ORRFORRFFinancial Services · Banks - Regional

ORRF Stock Forecast: Orrstown Financial Services, Inc. Price Predictions for 2026-2027

Last close, 24 Aug 2026
$42
+0.12% on the day

The 5 Wall Street analysts covering Orrstown Financial Services, Inc. hold a median 12-month price target of $46 — +9.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 86 of 100 as at 22 Aug 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$826.5M
Ticker Nerd rank
86 / 100
Median analyst target
$46
Analysts covering
5
Revenue$61.5M−0.5% y/y
Net income$21.2M
Free cash flow$22.4M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−2.2%
1M
−0.5%
YTD
+21.6%
1Y
+24.7%
From 52W high
−3.2%
From 52W low
+35.1%
$31
$43
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

ORRF stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Orrstown Financial Services, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 22 Aug 2026
86 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Revisions
93
Quality
91
Momentum
87
Value
75
Growth
71
Size
48
Volatility
36
Issuance
33
Accruals
31

Revisions (93): Analysts have, on balance, been raising their forecasts.

Accruals (31): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

ORRF stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on ORRF, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$30$35$40$45$50Oct 25Jan 26Apr 26Jul 26ORRFHigh $48Median $46Low $43

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says5 analysts
3 Buy2 Hold0 Sell
Low $43Median $46High $48

The green dot is the last close — the median target sits +9.3% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
23 July 2026Keefe, Bruyette & WoodsMaintainsOutperform
23 July 2026Keefe, Bruyette & WoodsMaintainsOutperform$44$46
22 July 2026DA DavidsonMaintainsNeutral$41
22 July 2026DA DavidsonMaintainsNeutral
9 July 2026Raymond JamesReinstatesMarket Perform
15 May 2026DA DavidsonInitiatesNeutral
24 July 2025Keefe, Bruyette & WoodsReiteratesOutperform
11 July 2025Keefe, Bruyette & WoodsMaintainsOutperform
24 Apr 2025Keefe, Bruyette & WoodsMaintainsOutperform
3 Feb 2025Keefe, Bruyette & WoodsReiteratesOutperform
13 Nov 2024Hovde GroupDowngradeMarket Perform
28 June 2024Janney Montgomery ScottInitiatesBuy
18 June 2024Keefe, Bruyette & WoodsMaintainsOutperform
25 Jan 2024Keefe, Bruyette & WoodsMaintainsOutperform
13 Dec 2023Keefe, Bruyette & WoodsMaintainsOutperform
31 July 2023Piper SandlerMaintainsNeutral
26 July 2023Keefe, Bruyette & WoodsMaintainsOutperform
6 Apr 2023Keefe, Bruyette & WoodsMaintainsOutperform
17 Nov 2022Piper SandlerReinstatesNeutral$28
28 Sept 2020Piper SandlerMaintainsNeutral

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. ORRF appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

ORRF vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 24 Aug 2026, Orrstown Financial Services, Inc. returned +24.7% against +19.6% for the S&P 500, dividends included.

ORRF vs S&P 500, last 12 monthsTotal return, rebased to 100
100110120130Oct 25Jan 26Apr 26Jul 26ORRFS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

ORRF analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+2.7%
Analysts raising
3
Analysts cutting
0
Fundamentals

Orrstown Financial Services, Inc. (ORRF) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
9.4×

Cheaper than 60% of US stocks

Price / sales
3.2×

Cheaper than 39% of US stocks

Price / book
1.3×

Cheaper than 63% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
−3.1%

Higher than 22% of US stocks

Earnings growth (YoY)
8.8%

Higher than 47% of US stocks

Gross margin
Operating margin
44.1%

Higher than 94% of US stocks

Net margin
33.8%

Higher than 92% of US stocks

Returns & dividend
Return on equity
14.8%

Higher than 74% of US stocks

Return on assets
1.6%

Higher than 55% of US stocks

Dividend yield
2.9%

Higher than 63% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Orrstown Financial Services, Inc. (ORRF) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Orrstown Financial Services, Inc. has a market value of $826.5M and an enterprise value of $986.1M.

  • Revenue in the twelve months to 30 June 2026: $252.3M. The latest quarter shrank 3.1% year on year.

  • Net income over the same four quarters: $86.3M, a 34.2% net margin.

  • Diluted earnings per share, trailing twelve months: $4.45.

