OBTOBTFinancial Services · Banks - Regional

OBT Stock Forecast: Orange County Bancorp, Inc. Price Predictions for 2026-2027

Last close, 11 Sept 2026
$38
0.00% on the day

The 3 Wall Street analysts covering Orange County Bancorp, Inc. hold a median 12-month price target of $44 — +14.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 78 of 100 as at 12 Sept 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$513.3M
Ticker Nerd rank
78 / 100
Median analyst target
$44
Analysts covering
3
Revenue$27.8M−14.3% y/y
Net income$13.7M
Free cash flow$12.3M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.2%
1M
−0.8%
YTD
+36.2%
1Y
+46.9%
From 52W high
−1.9%
From 52W low
+66.9%
$23
$39
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

OBT stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Orange County Bancorp, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 12 Sept 2026
78 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
99
Quality
93
Growth
86
Issuance
68
Revisions
57
Size
53
Value
45
Accruals
24
Volatility
23

Momentum (99): The shares have been drifting up relative to others.

Volatility (23): The share price moves around a lot.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

OBT stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on OBT, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$20$25$30$35$40$45Oct 25Jan 26Apr 26Jul 26OBTHigh $44Median $44Low $42

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says3 analysts
3 Buy0 Hold0 Sell
Low $42Median $44High $44

The green dot is the last close — the median target sits +14.9% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
4 Sept 2026Piper SandlerAssumesOverweight$44
5 Feb 2026Piper SandlerMaintainsOverweight
5 Feb 2026Piper SandlerMaintainsOverweight$32$36
10 Dec 2025Piper SandlerMaintainsOverweight
31 July 2025Piper SandlerMaintainsOverweight
13 Dec 2024Piper SandlerMaintainsOverweight
31 Oct 2024Piper SandlerMaintainsOverweight
1 Aug 2024Piper SandlerMaintainsOverweight
26 Oct 2023Piper SandlerMaintainsOverweight
9 Dec 2022Stephens & Co.ReinstatesOverweight$50
12 Feb 2021Piper SandlerInitiatesOverweight
30 June 2020Stephens & Co.InitiatesOverweight

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. OBT appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

OBT vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 11 Sept 2026, Orange County Bancorp, Inc. returned +46.9% against +17.5% for the S&P 500, dividends included.

OBT vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130140150Oct 25Jan 26Apr 26Jul 26OBTS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

OBT analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+1.1%
Analysts raising
1
Analysts cutting
0
Fundamentals

Orange County Bancorp, Inc. (OBT) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
10.8×

Cheaper than 57% of US stocks

Price / sales
4.2×

Cheaper than 29% of US stocks

Price / book
1.7×

Cheaper than 51% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
−5.0%

Higher than 20% of US stocks

Earnings growth (YoY)
30.6%

Higher than 66% of US stocks

Gross margin
Operating margin
40.9%

Higher than 92% of US stocks

Net margin
38.6%

Higher than 94% of US stocks

Returns & dividend
Return on equity
16.9%

Higher than 77% of US stocks

Return on assets
1.8%

Higher than 57% of US stocks

Dividend yield
1.9%

Higher than 42% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Orange County Bancorp, Inc. (OBT) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Orange County Bancorp, Inc. has a market value of $513.3M and an enterprise value of $212.9M.

  • Revenue in the twelve months to 30 June 2026: $126.6M. The latest quarter shrank 5.0% year on year.

  • Net income over the same four quarters: $47.4M, a 37.4% net margin.

  • Diluted earnings per share, trailing twelve months: $3.55.

  • Free cash flow in the twelve months to 30 June 2026: $64.7M.

  • Orange County Bancorp, Inc. spent $0.0 on share buybacks and $9.0M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 13.4M.

  • Trailing P/E: 10.8×; forward P/E: 10.2× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 1.88%, paying out 19% of earnings.

