PDLBPDLBFinancial Services · Banks - Regional

PDLB Stock Forecast: Ponce Financial Group, Inc. Price Predictions for 2026-2027

Last close, 24 Aug 2026
$20
+0.10% on the day

The 1 Wall Street analysts covering Ponce Financial Group, Inc. hold a median 12-month price target of $24 — +17.4% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 54 of 100 as at 22 Aug 2026 — in the upper half.

Market cap
$493.9M
Ticker Nerd rank
54 / 100
Median analyst target
$24
Analysts covering
1
Revenue$31.4M+19.6% y/y
Net income$8.5M
Free cash flow$8.0M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−1.5%
1M
+1.2%
YTD
+25.0%
1Y
+36.9%
From 52W high
−1.5%
From 52W low
+45.8%
$14
$21
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

PDLB stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Ponce Financial Group, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 22 Aug 2026
54 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
95
Growth
84
Volatility
70
Size
54
Revisions
51
Quality
46
Issuance
36
Value
34
Accruals
19

Momentum (95): The shares have been drifting up relative to others.

Accruals (19): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

PDLB stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on PDLB, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$14$16$18$20$22$24Oct 25Jan 26Apr 26Jul 26PDLBHigh $24Median $24Low $24

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says1 analysts
1 Buy0 Hold0 Sell
Low $24Median $24High $24

The green dot is the last close — the median target sits +17.4% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
31 Jan 2023Compass PointDowngradeSell$11$9.00
24 Feb 2022Janney Montgomery ScottInitiatesBuy

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. PDLB appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

PDLB vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 24 Aug 2026, Ponce Financial Group, Inc. returned +36.9% against +19.6% for the S&P 500, dividends included.

PDLB vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130140Oct 25Jan 26Apr 26Jul 26PDLBS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

PDLB analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
Analysts raising
1
Analysts cutting
0
Fundamentals

Ponce Financial Group, Inc. (PDLB) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
14.5×

Cheaper than 48% of US stocks

Price / sales
4.3×

Cheaper than 29% of US stocks

Price / book
1.5×

Cheaper than 58% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
18.4%

Higher than 68% of US stocks

Earnings growth (YoY)
39.3%

Higher than 71% of US stocks

Gross margin
Operating margin
39.8%

Higher than 92% of US stocks

Net margin
29.7%

Higher than 89% of US stocks

Returns & dividend
Return on equity
6.2%

Higher than 55% of US stocks

Return on assets
1.0%

Higher than 49% of US stocks

Dividend yield

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Ponce Financial Group, Inc. (PDLB) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Ponce Financial Group, Inc. has a market value of $493.9M and an enterprise value of $1.2B.

  • Revenue in the twelve months to 30 June 2026: $119.4M. The latest quarter grew 18.4% year on year.

  • Net income over the same four quarters: $33.8M, a 28.3% net margin.

  • Diluted earnings per share, trailing twelve months: $1.40.

  • Free cash flow in the twelve months to 30 June 2026: $57.6M.

  • Ponce Financial Group, Inc. spent $1.1M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 24.2M.

  • Trailing P/E: 14.5×; forward P/E: 11.5× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Ponce Financial Group, Inc. employs 229 people $522K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 25 Aug 2026

Data provided by Twelve Data

Peers

PDLB vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
PDLBPonce Financial Group, Inc.$493.9M
54
BSVNBank7 Corp.$493.4M
49
COFSChoiceOne Financial Services, Inc.$496.5M
83
WTBAWest Bancorporation, Inc.$483.5M
82
PBAMPrivate Bancorp of America, Inc.$504.7M
88
OBTOrange County Bancorp, Inc.$509.4M
77
FMAOFarmers & Merchants Bancorp, Inc. (Ohio)$469.0M
89

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Ponce Financial Group, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest PDLB news & analysis

Ponce Bank Welcomes José L. Orengo and Edward Delatorre Jr. to Its Board of Directors

GlobeNewsWire · 27 July 2026positive

Ponce Bank has appointed José L. Orengo and Edward Delatorre Jr. to its Board of Directors, bringing expertise in law, philanthropy, public service, and community development.

Why it matters — The addition of these experienced leaders could support Ponce Bank's mission of expanding economic opportunities, potentially benefiting the bank's strategic direction.

Ponce Financial (PDLB) Q2 Earnings Lag Estimates

Zacks Investment Research · 27 July 2026negative

Ponce Financial (PDLB) reported Q2 earnings of $0.35 per share, missing the Zacks Consensus Estimate of $0.37 per share, though up from $0.25 per share a year ago.

Why it matters — The earnings miss against analyst expectations may affect investor perception of PDLB's near-term performance.

Ponce Financial Group, Inc. Reports Second Quarter 2026 Results

GlobeNewsWire · 27 July 2026neutral

Ponce Financial Group, Inc. announced its financial results for the second quarter of 2026 on July 27, 2026 via a press release on GlobeNewsWire.

Why it matters — This quarterly report provides the latest financial performance data for Ponce Financial Group, which investors and analysts use to assess the company's current health and trajectory.

FAQ

Frequently asked questions about PDLB stock

What is the PDLB stock price forecast for 2026-2027?

The 1 Wall Street analysts covering Ponce Financial Group, Inc. have a median 12-month price target of $24, with estimates ranging from $24 to $24. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is PDLB stock a buy right now?

Of the 1 analysts covering Ponce Financial Group, Inc., 1 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Ponce Financial Group, Inc. 54 out of 100 across roughly 4,600 US stocks as at 22 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank PDLB?

As at 22 Aug 2026, Ponce Financial Group, Inc. ranks 54 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (95 of 100).

Will PDLB stock go up?

No one can know that. What the data says: the median 12-month target from 1 analysts implies +17.4% from the last close, and Ticker Nerd's factor model ranks Ponce Financial Group, Inc. 54 out of 100 as at 22 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the PDLB stock forecast for 2030?

No analyst covering Ponce Financial Group, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PDLB are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $24 to $24 over the next 12 months.

How has PDLB stock performed over the past year?

Ponce Financial Group, Inc. returned +36.9% over the 12 months to 24 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Ponce Financial Group, Inc. do?

Ponce Financial Group Inc. is a bank holding company that provides a comprehensive range of financial services through Ponce Bank, its subsidiary.

What is the latest news on PDLB?

The most recent item we track (GlobeNewsWire, 27 July 2026): "Ponce Bank Welcomes José L. Orengo and Edward Delatorre Jr. to Its Board of Directors". Ponce Bank has appointed José L. Orengo and Edward Delatorre Jr. to its Board of Directors, bringing expertise in law, philanthropy, public service, and community development.

Company

About Ponce Financial Group, Inc.

Ponce Financial Group Inc. is a bank holding company that provides a comprehensive range of financial services through Ponce Bank, its subsidiary. Established with a focus on serving the needs of its communities, Ponce Financial Group plays a significant role in the regional banking sector. The institution offers personal and commercial banking services, including savings accounts, checking accounts, mortgages, and business loans. Its operations are primarily concentrated in and around the New York metropolitan area, targeting a diverse clientele ranging from individuals to small-to-medium-sized enterprises. The group's emphasis on community banking enables it to deliver personalized financial solutions tailored to the distinct needs of its local client base. Ponce Financial Group is significant in that it underscores the importance of community-driven banking services in ensuring economic development at the local level. As a participant in the financial markets, Ponce Financial Group provides investors with exposure to the banking sector and by extension, the economic activities within its operational footprint.

CEO Mr. Carlos P. Naudon · 229 employees · United States · https://www.poncebank.com