CPFCPFFinancial Services · Banks - Regional

CPF Stock Forecast: Central Pacific Financial Corp. Price Predictions for 2026-2027

Last close, 11 Sept 2026
$38
+0.21% on the day

The 4 Wall Street analysts covering Central Pacific Financial Corp. hold a median 12-month price target of $43 — +13.7% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 90 of 100 as at 12 Sept 2026 — among the strongest tenth. Here, the model and the Street point the same way.

Market cap
$974.0M
Ticker Nerd rank
90 / 100
Median analyst target
$43
Analysts covering
4
Revenue$76.3M+6.7% y/y
Net income$20.8M
Free cash flow$41.0M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.1%
1M
−1.4%
YTD
+24.5%
1Y
+26.6%
From 52W high
−4.7%
From 52W low
+41.9%
$27
$40
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

CPF stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Central Pacific Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 12 Sept 2026
90 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
93
Momentum
88
Growth
85
Revisions
74
Quality
68
Value
53
Volatility
49
Size
45
Accruals
44

Issuance (93): The share count has been shrinking and the company is not leaning on new borrowing.

Accruals (44): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

CPF stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on CPF, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$25$30$35$40$45Oct 25Jan 26Apr 26Jul 26CPFHigh $44Median $43Low $42

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says4 analysts
2 Buy2 Hold0 Sell
Low $42Median $43High $44

The green dot is the last close — the median target sits +13.7% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
27 July 2026Evercore ISI GroupMaintainsMarket Perform
9 July 2026BenchmarkInitiatesBuy
9 July 2026BenchmarkInitiatesBuy$44
9 Apr 2026Keefe, Bruyette & WoodsMaintainsMarket Perform
2 Apr 2026Piper SandlerMaintainsOverweight
2 Feb 2026Keefe, Bruyette & WoodsMaintainsMarket Perform
8 Oct 2025Keefe, Bruyette & WoodsInitiatesMarket Perform
21 Aug 2025Piper SandlerAssumesOverweight$35
1 Aug 2024Piper SandlerMaintainsOverweight
1 Feb 2024Piper SandlerMaintainsOverweight
6 Oct 2022Raymond JamesDowngradeMarket Perform
7 July 2022Raymond JamesMaintainsOutperform
27 Jan 2022Raymond JamesMaintainsOutperform
11 Mar 2021Raymond JamesUpgradeOutperform
28 Jan 2021Piper SandlerUpgradeOverweight
1 Oct 2020Piper SandlerMaintainsNeutral
23 Apr 2020Compass PointUpgradeBuy
25 July 2019Compass PointDowngradeNeutral
26 Jan 2017Compass PointUpgradeBuy
28 Oct 2016Compass PointUpgradeBuy

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. CPF appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

CPF vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 11 Sept 2026, Central Pacific Financial Corp. returned +26.6% against +17.5% for the S&P 500, dividends included.

CPF vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130Oct 25Jan 26Apr 26Jul 26CPFS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

CPF analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+0.2%
Analysts raising
2
Analysts cutting
1
Fundamentals

Central Pacific Financial Corp. (CPF) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.2×

Cheaper than 53% of US stocks

Price / sales
3.4×

Cheaper than 37% of US stocks

Price / book
1.6×

Cheaper than 52% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
7.7%

Higher than 46% of US stocks

Earnings growth (YoY)
14.0%

Higher than 52% of US stocks

Gross margin
Operating margin
36.8%

Higher than 90% of US stocks

Net margin
28.8%

Higher than 88% of US stocks

Returns & dividend
Return on equity
14.2%

Higher than 73% of US stocks

Return on assets
1.1%

Higher than 51% of US stocks

Dividend yield
3.2%

Higher than 67% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Central Pacific Financial Corp. (CPF) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Central Pacific Financial Corp. has a market value of $974.0M and an enterprise value of $686.1M.

  • Revenue in the twelve months to 30 June 2026: $297.5M. The latest quarter grew 7.7% year on year.

  • Net income over the same four quarters: $83.0M, a 27.9% net margin.

  • Diluted earnings per share, trailing twelve months: $3.12.

  • Free cash flow in the twelve months to 30 June 2026: $97.9M.

  • Central Pacific Financial Corp. spent $41.1M on share buybacks and $29.9M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 25.8M.

  • Trailing P/E: 12.2×; forward P/E: 10.6× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 3.17%, paying out 36% of earnings.

