bancorp, Inc.

What They Do

Provides regional banking and financial services.

Business Model

Unity Bancorp operates as a bank holding company, primarily generating revenue through traditional banking services such as deposits, loans, mortgages, and lines of credit. The company focuses on meeting the needs of individuals and small to medium-sized businesses, with a significant emphasis on the lending sector to facilitate economic growth.

Additional Information

Headquartered in Clinton, New Jersey, Unity Bancorp emphasizes personalized customer service and community involvement, with a network of strategically located branch offices. The company plays a vital role in the regional banking sector, contributing to economic stability and the competitive landscape of financial services.

Company Information

Sector

Financial Services

Industry

Banks - Regional

Employees

220

CEO

Mr. James A. Hughes

Country

United States

IPO Year

1997

Unity Bancorp, Inc. (UNTY) Latest News & Analysis

UNTY stock latest news image
Quick Summary

Barron's New-Year Roundtable highlights 34 dividend picks for 2025, with top selections like AdvanSix, Applied Materials, and Salesforce expected to yield average gains of 28.85%. AT&T and Annaly Capital are noted for high yields.

Why It Matters

The Barron's NY Roundtable selections highlight promising dividend stocks with potential average gains of 28.85%, indicating strong investment opportunities and solid returns.

Source: Seeking Alpha
Market Sentiment: Positive
UNTY stock latest news image
Quick Summary

Unity Bancorp, Inc. (NASDAQ: UNTY) declared a cash dividend of $0.14 per share, payable on March 28, 2025, to shareholders of record as of March 14, 2025.

Why It Matters

Unity Bancorp's declaration of a cash dividend indicates financial stability and profitability, potentially attracting income-focused investors and supporting share price.

Source: GlobeNewsWire
Market Sentiment: Neutral
UNTY stock latest news image
Quick Summary

Unity Bancorp (UNTY) is expected to deliver strong returns due to its robust growth characteristics.

Why It Matters

Unity Bancorp's strong growth potential suggests increased profitability, attracting investor interest and potentially boosting stock prices.

Source: Zacks Investment Research
Market Sentiment: Positive
UNTY stock latest news image
Quick Summary

Unity Bancorp (UNTY) is expected to deliver strong returns driven by robust growth attributes.

Why It Matters

Unity Bancorp's solid growth attributes suggest strong future performance, potentially leading to higher stock prices and attractive returns for shareholders.

Source: Zacks Investment Research
Market Sentiment: Positive
UNTY stock latest news image
Quick Summary

The financial sector is thriving, with small caps Unity Bancorp, Plumas Bancorp, and Community Trust Bancorp showing positive results in 2024 due to healthy consumer conditions and strong investment income.

Why It Matters

The financial sector's growth, bolstered by strong consumer health and rising interest rates, indicates potential gains for small-cap stocks like UNTY, PLBC, and CTBI, enhancing investment opportunities.

Source: MarketBeat
Market Sentiment: Positive
UNTY stock latest news image
Quick Summary

Q4 earnings season is vital, influenced by full-year guidance amid high-interest rate concerns. Unity Bancorp reported strong Q4 results with loan growth, improved asset quality, and exceptional efficiency.

Why It Matters

Q4 earnings influence market performance; Unity Bancorp's strong results amidst economic concerns signal resilience, potentially attracting investor confidence and affecting stock valuations.

Source: Seeking Alpha
Market Sentiment: Positive

Frequently Asked Questions About UNTY Stock

What is Unity Bancorp, Inc.'s (UNTY) stock forecast for 2025?

Based on our analysis of 4 Wall Street analysts, Unity Bancorp, Inc. (UNTY) has a median price target of $54.00. The highest price target is $55.00 and the lowest is $50.00.

Is UNTY stock a good investment in 2025?

According to current analyst ratings, UNTY has 3 Buy ratings, 0 Hold ratings, and 0 Sell ratings. The stock is currently trading at $41.84. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for UNTY stock?

Wall Street analysts predict UNTY stock could reach $54.00 in the next 12 months. This represents a 29.1% increase from the current price of $41.84. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Unity Bancorp, Inc.'s business model?

Unity Bancorp operates as a bank holding company, primarily generating revenue through traditional banking services such as deposits, loans, mortgages, and lines of credit. The company focuses on meeting the needs of individuals and small to medium-sized businesses, with a significant emphasis on the lending sector to facilitate economic growth.

What is the highest forecasted price for UNTY Unity Bancorp, Inc.?

The highest price target for UNTY is $55.00 from Christopher O'Connell at Keefe, Bruyette & Woods, which represents a 31.5% increase from the current price of $41.84.

What is the lowest forecasted price for UNTY Unity Bancorp, Inc.?

The lowest price target for UNTY is $50.00 from at , which represents a 19.5% increase from the current price of $41.84.

What is the overall UNTY consensus from analysts for Unity Bancorp, Inc.?

The overall analyst consensus for UNTY is bullish. Out of 4 Wall Street analysts, 3 rate it as Buy, 0 as Hold, and 0 as Sell, with a median price target of $54.00.

How accurate are UNTY stock price projections?

Stock price projections, including those for Unity Bancorp, Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: March 26, 2025 3:45 PM UTC