CHMGCHMGFinancial Services · Banks - Regional

CHMG Stock Forecast: Chemung Financial Corp. Price Predictions for 2026-2027

Last close, 3 Aug 2026
$82
+0.16% on the day

The 2 Wall Street analysts covering Chemung Financial Corp. hold a median 12-month price target of $84 — +2.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 95 of 100 as at 1 Aug 2026 — among the strongest tenth. Here, the model and the Street point the same way.

Market cap
$392.8M
Ticker Nerd rank
95 / 100
Median analyst target
$84
Analysts covering
2
Total return, dividends reinvested
1W
+1.4%
1M
+9.6%
YTD
+47.8%
1Y
+70.0%
From 52W high
−0.5%
From 52W low
+69.7%
$48
$82
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

CHMG stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Chemung Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Aug 2026
95 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
98
Momentum
96
Revisions
88
Quality
63
Accruals
61
Value
59
Size
56
Volatility
53
Issuance
44

Growth (98): Sales and profits are climbing, and climbing faster than before.

Issuance (44): The company has been issuing shares or taking on financing, diluting existing holders.

The rank is the raw material. Whether the rules would actually own Chemung Financial Corp. — and when they’d sell — is the membership.

Wall Street

CHMG stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on CHMG, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$50$60$70$80$90Oct 25Jan 26Apr 26Jul 26CHMGHigh $86Median $84Low $81

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says2 analysts
1 Buy1 Hold0 Sell
Low $81Median $84High $86

The green dot is the last close — the median target sits +2.3% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
28 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$77$81
28 Jan 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$60$64
28 Jan 2026Keefe, Bruyette & WoodsMaintainsMarket Perform
21 July 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
22 Apr 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
22 Apr 2025Piper SandlerMaintainsNeutral
20 Dec 2024Piper SandlerAssumesNeutral$57
4 Dec 2024Keefe, Bruyette & WoodsMaintainsMarket Perform
22 Apr 2024Keefe, Bruyette & WoodsMaintainsMarket Perform
6 Apr 2023Keefe, Bruyette & WoodsMaintainsMarket Perform
31 Jan 2023Keefe, Bruyette & WoodsMaintainsMarket Perform
22 Oct 2020DA DavidsonDowngradeNeutral
9 Mar 2020DA DavidsonUpgradeBuy
20 Dec 2019Keefe Bruyette & WoodsInitiatesMarket Perform
20 Dec 2019Keefe, Bruyette & WoodsInitiatesMarket Perform
27 Aug 2019DA DavidsonInitiatesNeutral
6 Aug 2019Janney CapitalUpgradeBuy
6 Aug 2019Janney Montgomery ScottUpgradeBuy
22 Apr 2019Piper SandlerDowngradeHold
22 Apr 2019Sandler O'NeillDowngradeHold

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

CHMG analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+5.8%
Analysts raising
1
Analysts cutting
0
Fundamentals

Chemung Financial Corp. (CHMG) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
11.7×

Cheaper than 56% of US stocks

Price / sales
3.4×

Cheaper than 38% of US stocks

Price / book
1.5×

Cheaper than 57% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
241.7%

Higher than 97% of US stocks

Earnings growth (YoY)
52.7%

Higher than 78% of US stocks

Gross margin
Operating margin
37.9%

Higher than 92% of US stocks

Net margin
28.7%

Higher than 88% of US stocks

Returns & dividend
Return on equity
13.3%

Higher than 72% of US stocks

Return on assets
1.2%

Higher than 52% of US stocks

Dividend yield
1.6%

Higher than 38% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

CHMG vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
CHMGChemung Financial Corp.$392.8M
95
MVBFMVB Financial Corp.$390.2M
88
FCBMFirst Carolina Financial Services, Inc.$388.7M
3
FNLCThe First Bancorp, Inc. (Maine)$393.8M
74
USCBUSCB Financial Holdings, Inc.$397.9M
76
FRSTPrimis Financial Corp.$398.6M
75
PCBPCB Bancorp$399.9M
91
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. CHMG appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

News

Latest CHMG news & analysis

Why Chemung Financial (CHMG) Might be Well Poised for a Surge

Zacks Investment Research · 28 July 2026positive

Chemung Financial shares have started gaining and may continue rising in the near term, supported by solid earnings estimate revisions, according to a Zacks Investment Research report.

