TCBXTCBXFinancial Services · Banks - Regional

TCBX Stock Forecast: Third Coast Bancshares, Inc. Price Predictions for 2026-2027

Last close, 30 Oct 2026
$40
−1.29% on the day

The 7 Wall Street analysts covering Third Coast Bancshares, Inc. hold a median 12-month price target of $48 — +19.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 51 of 100 as at 31 Oct 2026 — in the upper half.

Market cap
$664.4M
Ticker Nerd rank
51/ 100
Median analyst target
$48
Analysts covering
7
Revenue$67.3M+30.5% y/y
Net income$22.0M
Free cash flow$44.1M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.2%
1M
−5.9%
YTD
+4.9%
1Y
+8.3%
From 52W high
−13.5%
From 52W low
+10.7%
$36
$46
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

TCBX stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Third Coast Bancshares, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 31 Oct 2026
51/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Value
88
Momentum
67
Growth
63
Quality
62
Revisions
54
Size
49
Volatility
31
Issuance
29
Accruals
13

Value (88): The shares cost little relative to the profits and assets behind them — which can mean the market is too gloomy, or that the business really is in trouble.

Accruals (13): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

TCBX stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on TCBX, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$35$40$45$50$55Jan 26Apr 26Jul 26Oct 26TCBXHigh $54Median $48Low $40

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says7 analysts
4 Buy3 Hold0 Sell
Low $40Median $48High $54

The green dot is the last close — the median target sits +19.1% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
23 Oct 2026StoneXMaintainsBuy—
8 Oct 2026StoneXMaintainsBuy—
25 Sept 2026StoneXInitiatesBuy—
27 Aug 2026Piper SandlerInitiatesOverweight—
3 Aug 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
24 Apr 2026Stephens & Co.MaintainsOverweight—
7 Apr 2026Raymond JamesUpgradeOutperform—
26 Jan 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
30 Oct 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
28 Oct 2025Stephens & Co.MaintainsOverweight—
28 July 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
25 Apr 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
25 Apr 2025Stephens & Co.MaintainsOverweight—
2 Apr 2025Raymond JamesDowngradeMarket Perform—
29 Jan 2025Keefe, Bruyette & WoodsDowngradeMarket Perform—
24 Jan 2025Raymond JamesReiteratesOutperform—
23 Jan 2025Stephens & Co.ReiteratesOverweight—
29 July 2024Deutsche BankMaintainsHold—
29 July 2024Keefe, Bruyette & WoodsReiteratesOutperform—
29 Jan 2024Raymond JamesMaintainsOutperform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

TCBX appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

TCBX vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 30 Oct 2026, Third Coast Bancshares, Inc. returned +8.3% against +12.4% for the S&P 500, dividends included.

TCBX vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130Jan 26Apr 26Jul 26Oct 26TCBXS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

TCBX analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingThis fiscal year
EPS revision, 90 days
+1.1%
Analysts raising
2
Analysts cutting
0
Fundamentals

Third Coast Bancshares, Inc. (TCBX) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
10.2×

Cheaper than 57% of US stocks

Price / sales
2.7×

Cheaper than 42% of US stocks

Price / book
1.0×

Cheaper than 71% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
26.3%

Higher than 75% of US stocks

Earnings growth (YoY)
5.2%

Higher than 43% of US stocks

Gross margin
—
Operating margin
37.9%

Higher than 91% of US stocks

Net margin
31.0%

Higher than 89% of US stocks

Returns & dividend
Return on equity
12.7%

Higher than 69% of US stocks

Return on assets
1.3%

Higher than 53% of US stocks

Dividend yield
0.0%

Higher than 1% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Third Coast Bancshares, Inc. (TCBX) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Third Coast Bancshares, Inc. has a market value of $664.4M and an enterprise value of $473.8M.

  • Revenue in the twelve months to 30 June 2026: $235.0M. The latest quarter grew 26.3% year on year.

  • Net income over the same four quarters: $74.3M, a 31.6% net margin.

  • Diluted earnings per share, trailing twelve months: $4.01.

  • Free cash flow in the twelve months to 30 June 2026: $15.8M.

  • Third Coast Bancshares, Inc. spent $4.8M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 16.6M.

  • Trailing P/E: 10.2×; forward P/E: 9.3× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.00%, paying out 0% of earnings.

  • Third Coast Bancshares, Inc. employs 499 people — $471K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 30 Oct 2026

Data provided by Twelve Data

Peers

TCBX vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
TCBXThird Coast Bancshares, Inc.$664.4M51
HIFSHingham Institution for Savings$656.5M46
CCBCoastal Financial Corp. (Washington)$654.6M6
WCCBWest Coast Community Bancorp$665.5M87
CARECarter Bankshares, Inc.$642.6M98
BHBBar Harbor Bankshares$678.0M87
ACNBACNB Corp.$679.2M95

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Third Coast Bancshares, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest TCBX news & analysis

Third Coast Bancshares: 3 Key Takeaways for Long-Term Investors

The Motley Fool · 30 Oct 2026positive

Third Coast Bancshares reported that noninterest-bearing deposits grew 60.3% over the past 12 months and announced a merger with Great Plains Bancshares.

