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CHMG Stock Forecast: Chemung Financial Corp. Price Predictions for 2026-2027

Last close, 18 Sept 2026
$83
+0.35% on the day

The 3 Wall Street analysts covering Chemung Financial Corp. hold a median 12-month price target of $86 — +3.7% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 89 of 100 as at 19 Sept 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$400.0M
Ticker Nerd rank
89 / 100
Median analyst target
$86
Analysts covering
3
Revenue$30.7M+213.2% y/y
Net income$8.8M
Free cash flow$8.9M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−2.1%
1M
−0.4%
YTD
+50.9%
1Y
+57.6%
From 52W high
−2.2%
From 52W low
+69.6%
$49
$85
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

CHMG stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Chemung Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 19 Sept 2026
89 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
98
Growth
98
Revisions
80
Quality
62
Accruals
61
Size
56
Value
48
Issuance
43
Volatility
40

Momentum (98): The shares have been drifting up relative to others.

Volatility (40): The share price moves around a lot.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

CHMG stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on CHMG, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$50$60$70$80$90Oct 25Jan 26Apr 26Jul 26CHMGHigh $87Median $86Low $81

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says3 analysts
2 Buy1 Hold0 Sell
Low $81Median $86High $87

The green dot is the last close — the median target sits +3.7% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
2 Sept 2026Raymond JamesInitiatesOutperform$87
28 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$77 → $81
28 July 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
28 Jan 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$60 → $64
28 Jan 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
21 July 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
22 Apr 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
22 Apr 2025Piper SandlerMaintainsNeutral—
20 Dec 2024Piper SandlerAssumesNeutral$57
4 Dec 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—
22 Apr 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—
6 Apr 2023Keefe, Bruyette & WoodsMaintainsMarket Perform—
31 Jan 2023Keefe, Bruyette & WoodsMaintainsMarket Perform—
22 Oct 2020DA DavidsonDowngradeNeutral—
9 Mar 2020DA DavidsonUpgradeBuy—
20 Dec 2019Keefe Bruyette & WoodsInitiatesMarket Perform—
20 Dec 2019Keefe, Bruyette & WoodsInitiatesMarket Perform—
27 Aug 2019DA DavidsonInitiatesNeutral—
6 Aug 2019Janney CapitalUpgradeBuy—
6 Aug 2019Janney Montgomery ScottUpgradeBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. CHMG appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

CHMG vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 18 Sept 2026, Chemung Financial Corp. returned +57.6% against +16.3% for the S&P 500, dividends included.

CHMG vs S&P 500, last 12 monthsTotal return, rebased to 100
80100120140160Oct 25Jan 26Apr 26Jul 26CHMGS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

CHMG analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+6.4%
Analysts raising
1
Analysts cutting
0
Fundamentals

Chemung Financial Corp. (CHMG) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
11.9×

Cheaper than 53% of US stocks

Price / sales
3.4×

Cheaper than 36% of US stocks

Price / book
1.5×

Cheaper than 55% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
241.7%

Higher than 96% of US stocks

Earnings growth (YoY)
213.2%

Higher than 90% of US stocks

Gross margin
—
Operating margin
37.9%

Higher than 91% of US stocks

Net margin
28.7%

Higher than 88% of US stocks

Returns & dividend
Return on equity
13.3%

Higher than 71% of US stocks

Return on assets
1.2%

Higher than 52% of US stocks

Dividend yield
1.7%

Higher than 39% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Chemung Financial Corp. (CHMG) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Chemung Financial Corp. has a market value of $400.0M and an enterprise value of $470.5M.

  • Revenue in the twelve months to 30 June 2026: $119.0M. The latest quarter grew 241.7% year on year.

  • Net income over the same four quarters: $33.5M, a 28.2% net margin.

  • Diluted earnings per share, trailing twelve months: $6.96.

  • Free cash flow in the twelve months to 30 June 2026: $45.4M.

  • Chemung Financial Corp. spent $490K on share buybacks and $6.5M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 4.8M.

  • Trailing P/E: 11.9×; forward P/E: 10.2× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 1.73%, paying out 20% of earnings.

  • Chemung Financial Corp. employs 348 people — $342K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 19 Sept 2026

Data provided by Twelve Data

Peers

CHMG vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
CHMGChemung Financial Corp.$400.0M
89
PKBKParke Bancorp, Inc.$397.3M
78
MVBFMVB Financial Corp.$396.7M
90
FRSTPrimis Financial Corp.$395.8M
76
FNLCThe First Bancorp, Inc. (Maine)$394.7M
70
FCBMFirst Carolina Financial Services, Inc.$394.3M
2
CZFSCitizens Financial Services, Inc.$390.9M
81

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Chemung Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest CHMG news & analysis

3 Bank Stocks With Recent Dividend Increases Worth Considering

Zacks Investment Research · 24 Aug 2026positive

The Zacks Research item highlights recent dividend increases from three banks, including Chemung Financial, alongside Unity Bancorp and Stock Yards Bancorp. The dividend hikes are presented as reflecting the banks' profitability, capital strength and income appeal.

