TRSTTRSTFinancial Services · Banks - Regional

TRST Stock Forecast: TrustCo Bank Corp. NY Price Predictions for 2026-2027

Last close, 30 Oct 2026
$56
−1.07% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 63 of 100 as at 31 Oct 2026 — in the upper half.

Market cap
$958.0M
Ticker Nerd rank
63/ 100
Median analyst target
—
Analysts covering
1
Revenue$51.5M+10.5% y/y
Net income$17.0M
Free cash flow$25.5M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+1.0%
1M
+3.6%
YTD
+39.3%
1Y
+54.3%
From 52W high
−4.8%
From 52W low
+54.3%
$36
$59
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

TRST stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores TrustCo Bank Corp. NY on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 31 Oct 2026
63/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
99
Issuance
90
Growth
84
Volatility
81
Size
45
Accruals
42
Value
39
Quality
37
Revisions
25

Momentum (99): The shares have been drifting up relative to others.

Revisions (25): Analysts have, on balance, been cutting their forecasts.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

TRST stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on TRST, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$35$40$45$50$55$60Jan 26Apr 26Jul 26Oct 26TRST

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says1 analysts
0 Buy1 Hold0 Sell
Recent analyst actionsNewest first

Of the 8 most recent actions, 1 moved their price target up and 3 moved it down.

DateFirmActionRatingTarget
25 Jan 2023Piper SandlerDowngradeUnderweight$39 → $36
25 Jan 2021Piper SandlerDowngradeNeutral$8.00
28 Sept 2020Piper SandlerMaintainsOverweight$7.00 → $6.50
23 Apr 2020Piper SandlerUpgradeOverweight$5.50 → $6.50
7 Oct 2015Keefe Bruyette & WoodsUpgradeMarket Perform—
23 July 2015Keefe Bruyette & WoodsDowngradeUnderperform—
23 July 2015Keefe, Bruyette & WoodsDowngradeUnderperform$7.00 → $6.00
28 May 2014Sandler O'NeillDowngradeHold—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

TRST appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

TRST vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 30 Oct 2026, TrustCo Bank Corp. NY returned +54.3% against +12.4% for the S&P 500, dividends included.

TRST vs S&P 500, last 12 monthsTotal return, rebased to 100
100120140160Jan 26Apr 26Jul 26Oct 26TRSTS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

TRST analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

TrustCo Bank Corp. NY (TRST) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
15.0×

Cheaper than 46% of US stocks

Price / sales
4.8×

Cheaper than 24% of US stocks

Price / book
1.5×

Cheaper than 53% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
7.3%

Higher than 46% of US stocks

Earnings growth (YoY)
6.5%

Higher than 44% of US stocks

Gross margin
—
Operating margin
47.2%

Higher than 95% of US stocks

Net margin
33.4%

Higher than 91% of US stocks

Returns & dividend
Return on equity
10.0%

Higher than 63% of US stocks

Return on assets
1.0%

Higher than 50% of US stocks

Dividend yield
2.9%

Higher than 85% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

TrustCo Bank Corp. NY (TRST) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • TrustCo Bank Corp. NY has a market value of $958.0M and an enterprise value of $465.7M.

  • Revenue in the twelve months to 30 June 2026: $197.0M. The latest quarter grew 7.3% year on year.

  • Net income over the same four quarters: $65.1M, a 33.0% net margin.

  • Diluted earnings per share, trailing twelve months: $3.60.

  • Free cash flow in the twelve months to 30 June 2026: $59.8M.

  • TrustCo Bank Corp. NY spent $81.3M on share buybacks and $27.4M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 17.0M.

  • Trailing P/E: 15.0×; forward P/E: 19.6× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.85%, paying out 42% of earnings.

