The 2 Wall Street analysts covering Norwood Financial Corp. hold a median 12-month price target of $37 — -0.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 74 of 100 as at 4 Nov 2026 — in the upper half. The factors read stronger than the Street's target implies. That gap is the story on this page.
Consensus tells you what everyone already believes. The model scores Norwood Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Growth (99): Sales and profits are climbing, and climbing faster than before.
Accruals (15): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on NWFL, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits −0.2% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 23 July 2026 | Stephens & Co. | Maintains | Equal-Weight | $34 → $35 |
| 23 July 2026 | Stephens & Co. | Maintains | Equal-Weight | — |
| 11 Feb 2026 | Stephens & Co. | Maintains | Equal-Weight | $28 → $33 |
| 11 Feb 2026 | Stephens & Co. | Maintains | Equal-Weight | — |
| 8 July 2025 | Stephens & Co. | Reiterates | Equal-Weight | — |
| 21 Apr 2025 | Stephens & Co. | Reiterates | Equal-Weight | — |
| 8 Jan 2025 | Piper Sandler | Initiates | Neutral | — |
| 2 Jan 2025 | Janney Montgomery Scott | Initiates | Buy | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
NWFL appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 4 Nov 2026, Norwood Financial Corp. returned +44.9% against +14.8% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 50% of US stocks
Cheaper than 32% of US stocks
Cheaper than 57% of US stocks
Higher than 78% of US stocks
Higher than 72% of US stocks
Higher than 97% of US stocks
Higher than 89% of US stocks
Higher than 69% of US stocks
Higher than 52% of US stocks
Higher than 89% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Norwood Financial Corp. has a market value of $399.4M and an enterprise value of $443.6M.
Revenue in the twelve months to 30 June 2026: $103.1M. The latest quarter grew 31.4% year on year.
Net income over the same four quarters: $28.8M, a 28.0% net margin.
Diluted earnings per share, trailing twelve months: $2.91.
Free cash flow in the twelve months to 30 June 2026: $30.0M.
Norwood Financial Corp. spent $13K on share buybacks and $12.7M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 13.1×; forward P/E: 9.4× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 3.50%, paying out 44% of earnings.
Norwood Financial Corp. employs 315 people — $327K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Norwood Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
The excerpt provides only the title of Norwood Financial Corp.’s Q3 2026 earnings call transcript and no details about the call.
Why it matters — NWFL watchers are alerted to the availability of a Q3 2026 earnings call transcript, but the excerpt contains no information about the company’s results or outlook.
Norwood Financial reported record third-quarter earnings and net interest income, citing benefits from its Presence Bank acquisition, an expanded net interest margin, and reduced exposure related to a previously disclosed borrower bankruptcy.
Why it matters — NWFL watchers may note the record results and the stated factors behind them, including acquisition benefits and reduced borrower-related exposure.
Zacks Investment Research highlights Norwood Financial’s Q3 results for the quarter ended September 2026, noting that key metrics can be compared with Wall Street estimates and year-ago values. The excerpt does not provide specific results or comparisons.
Why it matters — NWFL watchers may find those comparisons useful for assessing quarterly performance, though the excerpt gives no metric details.
Norwood Financial Corp. reported quarterly earnings of $1.08 per share, above the Zacks Consensus Estimate of $0.95. Earnings were $0.94 per share a year earlier.
Why it matters — The reported earnings exceeded the consensus estimate and were higher than the year-ago figure.
Norwood Financial Corp. announced third-quarter financial results, reporting record net income of $11.8 million and record net interest income of $28.0 million.
Why it matters — The reported records provide NWFL watchers with key measures of the company’s quarterly earnings and interest income.
The 2 Wall Street analysts covering Norwood Financial Corp. have a median 12-month price target of $37, with estimates ranging from $35 to $38. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 2 analysts covering Norwood Financial Corp., 1 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Norwood Financial Corp. 74 out of 100 across roughly 4,600 US stocks as at 4 Nov 2026. None of this is personal advice — it does not consider your circumstances.
As at 4 Nov 2026, Norwood Financial Corp. ranks 74 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (99 of 100).
No one can know that. What the data says: the median 12-month target from 2 analysts implies -0.2% from the last close, and Ticker Nerd's factor model ranks Norwood Financial Corp. 74 out of 100 as at 4 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Norwood Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for NWFL are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $35 to $38 over the next 12 months.
Norwood Financial Corp. returned +44.9% over the 12 months to 4 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.
Norwood Financial Corp. is a bank holding company centered on Wayne Bank, providing a broad range of community banking and financial services in the United States.
The most recent item we track (Seeking Alpha, 27 Oct 2026): "Norwood Financial Corp. (NWFL) Q3 2026 Earnings Call Transcript". The excerpt provides only the title of Norwood Financial Corp.’s Q3 2026 earnings call transcript and no details about the call.
Norwood Financial Corp. is a bank holding company centered on Wayne Bank, providing a broad range of community banking and financial services in the United States. Norwood Financial Corp. serves individual customers, businesses, nonprofit organizations, and municipalities with deposit accounts, personal and commercial lending, mortgage and construction financing, and cash management solutions. Its offerings also include trust and investment services, wealth management, real estate settlement services, and insurance-related activities, positioning the company as a diversified regional financial services provider. Through its community-focused banking model, Norwood Financial Corp. supports everyday banking needs as well as specialized credit and advisory services across the markets it serves.
CEO Mr. James O. Donnelly · 315 employees · United States · https://wayne.bank
