FISI Logo

FISI Stock Forecast: Financial Institutions Inc. Price Predictions for 2025

Home โ€บ Stocks โ€บ United States | NASDAQ | Financial Services | Banks - Regional

$25.77

-0.17 (-0.66%)

FISI Stock Forecast 2025-2026

$25.77
Current Price
$517.41M
Market Cap
3 Ratings
Buy 2
Hold 1
Sell 0
Wall St Analyst Ratings

Distance to FISI Price Targets

+31.9%
To High Target of $34.00
+24.2%
To Median Target of $32.00
+24.2%
To Low Target of $32.00

FISI Price Momentum

+0.4%
1 Week Change
-7.1%
1 Month Change
+38.3%
1 Year Change
-5.6%
Year-to-Date Change
-13.5%
From 52W High of $29.79
+58.2%
From 52W Low of $16.29
๐Ÿ“‰ MARKET SELLOFF ALERT

10 Quality Stocks Worth Considering Now

Researching Financial Institutions (FISI) after the drop? Our ex-Goldman Sachs analyst reveals if it made our list of 10 oversold quality stocks with strong growth potential.

Get our FREE market selloff report + exclusive analysis on FISI and similar high-potential opportunities.

Join 5,000+ investors getting our data-driven analysis. Unsubscribe anytime.

Latest FISI Stock Price Targets & Analyst Predictions

Based on our analysis of 6 Wall Street analysts, FISI has a bullish consensus with a median price target of $32.00 (ranging from $32.00 to $34.00). The overall analyst rating is Buy (7.3/10). Currently trading at $25.77, the median forecast implies a 24.2% upside. This outlook is supported by 2 Buy, 1 Hold, and 0 Sell ratings.

The most optimistic forecast comes from Damon Delmonte at Keefe, Bruyette & Woods, projecting a 31.9% upside. Conversely, the most conservative target is provided by Matt Breese at Stephens & Co., suggesting a 24.2% upside.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

FISI Analyst Ratings

2
Buy
1
Hold
0
Sell

FISI Price Target Range

Low
$32.00
Average
$32.00
High
$34.00
Current: $25.77

Latest FISI Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for FISI.

Date Firm Analyst Rating Change Price Target
Mar 11, 2025 Stephens & Co. Matt Breese Equal-Weight Reiterates $32.00
Feb 3, 2025 Keefe, Bruyette & Woods Damon Delmonte Outperform Upgrade $34.00
Jan 31, 2025 Stephens & Co. Matt Breese Equal-Weight Reiterates $33.00
Dec 20, 2024 Piper Sandler Frank Schiraldi Overweight Assumes $33.00
Dec 4, 2024 Keefe, Bruyette & Woods Damon Delmonte Market Perform Maintains $28.00
Jul 29, 2024 Keefe, Bruyette & Woods Damon Delmonte Market Perform Reiterates $25.00
Apr 5, 2024 Keefe, Bruyette & Woods Damon Delmonte Market Perform Maintains $20.00
Apr 2, 2024 Keefe, Bruyette & Woods Damon Delmonte Market Perform Maintains $23.00
Mar 25, 2024 Piper Sandler Alexander Twerdahl Neutral Downgrade $19.00
Jul 13, 2023 Stephens & Co. Matt Breese Equal-Weight Initiates $0.00
May 1, 2023 Keefe, Bruyette & Woods Damon Delmonte Market Perform Maintains $23.00
Oct 31, 2022 Hovde Group Erik Zwick Market Perform Downgrade $29.00
Sep 28, 2020 Piper Sandler Overweight Maintains $23.00
Jul 31, 2020 Keefe, Bruyette & Woods Market Perform Maintains $22.00
Jul 28, 2016 Keefe, Bruyette & Woods Market Perform Maintains $27.00
Jul 28, 2016 Keefe Bruyette & Woods Market Perform Maintains $0.00
Apr 27, 2015 Keefe Bruyette & Woods Market Perform Maintains $0.00
Apr 27, 2015 Keefe, Bruyette & Woods Market Perform Maintains $23.50
Feb 3, 2015 Keefe, Bruyette & Woods Market Perform Maintains $22.50
Feb 3, 2015 Keefe Bruyette & Woods Market Perform Maintains $0.00

Financial Institutions Inc. (FISI) Competitors

The following stocks are similar to Financial Institutions based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

Financial Institutions Inc. (FISI) Financial Data

Financial Institutions Inc. has a market capitalization of $517.41M with a P/E ratio of 8.3x. The company generates $110.76M in trailing twelve-month revenue with a -37.6% profit margin.

Revenue growth is -201.0% quarter-over-quarter, while maintaining an operating margin of +162.1% and return on equity of -8.1%.

Valuation Metrics

Market Cap $517.41M
Enterprise Value $702.67M
P/E Ratio 8.3x
PEG Ratio 8.2x
Price/Sales 4.7x

Growth & Margins

Revenue Growth (YoY) -201.0%
Gross Margin N/A
Operating Margin +162.1%
Net Margin -37.6%
EPS Growth -192.0%

Financial Health

Cash/Price Ratio +25.8%
Current Ratio 0.0x
Debt/Equity 0.5x
ROE -8.1%
ROA -0.7%
๐Ÿ’ฐ DON'T MISS THIS OPPORTUNITY

Get All 10 Quality Stocks For This Market Selloff

Still researching investments after the market drop? Our ex-Goldman Sachs analyst has already identified the 10 highest-quality oversold stocks with strong fundamentals and upside potential.