  • Central Pacific Financial Corp. employs 722 people $412K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 13 Sept 2026

Data provided by Twelve Data

Peers

CPF vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
CPFCentral Pacific Financial Corp.$974.0M
90
HBNCHorizon Bancorp, Inc. (Indiana)$1.0B
42
CCNECNB Financial Corp. (Pennsylvania)$1.0B
76
MCBSMetroCity Bankshares, Inc.$1.0B
64
BFSTBusiness First Bancshares, Inc.$1.0B
71
TRSTTrustCo Bank Corp. NY$1.0B
58
CACCamden National Corp. (Maine)$980.5M
88

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Central Pacific Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest CPF news & analysis

Central Pacific Financial (CPF) is a Top Dividend Stock Right Now: Should You Buy?

Zacks Investment Research · 29 July 2026positive

Zacks Investment Research highlighted Central Pacific Financial (CPF) as a top dividend stock, questioning whether it meets the criteria for a strong dividend investment.

Why it matters — The article signals that CPF is being recognized for its dividend profile, which could factor into income-focused investors' assessments of the stock.

Central Pacific Financial Corp. (CPF) Q2 2026 Earnings Call Transcript

Seeking Alpha · 24 July 2026neutral

Central Pacific Financial Corp. held its Q2 2026 earnings call, and the transcript was published on Seeking Alpha.

Why it matters — The earnings call transcript provides investors and analysts with direct insight into management's discussion of the company's second-quarter performance and outlook.

CPB Q2 Earnings Call Highlights

MarketBeat · 24 July 2026positive

Central Pacific Financial Corp. reported second-quarter 2026 net income of $20.8 million, or $0.80 per diluted share, driven by higher earning-asset balances and yields, stable funding costs, and a modest expansion in net interest margin.

Why it matters — The quarterly results reflect the Hawaii-based bank's ability to grow earnings through improved asset yields and margin expansion amid stable funding conditions.

Central Pacific Financial (CPF) Q2 Earnings and Revenues Beat Estimates

Zacks Investment Research · 24 July 2026positive

Central Pacific Financial reported Q2 earnings of $0.80 per share, surpassing the Zacks Consensus Estimate of $0.78 per share and up from $0.67 per share a year earlier.

Why it matters — The earnings beat and year-over-year growth signal stronger-than-expected quarterly performance for CPF.

FAQ

Frequently asked questions about CPF stock

What is the CPF stock price forecast for 2026-2027?

The 4 Wall Street analysts covering Central Pacific Financial Corp. have a median 12-month price target of $43, with estimates ranging from $42 to $44. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is CPF stock a buy right now?

Of the 4 analysts covering Central Pacific Financial Corp., 2 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Central Pacific Financial Corp. 90 out of 100 across roughly 4,600 US stocks as at 12 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank CPF?

As at 12 Sept 2026, Central Pacific Financial Corp. ranks 90 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (93 of 100).

Will CPF stock go up?

No one can know that. What the data says: the median 12-month target from 4 analysts implies +13.7% from the last close, and Ticker Nerd's factor model ranks Central Pacific Financial Corp. 90 out of 100 as at 12 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the CPF stock forecast for 2030?

No analyst covering Central Pacific Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CPF are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $42 to $44 over the next 12 months.

How has CPF stock performed over the past year?

Central Pacific Financial Corp. returned +26.6% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Central Pacific Financial Corp. do?

Central Pacific Financial Corp. is a Hawaii-based bank holding company that serves as the parent of Central Pacific Bank.

What is the latest news on CPF?

The most recent item we track (Zacks Investment Research, 29 July 2026): "Central Pacific Financial (CPF) is a Top Dividend Stock Right Now: Should You Buy?". Zacks Investment Research highlighted Central Pacific Financial (CPF) as a top dividend stock, questioning whether it meets the criteria for a strong dividend investment.

Company

About Central Pacific Financial Corp.

Central Pacific Financial Corp. is a Hawaii-based bank holding company that serves as the parent of Central Pacific Bank. The company provides commercial banking services to businesses, professionals, and individuals across the United States, with offerings that include deposits, cash management, digital banking, lending, trust services, and retail brokerage. Its lending activities cover commercial, real estate, consumer, and residential mortgage needs, supporting everyday banking as well as broader business financing requirements. Central Pacific Financial Corp. also operates wealth management and personal banking services through its subsidiary, giving it a diversified role in the financial services market. Headquartered in Honolulu, Hawaii, the company focuses on relationship-based banking and serves customers through a regional branch network and supporting digital channels.

CEO Mr. Arnold D. Martines · 722 employees · United States · https://www.cpb.bank