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SMBKSMBKFinancial Services · Banks - Regional

SMBK Stock Forecast: SmartFinancial, Inc. Price Predictions for 2026-2027

Last close, 8 Oct 2026
$50
+0.04% on the day

The 6 Wall Street analysts covering SmartFinancial, Inc. hold a median 12-month price target of $51 — +2.6% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 57 of 100 as at 8 Oct 2026 — in the upper half.

Market cap
$876.3M
Ticker Nerd rank
57 / 100
Median analyst target
$51
Analysts covering
6
Revenue$56.0M+13.6% y/y
Net income$16.3M
Free cash flow$22.5M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.4%
1M
−2.3%
YTD
+36.1%
1Y
+44.2%
From 52W high
−6.0%
From 52W low
+50.9%
$33
$53
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

SMBK stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores SmartFinancial, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Oct 2026
57 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
95
Growth
79
Revisions
75
Volatility
64
Issuance
49
Size
46
Quality
41
Accruals
19
Value
16

Momentum (95): The shares have been drifting up relative to others.

Value (16): The shares cost a lot relative to the profits and assets behind them.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

SMBK stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on SMBK, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$35$40$45$50$55$60Jan 26Apr 26Jul 26Oct 26SMBKHigh $60Median $51Low $47

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says6 analysts
2 Buy4 Hold0 Sell
Low $47Median $51High $60

The green dot is the last close — the median target sits +2.6% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
18 Aug 2026BenchmarkMaintainsBuy$56 → $60
23 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
23 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$46 → $50
23 July 2026Stephens & Co.MaintainsEqual-Weight$45 → $47
23 July 2026Stephens & Co.MaintainsEqual-Weight—
22 July 2026BenchmarkMaintainsBuy—
22 July 2026BenchmarkMaintainsBuy$54 → $56
25 June 2026BenchmarkInitiatesBuy—
25 June 2026BenchmarkInitiatesBuy$54
21 Apr 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
4 Nov 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
27 Oct 2025Piper SandlerMaintainsNeutral—
24 July 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
24 July 2025Raymond JamesReiteratesStrong Buy—
24 Apr 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
22 Apr 2025Stephens & Co.ReiteratesEqual-Weight—
23 Jan 2025Raymond JamesReiteratesStrong Buy—
23 Oct 2024Raymond JamesMaintainsStrong Buy—
24 July 2024Piper SandlerDowngradeNeutral—
23 July 2024Stephens & Co.ReiteratesOverweight—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. SMBK appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

SMBK vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 8 Oct 2026, SmartFinancial, Inc. returned +44.2% against +16.2% for the S&P 500, dividends included.

SMBK vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130140150160Jan 26Apr 26Jul 26Oct 26SMBKS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

SMBK analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+2.0%
Analysts raising
0
Analysts cutting
0
Fundamentals

SmartFinancial, Inc. (SMBK) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
15.1×

Cheaper than 45% of US stocks

Price / sales
4.3×

Cheaper than 28% of US stocks

Price / book
1.5×

Cheaper than 53% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
16.4%

Higher than 64% of US stocks

Earnings growth (YoY)
39.4%

Higher than 71% of US stocks

Gross margin
—
Operating margin
41.7%

Higher than 93% of US stocks

Net margin
28.1%

Higher than 88% of US stocks

Returns & dividend
Return on equity
10.5%

Higher than 64% of US stocks

Return on assets
1.0%

Higher than 49% of US stocks

Dividend yield
0.7%

Higher than 67% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

SmartFinancial, Inc. (SMBK) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • SmartFinancial, Inc. has a market value of $876.3M and an enterprise value of $607.5M.

  • Revenue in the twelve months to 30 June 2026: $210.2M. The latest quarter grew 16.4% year on year.

  • Net income over the same four quarters: $57.4M, a 27.3% net margin.

  • Diluted earnings per share, trailing twelve months: $3.39.

  • Free cash flow in the twelve months to 30 June 2026: $65.4M.

  • SmartFinancial, Inc. spent $5.6M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 17.1M.

  • Trailing P/E: 15.1×; forward P/E: 12.2× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.71%, paying out 10% of earnings.

  • SmartFinancial, Inc. employs 581 people — $362K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 7 Oct 2026

Data provided by Twelve Data

Peers

SMBK vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
SMBKSmartFinancial, Inc.$876.3M
57
GSBCGreat Southern Bancorp, Inc. (Missouri)$853.6M
78
EGBNEagle Bancorp, Inc. (Maryland)$863.0M
42
THFFFirst Financial Corp. (Indiana)$878.9M
84
CCBGCapital City Bank Group, Inc.$829.7M
67
SPFISouth Plains Financial, Inc. (Texas)$819.4M
64
ORRFOrrstown Financial Services, Inc.$813.0M
81

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own SmartFinancial, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest SMBK news & analysis

SmartFinancial Sets Dates for Third Quarter Earnings Release and Conference Call

Business Wire · 5 Oct 2026neutral

SmartFinancial, Inc. announced it will release its third quarter 2026 earnings on Monday, October 19, 2026, and host a conference call on Tuesday, October 20, 2026, at 10:00 a.m. ET. Dial-in details and a replay link were provided.

Why it matters — The announcement gives SmartFinancial watchers the schedule and access details for the company's upcoming third quarter results and conference call.

FAQ

Frequently asked questions about SMBK stock

What is the SMBK stock price forecast for 2026-2027?

The 6 Wall Street analysts covering SmartFinancial, Inc. have a median 12-month price target of $51, with estimates ranging from $47 to $60. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is SMBK stock a buy right now?

Of the 6 analysts covering SmartFinancial, Inc., 2 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks SmartFinancial, Inc. 57 out of 100 across roughly 4,600 US stocks as at 8 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank SMBK?

As at 8 Oct 2026, SmartFinancial, Inc. ranks 57 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (95 of 100).

Will SMBK stock go up?

No one can know that. What the data says: the median 12-month target from 6 analysts implies +2.6% from the last close, and Ticker Nerd's factor model ranks SmartFinancial, Inc. 57 out of 100 as at 8 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the SMBK stock forecast for 2030?

No analyst covering SmartFinancial, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for SMBK are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $47 to $60 over the next 12 months.

How has SMBK stock performed over the past year?

SmartFinancial, Inc. returned +44.2% over the 12 months to 8 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does SmartFinancial, Inc. do?

SmartFinancial Inc. is a bank holding company headquartered in Knoxville, Tennessee.

What is the latest news on SMBK?

The most recent item we track (Business Wire, 5 Oct 2026): "SmartFinancial Sets Dates for Third Quarter Earnings Release and Conference Call". SmartFinancial, Inc. announced it will release its third quarter 2026 earnings on Monday, October 19, 2026, and host a conference call on Tuesday, October 20, 2026, at 10:00 a.m. ET. Dial-in details and a replay link were provided.

Company

About SmartFinancial, Inc.

SmartFinancial Inc. is a bank holding company headquartered in Knoxville, Tennessee. Through its primary subsidiary, SmartBank, the company provides a broad range of banking and financial services to individuals and businesses across its operating markets. Its offerings include deposit accounts, commercial and consumer lending, real estate and construction financing, mortgage origination, wealth management, insurance, and digital banking services. SmartFinancial serves customers through a network of branches and loan production offices, with a strong focus on relationship-based banking for commercial clients, small businesses, and retail customers. The company plays a regional role in the financial sector by supporting everyday banking needs, business credit demand, and treasury-oriented services through a diversified community banking platform.

CEO Mr. William Young Carroll Jr. · 581 employees · United States · https://www.smartbank.com