PDLBFinancial Services · Banks - RegionalThe 1 Wall Street analysts covering Ponce Financial Group, Inc. hold a median 12-month price target of $24 — +18.4% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 39 of 100 as at 14 Sept 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.
Consensus tells you what everyone already believes. The model scores Ponce Financial Group, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Momentum (90): The shares have been drifting up relative to others.
Accruals (20): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on PDLB, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +18.4% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 31 Jan 2023 | Compass Point | Downgrade | Sell | $11 → $9.00 |
| 24 Feb 2022 | Janney Montgomery Scott | Initiates | Buy | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. PDLB appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 14 Sept 2026, Ponce Financial Group, Inc. returned +37.1% against +17.0% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 48% of US stocks
Cheaper than 28% of US stocks
Cheaper than 57% of US stocks
Higher than 67% of US stocks
Higher than 71% of US stocks
Higher than 92% of US stocks
Higher than 89% of US stocks
Higher than 55% of US stocks
Higher than 50% of US stocks
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Ponce Financial Group, Inc. has a market value of $490.3M and an enterprise value of $1.2B.
Revenue in the twelve months to 30 June 2026: $119.4M. The latest quarter grew 18.4% year on year.
Net income over the same four quarters: $33.8M, a 28.3% net margin.
Diluted earnings per share, trailing twelve months: $1.40.
Free cash flow in the twelve months to 30 June 2026: $57.6M.
Ponce Financial Group, Inc. spent $1.1M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 14.4×; forward P/E: 11.5× — the forward figure prices analyst consensus estimates, not reported earnings.
Ponce Financial Group, Inc. employs 229 people — $522K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| PDLBPonce Financial Group, Inc. | $490.3M | 39 |
| FMAOFarmers & Merchants Bancorp, Inc. (Ohio) | $493.2M | 92 |
| WTBAWest Bancorporation, Inc. | $499.9M | 79 |
| CZNCCitizens & Northern Corp. | $464.1M | 59 |
| COFSChoiceOne Financial Services, Inc. | $511.6M | 83 |
| CBKCommercial Bancgroup, Inc. | $462.3M | 25 |
| OBTOrange County Bancorp, Inc. | $514.6M | 78 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Ponce Financial Group, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Ponce Bank has appointed José L. Orengo and Edward Delatorre Jr. to its Board of Directors, bringing expertise in law, philanthropy, public service, and community development.
Why it matters — The addition of these experienced leaders could support Ponce Bank's mission of expanding economic opportunities, potentially benefiting the bank's strategic direction.
Ponce Financial (PDLB) reported Q2 earnings of $0.35 per share, missing the Zacks Consensus Estimate of $0.37 per share, though up from $0.25 per share a year ago.
Why it matters — The earnings miss against analyst expectations may affect investor perception of PDLB's near-term performance.
Ponce Financial Group, Inc. announced its financial results for the second quarter of 2026 on July 27, 2026 via a press release on GlobeNewsWire.
Why it matters — This quarterly report provides the latest financial performance data for Ponce Financial Group, which investors and analysts use to assess the company's current health and trajectory.
The 1 Wall Street analysts covering Ponce Financial Group, Inc. have a median 12-month price target of $24, with estimates ranging from $24 to $24. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 1 analysts covering Ponce Financial Group, Inc., 1 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Ponce Financial Group, Inc. 39 out of 100 across roughly 4,600 US stocks as at 14 Sept 2026. None of this is personal advice — it does not consider your circumstances.
As at 14 Sept 2026, Ponce Financial Group, Inc. ranks 39 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (90 of 100).
No one can know that. What the data says: the median 12-month target from 1 analysts implies +18.4% from the last close, and Ticker Nerd's factor model ranks Ponce Financial Group, Inc. 39 out of 100 as at 14 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Ponce Financial Group, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PDLB are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $24 to $24 over the next 12 months.
Ponce Financial Group, Inc. returned +37.1% over the 12 months to 14 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.
Ponce Financial Group, Inc. is a bank holding company focused on community banking through its banking subsidiary, Ponce Bank, National Association.
The most recent item we track (GlobeNewsWire, 27 July 2026): "Ponce Bank Welcomes José L. Orengo and Edward Delatorre Jr. to Its Board of Directors". Ponce Bank has appointed José L. Orengo and Edward Delatorre Jr. to its Board of Directors, bringing expertise in law, philanthropy, public service, and community development.
Ponce Financial Group, Inc. is a bank holding company focused on community banking through its banking subsidiary, Ponce Bank, National Association. The company provides a range of deposit and lending services designed for individuals, families, small businesses, and commercial clients, with offerings that include checking and savings accounts, certificates of deposit, mortgage lending, commercial real estate financing, consumer loans, and business credit solutions. It also supports treasury and cash-management needs through related banking services. Ponce Financial Group serves customers primarily in the New York metropolitan area, where its branch network and relationship-based model position it as a regional provider of everyday banking and specialized loan products. The company plays a role in serving local communities and businesses by channeling deposits into lending and other financial services that support residential, commercial, and small-business activity.
CEO Mr. Carlos P. Naudon · 229 employees · United States · https://www.poncebank.com
