SMBKFinancial Services · Banks - RegionalThe 6 Wall Street analysts covering SmartFinancial, Inc. hold a median 12-month price target of $52 — +8.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 61 of 100 as at 31 Oct 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores SmartFinancial, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Momentum (92): The shares have been drifting up relative to others.
Accruals (22): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on SMBK, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +8.1% from it.
Of the 20 most recent actions, 5 moved their price target up and 2 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 21 Oct 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | $51 → $52 |
| 21 Oct 2026 | Raymond James | Downgrade | Outperform | $58 → $56 |
| 21 Oct 2026 | StoneX | Maintains | Buy | $60 → $58 |
| 18 Aug 2026 | Benchmark | Maintains | Buy | — |
| 18 Aug 2026 | Benchmark | Maintains | Buy | $56 → $60 |
| 23 July 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 23 July 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | $46 → $50 |
| 23 July 2026 | Stephens & Co. | Maintains | Equal-Weight | $45 → $47 |
| 23 July 2026 | Stephens & Co. | Maintains | Equal-Weight | — |
| 22 July 2026 | Benchmark | Maintains | Buy | $54 → $56 |
| 22 July 2026 | Benchmark | Maintains | Buy | — |
| 25 June 2026 | Benchmark | Initiates | Buy | — |
| 25 June 2026 | Benchmark | Initiates | Buy | $54 |
| 21 Apr 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 4 Nov 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 27 Oct 2025 | Piper Sandler | Maintains | Neutral | — |
| 24 July 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 24 July 2025 | Raymond James | Reiterates | Strong Buy | — |
| 24 Apr 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 22 Apr 2025 | Stephens & Co. | Reiterates | Equal-Weight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
SMBK appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 30 Oct 2026, SmartFinancial, Inc. returned +38.5% against +12.4% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 49% of US stocks
Cheaper than 30% of US stocks
Cheaper than 55% of US stocks
Higher than 57% of US stocks
Higher than 69% of US stocks
Higher than 93% of US stocks
Higher than 89% of US stocks
Higher than 66% of US stocks
Higher than 50% of US stocks
Higher than 68% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
SmartFinancial, Inc. has a market value of $828.8M and an enterprise value of $563.1M.
Revenue in the twelve months to 30 June 2026: $210.2M. The latest quarter grew 11.8% year on year.
Net income over the same four quarters: $57.4M, a 27.3% net margin.
Diluted earnings per share, trailing twelve months: $3.39.
Free cash flow in the twelve months to 30 June 2026: $65.4M.
SmartFinancial, Inc. spent $5.6M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 13.2×; forward P/E: 11.7× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.74%, paying out 10% of earnings.
SmartFinancial, Inc. employs 581 people — $362K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| SMBKSmartFinancial, Inc. | $828.8M | 61 |
| ALRSAlerus Financial Corp. | $826.8M | 55 |
| AGBKAGI, Inc. (Brazil) | $823.6M | 1 |
| RCBCRiver City Bank (Sacramento, California) | $841.0M | 55 |
| SPFISouth Plains Financial, Inc. (Texas) | $842.6M | 65 |
| IBCPIndependent Bank Corp. (Michigan) | $811.8M | 44 |
| MPBMid Penn Bancorp, Inc. | $854.0M | 47 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own SmartFinancial, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
SmartFinancial’s board declared a quarterly cash dividend of $0.09 per common share, payable December 1, 2026, to shareholders of record at the close of business on November 16, 2026.
Why it matters — SMBK shareholders and observers may note the dividend amount and the payment and record dates.
The NYSE issued a pre-market daily advisory from its trading floor on October 29, 2026. The excerpt provides no details about Solink’s reported funding beyond the headline.
Why it matters — The excerpt does not describe a development involving SmartFinancial, Inc. (SMBK), so it offers no specific company-related information for SMBK watchers.
SmartFinancial reported record operating revenue of $57.5 million in Q3 2026, while organic loan balances grew at an annualized rate of 15%.
Why it matters — These operating figures give SMBK watchers information about the company’s revenue and organic loan growth in the quarter.
SmartFinancial held its third-quarter 2026 earnings call on October 20, 2026. The excerpt identifies company executives and analysts participating but provides no discussion of results or outlook.
Why it matters — SMBK watchers can note the call and its participants, though this excerpt contains no financial details to assess.
SmarFinancial reported Q3 results for the quarter ended September 2026. The excerpt says its headline numbers offer insight into performance and suggests comparing key metrics with Wall Street estimates and year-ago actuals, but provides no figures.
Why it matters — SMBK watchers are pointed to estimated and year-ago comparisons for context on the quarter, though the excerpt does not provide those comparisons.
The 6 Wall Street analysts covering SmartFinancial, Inc. have a median 12-month price target of $52, with estimates ranging from $47 to $58. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 6 analysts covering SmartFinancial, Inc., 2 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks SmartFinancial, Inc. 61 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 31 Oct 2026, SmartFinancial, Inc. ranks 61 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (92 of 100).
No one can know that. What the data says: the median 12-month target from 6 analysts implies +8.1% from the last close, and Ticker Nerd's factor model ranks SmartFinancial, Inc. 61 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering SmartFinancial, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for SMBK are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $47 to $58 over the next 12 months.
SmartFinancial, Inc. returned +38.5% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
SmartFinancial Inc. is a bank holding company headquartered in Knoxville, Tennessee.
The most recent item we track (Business Wire, 30 Oct 2026): "SmartFinancial Approves Regular Quarterly Cash Dividend". SmartFinancial’s board declared a quarterly cash dividend of $0.09 per common share, payable December 1, 2026, to shareholders of record at the close of business on November 16, 2026.
SmartFinancial Inc. is a bank holding company headquartered in Knoxville, Tennessee. Through its primary subsidiary, SmartBank, the company provides a broad range of banking and financial services to individuals and businesses across its operating markets. Its offerings include deposit accounts, commercial and consumer lending, real estate and construction financing, mortgage origination, wealth management, insurance, and digital banking services. SmartFinancial serves customers through a network of branches and loan production offices, with a strong focus on relationship-based banking for commercial clients, small businesses, and retail customers. The company plays a regional role in the financial sector by supporting everyday banking needs, business credit demand, and treasury-oriented services through a diversified community banking platform.
CEO Mr. William Young Carroll Jr. · 581 employees · United States · https://www.smartbank.com
