PDLBPDLBFinancial Services · Banks - Regional

PDLB Stock Forecast: Ponce Financial Group, Inc. Price Predictions for 2026-2027

Last close, 30 Oct 2026
$22
−0.84% on the day

The 1 Wall Street analysts covering Ponce Financial Group, Inc. hold a median 12-month price target of $26 — +14.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 56 of 100 as at 31 Oct 2026 — in the upper half.

Market cap
$544.0M
Ticker Nerd rank
56/ 100
Median analyst target
$26
Analysts covering
1
Revenue$31.4M+19.6% y/y
Net income$8.5M
Free cash flow$8.0M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+9.1%
1M
+12.8%
YTD
+37.6%
1Y
+59.4%
From 52W high
−0.8%
From 52W low
+60.4%
$14
$23
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

PDLB stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Ponce Financial Group, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 31 Oct 2026
56/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
97
Growth
84
Quality
80
Volatility
68
Size
51
Revisions
47
Issuance
28
Value
28
Accruals
16

Momentum (97): The shares have been drifting up relative to others.

Accruals (16): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

PDLB stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on PDLB, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$14$16$18$20$22$24$26Jan 26Apr 26Jul 26Oct 26PDLBHigh $26Median $26Low $26

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says1 analysts
1 Buy0 Hold0 Sell
Low $26Median $26High $26

The green dot is the last close — the median target sits +14.5% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
31 Jan 2023Compass PointDowngradeSell$11 → $9.00
24 Feb 2022Janney Montgomery ScottInitiatesBuy—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

PDLB appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

PDLB vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 30 Oct 2026, Ponce Financial Group, Inc. returned +59.4% against +12.4% for the S&P 500, dividends included.

PDLB vs S&P 500, last 12 monthsTotal return, rebased to 100
100120140160Jan 26Apr 26Jul 26Oct 26PDLBS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

PDLB analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingThis fiscal year
Analysts raising
1
Analysts cutting
0
Fundamentals

Ponce Financial Group, Inc. (PDLB) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
11.8×

Cheaper than 53% of US stocks

Price / sales
4.5×

Cheaper than 26% of US stocks

Price / book
1.5×

Cheaper than 52% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
24.6%

Higher than 74% of US stocks

Earnings growth (YoY)
180.4%

Higher than 89% of US stocks

Gross margin
—
Operating margin
40.7%

Higher than 92% of US stocks

Net margin
37.9%

Higher than 93% of US stocks

Returns & dividend
Return on equity
8.2%

Higher than 59% of US stocks

Return on assets
1.3%

Higher than 53% of US stocks

Dividend yield
0.0%

Higher than 1% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Ponce Financial Group, Inc. (PDLB) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Ponce Financial Group, Inc. has a market value of $544.0M and an enterprise value of $1.4B.

  • Revenue in the twelve months to 30 June 2026: $119.4M. The latest quarter grew 24.6% year on year.

  • Net income over the same four quarters: $33.8M, a 28.3% net margin.

  • Diluted earnings per share, trailing twelve months: $1.40.

  • Free cash flow in the twelve months to 30 June 2026: $57.6M.

  • Ponce Financial Group, Inc. spent $1.1M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 24.2M.

  • Trailing P/E: 11.8×; forward P/E: 10.8× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 0.00%, paying out 0% of earnings.

  • Ponce Financial Group, Inc. employs 236 people — $506K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 1 Nov 2026

Data provided by Twelve Data

Peers

PDLB vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
PDLBPonce Financial Group, Inc.$544.0M56
BSRRSierra Bancorp$543.2M97
NPBNorthpointe Bancshares, Inc.$546.0M26
COFSChoiceOne Financial Services, Inc.$531.1M78
NRIMNorthrim BanCorp, Inc.$530.5M53
SFSTSouthern First Bancshares, Inc.$554.0M55
BSVNBank7 Corp.$558.1M61

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Ponce Financial Group, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest PDLB news & analysis

Is Ponce Financial (PDLB) a Solid Growth Stock? 3 Reasons to Think "Yes"

Zacks Investment Research · 29 Oct 2026positive

A Zacks Investment Research article says Ponce Financial (PDLB) is positioned to outperform the market, citing above-average growth in its financials.

