TRSTFinancial Services · Banks - RegionalTicker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 63 of 100 as at 31 Oct 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores TrustCo Bank Corp. NY on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Momentum (99): The shares have been drifting up relative to others.
Revisions (25): Analysts have, on balance, been cutting their forecasts.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on TRST, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
Of the 8 most recent actions, 1 moved their price target up and 3 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 25 Jan 2023 | Piper Sandler | Downgrade | Underweight | $39 → $36 |
| 25 Jan 2021 | Piper Sandler | Downgrade | Neutral | $8.00 |
| 28 Sept 2020 | Piper Sandler | Maintains | Overweight | $7.00 → $6.50 |
| 23 Apr 2020 | Piper Sandler | Upgrade | Overweight | $5.50 → $6.50 |
| 7 Oct 2015 | Keefe Bruyette & Woods | Upgrade | Market Perform | — |
| 23 July 2015 | Keefe Bruyette & Woods | Downgrade | Underperform | — |
| 23 July 2015 | Keefe, Bruyette & Woods | Downgrade | Underperform | $7.00 → $6.00 |
| 28 May 2014 | Sandler O'Neill | Downgrade | Hold | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
TRST appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 30 Oct 2026, TrustCo Bank Corp. NY returned +54.3% against +12.4% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 46% of US stocks
Cheaper than 24% of US stocks
Cheaper than 53% of US stocks
Higher than 46% of US stocks
Higher than 44% of US stocks
Higher than 95% of US stocks
Higher than 91% of US stocks
Higher than 63% of US stocks
Higher than 50% of US stocks
Higher than 85% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
TrustCo Bank Corp. NY has a market value of $958.0M and an enterprise value of $465.7M.
Revenue in the twelve months to 30 June 2026: $197.0M. The latest quarter grew 7.3% year on year.
Net income over the same four quarters: $65.1M, a 33.0% net margin.
Diluted earnings per share, trailing twelve months: $3.60.
Free cash flow in the twelve months to 30 June 2026: $59.8M.
TrustCo Bank Corp. NY spent $81.3M on share buybacks and $27.4M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 15.0×; forward P/E: 19.6× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 2.85%, paying out 42% of earnings.
TrustCo Bank Corp. NY employs 740 people — $266K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| TRSTTrustCo Bank Corp. NY | $958.0M | 63 |
| FMNBFarmers National Banc Corp. | $927.8M | 40 |
| NBBKNB Bancorp, Inc. | $943.9M | 36 |
| THFFFirst Financial Corp. (Indiana) | $910.3M | 81 |
| FCBCFirst Community Bancshares, Inc. (Virginia) | $895.4M | 73 |
| CPFCentral Pacific Financial Corp. | $966.4M | 95 |
| CACCamden National Corp. (Maine) | $970.3M | 79 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own TrustCo Bank Corp. NY — and when they’d sell — is the membership. See the Ticker Nerd 20 →
TrustCo Bank Corp. NY reported third-quarter 2026 net income of $17.3 million, up 6.5% from the prior-year period. Higher net interest income, loan growth and deposit growth supported results.
Why it matters — TRST watchers may note the year-over-year increase in earnings and the factors cited as supporting the quarter.
Seeking Alpha published a transcript of TrustCo Bank Corp. NY’s Q3 2026 earnings call; no details from the call are provided in the excerpt.
Why it matters — The transcript is a source for TRST watchers seeking management’s Q3 2026 commentary, but the supplied text contains no specifics about results or outlook.
TrustCo Bank Corp. NY reported third-quarter 2026 net income of $17.3 million, up 6.5% from a year earlier, with diluted earnings per share rising 18.6% to $1.02. Net interest income, net interest margin, average loans, and average deposits also increased year over year.
Why it matters — The results highlight growth in earnings and core lending and deposit measures, alongside a higher dividend and ongoing share repurchases.
TrustCo Bank Corp. NY announced it will release third-quarter 2026 results after market close on October 21, 2026. A conference call to discuss the results is scheduled for 9:00 a.m. Eastern Time on October 22.
Why it matters — TRST watchers can note the scheduled dates for the company’s quarterly results and discussion call.
TrustCo Bank Corp NY announced on September 15, 2026 that its Board of Directors elected Patricia Kieper-Fusco and Bryan L. Guentner to the Company's Board, effective immediately. The pair was also elected to the board of directors of Trustco Bank, the Company's wholly-owned subsidiary.
Why it matters — New board members bring fresh governance input to both the parent company and its subsidiary, which TRST watchers may follow for leadership and oversight developments.
Of the 1 analysts covering TrustCo Bank Corp. NY, 0 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks TrustCo Bank Corp. NY 63 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 31 Oct 2026, TrustCo Bank Corp. NY ranks 63 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (99 of 100).
No analyst covering TrustCo Bank Corp. NY publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for TRST are extrapolating price history, which says nothing about the business.
TrustCo Bank Corp. NY returned +54.3% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
TrustCo Bank Corp. NY is a savings and loan holding company that operates through Trustco Bank, a community banking subsidiary serving individuals, families, and businesses.
The most recent item we track (MarketBeat, 22 Oct 2026): "What TrustCo Bank Corp NY (TRST) Said on Its Q3 Earnings Call". TrustCo Bank Corp. NY reported third-quarter 2026 net income of $17.3 million, up 6.5% from the prior-year period. Higher net interest income, loan growth and deposit growth supported results.
TrustCo Bank Corp. NY is a savings and loan holding company that operates through Trustco Bank, a community banking subsidiary serving individuals, families, and businesses. TrustCo Bank offers a broad range of deposit products, including checking, savings, retirement, time deposit, and money market accounts, along with credit cards and online banking services. Its lending activities include residential and commercial mortgages, home equity lines of credit, installment loans, auto loans, and other commercial lending solutions. The company also provides trust, estate administration, retirement planning, asset and wealth management, custodial services, and related financial advice. In addition, it manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. TrustCo Bank Corp. NY is headquartered in Glenville, New York, and serves customers across multiple Northeastern and Mid-Atlantic markets through its banking and financial services operations.
CEO Mr. Robert Joseph McCormick · 740 employees · United States · https://www.trustcobank.com
