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SMBK Stock Forecast 2026-2027
$38.61
Current Price
$657.45M
Market Cap
Buy 1
Hold 5
Sell 0
Wall St Analyst Ratings
Distance to SMBK Price Targets
+14.0%
To High Target of $44.00
+4.6%
To Median Target of $40.38
-4.2%
To Low Target of $37.00
SMBK Price Momentum
+1.4%
1 Week Change
-2.6%
1 Month Change
+23.8%
1 Year Change
+4.4%
Year-to-Date Change
-3.7%
From 52W High of $40.08
+46.8%
From 52W Low of $26.31
📊 TOP ANALYST CALLS
Did SMBK Make This Month's Elite Buy List?
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Latest SMBK Stock Price Targets & Analyst Predictions
Based on our analysis of 12 Wall Street analysts, SMBK has a neutral consensus with a median price target of $40.38 (ranging from $37.00 to $44.00). The overall analyst rating is Buy (6.7/10). Currently trading at $38.61, the median forecast implies a 4.6% upside. This outlook is supported by 1 Buy, 5 Hold, and 0 Sell ratings.
The most optimistic forecast comes from Steve Moss at Raymond James, projecting a 14.0% upside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
SMBK Analyst Ratings
1
Buy
5
Hold
0
Sell
SMBK Price Target Range
Low
$37.00
Average
$40.38
High
$44.00
Current: $38.61
Latest SMBK Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for SMBK.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Nov 4, 2025 | Keefe, Bruyette & Woods | Catherine Mealor | Market Perform | Maintains | $40.00 |
| Oct 27, 2025 | Piper Sandler | Stephen Scouten | Neutral | Maintains | $39.50 |
| Jul 24, 2025 | Keefe, Bruyette & Woods | Catherine Mealor | Market Perform | Maintains | $38.00 |
| Jul 24, 2025 | Raymond James | Steve Moss | Strong Buy | Reiterates | $44.00 |
| Apr 24, 2025 | Keefe, Bruyette & Woods | Catherine Mealor | Market Perform | Maintains | $35.00 |
| Apr 22, 2025 | Stephens & Co. | Russell Gunther | Equal-Weight | Reiterates | $31.00 |
| Jan 23, 2025 | Raymond James | Steve Moss | Strong Buy | Reiterates | $42.00 |
| Oct 23, 2024 | Raymond James | Michael Rose | Strong Buy | Maintains | $36.00 |
| Jul 24, 2024 | Piper Sandler | Stephen Scouten | Neutral | Downgrade | $28.00 |
| Jul 23, 2024 | Stephens & Co. | Russell Gunther | Overweight | Reiterates | $27.00 |
| May 23, 2024 | Stephens & Co. | Russell Gunther | Overweight | Maintains | $27.00 |
| Apr 24, 2024 | Keefe, Bruyette & Woods | Catherine Mealor | Market Perform | Maintains | $24.00 |
| Apr 24, 2024 | Piper Sandler | Stephen Scouten | Overweight | Upgrade | $26.00 |
| Apr 24, 2024 | Stephens & Co. | Matt Olney | Overweight | Reiterates | $26.00 |
| Apr 23, 2024 | Stephens & Co. | Matt Olney | Overweight | Reiterates | $26.00 |
| Jan 24, 2024 | Keefe, Bruyette & Woods | Catherine Mealor | Market Perform | Maintains | $26.00 |
| Jan 23, 2024 | Stephens & Co. | Matt Olney | Overweight | Reiterates | $27.00 |
| Jan 5, 2024 | Raymond James | Michael Rose | Strong Buy | Maintains | $28.00 |
| Oct 25, 2023 | Raymond James | Steve Moss | Strong Buy | Maintains | $24.00 |
| Oct 25, 2023 | Stephens & Co. | Matt Olney | Overweight | Maintains | $25.00 |
SmartFinancial Inc. (SMBK) Competitors
The following stocks are similar to SmartFinancial based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
SmartFinancial Inc. (SMBK) Financial Data
SmartFinancial Inc. has a market capitalization of $657.45M with a P/E ratio of 13.9x. The company generates $188.20M in trailing twelve-month revenue with a 24.6% profit margin.
Revenue growth is +22.2% quarter-over-quarter, while maintaining an operating margin of +40.9% and return on equity of +9.0%.
Valuation Metrics
Market Cap
$657.45M
Enterprise Value
$240.55M
P/E Ratio
13.9x
PEG Ratio
0.3x
Price/Sales
3.4x
Growth & Margins
Revenue Growth (YoY)
+22.2%
Gross Margin
N/A
Operating Margin
+40.9%
Net Margin
+24.6%
EPS Growth
+49.7%
Financial Health
Cash/Price Ratio
+86.8%
Current Ratio
N/A
Debt/Equity
0.3x
ROE
+9.0%
ROA
+0.9%
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SmartFinancial Inc. (SMBK) Business Model
About SmartFinancial Inc.
