SMBCFinancial Services · Banks - RegionalThe 6 Wall Street analysts covering Southern Missouri Bancorp, Inc. hold a median 12-month price target of $79 — +11.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 92 of 100 as at 31 Oct 2026 — among the strongest tenth. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores Southern Missouri Bancorp, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Momentum (92): The shares have been drifting up relative to others.
Accruals (28): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on SMBC, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +11.9% from it.
Of the 20 most recent actions, 3 moved their price target up and 1 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 26 Oct 2026 | Piper Sandler | Maintains | Neutral | $83 → $74 |
| 5 Oct 2026 | Hovde Group | Initiates | Market Perform | — |
| 24 Sept 2026 | StoneX | Initiates | Buy | — |
| 24 Sept 2026 | StoneX | Initiates | Buy | $80 |
| 2 Sept 2026 | Raymond James | Initiates | Market Perform | — |
| 2 Sept 2026 | Raymond James | Initiates | Market Perform | — |
| 30 July 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | $75 → $83 |
| 30 July 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 27 July 2026 | Piper Sandler | Maintains | Neutral | $79 → $83 |
| 27 July 2026 | Piper Sandler | Maintains | Neutral | — |
| 26 June 2026 | Piper Sandler | Maintains | Neutral | $71 → $79 |
| 26 June 2026 | Piper Sandler | Maintains | Neutral | — |
| 27 Apr 2026 | Piper Sandler | Maintains | Neutral | — |
| 24 Apr 2026 | Stephens & Co. | Maintains | Overweight | — |
| 9 Apr 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 27 Jan 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 26 Jan 2026 | Piper Sandler | Maintains | Neutral | — |
| 23 Jan 2026 | Stephens & Co. | Maintains | Overweight | — |
| 29 Oct 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 27 Oct 2025 | Piper Sandler | Maintains | Neutral | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
SMBC appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 30 Oct 2026, Southern Missouri Bancorp, Inc. returned +35.5% against +12.4% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 57% of US stocks
Cheaper than 29% of US stocks
Cheaper than 61% of US stocks
Higher than 59% of US stocks
Higher than 61% of US stocks
Higher than 96% of US stocks
Higher than 94% of US stocks
Higher than 70% of US stocks
Higher than 55% of US stocks
Higher than 75% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Southern Missouri Bancorp, Inc. has a market value of $778.6M and an enterprise value of $843.7M.
Revenue in the twelve months to 31 Mar 2026: $196.5M. The latest quarter grew 12.7% year on year.
Net income over the same four quarters: $67.3M, a 34.3% net margin.
Diluted earnings per share, trailing twelve months: $5.99.
Free cash flow in the twelve months to 31 Mar 2026: $89.9M, after $3.9M of capital spending.
Southern Missouri Bancorp, Inc. spent $18.3M on share buybacks and $11.0M on dividends in the twelve months to 31 Mar 2026.
Trailing P/E: 10.4×; forward P/E: 10.3× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 1.53%, paying out 16% of earnings.
Southern Missouri Bancorp, Inc. employs 711 people — $276K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| SMBCSouthern Missouri Bancorp, Inc. | $778.6M | 92 |
| FISIFinancial Institutions, Inc. | $792.5M | 87 |
| PGCPeapack-Gladstone Financial Corp. | $795.9M | 55 |
| IBCPIndependent Bank Corp. (Michigan) | $811.8M | 44 |
| AGBKAGI, Inc. (Brazil) | $823.6M | 1 |
| SHBIShore Bancshares, Inc. | $748.7M | 86 |
| ALRSAlerus Financial Corp. | $826.8M | 55 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Southern Missouri Bancorp, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Southern Missouri Bancorp reported that gross loans grew by $64 million during the quarter, while core certificates of deposit increased by $95 million.
Why it matters — These figures offer SMBC watchers a snapshot of quarterly changes in lending and core deposit funding.
Southern Missouri Bancorp reported fiscal Q1 2027 diluted EPS of $1.73, down from $1.83 in the preceding June quarter. Loan and deposit growth continued, while expenses increased and management prepared for seasonal shifts in agricultural lending and deposits.
Why it matters — The results highlight how ongoing loan and deposit growth coincided with higher expenses and seasonal considerations.
Southern Missouri Bancorp held its Q1 2027 earnings call on October 22, 2026. The excerpt lists company executives and analysts participating but provides no discussion of results or business developments.
Why it matters — SMBC watchers are alerted to the earnings call, though the supplied excerpt contains no financial or operating details to assess.
Southern Missouri Bancorp reported quarterly earnings of $1.73 per share, above the Zacks Consensus Estimate of $1.67. Earnings were $1.42 per share in the year-ago quarter.
Why it matters — The results show SMBC's quarterly earnings exceeded estimates and were higher than a year earlier.
Southern Missouri Bancorp reported preliminary first-quarter fiscal 2027 net income of $19.1 million, up 22.0% year over year, and diluted earnings per share of $1.73, up 25.4%. The company also declared a quarterly dividend of $0.27 per common share.
Why it matters — The preliminary results and dividend announcement provide SMBC watchers with an update on quarterly earnings and shareholder distributions.
The 6 Wall Street analysts covering Southern Missouri Bancorp, Inc. have a median 12-month price target of $79, with estimates ranging from $74 to $83. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 6 analysts covering Southern Missouri Bancorp, Inc., 1 rate it a Buy, 5 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Southern Missouri Bancorp, Inc. 92 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 31 Oct 2026, Southern Missouri Bancorp, Inc. ranks 92 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (92 of 100).
No one can know that. What the data says: the median 12-month target from 6 analysts implies +11.9% from the last close, and Ticker Nerd's factor model ranks Southern Missouri Bancorp, Inc. 92 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Southern Missouri Bancorp, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for SMBC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $74 to $83 over the next 12 months.
Southern Missouri Bancorp, Inc. returned +35.5% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Southern Missouri Bancorp Inc. is a bank holding company that operates Southern Bank, providing a broad range of financial services to individuals and businesses.
The most recent item we track (The Motley Fool, 30 Oct 2026): "Southern Missouri Bancorp: 3 Key Takeaways for Long-Term Investors". Southern Missouri Bancorp reported that gross loans grew by $64 million during the quarter, while core certificates of deposit increased by $95 million.
Southern Missouri Bancorp Inc. is a bank holding company that operates Southern Bank, providing a broad range of financial services to individuals and businesses. Southern Missouri Bancorp Inc. offers deposit products such as checking and savings accounts, money market accounts, certificates of deposit, and retirement savings plans, along with lending solutions that include residential mortgage, commercial real estate, construction, commercial business, and consumer loans. The company also provides fiduciary and investment management services, insurance products, and debit and credit cards, supported by online and mobile banking tools. Southern Missouri Bancorp Inc. serves community and commercial banking customers in its market areas, with a focus on relationship-based banking and a diversified mix of retail and business financial services.
CEO Mr. Greg A. Steffens · 711 employees · United States · https://www.bankwithsouthern.com
