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SPFI Stock Forecast 2026-2027
$40.68
Current Price
$663.14M
Market Cap
Buy 4
Hold 0
Sell 0
Wall St Analyst Ratings
Distance to SPFI Price Targets
+20.5%
To High Target of $49.00
+18.0%
To Median Target of $48.00
+15.5%
To Low Target of $47.00
SPFI Price Momentum
-0.8%
1 Week Change
-3.8%
1 Month Change
+25.6%
1 Year Change
+4.8%
Year-to-Date Change
-7.5%
From 52W High of $44.00
+35.6%
From 52W Low of $30.01
📊 TOP ANALYST CALLS
Did SPFI Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if South Plains Financial is one of their latest high-conviction picks.
Latest SPFI Stock Price Targets & Analyst Predictions
Based on our analysis of 8 Wall Street analysts, SPFI has a bullish consensus with a median price target of $48.00 (ranging from $47.00 to $49.00). The overall analyst rating is Strong Buy (8.5/10). Currently trading at $40.68, the median forecast implies a 18.0% upside. This outlook is supported by 4 Buy, 0 Hold, and 0 Sell ratings.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
SPFI Analyst Ratings
4
Buy
0
Hold
0
Sell
SPFI Price Target Range
Low
$47.00
Average
$48.00
High
$49.00
Current: $40.68
Latest SPFI Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for SPFI.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Mar 2, 2026 | Piper Sandler | Stephen Scouten | Overweight | Upgrade | $48.00 |
| Jan 7, 2026 | Raymond James | Joseph Yanchunis | Outperform | Maintains | $44.00 |
| Dec 12, 2025 | Keefe, Bruyette & Woods | Wood Lay | Outperform | Maintains | $46.00 |
| Oct 24, 2025 | Piper Sandler | Stephen Scouten | Neutral | Downgrade | $41.00 |
| Oct 24, 2025 | Keefe, Bruyette & Woods | Wood Lay | Outperform | Maintains | $45.00 |
| Jul 17, 2025 | Raymond James | Joseph Yanchunis | Outperform | Reiterates | $42.00 |
| Apr 25, 2025 | Raymond James | Michael Rose | Outperform | Maintains | $38.00 |
| Jan 27, 2025 | Keefe, Bruyette & Woods | Wood Lay | Outperform | Reiterates | $45.00 |
| Jul 23, 2024 | Piper Sandler | Stephen Scouten | Overweight | Maintains | $36.00 |
| Jan 29, 2024 | Raymond James | Michael Rose | Outperform | Maintains | $31.00 |
| Jul 26, 2023 | Keefe, Bruyette & Woods | Brady Gailey | Outperform | Maintains | $29.00 |
| Jul 26, 2023 | Raymond James | Michael Rose | Outperform | Maintains | $28.00 |
| Jul 14, 2023 | Hovde Group | Brett Rabatin | Outperform | Initiates | $28.00 |
| Apr 28, 2023 | Keefe, Bruyette & Woods | Brady Gailey | Outperform | Maintains | $28.00 |
| Apr 6, 2023 | Raymond James | Michael Rose | Outperform | Maintains | $25.00 |
| Mar 17, 2023 | Raymond James | Joseph Moore | Outperform | Maintains | $26.00 |
| Jun 3, 2019 | Keefe, Bruyette & Woods | Outperform | Initiates | $22.00 | |
| Jun 3, 2019 | Keefe Bruyette & Woods | Outperform | Initiates | $N/A |
South Plains Financial Inc. (SPFI) Competitors
The following stocks are similar to South Plains Financial based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
SPFI
South Plains Financial
mkt cap
668.20M
South Plains Financial Inc. (SPFI) Financial Data
South Plains Financial Inc. has a market capitalization of $663.14M with a P/E ratio of 11.3x. The company generates $206.69M in trailing twelve-month revenue with a 28.3% profit margin.
Revenue growth is +2.8% quarter-over-quarter, while maintaining an operating margin of +36.6% and return on equity of +12.5%.
Valuation Metrics
Market Cap
$663.14M
Enterprise Value
$171.81M
P/E Ratio
11.3x
PEG Ratio
-1.6x
Price/Sales
3.2x
Growth & Margins
Revenue Growth (YoY)
+2.8%
Gross Margin
N/A
Operating Margin
+36.6%
Net Margin
+28.3%
EPS Growth
-7.5%
Financial Health
Cash/Price Ratio
+84.4%
Current Ratio
N/A
Debt/Equity
0.1x
ROE
+12.5%
ROA
+1.3%
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South Plains Financial Inc. (SPFI) Business Model
About South Plains Financial Inc.
What They Do
Offers diverse banking products and services.
Business Model
The company operates primarily through its subsidiary, City Bank, providing personal, commercial banking, and mortgage lending services. It generates revenue by offering these banking products to individuals and businesses, focusing on personalized customer service and community involvement.
