SMBKFinancial Services · Banks - RegionalSMBK Stock Forecast: SmartFinancial, Inc. Price Predictions for 2026-2027
The 6 Wall Street analysts covering SmartFinancial, Inc. hold a median 12-month price target of $51 — -1.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 59 of 100 as at 22 Aug 2026 — in the upper half.
SMBK stock analysis: one number for the whole business
Consensus tells you what everyone already believes. The model scores SmartFinancial, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Momentum (96): The shares have been drifting up relative to others.
Value (18): The shares cost a lot relative to the profits and assets behind them.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
SMBK stock forecast 2026-2027: analyst price targets & predictions
The bullish and bearish analyst opinions on SMBK, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits −1.1% from it.
Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 18 Aug 2026 | Benchmark | Maintains | Buy | $56 → $60 |
| 23 July 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 23 July 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | $46 → $50 |
| 23 July 2026 | Stephens & Co. | Maintains | Equal-Weight | $45 → $47 |
| 23 July 2026 | Stephens & Co. | Maintains | Equal-Weight | — |
| 22 July 2026 | Benchmark | Maintains | Buy | — |
| 22 July 2026 | Benchmark | Maintains | Buy | $54 → $56 |
| 25 June 2026 | Benchmark | Initiates | Buy | — |
| 25 June 2026 | Benchmark | Initiates | Buy | $54 |
| 21 Apr 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 4 Nov 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 27 Oct 2025 | Piper Sandler | Maintains | Neutral | — |
| 24 July 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 24 July 2025 | Raymond James | Reiterates | Strong Buy | — |
| 24 Apr 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 22 Apr 2025 | Stephens & Co. | Reiterates | Equal-Weight | — |
| 23 Jan 2025 | Raymond James | Reiterates | Strong Buy | — |
| 23 Oct 2024 | Raymond James | Maintains | Strong Buy | — |
| 24 July 2024 | Piper Sandler | Downgrade | Neutral | — |
| 23 July 2024 | Stephens & Co. | Reiterates | Overweight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
This page is one stock. Monday covers all of them.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. SMBK appears on the weeks it earns a place.
SMBK vs the S&P 500
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 24 Aug 2026, SmartFinancial, Inc. returned +40.5% against +19.6% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
SMBK analyst estimate revisions
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
SmartFinancial, Inc. (SMBK) financial data
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
- Trailing P/E
- 15.1×
- Price / sales
- 4.3×
- Price / book
- 1.5×
- EV / EBITDA
- —
Cheaper than 47% of US stocks
Cheaper than 30% of US stocks
Cheaper than 57% of US stocks
- Revenue growth (YoY)
- 16.4%
- Earnings growth (YoY)
- 39.4%
- Gross margin
- —
- Operating margin
- 41.7%
- Net margin
- 28.1%
Higher than 65% of US stocks
Higher than 71% of US stocks
Higher than 93% of US stocks
Higher than 88% of US stocks
- Return on equity
- 10.5%
- Return on assets
- 1.0%
- Dividend yield
- 0.7%
Higher than 64% of US stocks
Higher than 49% of US stocks
Higher than 15% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
SmartFinancial, Inc. (SMBK) statistics: revenue, profit & scale
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
SmartFinancial, Inc. has a market value of $872.7M and an enterprise value of $603.9M.
Revenue in the twelve months to 31 Mar 2026: $203.5M. The latest quarter grew 16.4% year on year.
Net income over the same four quarters: $52.8M, a 25.9% net margin.
Diluted earnings per share, trailing twelve months: $3.12.
Free cash flow in the twelve months to 31 Mar 2026: $56.1M, after $7.6M of capital spending.
SmartFinancial, Inc. spent $5.5M on dividends in the twelve months to 31 Mar 2026.
Trailing P/E: 15.1×; forward P/E: 12.2× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.71%, paying out 10% of earnings.
SmartFinancial, Inc. employs 581 people — $350K of revenue per employee.
Data provided by Twelve Data
SMBK vs competitors
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| SMBKSmartFinancial, Inc. | $872.7M | 59 |
| CCBGCapital City Bank Group, Inc. | $876.1M | 81 |
| GSBCGreat Southern Bancorp, Inc. (Missouri) | $861.9M | 84 |
| EGBNEagle Bancorp, Inc. (Maryland) | $861.2M | 43 |
| SPFISouth Plains Financial, Inc. (Texas) | $846.4M | 61 |
| ALRSAlerus Financial Corp. | $832.2M | 48 |
| FISIFinancial Institutions, Inc. | $829.4M | 97 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own SmartFinancial, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Frequently asked questions about SMBK stock
What is the SMBK stock price forecast for 2026-2027?
The 6 Wall Street analysts covering SmartFinancial, Inc. have a median 12-month price target of $51, with estimates ranging from $46 to $60. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Is SMBK stock a buy right now?
Of the 6 analysts covering SmartFinancial, Inc., 2 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks SmartFinancial, Inc. 59 out of 100 across roughly 4,600 US stocks as at 22 Aug 2026. None of this is personal advice — it does not consider your circumstances.
How does Ticker Nerd's model rank SMBK?
As at 22 Aug 2026, SmartFinancial, Inc. ranks 59 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (96 of 100).
Will SMBK stock go up?
No one can know that. What the data says: the median 12-month target from 6 analysts implies -1.1% from the last close, and Ticker Nerd's factor model ranks SmartFinancial, Inc. 59 out of 100 as at 22 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
What is the SMBK stock forecast for 2030?
No analyst covering SmartFinancial, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for SMBK are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $46 to $60 over the next 12 months.
How has SMBK stock performed over the past year?
SmartFinancial, Inc. returned +40.5% over the 12 months to 24 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
What does SmartFinancial, Inc. do?
SmartFinancial Inc. is a diversified financial services holding company based in the United States.
About SmartFinancial, Inc.
SmartFinancial Inc. is a diversified financial services holding company based in the United States. It primarily operates through its subsidiary, SmartBank, providing a range of banking services to individuals and businesses. The company's offerings include commercial and consumer loans, deposit products like savings and checking accounts, and mortgage banking. SmartFinancial Inc. focuses on serving customers in key markets across the Southeast, particularly in Tennessee, Alabama, and Florida, leveraging regional insights to cater to local economic needs. With a commitment to personalized customer service and community involvement, SmartFinancial Inc. aims to support economic growth and development in its served areas. Its strategic acquisitions and organic growth efforts have expanded its asset base and service capabilities in recent years. In the broader financial market, SmartFinancial Inc. plays an integral role in fostering local business enterprises, providing necessary financial resources to support commercial activities. Its presence underscores the importance of regional banking institutions in maintaining competitive financial landscapes and delivering tailored financial solutions to both urban and rural communities.
CEO Mr. William Young Carroll Jr. · 581 employees · United States · https://www.smartbank.com