CZNCFinancial Services · Banks - RegionalThe 1 Wall Street analysts covering Citizens & Northern Corp. hold a median 12-month price target of $27 — +3.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 57 of 100 as at 22 Aug 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores Citizens & Northern Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Volatility (94): The share price has been relatively steady.
Accruals (15): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on CZNC, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +3.8% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 29 Jan 2026 | Piper Sandler | Maintains | Neutral | $23 → $24 |
| 24 Oct 2025 | Piper Sandler | Maintains | Neutral | — |
| 27 June 2023 | Janney Montgomery Scott | Initiates | Neutral | — |
| 24 Apr 2023 | Piper Sandler | Maintains | Neutral | — |
| 17 Nov 2022 | Piper Sandler | Reinstates | Neutral | $26 |
| 27 Oct 2020 | Piper Sandler | Maintains | Overweight | — |
| 28 Sept 2020 | Piper Sandler | Upgrade | Overweight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. CZNC appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 24 Aug 2026, Citizens & Northern Corp. returned +33.5% against +19.6% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 43% of US stocks
Cheaper than 35% of US stocks
Cheaper than 63% of US stocks
Higher than 87% of US stocks
Higher than 87% of US stocks
Higher than 93% of US stocks
Higher than 82% of US stocks
Higher than 59% of US stocks
Higher than 48% of US stocks
Higher than 80% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Citizens & Northern Corp. has a market value of $460.9M and an enterprise value of $548.4M.
Revenue in the twelve months to 30 June 2026: $140.3M. The latest quarter grew 53.2% year on year.
Net income over the same four quarters: $25.3M, a 18.1% net margin.
Diluted earnings per share, trailing twelve months: $1.48.
Free cash flow in the twelve months to 30 June 2026: $44.8M.
Citizens & Northern Corp. spent $220K on share buybacks and $17.6M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 17.5×; forward P/E: 9.3× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 4.35%, paying out 76% of earnings.
Citizens & Northern Corp. employs 460 people — $305K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Citizens & Northern Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Citizens & Northern (CZNC) reported quarterly earnings of $0.79 per share, exceeding the Zacks Consensus Estimate of $0.63 per share. This compares to earnings of $0.40 per share a year ago.
Why it matters — CZNC watchers would note that the company's quarterly earnings came in well above analyst expectations and nearly doubled from the prior-year period.
The 1 Wall Street analysts covering Citizens & Northern Corp. have a median 12-month price target of $27, with estimates ranging from $27 to $27. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 1 analysts covering Citizens & Northern Corp., 0 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Citizens & Northern Corp. 57 out of 100 across roughly 4,600 US stocks as at 22 Aug 2026. None of this is personal advice — it does not consider your circumstances.
As at 22 Aug 2026, Citizens & Northern Corp. ranks 57 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Volatility (94 of 100).
No one can know that. What the data says: the median 12-month target from 1 analysts implies +3.8% from the last close, and Ticker Nerd's factor model ranks Citizens & Northern Corp. 57 out of 100 as at 22 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Citizens & Northern Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for CZNC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $27 to $27 over the next 12 months.
Citizens & Northern Corp. returned +33.5% over the 12 months to 24 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
Citizens & Northern Corporation is a bank holding company primarily engaged in offering a comprehensive suite of financial services through its subsidiary, Citizens & Northern Bank. The corporation’s primary function is to facilitate banking operations that include personal and business banking, wealth management, and lending solutions.
The most recent item we track (Zacks Investment Research, 7 Aug 2026): "Citizens & Northern (CZNC) Beats Q2 Earnings and Revenue Estimates". Citizens & Northern (CZNC) reported quarterly earnings of $0.79 per share, exceeding the Zacks Consensus Estimate of $0.63 per share. This compares to earnings of $0.40 per share a year ago.
Citizens & Northern Corporation is a bank holding company primarily engaged in offering a comprehensive suite of financial services through its subsidiary, Citizens & Northern Bank. The corporation’s primary function is to facilitate banking operations that include personal and business banking, wealth management, and lending solutions. Serving the communities in Pennsylvania and New York, it provides vital financial support to both retail and commercial customers. Key features of Citizens & Northern Corporation include personalized relationship banking, competitive interest rates, and a focus on customer-centric service delivery. By maintaining a robust local presence, the corporation plays a significant role in fostering regional economic development. Its services impact various sectors by providing necessary financial instruments for businesses to thrive and individuals to manage their finances effectively. Established in 1864, Citizens & Northern Corporation has maintained a significant presence in the financial market by embracing both traditional banking values and modern financial innovations.
CEO Mr. J. Bradley Scovill · 460 employees · United States · https://www.cnbankpa.com
