CHMGFinancial Services · Banks - RegionalThe 5 Wall Street analysts covering Chemung Financial Corp. hold a median 12-month price target of $91 — +4.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 91 of 100 as at 4 Nov 2026 — among the strongest tenth. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores Chemung Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Momentum (98): The shares have been drifting up relative to others.
Accruals (27): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on CHMG, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +4.2% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 29 Sept 2026 | DA Davidson | Initiates | Buy | $95 |
| 2 Sept 2026 | Raymond James | Initiates | Outperform | $87 |
| 2 Sept 2026 | Raymond James | Initiates | Outperform | — |
| 28 July 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | $77 → $81 |
| 28 July 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 28 Jan 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | $60 → $64 |
| 28 Jan 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 21 July 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 22 Apr 2025 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 22 Apr 2025 | Piper Sandler | Maintains | Neutral | — |
| 20 Dec 2024 | Piper Sandler | Assumes | Neutral | $57 |
| 4 Dec 2024 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 22 Apr 2024 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 6 Apr 2023 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 31 Jan 2023 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 22 Oct 2020 | DA Davidson | Downgrade | Neutral | — |
| 9 Mar 2020 | DA Davidson | Upgrade | Buy | — |
| 20 Dec 2019 | Keefe Bruyette & Woods | Initiates | Market Perform | — |
| 20 Dec 2019 | Keefe, Bruyette & Woods | Initiates | Market Perform | — |
| 27 Aug 2019 | DA Davidson | Initiates | Neutral | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
CHMG appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 4 Nov 2026, Chemung Financial Corp. returned +75.6% against +14.8% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 56% of US stocks
Cheaper than 35% of US stocks
Cheaper than 52% of US stocks
Higher than 74% of US stocks
Higher than 78% of US stocks
Higher than 96% of US stocks
Higher than 89% of US stocks
Higher than 74% of US stocks
Higher than 54% of US stocks
Higher than 76% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Chemung Financial Corp. has a market value of $418.9M and an enterprise value of $486.8M.
Revenue in the twelve months to 30 June 2026: $119.0M. The latest quarter grew 24.8% year on year.
Net income over the same four quarters: $33.5M, a 28.2% net margin.
Diluted earnings per share, trailing twelve months: $6.96.
Free cash flow in the twelve months to 30 June 2026: $45.4M.
Chemung Financial Corp. spent $490K on share buybacks and $6.5M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 10.9×; forward P/E: 10.3× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 1.66%, paying out 20% of earnings.
Chemung Financial Corp. employs 348 people — $342K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| CHMGChemung Financial Corp. | $418.9M | 91 |
| FNLCThe First Bancorp, Inc. (Maine) | $416.8M | 64 |
| NECBNortheast Community Bancorp, Inc. | $419.0M | 77 |
| CZFSCitizens Financial Services, Inc. | $419.5M | 81 |
| FCBMFirst Carolina Financial Services, Inc. | $408.3M | 5 |
| FDBCFidelity D&D Bancorp, Inc. | $406.8M | 36 |
| NWFLNorwood Financial Corp. | $400.1M | 74 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Chemung Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Chemung Financial shares have started gaining, and the excerpt says solid earnings estimate revisions may support further near-term movement higher.
Why it matters — CHMG watchers may note the positive earnings-estimate revisions cited as a factor behind the shares' recent gains.
Chemung Financial reported strong Q3 2026 results, with loan growth of 9% year over year outpacing deposit growth of 1%. The excerpt notes that expansion in Western New York may support future growth, while the loan-to-deposit ratio reached 101%.
Why it matters — The loan-to-deposit ratio may constrain future lending even as regional expansion offers potential support for loan and deposit growth.
Zacks says Chemung Financial’s Q3 headline figures provide a view of its performance for the quarter ended September 2026, and suggests comparing key metrics with Wall Street estimates and year-ago actuals.
Why it matters — These comparisons can help CHMG watchers assess the quarter’s performance against expectations and the prior year.
Chemung Financial reported third-quarter earnings of $2.63 per share, above the Zacks Consensus Estimate of $1.93. Earnings were $1.62 per share in the year-ago quarter.
Why it matters — The report provides CHMG watchers with an update on quarterly earnings relative to consensus and the prior-year period.
Chemung Financial reported third-quarter 2026 net income of $12.7 million, or $2.63 per share, compared with $8.8 million ($1.82 per share) in the second quarter of 2026 and $7.8 million ($1.62 per share) in the third quarter of 2025.
Why it matters — The results show higher reported net income and earnings per share than in both comparison quarters.
The 5 Wall Street analysts covering Chemung Financial Corp. have a median 12-month price target of $91, with estimates ranging from $88 to $97. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 5 analysts covering Chemung Financial Corp., 3 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Chemung Financial Corp. 91 out of 100 across roughly 4,600 US stocks as at 4 Nov 2026. None of this is personal advice — it does not consider your circumstances.
As at 4 Nov 2026, Chemung Financial Corp. ranks 91 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (98 of 100).
No one can know that. What the data says: the median 12-month target from 5 analysts implies +4.2% from the last close, and Ticker Nerd's factor model ranks Chemung Financial Corp. 91 out of 100 as at 4 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Chemung Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CHMG are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $88 to $97 over the next 12 months.
Chemung Financial Corp. returned +75.6% over the 12 months to 4 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.
Chemung Financial Corporation is a bank holding company headquartered in Elmira, New York. Through its principal subsidiary, Chemung Canal Trust Company, it provides a broad range of retail and commercial banking services, including deposit accounts, consumer lending, commercial lending, residential mortgage lending, and cash management solutions.
The most recent item we track (Zacks Investment Research, 29 Oct 2026): "Earnings Estimates Rising for Chemung Financial (CHMG): Will It Gain?". Chemung Financial shares have started gaining, and the excerpt says solid earnings estimate revisions may support further near-term movement higher.
Chemung Financial Corporation is a bank holding company headquartered in Elmira, New York. Through its principal subsidiary, Chemung Canal Trust Company, it provides a broad range of retail and commercial banking services, including deposit accounts, consumer lending, commercial lending, residential mortgage lending, and cash management solutions. The company also offers fiduciary, trust, and investment advisory services through its wealth management segment, serving individuals, businesses, and nonprofit clients in its local and regional markets. Its operations are organized around core banking and wealth management, making it a diversified community financial services provider with an emphasis on relationship-based banking and client asset oversight. Chemung Financial Corporation plays a significant role in local financial intermediation by supporting day-to-day banking needs, business financing, and wealth planning services across the communities it serves.
CEO Mr. Anders M. Tomson · 348 employees · United States · https://www.chemungcanal.com
