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RCBC Stock Forecast: River City Bank (Sacramento, California) Price Predictions for 2026-2027

Last close, 8 Oct 2026
$55
+0.09% on the day

The 4 Wall Street analysts covering River City Bank (Sacramento, California) hold a median 12-month price target of $56 — +1.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 54 of 100 as at 8 Oct 2026 — in the upper half.

Market cap
$764.8M
Ticker Nerd rank
54 / 100
Median analyst target
$56
Analysts covering
4
Revenue$7.2M−38.8% y/y
Operating income−$17.3M
Net income$10.0M
Quarterly, 8 quarters to 31 Dec 2006 · latest quarter's figure shown
Total return, dividends reinvested
1W
+4.5%
1M
+3.2%
YTD
+25.1%
1Y
+43.3%
From 52W high
0.0%
From 52W low
+44.8%
$38
$55
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

RCBC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores River City Bank (Sacramento, California) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Oct 2026
54 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Volatility
100
Momentum
89
Issuance
77
Quality
65
Value
52
Size
47
Revisions
44
Accruals
18
Growth
17

Volatility (100): The share price has been relatively steady.

Growth (17): Sales and profits are flat, shrinking, or growing more slowly than they were.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

RCBC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on RCBC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$40$45$50$55$60Jan 26Apr 26Jul 26Oct 26RCBCHigh $58Median $56Low $55

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says4 analysts
2 Buy2 Hold0 Sell
Low $55Median $56High $58

The green dot is the last close — the median target sits +1.5% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
31 Aug 2026DA DavidsonInitiatesNeutral$55
31 Aug 2026Raymond JamesInitiatesOutperform$56
31 Aug 2026Stephens & Co.InitiatesEqual-Weight$54

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. RCBC appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

RCBC vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 8 Oct 2026, River City Bank (Sacramento, California) returned +43.3% against +16.2% for the S&P 500, dividends included.

RCBC vs S&P 500, last 12 monthsTotal return, rebased to 100
100110120130140150Jan 26Apr 26Jul 26Oct 26RCBCS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

RCBC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
Analysts raising
0
Analysts cutting
0
Fundamentals

River City Bank (Sacramento, California) (RCBC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
11.7×

Cheaper than 54% of US stocks

Price / sales
4.9×

Cheaper than 24% of US stocks

Price / book
1.3×

Cheaper than 59% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
19.8%

Higher than 69% of US stocks

Earnings growth (YoY)
27.3%

Higher than 64% of US stocks

Gross margin
—
Operating margin
71.3%

Higher than 99% of US stocks

Net margin
50.5%

Higher than 96% of US stocks

Returns & dividend
Return on equity
12.5%

Higher than 69% of US stocks

Return on assets
1.2%

Higher than 52% of US stocks

Dividend yield
0.4%

Higher than 64% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

River City Bank (Sacramento, California) (RCBC) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • River City Bank (Sacramento, California) has a market value of $764.8M and an enterprise value of $327.2M.

  • Revenue in the twelve months to 31 Dec 2006: $7.5M. The latest quarter grew 19.8% year on year.

  • Net income over the same four quarters: $9.8M, a 130.5% net margin.

  • Shares outstanding: 1.5M.

  • Trailing P/E: 11.7×; forward P/E: 11.0× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.37%, paying out 3% of earnings.

  • River City Bank (Sacramento, California) employs 0 people.

Statement figures: company filings via Twelve Data, four quarters to 31 Dec 2006 · market figures as at 9 Oct 2026

Data provided by Twelve Data

Peers

RCBC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
RCBCRiver City Bank (Sacramento, California)$764.8M
54
IBCPIndependent Bank Corp. (Michigan)$793.8M
86
SMBCSouthern Missouri Bancorp, Inc.$793.9M
83
FISIFinancial Institutions, Inc.$786.1M
96
ALRSAlerus Financial Corp.$804.0M
46
HTBHomeTrust Bancshares, Inc.$809.9M
84
ORRFOrrstown Financial Services, Inc.$813.0M
81

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own River City Bank (Sacramento, California) — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest RCBC news & analysis

River City Bank Announces Closing of Initial Public Offering

Business Wire · 7 Aug 2026positive

River City Bank announced the successful completion of its initial public offering of 2,700,000 existing shares at $45.00 per share, and its common stock began trading on the Nasdaq Capital Market under the symbol "RCBC" on August 6, 2026. The offering consisted solely of existing shares held by two long-time shareholders tied to the bank's founding family.

Why it matters — This marks the bank's public-market debut, making RCBC stock available to a wider range of investors and establishing its Nasdaq listing status.

FAQ

Frequently asked questions about RCBC stock

What is the RCBC stock price forecast for 2026-2027?

The 4 Wall Street analysts covering River City Bank (Sacramento, California) have a median 12-month price target of $56, with estimates ranging from $55 to $58. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is RCBC stock a buy right now?

Of the 4 analysts covering River City Bank (Sacramento, California), 2 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks River City Bank (Sacramento, California) 54 out of 100 across roughly 4,600 US stocks as at 8 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank RCBC?

As at 8 Oct 2026, River City Bank (Sacramento, California) ranks 54 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Volatility (100 of 100).

Will RCBC stock go up?

No one can know that. What the data says: the median 12-month target from 4 analysts implies +1.5% from the last close, and Ticker Nerd's factor model ranks River City Bank (Sacramento, California) 54 out of 100 as at 8 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the RCBC stock forecast for 2030?

No analyst covering River City Bank (Sacramento, California) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for RCBC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $55 to $58 over the next 12 months.

How has RCBC stock performed over the past year?

River City Bank (Sacramento, California) returned +43.3% over the 12 months to 8 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does River City Bank (Sacramento, California) do?

River City Bank is a California-based commercial bank that provides banking products and services to individuals, businesses, and organizations. The bank focuses on core lending and deposit services, supporting commercial clients with financing for business operations, real estate, construction, and other operating needs, while also serving personal banking customers.

What is the latest news on RCBC?

The most recent item we track (Business Wire, 7 Aug 2026): "River City Bank Announces Closing of Initial Public Offering". River City Bank announced the successful completion of its initial public offering of 2,700,000 existing shares at $45.00 per share, and its common stock began trading on the Nasdaq Capital Market under the symbol "RCBC" on August 6, 2026. The offering consisted solely of existing shares held by two long-time shareholders tied to the bank's founding family.

Company

About River City Bank (Sacramento, California).

River City Bank is a California-based commercial bank that provides banking products and services to individuals, businesses, and organizations. The bank focuses on core lending and deposit services, supporting commercial clients with financing for business operations, real estate, construction, and other operating needs, while also serving personal banking customers. Its offerings include deposit accounts, business banking solutions, lending products, treasury-related services, and cash management tools designed to support day-to-day financial activity. River City Bank also operates through branch banking and digital channels, giving customers access to account management, payments, and other routine banking functions. Headquartered in Sacramento, California, River City Bank plays a role in regional financial intermediation by connecting local deposits with credit for households and companies across its markets.

CEO Mr. Stephen A. Fleming · United States · https://rivercitybank.com