FBNCFBNCFinancial Services · Banks - Regional

FBNC Stock Forecast: First Bancorp (North Carolina) Price Predictions for 2026-2027

Last close, 2 Oct 2026
$62
+1.23% on the day

The 5 Wall Street analysts covering First Bancorp (North Carolina) hold a median 12-month price target of $70 — +12.3% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 43 of 100 as at 2 Oct 2026 — in the lower half.

Market cap
$2.6B
Ticker Nerd rank
43 / 100
Median analyst target
$70
Analysts covering
5
Revenue$125.7M+14.9% y/y
Net income$50.5M
Free cash flow$65.5M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−1.5%
1M
−2.4%
YTD
+24.2%
1Y
+21.7%
From 52W high
−5.7%
From 52W low
+36.8%
$46
$66
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

FBNC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores First Bancorp (North Carolina) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 2 Oct 2026
43 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
81
Growth
80
Issuance
77
Revisions
59
Accruals
35
Quality
34
Size
32
Volatility
23
Value
7

Momentum (81): The shares have been drifting up relative to others.

Value (7): The shares cost a lot relative to the profits and assets behind them.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

FBNC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FBNC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$40$45$50$55$60$65$70$75Jan 26Apr 26Jul 26Oct 26FBNCHigh $72Median $70Low $65

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says5 analysts
3 Buy2 Hold0 Sell
Low $65Median $70High $72

The green dot is the last close — the median target sits +12.3% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
4 Aug 2026Keefe, Bruyette & WoodsMaintainsOutperform$67 → $70
29 July 2026Piper SandlerMaintainsNeutral$64 → $65
16 July 2026Raymond JamesMaintainsStrong Buy$68 → $75
16 July 2026Raymond JamesMaintainsStrong Buy—
23 Apr 2026Keefe, Bruyette & WoodsMaintainsOutperform$65 → $66
23 Apr 2026Keefe, Bruyette & WoodsMaintainsOutperform—
9 Feb 2026Piper SandlerDowngradeNeutral—
7 Jan 2026Raymond JamesUpgradeStrong Buy—
2 Sept 2025Keefe, Bruyette & WoodsMaintainsOutperform—
1 Aug 2025Piper SandlerMaintainsNeutral—
28 July 2025Stephens & Co.MaintainsOverweight—
24 July 2025Keefe, Bruyette & WoodsMaintainsOutperform—
13 May 2025Piper SandlerInitiatesNeutral—
28 Apr 2025Stephens & Co.MaintainsOverweight—
28 Apr 2025Stephens& Co.MaintainsOverweight—
24 Apr 2025Keefe, Bruyette & WoodsMaintainsOutperform—
26 Mar 2025Stephens & Co.InitiatesOverweight—
7 Feb 2025Janney Montgomery ScottDowngradeNeutral—
4 Dec 2024Keefe, Bruyette & WoodsMaintainsOutperform—
25 July 2024Keefe, Bruyette & WoodsMaintainsOutperform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. FBNC appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

FBNC vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 2 Oct 2026, First Bancorp (North Carolina) returned +21.7% against +16.2% for the S&P 500, dividends included.

FBNC vs S&P 500, last 12 monthsTotal return, rebased to 100
90100110120130Jan 26Apr 26Jul 26Oct 26FBNCS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

FBNC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+1.4%
Analysts raising
2
Analysts cutting
0
Fundamentals

First Bancorp (North Carolina) (FBNC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
19.4×

Cheaper than 38% of US stocks

Price / sales
6.3×

Cheaper than 20% of US stocks

Price / book
1.5×

Cheaper than 54% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
16.0%

Higher than 64% of US stocks

Earnings growth (YoY)
31.0%

Higher than 66% of US stocks

Gross margin
—
Operating margin
51.2%

Higher than 97% of US stocks

Net margin
32.4%

Higher than 91% of US stocks

Returns & dividend
Return on equity
8.1%

Higher than 59% of US stocks

Return on assets
1.0%

Higher than 50% of US stocks

Dividend yield
1.5%

Higher than 34% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

First Bancorp (North Carolina) (FBNC) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • First Bancorp (North Carolina) has a market value of $2.6B and an enterprise value of $2.1B.

  • Revenue in the twelve months to 30 June 2026: $416.7M. The latest quarter grew 16.0% year on year.

