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TRST Stock Forecast: TrustCo Bank Corp. NY Price Predictions for 2026-2027

Last close, 11 Sept 2026
$58
+0.09% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 58 of 100 as at 12 Sept 2026 — in the upper half.

Market cap
$995.7M
Ticker Nerd rank
58 / 100
Median analyst target
—
Analysts covering
1
Revenue$51.5M+10.5% y/y
Net income$17.0M
Free cash flow$25.5M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+2.2%
1M
+5.2%
YTD
+44.7%
1Y
+50.7%
From 52W high
0.0%
From 52W low
+74.2%
$34
$58
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

TRST stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores TrustCo Bank Corp. NY on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 12 Sept 2026
58 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
100
Growth
84
Volatility
82
Issuance
80
Size
44
Accruals
40
Quality
36
Value
30
Revisions
25

Momentum (100): The shares have been drifting up relative to others.

Revisions (25): Analysts have, on balance, been cutting their forecasts.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

TRST stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on TRST, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$35$40$45$50$55$60Oct 25Jan 26Apr 26Jul 26TRST

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says1 analysts
0 Buy1 Hold0 Sell
Recent analyst actionsNewest first

Of the 8 most recent actions, 1 moved their price target up and 3 moved it down.

DateFirmActionRatingTarget
25 Jan 2023Piper SandlerDowngradeUnderweight$39 → $36
25 Jan 2021Piper SandlerDowngradeNeutral$8.00
28 Sept 2020Piper SandlerMaintainsOverweight$7.00 → $6.50
23 Apr 2020Piper SandlerUpgradeOverweight$5.50 → $6.50
7 Oct 2015Keefe Bruyette & WoodsUpgradeMarket Perform—
23 July 2015Keefe Bruyette & WoodsDowngradeUnderperform—
23 July 2015Keefe, Bruyette & WoodsDowngradeUnderperform$7.00 → $6.00
28 May 2014Sandler O'NeillDowngradeHold—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. TRST appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

TRST vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 11 Sept 2026, TrustCo Bank Corp. NY returned +50.7% against +17.5% for the S&P 500, dividends included.

TRST vs S&P 500, last 12 monthsTotal return, rebased to 100
80100120140160Oct 25Jan 26Apr 26Jul 26TRSTS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

TRST analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

TrustCo Bank Corp. NY (TRST) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
16.2×

Cheaper than 44% of US stocks

Price / sales
5.1×

Cheaper than 24% of US stocks

Price / book
1.5×

Cheaper than 55% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
10.7%

Higher than 54% of US stocks

Earnings growth (YoY)
12.8%

Higher than 51% of US stocks

Gross margin
—
Operating margin
46.7%

Higher than 95% of US stocks

Net margin
33.4%

Higher than 92% of US stocks

Returns & dividend
Return on equity
9.6%

Higher than 63% of US stocks

Return on assets
1.0%

Higher than 49% of US stocks

Dividend yield
2.7%

Higher than 59% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

TrustCo Bank Corp. NY (TRST) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • TrustCo Bank Corp. NY has a market value of $995.7M and an enterprise value of $443.4M.

  • Revenue in the twelve months to 30 June 2026: $197.0M. The latest quarter grew 10.7% year on year.

  • Net income over the same four quarters: $65.1M, a 33.0% net margin.

  • Diluted earnings per share, trailing twelve months: $3.60.

  • Free cash flow in the twelve months to 30 June 2026: $59.8M.

  • TrustCo Bank Corp. NY spent $81.3M on share buybacks and $27.4M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 17.0M.

  • Trailing P/E: 16.2×; forward P/E: 20.4× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.73%, paying out 42% of earnings.

  • TrustCo Bank Corp. NY employs 742 people — $266K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 14 Sept 2026

Data provided by Twelve Data

Peers

TRST vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
TRSTTrustCo Bank Corp. NY$995.7M
58
BFSTBusiness First Bancshares, Inc.$1.0B
71
MCBSMetroCity Bankshares, Inc.$1.0B
64
CCNECNB Financial Corp. (Pennsylvania)$1.0B
76
EQBKEquity Bancshares, Inc.$1.1B
32
HBNCHorizon Bancorp, Inc. (Indiana)$1.0B
42
CPFCentral Pacific Financial Corp.$1.0B
90

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own TrustCo Bank Corp. NY — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest TRST news & analysis

TrustCo Increases Dividend 5.3%: Long-Term Commitment to Payouts Supported by Solid Earnings and Strong Capital Position More Great News For Our Shareholders

GlobeNewsWire · 18 Aug 2026positive

On August 18, 2026, TrustCo Bank Corp NY's Board of Directors declared an increased quarterly cash dividend of $0.40 per share, or $1.60 per share annualized, representing a 5.3% increase over the prior amount. The dividend is payable October 1, 2026 to shareholders of record on September 4, 2026.

Why it matters — A TrustCo watcher would care because the company has raised its shareholder dividend by 5.3%, reflecting a continued commitment to payouts supported by its earnings and capital position.

FAQ

Frequently asked questions about TRST stock

Is TRST stock a buy right now?

Of the 1 analysts covering TrustCo Bank Corp. NY, 0 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks TrustCo Bank Corp. NY 58 out of 100 across roughly 4,600 US stocks as at 12 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank TRST?

As at 12 Sept 2026, TrustCo Bank Corp. NY ranks 58 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (100 of 100).

What is the TRST stock forecast for 2030?

No analyst covering TrustCo Bank Corp. NY publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for TRST are extrapolating price history, which says nothing about the business.

How has TRST stock performed over the past year?

TrustCo Bank Corp. NY returned +50.7% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does TrustCo Bank Corp. NY do?

TrustCo Bank Corp. NY is a savings and loan holding company that operates through Trustco Bank, a community banking subsidiary serving individuals, families, and businesses.

What is the latest news on TRST?

The most recent item we track (GlobeNewsWire, 18 Aug 2026): "TrustCo Increases Dividend 5.3%: Long-Term Commitment to Payouts Supported by Solid Earnings and Strong Capital Position More Great News For Our Shareholders". On August 18, 2026, TrustCo Bank Corp NY's Board of Directors declared an increased quarterly cash dividend of $0.40 per share, or $1.60 per share annualized, representing a 5.3% increase over the prior amount. The dividend is payable October 1, 2026 to shareholders of record on September 4, 2026.

Company

About TrustCo Bank Corp. NY.

TrustCo Bank Corp. NY is a savings and loan holding company that operates through Trustco Bank, a community banking subsidiary serving individuals, families, and businesses. TrustCo Bank offers a broad range of deposit products, including checking, savings, retirement, time deposit, and money market accounts, along with credit cards and online banking services. Its lending activities include residential and commercial mortgages, home equity lines of credit, installment loans, auto loans, and other commercial lending solutions. The company also provides trust, estate administration, retirement planning, asset and wealth management, custodial services, and related financial advice. In addition, it manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. TrustCo Bank Corp. NY is headquartered in Glenville, New York, and serves customers across multiple Northeastern and Mid-Atlantic markets through its banking and financial services operations.

CEO Mr. Robert Joseph McCormick · 742 employees · United States · https://www.trustcobank.com