Why it matters — CHMG watchers would care because positive earnings estimate revisions are often seen as a leading indicator of a stock's near-term performance.

Chemung Financial: Completely Flying Under The Radar, But Attractive

Seeking Alpha · 27 July 2026positive

Chemung Financial reported robust Q2 results with net interest income up 18.6% and earnings per share of $1.82, reversing a year-ago loss. The company's dividend payout ratio remains below 20%, and while its loan book is heavily weighted to commercial real estate, delinquencies are minimal and loans are well-collateralized.

Why it matters — CHMG watchers would care because the bank's strong quarterly performance and well-covered dividend signal continued balance-sheet strength despite a concentrated commercial real estate loan portfolio.

Chemung Financial Corporation: Turnaround Confirmed

Seeking Alpha · 27 July 2026positive

Seeking Alpha reiterated a Buy rating on Chemung Financial Corporation, citing strong commercial loan growth, balance sheet restructuring, and a 54% share price increase over the past year. The bank's net interest margin reached a six-year high of 3.67%, with 67% of interest-bearing assets now in higher-yielding commercial loans.

Why it matters — The report confirms a turnaround at CHMG, highlighting improving net interest margins, a strategic shift toward higher-yielding commercial loans, and valuation discounts versus peers despite above-median projected EPS growth.

FAQ

Frequently asked questions about CHMG stock

What is the CHMG stock price forecast for 2026-2027?

The 2 Wall Street analysts covering Chemung Financial Corp. have a median 12-month price target of $84, with estimates ranging from $81 to $86. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is CHMG stock a buy right now?

Of the 2 analysts covering Chemung Financial Corp., 1 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Chemung Financial Corp. 95 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank CHMG?

As at 1 Aug 2026, Chemung Financial Corp. ranks 95 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (98 of 100).

Will CHMG stock go up?

No one can know that. What the data says: the median 12-month target from 2 analysts implies +2.3% from the last close, and Ticker Nerd's factor model ranks Chemung Financial Corp. 95 out of 100 as at 1 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the CHMG stock forecast for 2030?

No analyst covering Chemung Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CHMG are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $81 to $86 over the next 12 months.

How has CHMG stock performed over the past year?

Chemung Financial Corp. returned +70.0% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Chemung Financial Corp. do?

Chemung Financial Corp. is a diversified financial services company that operates in the banking sector.

What is the latest news on CHMG?

The most recent item we track (Zacks Investment Research, 28 July 2026): "Why Chemung Financial (CHMG) Might be Well Poised for a Surge". Chemung Financial shares have started gaining and may continue rising in the near term, supported by solid earnings estimate revisions, according to a Zacks Investment Research report.

Company

About Chemung Financial Corp.

Chemung Financial Corp. is a diversified financial services company that operates in the banking sector. It plays a crucial role in providing a range of traditional banking products and services to both individual and commercial clients. These services include checking and savings accounts, consumer loans, mortgages, and commercial lending solutions. Chemung Financial Corp. also offers investment and trust services, allowing clients to manage wealth, plan for retirement, and conduct estate planning efficiently. The company primarily services communities in the Northeast United States, contributing significantly to local economic growth by supporting small businesses and providing personal financial solutions. Its community banking approach emphasizes personalized customer relationships, distinguishing it from larger, less personal financial institutions. Additionally, Chemung Financial Corp. invests in technology to enhance its digital and mobile banking capabilities, ensuring clients have access to modern banking conveniences. Through its comprehensive service offerings and community-focused strategy, Chemung Financial Corp. stands as a key player in the regional banking sector, fostering financial stability and growth in the areas it serves.

CEO Mr. Anders M. Tomson · 348 employees · United States · https://www.chemungcanal.com