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IBCP Stock Forecast 2026-2027
$34.61
Current Price
$713.18M
Market Cap
Buy 0
Hold 5
Sell 0
Wall St Analyst Ratings
Distance to IBCP Price Targets
+6.9%
To High Target of $37.00
+6.9%
To Median Target of $37.00
+4.0%
To Low Target of $36.00
IBCP Price Momentum
-1.7%
1 Week Change
+5.8%
1 Month Change
+14.5%
1 Year Change
+6.4%
Year-to-Date Change
-11.6%
From 52W High of $39.17
+16.8%
From 52W Low of $29.63
📊 TOP ANALYST CALLS
Did IBCP Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if Independent Bank is one of their latest high-conviction picks.
Latest IBCP Stock Price Targets & Analyst Predictions
Based on our analysis of 3 Wall Street analysts, IBCP has a neutral consensus with a median price target of $37.00 (ranging from $36.00 to $37.00). The overall analyst rating is Buy (6.0/10). Currently trading at $34.61, the median forecast implies a 6.9% upside. This outlook is supported by 0 Buy, 5 Hold, and 0 Sell ratings.
The most optimistic forecast comes from Peter Winter at DA Davidson, projecting a 6.9% upside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
IBCP Analyst Ratings
0
Buy
5
Hold
0
Sell
IBCP Price Target Range
Low
$36.00
Average
$37.00
High
$37.00
Current: $34.61
Latest IBCP Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for IBCP.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Apr 27, 2026 | DA Davidson | Peter Winter | Neutral | Maintains | $37.00 |
| Apr 27, 2026 | Piper Sandler | Nathan Race | Neutral | Maintains | $37.00 |
| Mar 20, 2026 | DA Davidson | Neutral | Maintains | $N/A | |
| Jan 26, 2026 | Piper Sandler | Neutral | Maintains | $N/A | |
| Jul 25, 2025 | DA Davidson | Neutral | Maintains | $N/A | |
| Apr 28, 2025 | Piper Sandler | Neutral | Maintains | $N/A | |
| Apr 25, 2025 | Keefe, Bruyette & Woods | Market Perform | Maintains | $N/A | |
| Jan 28, 2025 | DA Davidson | Neutral | Maintains | $N/A | |
| Jan 24, 2025 | Keefe, Bruyette & Woods | Market Perform | Reiterates | $N/A | |
| Dec 4, 2024 | Keefe, Bruyette & Woods | Market Perform | Maintains | $N/A | |
| Jul 29, 2024 | Keefe, Bruyette & Woods | Market Perform | Reiterates | $N/A | |
| Jul 29, 2024 | Piper Sandler | Neutral | Maintains | $N/A | |
| Apr 30, 2024 | DA Davidson | Neutral | Maintains | $N/A | |
| Jul 26, 2023 | Keefe, Bruyette & Woods | Market Perform | Maintains | $N/A | |
| Dec 13, 2022 | Keefe, Bruyette & Woods | Market Perform | Downgrade | $N/A | |
| Sep 29, 2020 | Piper Sandler | Overweight | Maintains | $N/A | |
| Oct 1, 2018 | DA Davidson | Buy | Upgrade | $N/A | |
| Dec 18, 2017 | Compass Point | Buy | Upgrade | $N/A | |
| Jul 6, 2017 | DA Davidson | Neutral | Initiates | $N/A | |
| Sep 23, 2016 | Hovde Group | Market Perform | Initiates | $N/A |
Independent Bank Corporation (IBCP) Competitors
The following stocks are similar to Independent Bank based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
IBCP
Independent Bank Corp
mkt cap
731.11M
Independent Bank Corporation (IBCP) Financial Data
Independent Bank Corporation has a market capitalization of $713.18M with a P/E ratio of 10.6x. The company generates $224.68M in trailing twelve-month revenue with a 31.1% profit margin.
Revenue growth is +9.7% quarter-over-quarter, while maintaining an operating margin of +39.0% and return on equity of +14.3%.
Valuation Metrics
Market Cap
$713.18M
Enterprise Value
$618.91M
P/E Ratio
10.6x
PEG Ratio
1.0x
Price/Sales
3.3x
Growth & Margins
Revenue Growth (YoY)
+9.7%
Gross Margin
N/A
Operating Margin
+39.0%
Net Margin
+31.1%
EPS Growth
+8.2%
Financial Health
Cash/Price Ratio
+28.3%
Current Ratio
N/A
Debt/Equity
0.2x
ROE
+14.3%
ROA
+1.3%
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Independent Bank Corporation (IBCP) Business Model
About Independent Bank Corporation
What They Do
Provides commercial banking services in Michigan.
Business Model
The company operates as a financial holding entity through its subsidiary, offering a range of banking services including credit and deposit solutions for individuals and businesses. It generates revenue primarily through interest from loans and fees from various financial products, tailored to meet the needs of its local clientele.