Why it matters — Chemung Financial watchers would care because its recent dividend increase is highlighted as evidence of the company's profitability, capital strength and income appeal.

Chemung Financial Corporation Announces Dividend Increase

GlobeNewsWire · 19 Aug 2026positive

Chemung Financial Corporation announced that its Board of Directors approved a $0.02 per share increase in its quarterly cash dividend, raising it to $0.36 per share. The dividend is payable on October 1, 2026, to shareholders of record as of September 17, 2026.

Why it matters — A dividend increase is a signal of the company's financial health and directly affects shareholder income for CHMG investors.

All You Need to Know About Chemung Financial (CHMG) Rating Upgrade to Strong Buy

Zacks Investment Research · 14 Aug 2026positive

Zacks Investment Research upgraded Chemung Financial (CHMG) to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about its earnings prospects. The report notes the stock might move higher on this improved outlook.

Why it matters — CHMG watchers would care because a Strong Buy rating upgrade signals heightened positive sentiment among analysts regarding the company's earnings outlook.

New Strong Buy Stocks for August 14th

Zacks Investment Research · 14 Aug 2026positive

On August 14, 2026, Chemung Financial Corp. (CHMG) was added to the Zacks Rank #1 (Strong Buy) List, along with WDC, CECO, CZFS, and AMP.

Why it matters — CHMG watchers would care because the stock received a strong-buy ranking from Zacks Investment Research, signaling positive recognition for the company.

Why Chemung Financial (CHMG) Might be Well Poised for a Surge

Zacks Investment Research · 28 July 2026positive

Chemung Financial shares have started gaining and may continue rising in the near term, supported by solid earnings estimate revisions, according to a Zacks Investment Research report.

Why it matters — CHMG watchers would care because positive earnings estimate revisions are often seen as a leading indicator of a stock's near-term performance.

FAQ

Frequently asked questions about CHMG stock

What is the CHMG stock price forecast for 2026-2027?

The 3 Wall Street analysts covering Chemung Financial Corp. have a median 12-month price target of $86, with estimates ranging from $81 to $87. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is CHMG stock a buy right now?

Of the 3 analysts covering Chemung Financial Corp., 2 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Chemung Financial Corp. 89 out of 100 across roughly 4,600 US stocks as at 19 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank CHMG?

As at 19 Sept 2026, Chemung Financial Corp. ranks 89 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (98 of 100).

Will CHMG stock go up?

No one can know that. What the data says: the median 12-month target from 3 analysts implies +3.7% from the last close, and Ticker Nerd's factor model ranks Chemung Financial Corp. 89 out of 100 as at 19 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the CHMG stock forecast for 2030?

No analyst covering Chemung Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CHMG are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $81 to $87 over the next 12 months.

How has CHMG stock performed over the past year?

Chemung Financial Corp. returned +57.6% over the 12 months to 18 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Chemung Financial Corp. do?

Chemung Financial Corporation is a bank holding company headquartered in Elmira, New York. Through its principal subsidiary, Chemung Canal Trust Company, it provides a broad range of retail and commercial banking services, including deposit accounts, consumer lending, commercial lending, residential mortgage lending, and cash management solutions.

What is the latest news on CHMG?

The most recent item we track (Zacks Investment Research, 24 Aug 2026): "3 Bank Stocks With Recent Dividend Increases Worth Considering". The Zacks Research item highlights recent dividend increases from three banks, including Chemung Financial, alongside Unity Bancorp and Stock Yards Bancorp. The dividend hikes are presented as reflecting the banks' profitability, capital strength and income appeal.

Company

About Chemung Financial Corp.

Chemung Financial Corporation is a bank holding company headquartered in Elmira, New York. Through its principal subsidiary, Chemung Canal Trust Company, it provides a broad range of retail and commercial banking services, including deposit accounts, consumer lending, commercial lending, residential mortgage lending, and cash management solutions. The company also offers fiduciary, trust, and investment advisory services through its wealth management segment, serving individuals, businesses, and nonprofit clients in its local and regional markets. Its operations are organized around core banking and wealth management, making it a diversified community financial services provider with an emphasis on relationship-based banking and client asset oversight. Chemung Financial Corporation plays a significant role in local financial intermediation by supporting day-to-day banking needs, business financing, and wealth planning services across the communities it serves.

CEO Mr. Anders M. Tomson · 348 employees · United States · https://www.chemungcanal.com