NPBFinancial Services · Banks - RegionalThe 3 Wall Street analysts covering Northpointe Bancshares, Inc. hold a median 12-month price target of $18 — +13.4% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 26 of 100 as at 31 Oct 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.
Consensus tells you what everyone already believes. The model scores Northpointe Bancshares, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Value (100): The shares cost little relative to the profits and assets behind them — which can mean the market is too gloomy, or that the business really is in trouble.
Volatility (6): The share price moves around a lot.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on NPB, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +13.4% from it.
Of the 13 most recent actions, 1 moved their price target up and 3 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 22 Oct 2026 | Piper Sandler | Maintains | Overweight | $20 → $20 |
| 9 Oct 2026 | Piper Sandler | Maintains | Overweight | $22 → $20 |
| 9 Oct 2026 | Piper Sandler | Maintains | Overweight | — |
| 23 July 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $22 → $21 |
| 23 July 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 2 July 2026 | Piper Sandler | Maintains | Overweight | $21 → $22 |
| 2 July 2026 | Piper Sandler | Maintains | Overweight | — |
| 22 Dec 2025 | Piper Sandler | Maintains | Overweight | — |
| 8 Oct 2025 | Piper Sandler | Maintains | Overweight | — |
| 28 Aug 2025 | Janney Montgomery Scott | Initiates | Neutral | — |
| 28 July 2025 | Piper Sandler | Maintains | Overweight | — |
| 11 Mar 2025 | Keefe, Bruyette & Woods | Initiates | Outperform | — |
| 11 Mar 2025 | Piper Sandler | Initiates | Overweight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
NPB appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 30 Oct 2026, Northpointe Bancshares, Inc. returned −0.2% against +12.4% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 63% of US stocks
Cheaper than 49% of US stocks
Cheaper than 74% of US stocks
Higher than 14% of US stocks
Higher than 14% of US stocks
Higher than 89% of US stocks
Higher than 91% of US stocks
Higher than 71% of US stocks
Higher than 51% of US stocks
Higher than 68% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Northpointe Bancshares, Inc. has a market value of $546.0M and an enterprise value of $1.6B.
Revenue in the twelve months to 30 June 2026: $257.2M. The latest quarter shrank 13.3% year on year.
Net income over the same four quarters: $89.7M, a 34.9% net margin.
Free cash flow in the twelve months to 30 June 2026: $101.8M.
Northpointe Bancshares, Inc. spent $77.3M on share buybacks and $8.1M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 7.4×; forward P/E: 6.3× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 0.76%, paying out 4% of earnings.
Northpointe Bancshares, Inc. employs 483 people — $533K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Northpointe Bancshares, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Northpointe agreed to sell its residential mortgage origination channels to CMG. Mortgage Purchase Program balances increased by $262.7 million from the prior quarter.
Why it matters — NPB watchers may want to note both the planned change to mortgage origination operations and the quarter-over-quarter growth in Mortgage Purchase Program balances.
Northpointe Bancshares announced that it completed a definitive agreement with CMG to sell its mortgage origination channels.
Why it matters — The agreement concerns NPB’s mortgage origination channels and is a corporate development for investors tracking the company.
Northpointe Bancshares announced that its Board of Directors authorized a new common stock repurchase program.
Why it matters — The authorization is a corporate action relevant to investors following Northpointe Bancshares.
Northpointe Bancshares held its Q3 2026 earnings call on October 21, 2026, with company executives and analysts participating. The excerpt provides the call’s opening and participant list but no discussion of results.
Why it matters — The transcript identifies the company’s quarterly call and its participants, but this excerpt does not include financial or operational details for NPB watchers to assess.
Northpointe Bancshares reported third-quarter net income of $13.9 million, or $0.39 per diluted share. The company also outlined a planned exit from its distributed retail and consumer direct mortgage origination channels under a non-binding letter of intent with CMG Financial and its affiliates.
Why it matters — The results and proposed mortgage-channel exit are relevant to watchers assessing NPB’s earnings and business plans.
The 3 Wall Street analysts covering Northpointe Bancshares, Inc. have a median 12-month price target of $18, with estimates ranging from $17 to $20. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 3 analysts covering Northpointe Bancshares, Inc., 2 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Northpointe Bancshares, Inc. 26 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 31 Oct 2026, Northpointe Bancshares, Inc. ranks 26 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Value (100 of 100).
No one can know that. What the data says: the median 12-month target from 3 analysts implies +13.4% from the last close, and Ticker Nerd's factor model ranks Northpointe Bancshares, Inc. 26 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Northpointe Bancshares, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for NPB are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $17 to $20 over the next 12 months.
Northpointe Bancshares, Inc. returned -0.2% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Northpointe Bancshares, Inc. is a bank holding company headquartered in Grand Rapids, Michigan.
The most recent item we track (The Motley Fool, 29 Oct 2026): "Northpointe: 3 Key Takeaways for Long-Term Investors". Northpointe agreed to sell its residential mortgage origination channels to CMG. Mortgage Purchase Program balances increased by $262.7 million from the prior quarter.
Northpointe Bancshares, Inc. is a bank holding company headquartered in Grand Rapids, Michigan. Northpointe Bancshares operates through Northpointe Bank and focuses on home loans and retail banking products for consumers and communities across the United States. Its current offerings include a nationwide mortgage purchase program, residential mortgage lending, digital deposit banking, and custodial deposit services. The bank also provides everyday deposit accounts such as savings, money market, and certificates of deposit, along with personal and business banking solutions. Northpointe Bancshares serves as a financial services platform centered on mortgage origination and deposit gathering, with an operating model that combines lending capabilities and retail banking relationships.
CEO Mr. Charles A. Williams · 483 employees · United States · https://www.northpointe.com