Why it matters — These developments are relevant to TCBX watchers tracking deposit growth and the company’s announced merger.

What Third Coast Bancshares (TCBX) Said on Its Q3 Earnings Call

MarketBeat · 22 Oct 2026neutral

Third Coast Bancshares reported third-quarter net income of $19 million, or $0.93 per diluted share. Excluding $3.2 million in merger-related costs, primarily tied to its prior Keystone acquisition, adjusted net income was approximately $21.6 million, or $1.06 per diluted share.

Why it matters — The results show how merger-related expenses affected reported earnings compared with the company’s adjusted figures.

Third Coast Bancshares, Inc. (TCBX) Q3 2026 Earnings Call Transcript

Seeking Alpha · 22 Oct 2026neutral

Seeking Alpha published a transcript of Third Coast Bancshares’ Q3 2026 earnings call, held October 22, 2026. The excerpt lists company and conference-call participants and includes the operator’s opening remarks.

Why it matters — The transcript provides a record of the company’s quarterly call, but the excerpt does not include discussion of results or business outlook.

Third Coast Bancshares (TCBX) Reports Q3 Earnings: What Key Metrics Have to Say

Zacks Investment Research · 21 Oct 2026neutral

Zacks Investment Research discusses Third Coast Bancshares’ Q3 earnings for the quarter ended September 2026, noting that key metrics can be assessed against Wall Street estimates and year-ago values. The excerpt does not provide specific results or comparisons.

Why it matters — TCBX watchers may use the reported key metrics and their comparisons to understand quarterly performance beyond headline revenue and earnings figures.

Third Coast Bancshares, Inc. (TCBX) Tops Q3 Earnings Estimates

Zacks Investment Research · 21 Oct 2026positive

Third Coast Bancshares reported quarterly earnings of $1.06 per share, above the Zacks Consensus Estimate of $0.97. Earnings were $1.03 per share in the same period a year ago.

Why it matters — TCBX watchers may note that quarterly per-share earnings exceeded the consensus estimate and the year-ago result.

FAQ

Frequently asked questions about TCBX stock

What is the TCBX stock price forecast for 2026-2027?

The 7 Wall Street analysts covering Third Coast Bancshares, Inc. have a median 12-month price target of $48, with estimates ranging from $40 to $54. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is TCBX stock a buy right now?

Of the 7 analysts covering Third Coast Bancshares, Inc., 4 rate it a Buy, 3 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Third Coast Bancshares, Inc. 51 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank TCBX?

As at 31 Oct 2026, Third Coast Bancshares, Inc. ranks 51 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Value (88 of 100).

Will TCBX stock go up?

No one can know that. What the data says: the median 12-month target from 7 analysts implies +19.1% from the last close, and Ticker Nerd's factor model ranks Third Coast Bancshares, Inc. 51 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the TCBX stock forecast for 2030?

No analyst covering Third Coast Bancshares, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for TCBX are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $40 to $54 over the next 12 months.

How has TCBX stock performed over the past year?

Third Coast Bancshares, Inc. returned +8.3% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Third Coast Bancshares, Inc. do?

Third Coast Bancshares, Inc. Common Stock is the equity security of a Texas-based bank holding company that operates Third Coast Bank.

What is the latest news on TCBX?

The most recent item we track (The Motley Fool, 30 Oct 2026): "Third Coast Bancshares: 3 Key Takeaways for Long-Term Investors". Third Coast Bancshares reported that noninterest-bearing deposits grew 60.3% over the past 12 months and announced a merger with Great Plains Bancshares.

Company

About Third Coast Bancshares, Inc.

Third Coast Bancshares, Inc. Common Stock is the equity security of a Texas-based bank holding company that operates Third Coast Bank. The company provides a range of commercial banking services for small and medium-sized businesses, professionals, and local communities, including checking and savings accounts, money market products, certificates of deposit, and online banking. Its lending activities cover commercial and industrial credit, commercial and residential real estate, construction and development financing, consumer lending, and other business-focused loan solutions. Third Coast Bancshares also supports treasury and deposit services designed to help clients manage daily cash flow and business operations. As a publicly traded financial asset, the common stock reflects exposure to the banking and lending segment of the financial market and represents an ownership interest in a regional banking franchise serving Texas markets.

CEO Mr. Bart O. Caraway CPA · 499 employees · United States · https://www.thirdcoast.bank