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SMBK Stock Forecast: SmartFinancial Inc. Price Predictions for 2026

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$45.46

+0.62 (1.38%)

SMBK Stock Forecast 2026-2027

$45.46
Current Price
$777.30M
Market Cap
5 Ratings
Buy 1
Hold 4
Sell 0
Wall St Analyst Ratings

Distance to SMBK Price Targets

+10.0%
To High Target of $50.00
+1.2%
To Median Target of $46.00
-7.6%
To Low Target of $42.00

SMBK Price Momentum

+7.5%
1 Week Change
+11.2%
1 Month Change
+44.8%
1 Year Change
+22.9%
Year-to-Date Change
-0.4%
From 52W High of $45.63
+46.9%
From 52W Low of $30.95
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Latest SMBK Stock Price Targets & Analyst Predictions

Based on our analysis of 2 Wall Street analysts, SMBK has a neutral consensus with a median price target of $46.00 (ranging from $42.00 to $50.00). The overall analyst rating is Buy (6.8/10). Currently trading at $45.46, the median forecast implies a 1.2% upside. This outlook is supported by 1 Buy, 4 Hold, and 0 Sell ratings.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

SMBK Analyst Ratings

1
Buy
4
Hold
0
Sell

SMBK Price Target Range

Low
$42.00
Average
$46.00
High
$50.00
Current: $45.46

Latest SMBK Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for SMBK.

Date Firm Analyst Rating Change Price Target
Apr 21, 2026 Keefe, Bruyette & Woods Catherine Mealor Market Perform Maintains $46.00
Nov 4, 2025 Keefe, Bruyette & Woods Market Perform Maintains $N/A
Oct 27, 2025 Piper Sandler Neutral Maintains $N/A
Jul 24, 2025 Raymond James Strong Buy Reiterates $N/A
Jul 24, 2025 Keefe, Bruyette & Woods Market Perform Maintains $N/A
Apr 24, 2025 Keefe, Bruyette & Woods Market Perform Maintains $N/A
Apr 22, 2025 Stephens & Co. Equal-Weight Reiterates $N/A
Jan 23, 2025 Raymond James Strong Buy Reiterates $N/A
Oct 23, 2024 Raymond James Strong Buy Maintains $N/A
Jul 24, 2024 Piper Sandler Neutral Downgrade $N/A
Jul 23, 2024 Stephens & Co. Overweight Reiterates $N/A
May 23, 2024 Stephens & Co. Overweight Maintains $N/A
Apr 24, 2024 Stephens & Co. Overweight Reiterates $N/A
Apr 24, 2024 Keefe, Bruyette & Woods Market Perform Maintains $N/A
Apr 24, 2024 Piper Sandler Overweight Upgrade $N/A
Apr 23, 2024 Stephens & Co. Overweight Reiterates $N/A
Jan 24, 2024 Keefe, Bruyette & Woods Market Perform Maintains $N/A
Jan 23, 2024 Stephens & Co. Overweight Reiterates $N/A
Jan 5, 2024 Raymond James Strong Buy Maintains $N/A
Oct 25, 2023 Stephens & Co. Overweight Maintains $N/A

SmartFinancial Inc. (SMBK) Competitors

The following stocks are similar to SmartFinancial based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

SmartFinancial Inc. (SMBK) Financial Data

SmartFinancial Inc. has a market capitalization of $777.30M with a P/E ratio of 14.4x. The company generates $196.53M in trailing twelve-month revenue with a 26.9% profit margin.

Revenue growth is +8.3% quarter-over-quarter, while maintaining an operating margin of +37.8% and return on equity of +9.9%.

Valuation Metrics

Market Cap $777.30M
Enterprise Value $524.91M
P/E Ratio 14.4x
PEG Ratio 0.7x
Price/Sales 3.9x

Growth & Margins

Revenue Growth (YoY) +8.3%
Gross Margin N/A
Operating Margin +37.8%
Net Margin +26.9%
EPS Growth +21.6%

Financial Health

Cash/Price Ratio +46.0%
Current Ratio N/A
Debt/Equity 0.2x
ROE +9.9%
ROA +0.9%
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SmartFinancial Inc. logo

SmartFinancial Inc. (SMBK) Business Model

About SmartFinancial Inc.

What They Do

Provides diversified financial services through banking.

Business Model

The company operates primarily through its subsidiary, SmartBank, which offers banking services including loans, deposit products, and mortgage banking. It generates revenue through interest on loans and fees from banking services, focusing on personalized customer service and community involvement.

Additional Information

SmartFinancial Inc. targets key markets in the Southeast U.S., particularly Tennessee, Alabama, and Florida, and emphasizes regional insights to meet local economic needs. Its strategic acquisitions and growth efforts have expanded its asset base, enhancing its capability to support local businesses and promote economic development.

