CINFCINFFinancial Services · Insurance - Property & Casualty

CINF Stock Forecast: Cincinnati Financial Corp. Price Predictions for 2026-2027

Last close, 4 Nov 2026
$190
+3.33% on the day

The 8 Wall Street analysts covering Cincinnati Financial Corp. hold a median 12-month price target of $186 — -2.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 75 of 100 as at 4 Nov 2026 — inside the top quartile. The factors read stronger than the Street's target implies. That gap is the story on this page.

Market cap
$28.3B
Ticker Nerd rank
75/ 100
Median analyst target
$186
Analysts covering
8
Revenue$2.9B+11.6% y/y
Net income$274.0M
Free cash flow$654.0M
Quarterly, 7 quarters to 31 Mar 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+6.2%
1M
+17.6%
YTD
+18.6%
1Y
+23.7%
From 52W high
−0.3%
From 52W low
+25.3%
$152
$191
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

CINF stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Cincinnati Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 4 Nov 2026
75/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
86
Revisions
82
Issuance
80
Volatility
79
Quality
74
Momentum
74
Value
40
Accruals
28
Size
7

Growth (86): Sales and profits are climbing, and climbing faster than before.

Accruals (28): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Size (7): Larger than most of the companies we track — more scrutinised, less often mispriced.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

CINF stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on CINF, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$150$160$170$180$190$200$210Jan 26Apr 26Jul 26Oct 26CINFHigh $204Median $186Low $171

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says8 analysts
2 Buy6 Hold0 Sell
Low $171Median $186High $204

The green dot is the last close — the median target sits −2.3% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 3 moved their price target up and 3 moved it down.

DateFirmActionRatingTarget
12 Oct 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$190 → $171
5 Aug 2026Keefe, Bruyette & WoodsMaintainsMarket Perform$201 → $190
5 Aug 2026Keefe, Bruyette & WoodsMaintainsMarket Perform—
30 July 2026B of A SecuritiesDowngradeNeutral$197 → $193
30 July 2026B of A SecuritiesDowngradeNeutral—
28 July 2026Roth CapitalMaintainsBuy$190 → $200
28 July 2026Roth CapitalMaintainsBuy—
15 July 2026Piper SandlerMaintainsNeutral$175 → $197
15 July 2026Piper SandlerMaintainsNeutral—
8 July 2026Keefe, Bruyette & WoodsDowngradeMarket Perform$191 → $201
8 July 2026Keefe, Bruyette & WoodsDowngradeMarket Perform—
26 May 2026Piper SandlerMaintainsNeutral—
29 Apr 2026Keefe, Bruyette & WoodsMaintainsOutperform—
28 Apr 2026Roth CapitalMaintainsBuy—
14 Apr 2026B of A SecuritiesMaintainsBuy—
7 Apr 2026Keefe, Bruyette & WoodsMaintainsOutperform—
6 Jan 2026Keefe, Bruyette & WoodsMaintainsOutperform—
22 Dec 2025Piper SandlerMaintainsNeutral—
4 Nov 2025Keefe, Bruyette & WoodsMaintainsOutperform—
28 Oct 2025B of A SecuritiesMaintainsBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

CINF appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

CINF vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 4 Nov 2026, Cincinnati Financial Corp. returned +23.7% against +14.8% for the S&P 500, dividends included.

CINF vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130Jan 26Apr 26Jul 26Oct 26CINFS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

CINF analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingThis fiscal year
EPS revision, 90 days
+10.2%
Analysts raising
2
Analysts cutting
0
Fundamentals

Cincinnati Financial Corp. (CINF) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
10.8×

Cheaper than 56% of US stocks

Price / sales
2.1×

Cheaper than 50% of US stocks

Price / book
1.8×

Cheaper than 47% of US stocks

EV / EBITDA
7.9×

Cheaper than 45% of US stocks

Growth & margins
Revenue growth (YoY)
−18.2%

Higher than 12% of US stocks

Earnings growth (YoY)
−59.1%

Higher than 9% of US stocks

Gross margin
—
Operating margin
18.5%

Higher than 77% of US stocks

Net margin
20.1%

Higher than 82% of US stocks

Returns & dividend
Return on equity
16.9%

Higher than 77% of US stocks

Return on assets
5.0%

Higher than 76% of US stocks

Dividend yield
2.0%

Higher than 79% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Cincinnati Financial Corp. (CINF) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Cincinnati Financial Corp. has a market value of $28.3B and an enterprise value of $27.7B.

  • Revenue in the twelve months to 31 Mar 2026: $12.9B. The latest quarter shrank 18.2% year on year.

  • Net income over the same four quarters: $2.8B, a 21.3% net margin.

  • Diluted earnings per share, trailing twelve months: $17.49.

  • Free cash flow in the twelve months to 31 Mar 2026: $3.4B, after $19.0M of capital spending.

  • Cincinnati Financial Corp. spent $342.0M on share buybacks and $533.0M on dividends in the twelve months to 31 Mar 2026.

  • Shares outstanding: 153.5M.

  • Trailing P/E: 10.8×; forward P/E: 20.1× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.04%, paying out 22% of earnings.

