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OBTOBTFinancial Services · Banks - Regional

OBT Stock Forecast: Orange County Bancorp, Inc. Price Predictions for 2026-2027

Last close, 3 Aug 2026
$38
+0.05% on the day

The 2 Wall Street analysts covering Orange County Bancorp, Inc. hold a median 12-month price target of $42 — +10.4% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 75 of 100 as at 1 Aug 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$512.9M
Ticker Nerd rank
75 / 100
Median analyst target
$42
Analysts covering
2
Total return, dividends reinvested
1W
+1.6%
1M
+1.6%
YTD
+35.5%
1Y
+64.0%
From 52W high
−1.6%
From 52W low
+66.8%
$23
$39
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

OBT stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Orange County Bancorp, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Aug 2026
75 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
96
Quality
93
Growth
86
Issuance
67
Size
53
Revisions
52
Value
41
Accruals
24
Volatility
22

Momentum (96): The shares have been drifting up relative to others.

Volatility (22): The share price moves around a lot.

The rank is the raw material. Whether the rules would actually own Orange County Bancorp, Inc. — and when they’d sell — is the membership.

Wall Street

OBT stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on OBT, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$20$25$30$35$40Oct 25Jan 26Apr 26Jul 26OBTHigh $43Median $42Low $42

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says2 analysts
2 Buy0 Hold0 Sell
Low $42Median $42High $43

The green dot is the last close — the median target sits +10.4% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
5 Feb 2026Piper SandlerMaintainsOverweight—
5 Feb 2026Piper SandlerMaintainsOverweight$32 → $36
10 Dec 2025Piper SandlerMaintainsOverweight—
31 July 2025Piper SandlerMaintainsOverweight—
13 Dec 2024Piper SandlerMaintainsOverweight—
31 Oct 2024Piper SandlerMaintainsOverweight—
1 Aug 2024Piper SandlerMaintainsOverweight—
26 Oct 2023Piper SandlerMaintainsOverweight—
9 Dec 2022Stephens & Co.ReinstatesOverweight$50
12 Feb 2021Piper SandlerInitiatesOverweight—
30 June 2020Stephens & Co.InitiatesOverweight—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

OBT analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+0.3%
Analysts raising
1
Analysts cutting
0
Fundamentals

Orange County Bancorp, Inc. (OBT) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
10.7×

Cheaper than 58% of US stocks

Price / sales
4.2×

Cheaper than 29% of US stocks

Price / book
1.8×

Cheaper than 49% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
−5.0%

Higher than 21% of US stocks

Earnings growth (YoY)
30.6%

Higher than 69% of US stocks

Gross margin
—
Operating margin
40.9%

Higher than 93% of US stocks

Net margin
38.6%

Higher than 94% of US stocks

Returns & dividend
Return on equity
16.9%

Higher than 78% of US stocks

Return on assets
1.8%

Higher than 57% of US stocks

Dividend yield
1.9%

Higher than 43% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

OBT vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
OBTOrange County Bancorp, Inc.$512.9M
75
COFSChoiceOne Financial Services, Inc.$509.8M
90
BSRRSierra Bancorp$533.1M
77
BWFGBankwell Financial Group, Inc.$536.8M
95
PDLBPonce Financial Group, Inc.$484.3M
48
PBAMPrivate Bancorp of America, Inc.$483.9M
90
BSVNBank7 Corp.$478.6M
48
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. OBT appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

News

Latest OBT news & analysis

Orange County Bancorp, Inc. Announces Record Second Quarter Earnings

GlobeNewsWire · 28 July 2026positive

Orange County Bancorp, Inc. reported record second-quarter net income of $13.7 million ($1.02 per share) for the three months ended June 30, 2026, up from $10.5 million ($0.87 per share) in the same period of 2025, driven by higher net interest income, a one-time deferred tax benefit, and lower credit-loss provisions.

Why it matters — The record quarterly earnings highlight strong operational performance and improved profitability for OBT, a key indicator for investors tracking the company's financial health.

FAQ

Frequently asked questions about OBT stock

What is the OBT stock price forecast for 2026-2027?

The 2 Wall Street analysts covering Orange County Bancorp, Inc. have a median 12-month price target of $42, with estimates ranging from $42 to $43. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is OBT stock a buy right now?

Of the 2 analysts covering Orange County Bancorp, Inc., 2 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Orange County Bancorp, Inc. 75 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank OBT?

As at 1 Aug 2026, Orange County Bancorp, Inc. ranks 75 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (96 of 100).

Will OBT stock go up?

No one can know that. What the data says: the median 12-month target from 2 analysts implies +10.4% from the last close, and Ticker Nerd's factor model ranks Orange County Bancorp, Inc. 75 out of 100 as at 1 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the OBT stock forecast for 2030?

No analyst covering Orange County Bancorp, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for OBT are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $42 to $43 over the next 12 months.

How has OBT stock performed over the past year?

Orange County Bancorp, Inc. returned +64.0% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Orange County Bancorp, Inc. do?

Orange County Bancorp Inc. is a diversified financial services company primarily engaged in providing banking and wealth management services.

What is the latest news on OBT?

The most recent item we track (GlobeNewsWire, 28 July 2026): "Orange County Bancorp, Inc. Announces Record Second Quarter Earnings". Orange County Bancorp, Inc. reported record second-quarter net income of $13.7 million ($1.02 per share) for the three months ended June 30, 2026, up from $10.5 million ($0.87 per share) in the same period of 2025, driven by higher net interest income, a one-time deferred tax benefit, and lower credit-loss provisions.

Company

About Orange County Bancorp, Inc.

Orange County Bancorp Inc. is a diversified financial services company primarily engaged in providing banking and wealth management services. The institution operates mainly through its subsidiary banks, serving both individual and business clients with a range of financial products. These services include personal and business checking accounts, savings plans, loans, and mortgages, as well as investment advisory and brokerage services. With a focus on the Orange County region in New York, Orange County Bancorp Inc. plays a vital role in supporting local economic activities and community development. The company's emphasis on customer service and personalized financial solutions underscores its commitment to meeting the diverse needs of its clientele. In the financial markets, Orange County Bancorp Inc. represents stability and growth within the community banking sector, contributing to regional financial development while adhering to regulatory standards and maintaining a strong fiscal foundation.

CEO Mr. Michael J. Gilfeather · 235 employees · United States · https://www.orangebanktrust.com