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SMBC Stock Forecast: Southern Missouri Bancorp, Inc. Price Predictions for 2026-2027

Last close, 11 Sept 2026
$73
+0.04% on the day

The 4 Wall Street analysts covering Southern Missouri Bancorp, Inc. hold a median 12-month price target of $83 — +13.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 87 of 100 as at 12 Sept 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$806.7M
Ticker Nerd rank
87 / 100
Median analyst target
$83
Analysts covering
4
Revenue$50.2M+8.9% y/y
Net income$17.8M
Free cash flow$28.5M
Quarterly, 7 quarters to 31 Mar 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−0.2%
1M
−4.6%
YTD
+25.3%
1Y
+31.6%
From 52W high
−7.3%
From 52W low
+55.6%
$47
$79
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

SMBC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Southern Missouri Bancorp, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 12 Sept 2026
87 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
92
Quality
83
Issuance
71
Revisions
70
Growth
69
Volatility
67
Value
64
Size
47
Accruals
31

Momentum (92): The shares have been drifting up relative to others.

Accruals (31): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

SMBC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on SMBC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$40$50$60$70$80$90Oct 25Jan 26Apr 26Jul 26SMBCHigh $85Median $83Low $83

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says4 analysts
0 Buy4 Hold0 Sell
Low $83Median $83High $85

The green dot is the last close — the median target sits +13.3% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 3 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
2 Sept 2026Raymond JamesInitiatesMarket Perform—
30 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$75 → $83
30 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
27 July 2026Piper SandlerMaintainsNeutral$79 → $83
27 July 2026Piper SandlerMaintainsNeutral—
26 June 2026Piper SandlerMaintainsNeutral$71 → $79
26 June 2026Piper SandlerMaintainsNeutral—
27 Apr 2026Piper SandlerMaintainsNeutral—
24 Apr 2026Stephens & Co.MaintainsOverweight—
9 Apr 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
27 Jan 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
26 Jan 2026Piper SandlerMaintainsNeutral—
23 Jan 2026Stephens & Co.MaintainsOverweight—
29 Oct 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
27 Oct 2025Piper SandlerMaintainsNeutral—
28 Aug 2025Piper SandlerAssumesNeutral$66
25 July 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
22 Apr 2025Stephens & Co.ReiteratesOverweight—
30 Jan 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
28 Jan 2025Stephens & Co.ReiteratesOverweight—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. SMBC appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

SMBC vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 11 Sept 2026, Southern Missouri Bancorp, Inc. returned +31.6% against +17.5% for the S&P 500, dividends included.

SMBC vs S&P 500, last 12 monthsTotal return, rebased to 100
8090100110120130140Oct 25Jan 26Apr 26Jul 26SMBCS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

SMBC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−0.7%
Analysts raising
1
Analysts cutting
1
Fundamentals

Southern Missouri Bancorp, Inc. (SMBC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
11.4×

Cheaper than 55% of US stocks

Price / sales
4.3×

Cheaper than 29% of US stocks

Price / book
1.4×

Cheaper than 58% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
7.7%

Higher than 46% of US stocks

Earnings growth (YoY)
28.5%

Higher than 65% of US stocks

Gross margin
—
Operating margin
49.9%

Higher than 96% of US stocks

Net margin
38.0%

Higher than 94% of US stocks

Returns & dividend
Return on equity
12.7%

Higher than 70% of US stocks

Return on assets
1.4%

Higher than 54% of US stocks

Dividend yield
1.5%

Higher than 34% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Southern Missouri Bancorp, Inc. (SMBC) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Southern Missouri Bancorp, Inc. has a market value of $806.7M and an enterprise value of $888.8M.

  • Revenue in the twelve months to 31 Mar 2026: $196.5M. The latest quarter grew 7.7% year on year.

  • Net income over the same four quarters: $67.3M, a 34.3% net margin.

  • Diluted earnings per share, trailing twelve months: $5.99.

  • Free cash flow in the twelve months to 31 Mar 2026: $89.9M, after $3.9M of capital spending.

  • Southern Missouri Bancorp, Inc. spent $18.3M on share buybacks and $11.0M on dividends in the twelve months to 31 Mar 2026.

  • Shares outstanding: 11.0M.

