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NWFLFinancial Services · Banks - Regional

NWFL Stock Forecast: Norwood Financial Corp. Price Predictions for 2026-2027

Last close, 24 Aug 2026
$34
+0.98% on the day

The 2 Wall Street analysts covering Norwood Financial Corp. hold a median 12-month price target of $37 — +7.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 86 of 100 as at 22 Aug 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$368.2M
Ticker Nerd rank
86 / 100
Median analyst target
$37
Analysts covering
2
Revenue$29.4M+37.8% y/y
Net income$9.3M
Free cash flow$8.4M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.0%
1M
+4.5%
YTD
+25.5%
1Y
+38.8%
From 52W high
−1.2%
From 52W low
+46.2%
$23
$35
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

NWFL stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Norwood Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 22 Aug 2026
86 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
99
Momentum
93
Volatility
78
Revisions
77
Value
64
Size
58
Issuance
55
Quality
52
Accruals
14

Growth (99): Sales and profits are climbing, and climbing faster than before.

Accruals (14): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

NWFL stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on NWFL, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$25$30$35$40Oct 25Jan 26Apr 26Jul 26NWFLHigh $38Median $37Low $35

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says2 analysts
1 Buy1 Hold0 Sell
Low $35Median $37High $38

The green dot is the last close — the median target sits +7.0% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
23 July 2026Stephens & Co.MaintainsEqual-Weight$34 → $35
23 July 2026Stephens & Co.MaintainsEqual-Weight—
11 Feb 2026Stephens & Co.MaintainsEqual-Weight$28 → $33
11 Feb 2026Stephens & Co.MaintainsEqual-Weight—
8 July 2025Stephens & Co.ReiteratesEqual-Weight—
21 Apr 2025Stephens & Co.ReiteratesEqual-Weight—
8 Jan 2025Piper SandlerInitiatesNeutral—
2 Jan 2025Janney Montgomery ScottInitiatesBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. NWFL appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

NWFL vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 24 Aug 2026, Norwood Financial Corp. returned +38.8% against +19.6% for the S&P 500, dividends included.

NWFL vs S&P 500, last 12 monthsTotal return, rebased to 100
100110120130140Oct 25Jan 26Apr 26Jul 26NWFLS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

NWFL analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−3.5%
Analysts raising
1
Analysts cutting
1
Fundamentals

Norwood Financial Corp. (NWFL) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
11.6×

Cheaper than 56% of US stocks

Price / sales
3.7×

Cheaper than 35% of US stocks

Price / book
1.3×

Cheaper than 66% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
34.7%

Higher than 81% of US stocks

Earnings growth (YoY)
50.3%

Higher than 75% of US stocks

Gross margin
—
Operating margin
44.9%

Higher than 94% of US stocks

Net margin
28.9%

Higher than 88% of US stocks

Returns & dividend
Return on equity
11.2%

Higher than 66% of US stocks

Return on assets
1.1%

Higher than 50% of US stocks

Dividend yield
3.8%

Higher than 75% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Norwood Financial Corp. (NWFL) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Norwood Financial Corp. has a market value of $368.2M and an enterprise value of $371.4M.

  • Revenue in the twelve months to 30 June 2026: $103.1M. The latest quarter grew 34.7% year on year.

  • Net income over the same four quarters: $28.8M, a 28.0% net margin.

  • Diluted earnings per share, trailing twelve months: $2.91.

  • Free cash flow in the twelve months to 30 June 2026: $30.0M.

  • Norwood Financial Corp. spent $13K on share buybacks and $12.7M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 10.9M.

  • Trailing P/E: 11.6×; forward P/E: 8.8× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 3.80%, paying out 43% of earnings.

  • Norwood Financial Corp. employs 275 people — $375K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 23 Aug 2026

Data provided by Twelve Data

Peers

NWFL vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
NWFLNorwood Financial Corp.$368.2M
86
NECBNortheast Community Bancorp, Inc.$369.9M
62
TSBKTimberland Bancorp, Inc. (Washington)$367.6M
76
NEWTNewtekOne, Inc.$362.0M
43
BRBSBlue Ridge Bankshares, Inc. (Virginia)$356.2M
41
AVBHAvidbank Holdings, Inc.$352.4M
39
WSBFWaterstone Financial, Inc.$387.2M
90

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Norwood Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest NWFL news & analysis

Norwood Financial Corp. (NWFL) Could Be a Great Choice

Zacks Investment Research · 12 Aug 2026positive

Zacks Investment Research published an article considering whether Norwood Financial Corp. (NWFL) could be a great choice for dividend-seeking shareholders, framing it as a potential dividend stock while noting the challenge of finding strong dividend opportunities.

Why it matters — NWFL watchers would care because the article evaluates the company's appeal as a dividend-paying stock, a key consideration for investor interest in the company.

FAQ

Frequently asked questions about NWFL stock

What is the NWFL stock price forecast for 2026-2027?

The 2 Wall Street analysts covering Norwood Financial Corp. have a median 12-month price target of $37, with estimates ranging from $35 to $38. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is NWFL stock a buy right now?

Of the 2 analysts covering Norwood Financial Corp., 1 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Norwood Financial Corp. 86 out of 100 across roughly 4,600 US stocks as at 22 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank NWFL?

As at 22 Aug 2026, Norwood Financial Corp. ranks 86 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (99 of 100).

Will NWFL stock go up?

No one can know that. What the data says: the median 12-month target from 2 analysts implies +7.0% from the last close, and Ticker Nerd's factor model ranks Norwood Financial Corp. 86 out of 100 as at 22 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the NWFL stock forecast for 2030?

No analyst covering Norwood Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for NWFL are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $35 to $38 over the next 12 months.

How has NWFL stock performed over the past year?

Norwood Financial Corp. returned +38.8% over the 12 months to 24 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Norwood Financial Corp. do?

Norwood Financial Corp is a financial holding company that operates primarily through its subsidiary, Wayne Bank. It serves as a vital player in the banking sector, focusing on providing a comprehensive range of financial services to both individuals and businesses.

What is the latest news on NWFL?

The most recent item we track (Zacks Investment Research, 12 Aug 2026): "Norwood Financial Corp. (NWFL) Could Be a Great Choice". Zacks Investment Research published an article considering whether Norwood Financial Corp. (NWFL) could be a great choice for dividend-seeking shareholders, framing it as a potential dividend stock while noting the challenge of finding strong dividend opportunities.

Company

About Norwood Financial Corp.

Norwood Financial Corp is a financial holding company that operates primarily through its subsidiary, Wayne Bank. It serves as a vital player in the banking sector, focusing on providing a comprehensive range of financial services to both individuals and businesses. Its offerings include personal banking services such as savings and checking accounts, mortgage and consumer loans, as well as business banking solutions like commercial lending and cash management. Norwood Financial Corp has carved a niche in community banking, known for its customer-centric approach and strong community ties. The company plays a significant role in the financial markets of the regions it serves by driving local economic growth through its lending activities and financial support services. Established in the mid-1800s, Norwood Financial Corp is headquartered in Honesdale, Pennsylvania, and has built a robust presence in northeastern Pennsylvania and the surrounding areas, contributing to the stability and development of these localities. Its focus on traditional banking principles and community engagement solidifies its place in the regional financial landscape.

CEO Mr. James O. Donnelly · 275 employees · United States · https://wayne.bank