Why it matters — The article presents above-average financial growth as a reason for PDLB watchers to follow the company.

Ponce Financial (PDLB) Q3 Earnings Lag Estimates

Zacks Investment Research · 26 Oct 2026negative

Ponce Financial reported quarterly earnings of $0.76 per share, below the Zacks Consensus Estimate of $9.4 per share. Earnings were $0.27 per share in the year-ago quarter.

Why it matters — PDLB watchers may note that quarterly earnings missed the cited consensus estimate, despite being higher than a year earlier.

Ponce Financial Group: Potential Preferred Stock Repurchase Makes It Look More Interesting

Seeking Alpha · 22 Sept 2026positive

The Seeking Alpha report highlights Ponce Financial Group's robust loan and deposit growth, driven by its focus on underserved communities and minority lending. It notes that a potential repurchase of ECIP preferred stock could add $8.68 per share to tangible book value as soon as Q3 2026, while asset quality remains stable.

Why it matters — A PDLB watcher would care because the potential preferred stock repurchase could materially enhance the bank's valuation metrics, while stable asset quality supports its growth story despite persistent CRE concentration and geographic risks.

Ponce Bank Welcomes José L. Orengo and Edward Delatorre Jr. to Its Board of Directors

GlobeNewsWire · 27 July 2026positive

Ponce Bank has appointed José L. Orengo and Edward Delatorre Jr. to its Board of Directors, bringing expertise in law, philanthropy, public service, and community development.

Why it matters — The addition of these experienced leaders could support Ponce Bank's mission of expanding economic opportunities, potentially benefiting the bank's strategic direction.

FAQ

Frequently asked questions about PDLB stock

What is the PDLB stock price forecast for 2026-2027?

The 1 Wall Street analysts covering Ponce Financial Group, Inc. have a median 12-month price target of $26, with estimates ranging from $26 to $26. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is PDLB stock a buy right now?

Of the 1 analysts covering Ponce Financial Group, Inc., 1 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Ponce Financial Group, Inc. 56 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank PDLB?

As at 31 Oct 2026, Ponce Financial Group, Inc. ranks 56 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (97 of 100).

Will PDLB stock go up?

No one can know that. What the data says: the median 12-month target from 1 analysts implies +14.5% from the last close, and Ticker Nerd's factor model ranks Ponce Financial Group, Inc. 56 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the PDLB stock forecast for 2030?

No analyst covering Ponce Financial Group, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for PDLB are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $26 to $26 over the next 12 months.

How has PDLB stock performed over the past year?

Ponce Financial Group, Inc. returned +59.4% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Ponce Financial Group, Inc. do?

Ponce Financial Group, Inc. is a bank holding company focused on community banking through its banking subsidiary, Ponce Bank, National Association.

What is the latest news on PDLB?

The most recent item we track (Zacks Investment Research, 29 Oct 2026): "Is Ponce Financial (PDLB) a Solid Growth Stock? 3 Reasons to Think "Yes"". A Zacks Investment Research article says Ponce Financial (PDLB) is positioned to outperform the market, citing above-average growth in its financials.

Company

About Ponce Financial Group, Inc.

Ponce Financial Group, Inc. is a bank holding company focused on community banking through its banking subsidiary, Ponce Bank, National Association. The company provides a range of deposit and lending services designed for individuals, families, small businesses, and commercial clients, with offerings that include checking and savings accounts, certificates of deposit, mortgage lending, commercial real estate financing, consumer loans, and business credit solutions. It also supports treasury and cash-management needs through related banking services. Ponce Financial Group serves customers primarily in the New York metropolitan area, where its branch network and relationship-based model position it as a regional provider of everyday banking and specialized loan products. The company plays a role in serving local communities and businesses by channeling deposits into lending and other financial services that support residential, commercial, and small-business activity.

CEO Mr. Carlos P. Naudon · 236 employees · United States · https://www.poncebank.com