  • Trailing P/E: 11.4×; forward P/E: 10.4× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 1.47%, paying out 16% of earnings.

  • Southern Missouri Bancorp, Inc. employs 711 people — $276K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 31 Mar 2026 · market figures as at 14 Sept 2026

Data provided by Twelve Data

Peers

SMBC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
SMBCSouthern Missouri Bancorp, Inc.$806.7M
87
IBCPIndependent Bank Corp. (Michigan)$822.9M
85
PGCPeapack-Gladstone Financial Corp.$804.2M
57
FISIFinancial Institutions, Inc.$823.7M
97
ORRFOrrstown Financial Services, Inc.$831.9M
85
EGBNEagle Bancorp, Inc. (Maryland)$841.7M
44
SHBIShore Bancshares, Inc.$784.2M
84

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Southern Missouri Bancorp, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest SMBC news & analysis

3 Savings & Loan Stocks Worth Picking on Improving Industry Prospects

Zacks Investment Research · 10 Aug 2026positive

A Zacks Investment Research report highlights WSFS, PFS and SMBC within the Savings and Loan Industry as benefiting from improving loan demand and digital upgrades that enhance operating efficiency.

Why it matters — SMBC watchers would care because the report identifies the company among those positioned to gain from improving loan demand and digital efficiency improvements in the industry.

Southern Missouri Bancorp: Still Attractive Despite Premium To Tangible Book Value

Seeking Alpha · 6 Aug 2026positive

A Seeking Alpha article reports that Southern Missouri Bancorp has grown tangible book value per share by more than $16 over four years, with its shares up roughly 60% since 2022. It notes the stock remains attractive despite a premium to tangible book value, citing Q2 results with strong net interest income growth and a low payout ratio.

Why it matters — SMBC watchers would care because the article highlights continued value creation through tangible book value growth and strong net interest income performance, with the share price premium seen as still justified.

FAQ

Frequently asked questions about SMBC stock

What is the SMBC stock price forecast for 2026-2027?

The 4 Wall Street analysts covering Southern Missouri Bancorp, Inc. have a median 12-month price target of $83, with estimates ranging from $83 to $85. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is SMBC stock a buy right now?

Of the 4 analysts covering Southern Missouri Bancorp, Inc., 0 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Southern Missouri Bancorp, Inc. 87 out of 100 across roughly 4,600 US stocks as at 12 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank SMBC?

As at 12 Sept 2026, Southern Missouri Bancorp, Inc. ranks 87 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (92 of 100).

Will SMBC stock go up?

No one can know that. What the data says: the median 12-month target from 4 analysts implies +13.3% from the last close, and Ticker Nerd's factor model ranks Southern Missouri Bancorp, Inc. 87 out of 100 as at 12 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the SMBC stock forecast for 2030?

No analyst covering Southern Missouri Bancorp, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for SMBC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $83 to $85 over the next 12 months.

How has SMBC stock performed over the past year?

Southern Missouri Bancorp, Inc. returned +31.6% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Southern Missouri Bancorp, Inc. do?

Southern Missouri Bancorp Inc. is a bank holding company that operates Southern Bank, providing a broad range of financial services to individuals and businesses.

What is the latest news on SMBC?

The most recent item we track (Zacks Investment Research, 10 Aug 2026): "3 Savings & Loan Stocks Worth Picking on Improving Industry Prospects". A Zacks Investment Research report highlights WSFS, PFS and SMBC within the Savings and Loan Industry as benefiting from improving loan demand and digital upgrades that enhance operating efficiency.

Company

About Southern Missouri Bancorp, Inc.

Southern Missouri Bancorp Inc. is a bank holding company that operates Southern Bank, providing a broad range of financial services to individuals and businesses. Southern Missouri Bancorp Inc. offers deposit products such as checking and savings accounts, money market accounts, certificates of deposit, and retirement savings plans, along with lending solutions that include residential mortgage, commercial real estate, construction, commercial business, and consumer loans. The company also provides fiduciary and investment management services, insurance products, and debit and credit cards, supported by online and mobile banking tools. Southern Missouri Bancorp Inc. serves community and commercial banking customers in its market areas, with a focus on relationship-based banking and a diversified mix of retail and business financial services.

CEO Mr. Greg A. Steffens · 711 employees · United States · https://www.bankwithsouthern.com