  • Orange County Bancorp, Inc. employs 235 people $539K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 13 Sept 2026

Data provided by Twelve Data

Peers

OBT vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
OBTOrange County Bancorp, Inc.$513.3M
78
COFSChoiceOne Financial Services, Inc.$510.1M
83
BSVNBank7 Corp.$522.5M
48
PBAMPrivate Bancorp of America, Inc.$522.7M
86
BSRRSierra Bancorp$528.0M
77
WTBAWest Bancorporation, Inc.$497.6M
81
PDLBPonce Financial Group, Inc.$493.0M
40

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Orange County Bancorp, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest OBT news & analysis

Orange County Bancorp, Inc. Declares Cash Dividend

GlobeNewsWire · 21 Aug 2026positive

Orange County Bancorp, Inc., parent of Orange Bank & Trust Company and Orange Investment Advisors, announced a cash dividend of $0.18 per common share, payable on September 15, 2026, to shareholders of record as of September 4, 2026.

Why it matters — The declared dividend reflects ongoing cash returns to Orange County Bancorp shareholders and provides a scheduled income event for those holding OBT stock.

Orange County Bancorp, Inc. Announces Record Second Quarter Earnings

GlobeNewsWire · 28 July 2026positive

Orange County Bancorp, Inc. reported record second-quarter net income of $13.7 million ($1.02 per share) for the three months ended June 30, 2026, up from $10.5 million ($0.87 per share) in the same period of 2025, driven by higher net interest income, a one-time deferred tax benefit, and lower credit-loss provisions.

Why it matters — The record quarterly earnings highlight strong operational performance and improved profitability for OBT, a key indicator for investors tracking the company's financial health.

FAQ

Frequently asked questions about OBT stock

What is the OBT stock price forecast for 2026-2027?

The 3 Wall Street analysts covering Orange County Bancorp, Inc. have a median 12-month price target of $44, with estimates ranging from $42 to $44. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is OBT stock a buy right now?

Of the 3 analysts covering Orange County Bancorp, Inc., 3 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Orange County Bancorp, Inc. 78 out of 100 across roughly 4,600 US stocks as at 12 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank OBT?

As at 12 Sept 2026, Orange County Bancorp, Inc. ranks 78 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (99 of 100).

Will OBT stock go up?

No one can know that. What the data says: the median 12-month target from 3 analysts implies +14.9% from the last close, and Ticker Nerd's factor model ranks Orange County Bancorp, Inc. 78 out of 100 as at 12 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the OBT stock forecast for 2030?

No analyst covering Orange County Bancorp, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for OBT are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $42 to $44 over the next 12 months.

How has OBT stock performed over the past year?

Orange County Bancorp, Inc. returned +46.9% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Orange County Bancorp, Inc. do?

Orange County Bancorp, Inc. is a bank holding company that provides commercial and consumer banking services, trust solutions, and wealth management through its subsidiaries.

What is the latest news on OBT?

The most recent item we track (GlobeNewsWire, 21 Aug 2026): "Orange County Bancorp, Inc. Declares Cash Dividend". Orange County Bancorp, Inc., parent of Orange Bank & Trust Company and Orange Investment Advisors, announced a cash dividend of $0.18 per common share, payable on September 15, 2026, to shareholders of record as of September 4, 2026.

Company

About Orange County Bancorp, Inc.

Orange County Bancorp, Inc. is a bank holding company that provides commercial and consumer banking services, trust solutions, and wealth management through its subsidiaries. Orange Bank & Trust Company serves small businesses, middle-market companies, local municipalities, and individuals with deposit products, lending services, cash management, and digital banking. The company’s wealth management activities include investment advisory, asset management, trust administration, and related planning services for both individuals and institutions. Orange County Bancorp also supports commercial clients with business banking and relationship-based financial services across the Hudson Valley, the New York metropolitan area, and nearby markets in Connecticut and New Jersey. Based in Middletown, New York, the company plays a regional role in linking traditional banking with investment and fiduciary services.

CEO Mr. Michael J. Gilfeather · 235 employees · United States · https://www.orangebanktrust.com