Company Information

Sector

Financial Services

Industry

Banks - Regional

Employees

581

CEO

Mr. William Young Carroll Jr.

Country

United States

IPO Year

2003

SmartFinancial Inc. (SMBK) Latest News & Analysis

Latest News

SMBK stock latest news image
Quick Summary

SmartFinancial, Inc. (NYSE: SMBK) announced a quarterly dividend of $0.09 per share, a 12.5% increase, payable on June 1, 2026, to shareholders recorded by May 15, 2026.

Why It Matters

SmartFinancial's 12.5% dividend increase signals strong financial health and growth, potentially attracting more investors and boosting stock prices.

Source: Business Wire
Market Sentiment: Neutral
SMBK stock latest news image
Quick Summary

SmartFinancial, Inc. (SMBK) held its Q1 2026 earnings call, discussing financial performance and outlook. Specific results and forecasts were provided during the call.

Why It Matters

The Q1 2026 earnings call for SmartFinancial, Inc. (SMBK) provides insights into the company's financial health, growth prospects, and management strategy, influencing stock performance and investment decisions.

Source: Seeking Alpha
Market Sentiment: Neutral
SMBK stock latest news image
Quick Summary

SmartFinancial, Inc. reported Q1 2026 net income of $13.7 million ($0.81 per share), up from $11.3 million ($0.67 per share) in Q1 2025, and unchanged from the previous quarter.

Why It Matters

SmartFinancial's Q1 2026 net income shows year-over-year growth, indicating strong financial performance and stability, which could enhance investor confidence and drive stock value.

Source: Business Wire
Market Sentiment: Neutral
SMBK stock latest news image
Quick Summary

SmarFinancial (SMBK) reported its quarterly performance for March 2026, with key metrics to be compared against Wall Street estimates and prior year values for deeper insights.

Why It Matters

Key metrics comparison with Wall Street estimates and previous year values can indicate SmarFinancial's growth potential and market performance, influencing investment decisions and stock valuation.

Source: Zacks Investment Research
Market Sentiment: Neutral
SMBK stock latest news image
Quick Summary

SmarFinancial (SMBK) reported quarterly earnings of $0.81 per share, matching expectations and up from $0.67 per share year-over-year.

Why It Matters

SmarFinancial's earnings growth indicates strong financial performance, meeting expectations, which can boost investor confidence and potentially enhance stock value.

Source: Zacks Investment Research
Market Sentiment: Positive
SMBK stock latest news image
Quick Summary

SmarFinancial (SMBK) is set to report its quarterly performance for March 2026. Investors should consider key metrics beyond Wall Street's estimates for deeper insights.

Why It Matters

Key metrics for SmarFinancial (SMBK) offer insights into its financial health and growth potential, influencing stock performance and investment decisions for the upcoming quarter.

Source: Zacks Investment Research
Market Sentiment: Positive

Frequently Asked Questions About SMBK Stock

What is SmartFinancial Inc.'s (SMBK) stock forecast for 2026?

Based on our analysis of 2 Wall Street analysts, SmartFinancial Inc. (SMBK) has a median price target of $46.00. The highest price target is $50.00 and the lowest is $42.00.

Is SMBK stock a good investment in 2026?

According to current analyst ratings, SMBK has 1 Buy ratings, 4 Hold ratings, and 0 Sell ratings. The stock is currently trading at $45.46. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for SMBK stock?

Wall Street analysts predict SMBK stock could reach $46.00 in the next 12 months. This represents a 1.2% increase from the current price of $45.46. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is SmartFinancial Inc.'s business model?

The company operates primarily through its subsidiary, SmartBank, which offers banking services including loans, deposit products, and mortgage banking. It generates revenue through interest on loans and fees from banking services, focusing on personalized customer service and community involvement.

What is the highest forecasted price for SMBK SmartFinancial Inc.?

The highest price target for SMBK is $50.00 from at , which represents a 10.0% increase from the current price of $45.46.

What is the lowest forecasted price for SMBK SmartFinancial Inc.?

The lowest price target for SMBK is $42.00 from at , which represents a -7.6% decrease from the current price of $45.46.

What is the overall SMBK consensus from analysts for SmartFinancial Inc.?

The overall analyst consensus for SMBK is neutral. Out of 2 Wall Street analysts, 1 rate it as Buy, 4 as Hold, and 0 as Sell, with a median price target of $46.00.

How accurate are SMBK stock price projections?

Stock price projections, including those for SmartFinancial Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: June 14, 2026 11:06 AM UTC
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