Why spend hours researching when we've already done the work? Get instant access to our complete market selloff analysis.

Join 5,000+ investors getting our data-driven analysis. Unsubscribe anytime.

Financial Institutions Inc. logo

Financial Institutions Inc. (FISI) Business Model

About Financial Institutions Inc.

What They Do

Provides regional banking and financial services.

Business Model

The company operates as a bank holding company through its subsidiaries, generating revenue from traditional banking products like deposits, loans, and credit services. Additionally, it offers wealth management services, which include trust and investment advisory, catering to individuals and businesses seeking to manage their financial assets effectively.

Additional Information

Financial Institutions Inc. is focused on community-oriented banking, promoting local economic development and providing personalized service. Its operations are essential for regional economic stability, as it extends credit and financial expertise to local enterprises and residents, influencing the financial landscape of its service areas.

Company Information

Sector

Financial Services

Industry

Banks - Regional

Employees

598

CEO

Mr. Martin K. Birmingham

Country

United States

IPO Year

1999

Financial Institutions Inc. (FISI) Latest News & Analysis

FISI stock latest news image
Quick Summary

Financial Institutions, Inc. (NASDAQ: FISI) has settled civil litigation regarding its auto loan notification process at Five Star Bank, as announced on March 10, 2025.

Why It Matters

The settlement may reduce legal liabilities and improve investor sentiment, potentially stabilizing Financial Institutions, Inc.'s stock price and operational focus moving forward.

Source: GlobeNewsWire
Market Sentiment: Neutral
FISI stock latest news image
Quick Summary

Mr. Marks, with nearly 20 years of banking experience, has joined a community bank in Western and Central New York managing over $6 billion in assets.

Why It Matters

Mr. Marks' extensive banking experience may enhance the community bank's performance, potentially boosting investor confidence and affecting stock value positively.

Source: GlobeNewsWire
Market Sentiment: Neutral
FISI stock latest news image
Quick Summary

Zacks emphasizes its Zacks Rank system, focusing on earnings estimates and revisions, while also monitoring value, growth, and momentum trends for stock selection.

Why It Matters

Zacks emphasizes earnings estimates and revisions, crucial for identifying strong stocks. Current value, growth, and momentum trends can signal investment opportunities.

Source: Zacks Investment Research
Market Sentiment: Positive
FISI stock latest news image
Quick Summary

SYF, SSB, VCYT, DAWN, and FISI were added to the Zacks Rank #1 (Strong Buy) List on February 13, 2025, indicating strong investment potential.

Why It Matters

The addition of SYF, SSB, VCYT, DAWN, and FISI to the Zacks Rank #1 indicates strong buy potential, signaling positive growth prospects and likely upward price momentum.

Source: Zacks Investment Research
Market Sentiment: Positive
FISI stock latest news image
Quick Summary

SYF, FISI, and SSB have been designated as Zacks Rank #1 (Strong Buy) value stocks as of February 13, 2025.

Why It Matters

SYF, FISI, and SSB being ranked as Strong Buy indicates strong potential for price appreciation, signaling a favorable investment opportunity in the value sector.

Source: Zacks Investment Research
Market Sentiment: Positive
FISI stock latest news image
Quick Summary

FISI, SSB, and SYF were designated as Zacks Rank #1 (Strong Buy) income stocks on February 13, 2025.

Why It Matters

FISI, SSB, and SYF receiving a Zacks Rank #1 indicates strong growth potential and positive sentiment, suggesting favorable investment opportunities for income-focused portfolios.

Source: Zacks Investment Research
Market Sentiment: Positive

Frequently Asked Questions About FISI Stock

What is Financial Institutions Inc.'s (FISI) stock forecast for 2025?

Based on our analysis of 6 Wall Street analysts, Financial Institutions Inc. (FISI) has a median price target of $32.00. The highest price target is $34.00 and the lowest is $32.00.

Is FISI stock a good investment in 2025?

According to current analyst ratings, FISI has 2 Buy ratings, 1 Hold ratings, and 0 Sell ratings. The stock is currently trading at $25.77. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for FISI stock?

Wall Street analysts predict FISI stock could reach $32.00 in the next 12 months. This represents a 24.2% increase from the current price of $25.77. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is Financial Institutions Inc.'s business model?

The company operates as a bank holding company through its subsidiaries, generating revenue from traditional banking products like deposits, loans, and credit services. Additionally, it offers wealth management services, which include trust and investment advisory, catering to individuals and businesses seeking to manage their financial assets effectively.

What is the highest forecasted price for FISI Financial Institutions Inc.?

The highest price target for FISI is $34.00 from Damon Delmonte at Keefe, Bruyette & Woods, which represents a 31.9% increase from the current price of $25.77.

What is the lowest forecasted price for FISI Financial Institutions Inc.?

The lowest price target for FISI is $32.00 from Matt Breese at Stephens & Co., which represents a 24.2% increase from the current price of $25.77.

What is the overall FISI consensus from analysts for Financial Institutions Inc.?

The overall analyst consensus for FISI is bullish. Out of 6 Wall Street analysts, 2 rate it as Buy, 1 as Hold, and 0 as Sell, with a median price target of $32.00.

How accurate are FISI stock price projections?

Stock price projections, including those for Financial Institutions Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: March 27, 2025 12:54 PM UTC