Additional Information
Independent Bank Corp. is committed to supporting regional economic growth by providing financing options for small to medium-sized enterprises. Its local focus allows for personalized service, addressing the banking needs of diverse communities and promoting financial inclusion and economic development.
Company Information
Sector
Financial Services
Industry
Banks - Regional
Employees
735
CEO
Mr. William Bradford Kessel CPA
Country
United States
IPO Year
2010
Website
www.independentbank.comIndependent Bank Corporation (IBCP) Latest News & Analysis
Featured Analysis
Powered by
Zacks Investment Research
Independent Bank (IBCP) is a Top Dividend Stock Right Now: Should You Buy?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Independent Bank (IBCP) have what it takes? Let's find out.
Jun 15, 2026
By Zacks Equity Research
Tale of the Tape
Independent Bank (IBCP) Upgraded to Buy: What Does It Mean for the Stock?
Independent Bank (IBCP) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
Jun 08, 2026
By Zacks Equity Research
Tale of the Tape
Latest News
Quick Summary
Independent Bank (IBCP) is being evaluated as a potential strong dividend stock, a key consideration for investors seeking dividend benefits.
Why It Matters
Independent Bank's potential as a dividend stock affects its attractiveness to income-focused investors, impacting its market value and overall investment strategy.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Independent Bank Corporation (IBCP) will acquire HCB Financial Corp., parent of Highpoint Community Bank, in a merger agreement announced on March 18, 2026. IBCP has $5.5 billion in assets.
Why It Matters
The merger signifies growth potential for Independent Bank Corporation, potentially enhancing market share and asset base, which could positively impact stock performance and investor returns.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
Independent Bank (IBCP) has received a Zacks Rank #2 (Buy) upgrade, indicating improved earnings outlook and potential for stock price increase.
Why It Matters
The Zacks Rank #2 upgrade signals increased confidence in Independent Bank's earnings, likely leading to a stock price increase and attracting investor interest.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Independent Bank (IBCP) is being evaluated for its potential as a strong dividend stock, highlighting the challenge in identifying quality dividend investments.
Why It Matters
The search for solid dividend-paying stocks like Independent Bank (IBCP) can indicate potential income stability and growth, influencing investment decisions and portfolio strategies.
Source: Zacks Investment Research
Market Sentiment:
Positive
Independent Bank (IBCP) Could Be a Great Choice
1 month ago
Quick Summary
Independent Bank (IBCP) is being evaluated for its potential as a strong dividend stock, highlighting the challenges investors face in identifying quality dividend-paying companies.
Why It Matters
The mention of Independent Bank's dividend potential signals interest in its financial health and ability to reward shareholders, impacting stock attractiveness and investment decisions.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Independent Bank Corporation (IBCP) held its Q1 2026 earnings call, discussing financial performance and key metrics. Further details are available in the full transcript.
Why It Matters
The Q1 2026 earnings call provides insights into Independent Bank Corporation's financial performance, impacting stock valuation and investor sentiment. Key metrics and guidance can influence investment decisions.
Source: Seeking Alpha
Market Sentiment:
Neutral
Frequently Asked Questions About IBCP Stock
What is Independent Bank Corporation's (IBCP) stock forecast for 2026?
Based on our analysis of 3 Wall Street analysts, Independent Bank Corporation (IBCP) has a median price target of $37.00. The highest price target is $37.00 and the lowest is $36.00.
Is IBCP stock a good investment in 2026?
According to current analyst ratings, IBCP has 0 Buy ratings, 5 Hold ratings, and 0 Sell ratings. The stock is currently trading at $34.61. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for IBCP stock?
Wall Street analysts predict IBCP stock could reach $37.00 in the next 12 months. This represents a 6.9% increase from the current price of $34.61. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is Independent Bank Corporation's business model?
The company operates as a financial holding entity through its subsidiary, offering a range of banking services including credit and deposit solutions for individuals and businesses. It generates revenue primarily through interest from loans and fees from various financial products, tailored to meet the needs of its local clientele.
What is the highest forecasted price for IBCP Independent Bank Corporation?
The highest price target for IBCP is $37.00 from Peter Winter at DA Davidson, which represents a 6.9% increase from the current price of $34.61.
What is the lowest forecasted price for IBCP Independent Bank Corporation?
The lowest price target for IBCP is $36.00 from at , which represents a 4.0% increase from the current price of $34.61.
What is the overall IBCP consensus from analysts for Independent Bank Corporation?
The overall analyst consensus for IBCP is neutral. Out of 3 Wall Street analysts, 0 rate it as Buy, 5 as Hold, and 0 as Sell, with a median price target of $37.00.
How accurate are IBCP stock price projections?
Stock price projections, including those for Independent Bank Corporation, are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: June 16, 2026 7:47 AM UTC