  • Net income over the same four quarters: $133.3M, a 32.0% net margin.

  • Diluted earnings per share, trailing twelve months: $3.22.

  • Free cash flow in the twelve months to 30 June 2026: $227.0M.

  • First Bancorp (North Carolina) spent $7.3M on share buybacks and $38.5M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 41.4M.

  • Trailing P/E: 19.4×; forward P/E: 12.3× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 1.54%, paying out 29% of earnings.

  • First Bancorp (North Carolina) employs 1,396 people — $298K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 3 Oct 2026

Data provided by Twelve Data

Peers

FBNC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
FBNCFirst Bancorp (North Carolina)$2.6B
43
BUSEFirst Busey Corp.$2.6B
89
CUBICustomers Bancorp, Inc.$2.5B
55
FRMEFirst Merchants Corp. (Indiana)$2.5B
19
NBTBNBT Bancorp, Inc.$2.7B
66
BANRBanner Corp.$2.5B
59
BANCBanc of California, Inc.$2.7B
20

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own First Bancorp (North Carolina) — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest FBNC news & analysis

First Bancorp Announces Cash Dividend

PRNewsWire · 15 Sept 2026neutral

First Bancorp's Board of Directors declared a cash dividend of $0.24 per share on its common stock, payable on October 23, 2026, to shareholders of record as of September 30, 2026.

Why it matters — FBNC watchers would track this dividend declaration as it reflects the company's ongoing return of capital to shareholders.

First BanCorp: Exceptional Run Doesn't Necessitate A Downgrade

Seeking Alpha · 11 Sept 2026positive

First BanCorp has delivered outsized returns, outperforming the S&P 500 since a bullish stance was taken in December. The bank maintains strong asset quality with high returns on assets and equity, an improved net interest margin of 4.87%, and is positioned to benefit further from rising interest rates.

Why it matters — A First Bancorp (North Carolina) watcher would care because the article highlights strong recent performance, solid asset quality, and favorable positioning for rising rates, underscoring the bank's financial health.

FAQ

Frequently asked questions about FBNC stock

What is the FBNC stock price forecast for 2026-2027?

The 5 Wall Street analysts covering First Bancorp (North Carolina) have a median 12-month price target of $70, with estimates ranging from $65 to $72. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is FBNC stock a buy right now?

Of the 5 analysts covering First Bancorp (North Carolina), 3 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks First Bancorp (North Carolina) 43 out of 100 across roughly 4,600 US stocks as at 2 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank FBNC?

As at 2 Oct 2026, First Bancorp (North Carolina) ranks 43 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (81 of 100).

Will FBNC stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +12.3% from the last close, and Ticker Nerd's factor model ranks First Bancorp (North Carolina) 43 out of 100 as at 2 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the FBNC stock forecast for 2030?

No analyst covering First Bancorp (North Carolina) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FBNC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $65 to $72 over the next 12 months.

How has FBNC stock performed over the past year?

First Bancorp (North Carolina) returned +21.7% over the 12 months to 2 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does First Bancorp (North Carolina) do?

First Bancorp is a bank holding company headquartered in Southern Pines, North Carolina. Through its primary subsidiary, First Bank, the company provides commercial and consumer banking services, including deposit accounts, lending products, mortgage lending, and treasury management solutions for individuals and businesses.

What is the latest news on FBNC?

The most recent item we track (PRNewsWire, 15 Sept 2026): "First Bancorp Announces Cash Dividend". First Bancorp's Board of Directors declared a cash dividend of $0.24 per share on its common stock, payable on October 23, 2026, to shareholders of record as of September 30, 2026.

Company

About First Bancorp (North Carolina).

First Bancorp is a bank holding company headquartered in Southern Pines, North Carolina. Through its primary subsidiary, First Bank, the company provides commercial and consumer banking services, including deposit accounts, lending products, mortgage lending, and treasury management solutions for individuals and businesses. It also serves small and medium-sized companies with services such as SBA lending, investment advisory support, and specialized financing options. First Bancorp focuses on community banking across North Carolina and South Carolina, with a branch network that supports retail customers, commercial clients, and local organizations. The company plays a regional role in the financial services market by combining traditional relationship banking with a broad mix of deposit, credit, and wealth-related offerings.

CEO Mr. Richard Hancock Moore · 1,396 employees · United States · https://localfirstbank.com