COFSFinancial Services · Banks - RegionalThe 3 Wall Street analysts covering ChoiceOne Financial Services, Inc. hold a median 12-month price target of $38 — +14.4% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 83 of 100 as at 22 Aug 2026 — inside the top quartile. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores ChoiceOne Financial Services, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Growth (98): Sales and profits are climbing, and climbing faster than before.
Volatility (11): The share price moves around a lot.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on COFS, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +14.4% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 28 July 2026 | DA Davidson | Maintains | Buy | $36 → $38 |
| 27 Apr 2026 | DA Davidson | Maintains | Buy | $32 → $34 |
| 27 Apr 2026 | DA Davidson | Maintains | Buy | — |
| 3 Feb 2026 | DA Davidson | Maintains | Buy | — |
| 7 Jan 2026 | Hovde Group | Downgrade | Market Perform | — |
| 3 Mar 2025 | Janney Montgomery Scott | Upgrade | Buy | — |
| 27 Jan 2025 | DA Davidson | Maintains | Buy | — |
| 18 Oct 2024 | DA Davidson | Initiates | Buy | — |
| 27 Sept 2023 | Janney Montgomery Scott | Initiates | Neutral | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. COFS appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 24 Aug 2026, ChoiceOne Financial Services, Inc. returned +11.6% against +19.6% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 61% of US stocks
Cheaper than 43% of US stocks
Cheaper than 73% of US stocks
Higher than 23% of US stocks
Higher than 27% of US stocks
Higher than 93% of US stocks
Higher than 91% of US stocks
Higher than 68% of US stocks
Higher than 52% of US stocks
Higher than 71% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
ChoiceOne Financial Services, Inc. has a market value of $495.6M and an enterprise value of $749.8M.
Revenue in the twelve months to 31 Mar 2026: $173.0M. The latest quarter shrank 2.6% year on year.
Net income over the same four quarters: $55.8M, a 32.3% net margin.
Diluted earnings per share, trailing twelve months: $3.70.
Free cash flow in the twelve months to 31 Mar 2026: $33.7M, after $7.3M of capital spending.
ChoiceOne Financial Services, Inc. spent $17.1M on dividends in the twelve months to 31 Mar 2026.
Trailing P/E: 8.8×; forward P/E: 8.9× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 3.51%, paying out 30% of earnings.
ChoiceOne Financial Services, Inc. employs 577 people — $300K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own ChoiceOne Financial Services, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
ChoiceOne Financial Services (COFS) has been upgraded to a Zacks Rank #2 (Buy) due to growing optimism about its earnings prospects.
Why it matters — The upgrade signals a positive shift in earnings outlook that could influence the stock's near-term performance.
ChoiceOne Financial Services, Inc. (COFS) reported Q2 earnings of $0.93 per share, surpassing the Zacks Consensus Estimate of $0.88 per share and up from $0.91 per share in the same quarter last year.
Why it matters — The earnings beat and year-over-year growth signal stronger-than-expected quarterly performance for COFS.
ChoiceOne Financial Services, Inc. reported its financial results for the second quarter ended June 30, 2026.
Why it matters — COFS shareholders and analysts would want to review quarterly financial performance to assess the company's recent earnings and operational trends.
The 3 Wall Street analysts covering ChoiceOne Financial Services, Inc. have a median 12-month price target of $38, with estimates ranging from $35 to $38. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 3 analysts covering ChoiceOne Financial Services, Inc., 2 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks ChoiceOne Financial Services, Inc. 83 out of 100 across roughly 4,600 US stocks as at 22 Aug 2026. None of this is personal advice — it does not consider your circumstances.
As at 22 Aug 2026, ChoiceOne Financial Services, Inc. ranks 83 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (98 of 100).
No one can know that. What the data says: the median 12-month target from 3 analysts implies +14.4% from the last close, and Ticker Nerd's factor model ranks ChoiceOne Financial Services, Inc. 83 out of 100 as at 22 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering ChoiceOne Financial Services, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for COFS are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $35 to $38 over the next 12 months.
ChoiceOne Financial Services, Inc. returned +11.6% over the 12 months to 24 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
ChoiceOne Financial Services Inc. is a community-focused bank holding company headquartered in Sparta, Michigan.
The most recent item we track (Zacks Investment Research, 29 July 2026): "ChoiceOne Financial Services (COFS) Upgraded to Buy: Here's What You Should Know". ChoiceOne Financial Services (COFS) has been upgraded to a Zacks Rank #2 (Buy) due to growing optimism about its earnings prospects.
ChoiceOne Financial Services Inc. is a community-focused bank holding company headquartered in Sparta, Michigan. Its primary function is to provide a diverse range of financial services and products to individual and business clients within its market area. These services include traditional banking offerings such as checking and savings accounts, personal and business loans, as well as mortgage financing and investment advisory services. With a strong commitment to serving local communities, ChoiceOne Financial Services Inc. plays a vital role in supporting regional economic development. By tailoring their services to meet the unique needs of residents and businesses in the area, the company helps facilitate growth and financial stability in the region. In the financial market, ChoiceOne Financial Services Inc. is recognized for its customer-centric approach and community banking model which prioritize personalized service and relationship building. The company operates through a network of branch locations which enhance its accessibility and customer service delivery. As a result, ChoiceOne Financial Services Inc. is regarded as a significant contributor to the health and vitality of the local economies it serves.
CEO Mr. Kelly J. Potes CFP · 577 employees · United States · https://www.choiceone.bank
