RCBCFinancial Services · Banks - RegionalThe 4 Wall Street analysts covering River City Bank (Sacramento, California) hold a median 12-month price target of $59 — +1.4% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 55 of 100 as at 31 Oct 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores River City Bank (Sacramento, California) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Volatility (99): The share price has been relatively steady.
Accruals (16): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on RCBC, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +1.4% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 27 Oct 2026 | DA Davidson | Maintains | Neutral | $55 → $61 |
| 31 Aug 2026 | DA Davidson | Initiates | Neutral | $55 |
| 31 Aug 2026 | Raymond James | Initiates | Outperform | $56 |
| 31 Aug 2026 | Stephens & Co. | Initiates | Equal-Weight | $54 |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
RCBC appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 30 Oct 2026, River City Bank (Sacramento, California) returned +48.1% against +12.4% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 51% of US stocks
Cheaper than 22% of US stocks
Cheaper than 52% of US stocks
Higher than 69% of US stocks
Higher than 65% of US stocks
Higher than 99% of US stocks
Higher than 96% of US stocks
Higher than 69% of US stocks
Higher than 52% of US stocks
Higher than 64% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
River City Bank (Sacramento, California) has a market value of $811.6M and an enterprise value of $334.5M.
Revenue in the twelve months to 31 Dec 2006: $7.5M. The latest quarter grew 19.8% year on year.
Net income over the same four quarters: $9.8M, a 130.5% net margin.
Trailing P/E: 12.4×; forward P/E: 11.2× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.34%, paying out 3% of earnings.
River City Bank (Sacramento, California) employs 0 people.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| RCBCRiver City Bank (Sacramento, California) | $811.6M | 55 |
| SPFISouth Plains Financial, Inc. (Texas) | $842.6M | 65 |
| SMBKSmartFinancial, Inc. | $828.6M | 61 |
| MPBMid Penn Bancorp, Inc. | $854.0M | 47 |
| ALRSAlerus Financial Corp. | $826.8M | 55 |
| AGBKAGI, Inc. (Brazil) | $823.6M | 1 |
| ORRFOrrstown Financial Services, Inc. | $862.9M | 76 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own River City Bank (Sacramento, California) — and when they’d sell — is the membership. See the Ticker Nerd 20 →
River City Bank reported third-quarter net income of $30.6 million, or $2.16 per share, in its first earnings release since its August Nasdaq IPO. Results included a $17.1 million pre-tax gain from changes in the fair value of undesignated interest-rate swaps.
Why it matters — RCBC watchers may note both the reported earnings and the contribution from the swap fair-value gain.
A Zacks Investment Research item says River City Bank's Q3 revenue and EPS provide a sense of its performance for the quarter ended September 2026, and points readers to compare key metrics with Wall Street estimates and year-ago figures. The excerpt does not provide the results or comparisons.
Why it matters — RCBC watchers may find the key-metric comparisons useful for assessing quarterly performance against estimates and the prior year.
River City Bank reported third-quarter 2026 net income of $30.6 million, or $2.16 per share, compared with $19.7 million, or $1.36 per share, in the third quarter of 2025. For the first nine months of 2026, net income was $68.2 million, or $4.75 per share, versus $47.4 million, or $3.24 per share, a year earlier.
Why it matters — The results give RCBC watchers a year-over-year comparison of the bank’s reported quarterly and nine-month earnings.
River City Bank expects to report its third-quarter 2026 financial results after market close on October 23, 2026. Management will host a webcast to review the results on October 26 at 11:00 a.m. PT.
Why it matters — RCBC watchers can note the scheduled release date and webcast time for the Bank’s third-quarter results.
River City Bank announced the successful completion of its initial public offering of 2,700,000 existing shares at $45.00 per share, and its common stock began trading on the Nasdaq Capital Market under the symbol "RCBC" on August 6, 2026. The offering consisted solely of existing shares held by two long-time shareholders tied to the bank's founding family.
Why it matters — This marks the bank's public-market debut, making RCBC stock available to a wider range of investors and establishing its Nasdaq listing status.
The 4 Wall Street analysts covering River City Bank (Sacramento, California) have a median 12-month price target of $59, with estimates ranging from $55 to $61. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 4 analysts covering River City Bank (Sacramento, California), 2 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks River City Bank (Sacramento, California) 55 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 31 Oct 2026, River City Bank (Sacramento, California) ranks 55 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Volatility (99 of 100).
No one can know that. What the data says: the median 12-month target from 4 analysts implies +1.4% from the last close, and Ticker Nerd's factor model ranks River City Bank (Sacramento, California) 55 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering River City Bank (Sacramento, California) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for RCBC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $55 to $61 over the next 12 months.
River City Bank (Sacramento, California) returned +48.1% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
River City Bank is a California-based commercial bank that provides banking products and services to individuals, businesses, and organizations. The bank focuses on core lending and deposit services, supporting commercial clients with financing for business operations, real estate, construction, and other operating needs, while also serving personal banking customers.
The most recent item we track (MarketBeat, 26 Oct 2026): "River City Bank Q3 Earnings Call Highlights". River City Bank reported third-quarter net income of $30.6 million, or $2.16 per share, in its first earnings release since its August Nasdaq IPO. Results included a $17.1 million pre-tax gain from changes in the fair value of undesignated interest-rate swaps.
River City Bank is a California-based commercial bank that provides banking products and services to individuals, businesses, and organizations. The bank focuses on core lending and deposit services, supporting commercial clients with financing for business operations, real estate, construction, and other operating needs, while also serving personal banking customers. Its offerings include deposit accounts, business banking solutions, lending products, treasury-related services, and cash management tools designed to support day-to-day financial activity. River City Bank also operates through branch banking and digital channels, giving customers access to account management, payments, and other routine banking functions. Headquartered in Sacramento, California, River City Bank plays a role in regional financial intermediation by connecting local deposits with credit for households and companies across its markets.
CEO Mr. Stephen A. Fleming · United States · https://rivercitybank.com