Additional Information
Based in Texas, South Plains Financial serves a diverse clientele and emphasizes community banking. It also has a strong mortgage lending platform, playing a key role in its operations and reflecting the importance of real estate in its business. As a publicly traded company, it offers valuable insights into regional banking sector dynamics.
Company Information
Sector
Financial Services
Industry
Banks - Regional
Employees
528
CEO
Mr. Curtis C. Griffith
Country
United States
IPO Year
2019
Website
www.spfi.bankSouth Plains Financial Inc. (SPFI) Latest News & Analysis
Featured Analysis
Powered by
Zacks Investment Research
Implied Volatility Surging for South Plains Financial Stock Options
Investors need to pay close attention to SPFI stock based on the movements in the options market lately.
Mar 04, 2026
By Zacks Equity Research
Tale of the Tape
Latest News
Quick Summary
South Plains Financial, Inc. (NASDAQ:SPFI) released its 2025 Community Impact Report, highlighting its commitment to corporate social responsibility in its operating communities.
Why It Matters
The release of the Community Impact Report highlights South Plains Financial's commitment to corporate social responsibility, potentially enhancing its reputation and attracting socially conscious investors.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
South Plains Financial, Inc. (NASDAQ:SPFI) announced a stock repurchase program for up to $10 million, set to conclude on February 23, 2027, unless terminated or extended earlier.
Why It Matters
The $10 million stock repurchase program indicates management's confidence in the company's value, potentially boosting share prices and signaling to investors that they view the stock as undervalued.
Source: GlobeNewsWire
Market Sentiment:
Neutral
New Strong Buy Stocks for February 18th
23 days ago
Quick Summary
SPFI, RIO, CLS, PCB, and PINE were added to the Zacks Rank #1 (Strong Buy) List on February 18, 2026.
Why It Matters
The addition of SPFI, RIO, CLS, PCB, and PINE to the Zacks Rank #1 (Strong Buy) indicates strong growth potential, signaling favorable investment opportunities for those stocks.
Source: Zacks Investment Research
Market Sentiment:
Positive
Best Value Stocks to Buy for February 18th
23 days ago
Quick Summary
SPFI, PINE, and F are ranked #1 (Strong Buy) by Zacks as of February 18, 2026, indicating strong investment potential in the value stocks category.
Why It Matters
Zacks Rank #1 indicates strong bullish sentiment and potential for significant price appreciation in SPFI, PINE, and F, attracting value-focused investors seeking high returns.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
Zacks emphasizes its Rank system based on earnings estimates and revisions to identify strong stocks, while also monitoring value, growth, and momentum trends.
Why It Matters
The Zacks Rank system highlights stocks with favorable earnings estimates, signaling potential growth and value opportunities, guiding investors toward informed stock selection.
Source: Zacks Investment Research
Market Sentiment:
Positive
New Strong Buy Stocks for February 10th
1 month ago
Quick Summary
GOLD, NIC, SPFI, AUNA, and FOX have received a Zacks Rank #1 (Strong Buy) as of February 10, 2026, indicating strong investment potential.
Why It Matters
The addition of GOLD, NIC, SPFI, AUNA, and FOX to the Zacks Rank #1 list signals strong buy potential, indicating favorable earnings growth prospects that could lead to price appreciation.
Source: Zacks Investment Research
Market Sentiment:
Positive
Frequently Asked Questions About SPFI Stock
What is South Plains Financial Inc.'s (SPFI) stock forecast for 2026?
Based on our analysis of 8 Wall Street analysts, South Plains Financial Inc. (SPFI) has a median price target of $48.00. The highest price target is $49.00 and the lowest is $47.00.
Is SPFI stock a good investment in 2026?
According to current analyst ratings, SPFI has 4 Buy ratings, 0 Hold ratings, and 0 Sell ratings. The stock is currently trading at $40.68. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for SPFI stock?
Wall Street analysts predict SPFI stock could reach $48.00 in the next 12 months. This represents a 18.0% increase from the current price of $40.68. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is South Plains Financial Inc.'s business model?
The company operates primarily through its subsidiary, City Bank, providing personal, commercial banking, and mortgage lending services. It generates revenue by offering these banking products to individuals and businesses, focusing on personalized customer service and community involvement.
What is the highest forecasted price for SPFI South Plains Financial Inc.?
The highest price target for SPFI is $49.00 from at , which represents a 20.5% increase from the current price of $40.68.
What is the lowest forecasted price for SPFI South Plains Financial Inc.?
The lowest price target for SPFI is $47.00 from at , which represents a 15.5% increase from the current price of $40.68.
What is the overall SPFI consensus from analysts for South Plains Financial Inc.?
The overall analyst consensus for SPFI is bullish. Out of 8 Wall Street analysts, 4 rate it as Buy, 0 as Hold, and 0 as Sell, with a median price target of $48.00.
How accurate are SPFI stock price projections?
Stock price projections, including those for South Plains Financial Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: March 13, 2026 5:21 PM UTC