  • Cincinnati Financial Corp. employs 5,705 people — $2.3M of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 31 Mar 2026 · market figures as at 5 Nov 2026

Data provided by Twelve Data

Peers

CINF vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelInsurance - Property & Casualty
CompanyMarket capTKN rank
CINFCincinnati Financial Corp.$28.3B75
WRBW.R. Berkley Corp.$28.6B54
MKLMarkel Group, Inc.$24.6B54
LLoews Corp.$23.0B45
AIZAssurant, Inc.$15.5B79
CNACNA Financial Corp.$13.0B63
ALLThe Allstate Corp.$68.0B93

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Cincinnati Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest CINF news & analysis

Are You Looking for a Top Momentum Pick? Why Cincinnati Financial (CINF) is a Great Choice

Zacks Investment Research · 2 Nov 2026neutral

Zacks Investment Research asks whether Cincinnati Financial (CINF) has the attributes of a top stock pick for momentum investors. The excerpt does not provide its findings.

Why it matters — CINF watchers may note that the item evaluates the company from a momentum-investing perspective, but the excerpt offers no conclusion.

Elon Musk Backs a $1.5 Trillion Self-Driving Claim. Could Insurance Dividends Be at Risk?

24/7 Wall Street · 30 Oct 2026negative

Elon Musk described a $1.5 trillion reduction in crash costs attributed to self-driving technology as credible. The excerpt says auto insurers have not priced in the potential implications for dividends retirees depend on.

Why it matters — CINF watchers may consider the claim’s potential implications for auto insurers and dividend income, though the excerpt provides no company-specific details.

Cincinnati Financial Corporation (CINF) Q3 2026 Earnings Call Transcript

Seeking Alpha · 27 Oct 2026neutral

Cincinnati Financial Corporation held its Q3 2026 earnings call on October 27, 2026. The excerpt lists company representatives and participating analysts but provides no discussion of results or outlook.

Why it matters — The transcript identifies the participants and timing of the call, but the supplied excerpt contains no financial or operating details for CINF watchers to assess.

What Cincinnati Financial (CINF) Said on Its Q3 Earnings Call

MarketBeat · 27 Oct 2026neutral

Cincinnati Financial reported third-quarter 2026 net income of $459 million and non-GAAP operating income of $443 million. Higher catastrophe losses weighed on underwriting results, while investment income increased.

Why it matters — The results show how catastrophe losses and investment income affected CINF’s quarterly performance.

CINF Q3 Earnings Beat Estimates on Premium Growth, Investment Income

Zacks Investment Research · 27 Oct 2026positive

Cincinnati Financial’s Q3 earnings beat estimates by 43.7%, supported by premium growth and investment income. Higher catastrophe losses and expenses were offsets.

Why it matters — CINF watchers may note the earnings beat and its stated drivers alongside the higher catastrophe losses and expenses.

FAQ

Frequently asked questions about CINF stock

What is the CINF stock price forecast for 2026-2027?

The 8 Wall Street analysts covering Cincinnati Financial Corp. have a median 12-month price target of $186, with estimates ranging from $171 to $204. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is CINF stock a buy right now?

Of the 8 analysts covering Cincinnati Financial Corp., 2 rate it a Buy, 6 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Cincinnati Financial Corp. 75 out of 100 across roughly 4,600 US stocks as at 4 Nov 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank CINF?

As at 4 Nov 2026, Cincinnati Financial Corp. ranks 75 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (86 of 100).

Will CINF stock go up?

No one can know that. What the data says: the median 12-month target from 8 analysts implies -2.3% from the last close, and Ticker Nerd's factor model ranks Cincinnati Financial Corp. 75 out of 100 as at 4 Nov 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the CINF stock forecast for 2030?

No analyst covering Cincinnati Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CINF are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $171 to $204 over the next 12 months.

How has CINF stock performed over the past year?

Cincinnati Financial Corp. returned +23.7% over the 12 months to 4 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Cincinnati Financial Corp. do?

Cincinnati Financial Corporation is a property and casualty insurance holding company that provides commercial, personal, excess and surplus, and life insurance products through its operating businesses. Cincinnati Financial Corporation serves policyholders, independent agents, and businesses with coverage designed for commercial property, liability, auto, workers’ compensation, homeowners, and specialty risks.

What is the latest news on CINF?

The most recent item we track (Zacks Investment Research, 2 Nov 2026): "Are You Looking for a Top Momentum Pick? Why Cincinnati Financial (CINF) is a Great Choice". Zacks Investment Research asks whether Cincinnati Financial (CINF) has the attributes of a top stock pick for momentum investors. The excerpt does not provide its findings.

Company

About Cincinnati Financial Corp.

Cincinnati Financial Corporation is a property and casualty insurance holding company that provides commercial, personal, excess and surplus, and life insurance products through its operating businesses. Cincinnati Financial Corporation serves policyholders, independent agents, and businesses with coverage designed for commercial property, liability, auto, workers’ compensation, homeowners, and specialty risks. Its business also includes investment activities that support insurance operations and contribute to overall financial strength. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments, giving it a diversified role within the insurance market. Cincinnati Financial Corporation is recognized for its focus on insurance underwriting, risk management, and long-term client relationships across the United States.

CEO Mr. Stephen Michael Spray · 5,705 employees · United States · https://www.cinfin.com