  • Free cash flow in the twelve months to 30 June 2026: $85.7M.

  • Orrstown Financial Services, Inc. spent $3.6M on share buybacks and $22.3M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 19.7M.

  • Trailing P/E: 9.4×; forward P/E: 9.6× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.86%, paying out 26% of earnings.

  • Orrstown Financial Services, Inc. employs 627 people $402K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 25 Aug 2026

Data provided by Twelve Data

Peers

ORRF vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
ORRFOrrstown Financial Services, Inc.$826.5M
86
SMBCSouthern Missouri Bancorp, Inc.$826.2M
86
IBCPIndependent Bank Corp. (Michigan)$824.3M
83
FISIFinancial Institutions, Inc.$829.4M
97
ALRSAlerus Financial Corp.$832.2M
48
HTBHomeTrust Bancshares, Inc.$814.6M
88
SPFISouth Plains Financial, Inc. (Texas)$846.4M
61

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Orrstown Financial Services, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest ORRF news & analysis

Orrstown Financial Services (ORRF) Is Up 2.95% in One Week: What You Should Know

Zacks Investment Research · 27 July 2026neutral

Orrstown Financial Services (ORRF) saw its stock price increase 2.95% over the past week. The article discusses whether the company could be a top pick for momentum investors.

Why it matters — ORRF watchers would care because the stock's recent price movement and the analysis of its momentum-investor appeal could signal shifting market sentiment toward the company.

Orrstown Financial Services Inc (ORRF) Hits Fresh High: Is There Still Room to Run?

Zacks Investment Research · 27 July 2026neutral

Orrstown Financial Services Inc (ORRF) reached a new 52-week high, and Zacks Investment Research examined the company's fundamentals to assess whether further gains are possible.

Why it matters — A 52-week high can signal strong recent performance to ORRF shareholders, and the article's focus on fundamentals may offer insight into the stock's sustainability.

FAQ

Frequently asked questions about ORRF stock

What is the ORRF stock price forecast for 2026-2027?

The 5 Wall Street analysts covering Orrstown Financial Services, Inc. have a median 12-month price target of $46, with estimates ranging from $43 to $48. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is ORRF stock a buy right now?

Of the 5 analysts covering Orrstown Financial Services, Inc., 3 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Orrstown Financial Services, Inc. 86 out of 100 across roughly 4,600 US stocks as at 22 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank ORRF?

As at 22 Aug 2026, Orrstown Financial Services, Inc. ranks 86 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (93 of 100).

Will ORRF stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +9.3% from the last close, and Ticker Nerd's factor model ranks Orrstown Financial Services, Inc. 86 out of 100 as at 22 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the ORRF stock forecast for 2030?

No analyst covering Orrstown Financial Services, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ORRF are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $43 to $48 over the next 12 months.

How has ORRF stock performed over the past year?

Orrstown Financial Services, Inc. returned +24.7% over the 12 months to 24 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Orrstown Financial Services, Inc. do?

Orrstown Financial Services Inc. operates as a financial holding company and is the parent entity of Orrstown Bank.

What is the latest news on ORRF?

The most recent item we track (Zacks Investment Research, 27 July 2026): "Orrstown Financial Services (ORRF) Is Up 2.95% in One Week: What You Should Know". Orrstown Financial Services (ORRF) saw its stock price increase 2.95% over the past week. The article discusses whether the company could be a top pick for momentum investors.

Company

About Orrstown Financial Services, Inc.

Orrstown Financial Services Inc. operates as a financial holding company and is the parent entity of Orrstown Bank. The principal function of Orrstown Financial Services is providing a comprehensive range of commercial banking and financial services to individuals and small to medium-sized businesses. Its offerings include typical banking products such as commercial loans, real estate loans, and consumer loans, as well as deposit products like savings accounts and certificates of deposit. Additionally, the company extends ancillary financial services including wealth management, investment advisory, and mortgage services. Headquartered in Shippensburg, Pennsylvania, Orrstown Financial Services serves communities within central Pennsylvania and Maryland, showing its significance in regional economic development and support. Furthermore, it thrives on maintaining strong relationships within its local market, reflecting its commitment to personalized customer interactions and community growth initiatives. The company plays a crucial role in providing essential financial services to its communities, underpinning its importance within the regional banking sector.

CEO Mr. Adam L. Metz · 627 employees · United States · https://www.orrstown.com