The 2 Wall Street analysts covering Financial Institutions, Inc. hold a median 12-month price target of $45 — +7.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 97 of 100 as at 15 Aug 2026 — among the strongest tenth. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores Financial Institutions, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Growth (100): Sales and profits are climbing, and climbing faster than before.
Volatility (20): The share price moves around a lot.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on FISI, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
The green dot is the last close — the median target sits +7.8% from it.
Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 3 Aug 2026 | Piper Sandler | Reiterates | Neutral | $38 → $45 |
| 27 July 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $42 → $45 |
| 2 Feb 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 2 Feb 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $35 → $38 |
| 2 Feb 2026 | Piper Sandler | Reiterates | Neutral | — |
| 2 Feb 2026 | Piper Sandler | Reiterates | Neutral | $34 → $36 |
| 17 Dec 2025 | Piper Sandler | Assumes | Neutral | $34 |
| 27 Oct 2025 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 11 Mar 2025 | Stephens & Co. | Reiterates | Equal-Weight | — |
| 3 Feb 2025 | Keefe, Bruyette & Woods | Upgrade | Outperform | — |
| 31 Jan 2025 | Stephens & Co. | Reiterates | Equal-Weight | — |
| 20 Dec 2024 | Piper Sandler | Assumes | Overweight | $33 |
| 4 Dec 2024 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 29 July 2024 | Keefe, Bruyette & Woods | Reiterates | Market Perform | — |
| 5 Apr 2024 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 2 Apr 2024 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 25 Mar 2024 | Piper Sandler | Downgrade | Neutral | — |
| 13 July 2023 | Stephens & Co. | Initiates | Equal-Weight | — |
| 1 May 2023 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 31 Oct 2022 | Hovde Group | Downgrade | Market Perform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. FISI appears on the weeks it earns a place.
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 58% of US stocks
Cheaper than 38% of US stocks
Cheaper than 64% of US stocks
Higher than 44% of US stocks
Higher than 60% of US stocks
Higher than 94% of US stocks
Higher than 92% of US stocks
Higher than 71% of US stocks
Higher than 53% of US stocks
Higher than 67% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| FISIFinancial Institutions, Inc. | $822.7M | 97 |
| IBCPIndependent Bank Corp. (Michigan) | $850.5M | 85 |
| ORRFOrrstown Financial Services, Inc. | $851.5M | 86 |
| SMBCSouthern Missouri Bancorp, Inc. | $852.7M | 85 |
| ALRSAlerus Financial Corp. | $855.1M | 48 |
| PGCPeapack-Gladstone Financial Corp. | $819.6M | 56 |
| HTBHomeTrust Bancshares, Inc. | $871.9M | 91 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Financial Institutions, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Zacks Investment Research published an article examining whether Financial Institutions (FISI) has the qualities of a strong dividend stock.
Why it matters — The piece highlights FISI's dividend profile, which is a key consideration for income-focused investors watching the stock.
Zacks reported that Financial Institutions, Inc. (FISI) gained 2.07% over the past week and assessed whether the stock qualifies as a top pick for momentum investors.
Why it matters — FISI watchers would care because the article evaluates the stock's recent price momentum, a factor often used to gauge short-term investor interest.
Financial Institutions, Inc. held its Q2 2026 earnings call, and a transcript of the call was published by Seeking Alpha.
Why it matters — The transcript gives investors and analysts a full look at management's commentary on quarterly results and the company's outlook beyond just the reported numbers.
Financial Institutions, Inc. reported higher second-quarter earnings, loan growth, and net interest margin, while raising several full-year profitability targets as commercial lending momentum strengthened across its core Upstate New York markets.
Why it matters — The improved earnings, loan growth, and raised profitability targets signal strengthening commercial lending momentum in FISI's core market.
Financial Institutions (FISI) reported Q2 earnings of $1.04 per share, surpassing the Zacks Consensus Estimate of $0.93 per share and up from $0.85 per share a year ago. Revenues also exceeded expectations.
Why it matters — The earnings beat signals stronger-than-expected quarterly performance for FISI, exceeding both analyst forecasts and the prior-year period.
The 2 Wall Street analysts covering Financial Institutions, Inc. have a median 12-month price target of $45, with estimates ranging from $45 to $45. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 2 analysts covering Financial Institutions, Inc., 1 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Financial Institutions, Inc. 97 out of 100 across roughly 4,600 US stocks as at 15 Aug 2026. None of this is personal advice — it does not consider your circumstances.
As at 15 Aug 2026, Financial Institutions, Inc. ranks 97 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (100 of 100).
No one can know that. What the data says: the median 12-month target from 2 analysts implies +7.8% from the last close, and Ticker Nerd's factor model ranks Financial Institutions, Inc. 97 out of 100 as at 15 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Financial Institutions, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FISI are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $45 to $45 over the next 12 months.
Financial Institutions, Inc. returned +64.6% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
Financial Institutions Inc. is a regional banking company that focuses on delivering a range of financial services primarily to individuals, businesses, and municipalities in its areas of operation.
The most recent item we track (Zacks Investment Research, 10 Aug 2026): "Financial Institutions (FISI) Could Be a Great Choice". Zacks Investment Research published an article examining whether Financial Institutions (FISI) has the qualities of a strong dividend stock.
Financial Institutions Inc. is a regional banking company that focuses on delivering a range of financial services primarily to individuals, businesses, and municipalities in its areas of operation. As a bank holding company, it operates through its subsidiaries, offering traditional banking products such as deposits, loans, and credit services. The company is distinguished for its commitment to community-focused banking, which emphasizes local economic development and personalized service. Financial Institutions Inc. also provides wealth management services, encompassing trust and investment advisory functions, catering to a diverse clientele looking to manage and grow their financial assets. Serving principally in local markets, the company plays a crucial role in fostering economic stability and growth by extending credit and financial expertise to local enterprises and residents. Its performance directly impacts regional economic wellbeing, making it a key player in the local financial market dynamics.
CEO Mr. Martin K. Birmingham · 631 employees · United States · https://www.five-starbank.com