OBTFinancial Services · Banks - RegionalThe 3 Wall Street analysts covering Orange County Bancorp, Inc. hold a median 12-month price target of $44 — +18.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 85 of 100 as at 8 Oct 2026 — inside the top quartile. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores Orange County Bancorp, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Momentum (98): The shares have been drifting up relative to others.
Accruals (24): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on OBT, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +18.1% from it.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 4 Sept 2026 | Piper Sandler | Assumes | Overweight | $44 |
| 5 Feb 2026 | Piper Sandler | Maintains | Overweight | — |
| 5 Feb 2026 | Piper Sandler | Maintains | Overweight | $32 → $36 |
| 10 Dec 2025 | Piper Sandler | Maintains | Overweight | — |
| 31 July 2025 | Piper Sandler | Maintains | Overweight | — |
| 13 Dec 2024 | Piper Sandler | Maintains | Overweight | — |
| 31 Oct 2024 | Piper Sandler | Maintains | Overweight | — |
| 1 Aug 2024 | Piper Sandler | Maintains | Overweight | — |
| 26 Oct 2023 | Piper Sandler | Maintains | Overweight | — |
| 9 Dec 2022 | Stephens & Co. | Reinstates | Overweight | $50 |
| 12 Feb 2021 | Piper Sandler | Initiates | Overweight | — |
| 30 June 2020 | Stephens & Co. | Initiates | Overweight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. OBT appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 8 Oct 2026, Orange County Bancorp, Inc. returned +55.4% against +16.2% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 57% of US stocks
Cheaper than 30% of US stocks
Cheaper than 51% of US stocks
Higher than 20% of US stocks
Higher than 66% of US stocks
Higher than 92% of US stocks
Higher than 94% of US stocks
Higher than 77% of US stocks
Higher than 57% of US stocks
Higher than 78% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Orange County Bancorp, Inc. has a market value of $497.2M and an enterprise value of $202.5M.
Revenue in the twelve months to 30 June 2026: $126.6M. The latest quarter shrank 5.0% year on year.
Net income over the same four quarters: $47.4M, a 37.4% net margin.
Diluted earnings per share, trailing twelve months: $3.55.
Free cash flow in the twelve months to 30 June 2026: $64.7M.
Orange County Bancorp, Inc. spent $0.0 on share buybacks and $9.0M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 10.4×; forward P/E: 9.9× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 1.94%, paying out 19% of earnings.
Orange County Bancorp, Inc. employs 235 people — $539K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| OBTOrange County Bancorp, Inc. | $497.2M | 85 |
| COFSChoiceOne Financial Services, Inc. | $494.7M | 79 |
| PBAMPrivate Bancorp of America, Inc. | $489.5M | 84 |
| WTBAWest Bancorporation, Inc. | $487.6M | 80 |
| FMAOFarmers & Merchants Bancorp, Inc. (Ohio) | $486.3M | 88 |
| PDLBPonce Financial Group, Inc. | $484.6M | 38 |
| BSRRSierra Bancorp | $514.9M | 77 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Orange County Bancorp, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Zacks Investment Research published a comparison of Rhinebeck Bancorp and Orange County Bancorp, examining differences in valuation, growth drivers, and financial profile to assess which stock appears more compelling.
Why it matters — An Orange County Bancorp watcher would care because the piece directly evaluates OBT's relative standing against a regional banking peer.
Orange County Bancorp, Inc., parent of Orange Bank & Trust Company and Orange Investment Advisors, announced a cash dividend of $0.18 per common share, payable on September 15, 2026, to shareholders of record as of September 4, 2026.
Why it matters — The declared dividend reflects ongoing cash returns to Orange County Bancorp shareholders and provides a scheduled income event for those holding OBT stock.
Orange County Bancorp, Inc. reported record second-quarter net income of $13.7 million ($1.02 per share) for the three months ended June 30, 2026, up from $10.5 million ($0.87 per share) in the same period of 2025, driven by higher net interest income, a one-time deferred tax benefit, and lower credit-loss provisions.
Why it matters — The record quarterly earnings highlight strong operational performance and improved profitability for OBT, a key indicator for investors tracking the company's financial health.
The 3 Wall Street analysts covering Orange County Bancorp, Inc. have a median 12-month price target of $44, with estimates ranging from $42 to $44. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 3 analysts covering Orange County Bancorp, Inc., 3 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Orange County Bancorp, Inc. 85 out of 100 across roughly 4,600 US stocks as at 8 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 8 Oct 2026, Orange County Bancorp, Inc. ranks 85 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (98 of 100).
No one can know that. What the data says: the median 12-month target from 3 analysts implies +18.1% from the last close, and Ticker Nerd's factor model ranks Orange County Bancorp, Inc. 85 out of 100 as at 8 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering Orange County Bancorp, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for OBT are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $42 to $44 over the next 12 months.
Orange County Bancorp, Inc. returned +55.4% over the 12 months to 8 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Orange County Bancorp, Inc. is a bank holding company that provides commercial and consumer banking services, trust solutions, and wealth management through its subsidiaries.
The most recent item we track (Zacks Investment Research, 24 Sept 2026): "RBKB vs. OBT: Which Hudson Valley Bank Stock Is the Better Buy Now?". Zacks Investment Research published a comparison of Rhinebeck Bancorp and Orange County Bancorp, examining differences in valuation, growth drivers, and financial profile to assess which stock appears more compelling.
Orange County Bancorp, Inc. is a bank holding company that provides commercial and consumer banking services, trust solutions, and wealth management through its subsidiaries. Orange Bank & Trust Company serves small businesses, middle-market companies, local municipalities, and individuals with deposit products, lending services, cash management, and digital banking. The company’s wealth management activities include investment advisory, asset management, trust administration, and related planning services for both individuals and institutions. Orange County Bancorp also supports commercial clients with business banking and relationship-based financial services across the Hudson Valley, the New York metropolitan area, and nearby markets in Connecticut and New Jersey. Based in Middletown, New York, the company plays a regional role in linking traditional banking with investment and fiduciary services.
CEO Mr. Michael J. Gilfeather · 235 employees · United States · https://www.orangebanktrust.com