What They Do
Provides diversified financial services and banking.
Business Model
SmartFinancial Inc. generates revenue primarily through its banking subsidiary, SmartBank, by offering a variety of financial services including loans, deposit products, and mortgage banking. The company focuses on personalized customer service and community involvement to foster economic growth in its key markets.
Additional Information
The company operates mainly in the Southeastern U.S., particularly Tennessee, Alabama, and Florida. SmartFinancial Inc. has pursued strategic acquisitions and organic growth to enhance its asset base and service capabilities, emphasizing the importance of regional banking in supporting local enterprises and tailored financial solutions.
Company Information
Sector
Financial Services
Industry
Banks - Regional
Employees
597
CEO
Mr. William Young Carroll Jr.
Country
United States
IPO Year
2003
Website
www.smartbank.comSmartFinancial Inc. (SMBK) Latest News & Analysis
Latest News
Quick Summary
SmartFinancial, Inc. (NYSE: SMBK) will release its Q4 2025 earnings on January 20, 2026, after market close, followed by a conference call on January 21 at 10:00 a.m. ET.
Why It Matters
SmartFinancial's upcoming earnings release and conference call are critical indicators of its financial health, influencing stock performance and investor sentiment.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
SmartFinancial, Inc. (NYSE: SMBK) has extended its exchange offer for up to $100 million in 7.25% Fixed-to-Floating Rate Subordinated Notes due 2035, allowing exchanges of unregistered notes.
Why It Matters
SmartFinancial's move to register and exchange $100 million in subordinated notes signals increased liquidity and transparency, potentially enhancing investor confidence and market stability.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
SmartFinancial, Inc. (NYSE: SMBK) announced a quarterly cash dividend of $0.08 per share, payable on December 2, 2025, to shareholders of record by November 17, 2025.
Why It Matters
SmartFinancial's declaration of a quarterly cash dividend signals financial stability and shareholder returns, potentially boosting investor confidence and stock attractiveness.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
SmartFinancial, Inc. (NYSE: SMBK) will host its Q3 2025 earnings call on October 22, 2025, at 10:00 AM EDT with key executives participating in the discussion.
Why It Matters
SmartFinancial's Q3 earnings call provides insights into financial performance and future outlook, crucial for assessing investment potential and market trends.
Source: Seeking Alpha
Market Sentiment:
Neutral
Quick Summary
SmartFinancial, Inc. reported Q3 2025 net income of $13.7 million ($0.81 per share), up from $9.1 million ($0.54 per share) in Q3 2024 and $11.7 million ($0.69 per share) in the prior quarter.
Why It Matters
SmartFinancial's significant net income growth indicates strong operational performance and improved profitability, which could enhance investor confidence and influence stock valuation positively.
Source: Business Wire
Market Sentiment:
Neutral
Quick Summary
SmarFinancial (SMBK) reported Q3 earnings of $0.86 per share, surpassing the Zacks Consensus Estimate of $0.73 and up from $0.54 per share year-over-year.
Why It Matters
SmarFinancial's earnings beat expectations and show significant year-over-year growth, indicating strong financial performance and potential for future profitability, which can boost investor confidence.
Source: Zacks Investment Research
Market Sentiment:
Positive
Frequently Asked Questions About SMBK Stock
What is SmartFinancial Inc.'s (SMBK) stock forecast for 2026?
Based on our analysis of 12 Wall Street analysts, SmartFinancial Inc. (SMBK) has a median price target of $40.38. The highest price target is $44.00 and the lowest is $37.00.
Is SMBK stock a good investment in 2026?
According to current analyst ratings, SMBK has 1 Buy ratings, 5 Hold ratings, and 0 Sell ratings. The stock is currently trading at $38.61. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for SMBK stock?
Wall Street analysts predict SMBK stock could reach $40.38 in the next 12 months. This represents a 4.6% increase from the current price of $38.61. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is SmartFinancial Inc.'s business model?
SmartFinancial Inc. generates revenue primarily through its banking subsidiary, SmartBank, by offering a variety of financial services including loans, deposit products, and mortgage banking. The company focuses on personalized customer service and community involvement to foster economic growth in its key markets.
What is the highest forecasted price for SMBK SmartFinancial Inc.?
The highest price target for SMBK is $44.00 from Steve Moss at Raymond James, which represents a 14.0% increase from the current price of $38.61.
What is the lowest forecasted price for SMBK SmartFinancial Inc.?
The lowest price target for SMBK is $37.00 from at , which represents a -4.2% decrease from the current price of $38.61.
What is the overall SMBK consensus from analysts for SmartFinancial Inc.?
The overall analyst consensus for SMBK is neutral. Out of 12 Wall Street analysts, 1 rate it as Buy, 5 as Hold, and 0 as Sell, with a median price target of $40.38.
How accurate are SMBK stock price projections?
Stock price projections, including those for SmartFinancial Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: January 15, 2026 4:19 AM UTC