  • TrustCo Bank Corp. NY employs 740 people — $266K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 31 Oct 2026

Data provided by Twelve Data

Peers

TRST vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
TRSTTrustCo Bank Corp. NY$958.0M63
FMNBFarmers National Banc Corp.$927.8M40
NBBKNB Bancorp, Inc.$943.9M36
THFFFirst Financial Corp. (Indiana)$910.3M81
FCBCFirst Community Bancshares, Inc. (Virginia)$895.4M73
CPFCentral Pacific Financial Corp.$966.4M95
CACCamden National Corp. (Maine)$970.3M79

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own TrustCo Bank Corp. NY — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest TRST news & analysis

What TrustCo Bank Corp NY (TRST) Said on Its Q3 Earnings Call

MarketBeat · 22 Oct 2026positive

TrustCo Bank Corp. NY reported third-quarter 2026 net income of $17.3 million, up 6.5% from the prior-year period. Higher net interest income, loan growth and deposit growth supported results.

Why it matters — TRST watchers may note the year-over-year increase in earnings and the factors cited as supporting the quarter.

TrustCo Bank Corp NY (TRST) Q3 2026 Earnings Call Transcript

Seeking Alpha · 22 Oct 2026neutral

Seeking Alpha published a transcript of TrustCo Bank Corp. NY’s Q3 2026 earnings call; no details from the call are provided in the excerpt.

Why it matters — The transcript is a source for TRST watchers seeking management’s Q3 2026 commentary, but the supplied text contains no specifics about results or outlook.

TrustCo's Positive Momentum Yields 6.5% Net Income Increase; $17.3 Million for Third Quarter of 2026

GlobeNewsWire · 21 Oct 2026positive

TrustCo Bank Corp. NY reported third-quarter 2026 net income of $17.3 million, up 6.5% from a year earlier, with diluted earnings per share rising 18.6% to $1.02. Net interest income, net interest margin, average loans, and average deposits also increased year over year.

Why it matters — The results highlight growth in earnings and core lending and deposit measures, alongside a higher dividend and ongoing share repurchases.

TrustCo Announces Addition of Patricia Fusco and Bryan L. Guentner to Board of Directors

GlobeNewsWire · 16 Sept 2026neutral

TrustCo Bank Corp NY announced on September 15, 2026 that its Board of Directors elected Patricia Kieper-Fusco and Bryan L. Guentner to the Company's Board, effective immediately. The pair was also elected to the board of directors of Trustco Bank, the Company's wholly-owned subsidiary.

Why it matters — New board members bring fresh governance input to both the parent company and its subsidiary, which TRST watchers may follow for leadership and oversight developments.

FAQ

Frequently asked questions about TRST stock

Is TRST stock a buy right now?

Of the 1 analysts covering TrustCo Bank Corp. NY, 0 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks TrustCo Bank Corp. NY 63 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank TRST?

As at 31 Oct 2026, TrustCo Bank Corp. NY ranks 63 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (99 of 100).

What is the TRST stock forecast for 2030?

No analyst covering TrustCo Bank Corp. NY publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for TRST are extrapolating price history, which says nothing about the business.

How has TRST stock performed over the past year?

TrustCo Bank Corp. NY returned +54.3% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does TrustCo Bank Corp. NY do?

TrustCo Bank Corp. NY is a savings and loan holding company that operates through Trustco Bank, a community banking subsidiary serving individuals, families, and businesses.

What is the latest news on TRST?

The most recent item we track (MarketBeat, 22 Oct 2026): "What TrustCo Bank Corp NY (TRST) Said on Its Q3 Earnings Call". TrustCo Bank Corp. NY reported third-quarter 2026 net income of $17.3 million, up 6.5% from the prior-year period. Higher net interest income, loan growth and deposit growth supported results.

Company

About TrustCo Bank Corp. NY.

TrustCo Bank Corp. NY is a savings and loan holding company that operates through Trustco Bank, a community banking subsidiary serving individuals, families, and businesses. TrustCo Bank offers a broad range of deposit products, including checking, savings, retirement, time deposit, and money market accounts, along with credit cards and online banking services. Its lending activities include residential and commercial mortgages, home equity lines of credit, installment loans, auto loans, and other commercial lending solutions. The company also provides trust, estate administration, retirement planning, asset and wealth management, custodial services, and related financial advice. In addition, it manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. TrustCo Bank Corp. NY is headquartered in Glenville, New York, and serves customers across multiple Northeastern and Mid-Atlantic markets through its banking and financial services operations.

CEO Mr. Robert Joseph McCormick · 740 employees · United States · https://www.trustcobank.com