ORRFFinancial Services · Banks - RegionalThe 5 Wall Street analysts covering Orrstown Financial Services, Inc. hold a median 12-month price target of $48 — +8.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 76 of 100 as at 31 Oct 2026 — inside the top quartile. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores Orrstown Financial Services, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Revisions (97): Analysts have, on balance, been raising their forecasts.
Accruals (32): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on ORRF, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +8.2% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 23 July 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 23 July 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $44 → $46 |
| 22 July 2026 | DA Davidson | Maintains | Neutral | $41 |
| 22 July 2026 | DA Davidson | Maintains | Neutral | — |
| 9 July 2026 | Raymond James | Reinstates | Market Perform | — |
| 15 May 2026 | DA Davidson | Initiates | Neutral | — |
| 24 July 2025 | Keefe, Bruyette & Woods | Reiterates | Outperform | — |
| 11 July 2025 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 24 Apr 2025 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 3 Feb 2025 | Keefe, Bruyette & Woods | Reiterates | Outperform | — |
| 13 Nov 2024 | Hovde Group | Downgrade | Market Perform | — |
| 28 June 2024 | Janney Montgomery Scott | Initiates | Buy | — |
| 18 June 2024 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 25 Jan 2024 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 13 Dec 2023 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 31 July 2023 | Piper Sandler | Maintains | Neutral | — |
| 26 July 2023 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 6 Apr 2023 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 17 Nov 2022 | Piper Sandler | Reinstates | Neutral | $28 |
| 28 Sept 2020 | Piper Sandler | Maintains | Neutral | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
ORRF appears in the Radar on the weeks it earns a place.
AI cloud capacity
MSFTAMZNGOOGLORCL
AI chips
NVDAAVGOAMDMU
AI networking and serversIn full
ANETDELLLITECRDO
Data centre power
VRTCEGGEVVST
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 30 Oct 2026, Orrstown Financial Services, Inc. returned +36.9% against +12.4% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 58% of US stocks
Cheaper than 35% of US stocks
Cheaper than 55% of US stocks
Higher than 34% of US stocks
Higher than 42% of US stocks
Higher than 95% of US stocks
Higher than 92% of US stocks
Higher than 74% of US stocks
Higher than 56% of US stocks
Higher than 84% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Orrstown Financial Services, Inc. has a market value of $863.9M and an enterprise value of $1.2B.
Revenue in the twelve months to 30 June 2026: $252.3M. The latest quarter grew 2.6% year on year.
Net income over the same four quarters: $86.3M, a 34.2% net margin.
Diluted earnings per share, trailing twelve months: $4.45.
Free cash flow in the twelve months to 30 June 2026: $85.7M.
Orrstown Financial Services, Inc. spent $3.6M on share buybacks and $22.3M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 9.8×; forward P/E: 9.7× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 2.73%, paying out 26% of earnings.
Orrstown Financial Services, Inc. employs 627 people — $402K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| ORRFOrrstown Financial Services, Inc. | $863.9M | 76 |
| CCBGCapital City Bank Group, Inc. | $868.1M | 76 |
| MPBMid Penn Bancorp, Inc. | $854.0M | 47 |
| SPFISouth Plains Financial, Inc. (Texas) | $842.6M | 65 |
| GSBCGreat Southern Bancorp, Inc. (Missouri) | $884.9M | 61 |
| RCBCRiver City Bank (Sacramento, California) | $841.0M | 55 |
| FCBCFirst Community Bancshares, Inc. (Virginia) | $895.4M | 73 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Orrstown Financial Services, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Orrstown Financial Services, Inc., parent company of Orrstown Bank, announced it was named to Fortune’s 2026 list of the 100 Fastest-Growing Companies. The company said the recognition places it among the nation’s top-performing publicly traded companies.
Why it matters — The listing is company recognition of Orrstown’s growth and performance among publicly traded companies.
Orrstown Financial Services held its Q3 2026 earnings call on October 21, 2026. The excerpt lists company executives and participating analysts but provides no discussion of results or business developments.
Why it matters — The call is a source of quarterly updates for ORRF watchers, but the provided excerpt contains no performance details to assess.
Orrstown Financial Services reported third-quarter 2026 net income of $22.8 million, or $1.17 per diluted share. Higher net interest income, loan growth and expense discipline supported improved profitability.
Why it matters — ORRF watchers may note the reported earnings and the factors cited as supporting improved profitability.
The Zacks item says Orrstown Financial Services’ third-quarter 2026 top- and bottom-line results offer a view of performance for the quarter ended September 2026, and directs attention to key metrics versus Wall Street estimates and year-ago values. It provides no specific metric results in the excerpt.
Why it matters — ORRF watchers may want to compare the company’s underlying quarterly metrics with analyst estimates and the prior-year period.
Orrstown Financial Services reported quarterly earnings of $1.17 per share, above the Zacks Consensus Estimate of $1.10. Earnings were $1.13 per share a year earlier.
Why it matters — The report gives ORRF watchers an update on quarterly earnings compared with analyst consensus and the prior-year quarter.
The 5 Wall Street analysts covering Orrstown Financial Services, Inc. have a median 12-month price target of $48, with estimates ranging from $43 to $49. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 5 analysts covering Orrstown Financial Services, Inc., 3 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Orrstown Financial Services, Inc. 76 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 31 Oct 2026, Orrstown Financial Services, Inc. ranks 76 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (97 of 100).
No one can know that. What the data says: the median 12-month target from 5 analysts implies +8.2% from the last close, and Ticker Nerd's factor model ranks Orrstown Financial Services, Inc. 76 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Orrstown Financial Services, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ORRF are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $43 to $49 over the next 12 months.
Orrstown Financial Services, Inc. returned +36.9% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Orrstown Financial Services, Inc. is a financial holding company that operates through Orrstown Bank, a community banking institution serving customers in Pennsylvania, Maryland, and selected neighboring areas.
The most recent item we track (GlobeNewsWire, 26 Oct 2026): "Orrstown Financial Services Named to the Fortune 100 Fastest-Growing Companies List". Orrstown Financial Services, Inc., parent company of Orrstown Bank, announced it was named to Fortune’s 2026 list of the 100 Fastest-Growing Companies. The company said the recognition places it among the nation’s top-performing publicly traded companies.
Orrstown Financial Services, Inc. is a financial holding company that operates through Orrstown Bank, a community banking institution serving customers in Pennsylvania, Maryland, and selected neighboring areas. The company provides a broad range of consumer and business financial services, including deposit accounts, commercial and residential lending, mortgage lending, and specialized credit solutions for businesses, municipalities, and individuals. It also offers trust, fiduciary, investment advisory, insurance, and brokerage services through its financial advisory businesses. Orrstown Financial Services focuses on serving retail, commercial, nonprofit, and government clients through relationship-based banking and local market expertise. Headquartered in Harrisburg, Pennsylvania, the company plays a regional role in banking and wealth-related services across its core Mid-Atlantic markets.
CEO Mr. Adam L. Metz · 627 employees · United States · https://www.orrstown.com
