FBNCFBNCFinancial Services · Banks - Regional

FBNC Stock Forecast: First Bancorp (North Carolina) Price Predictions for 2026-2027

Last close, 14 Aug 2026
$66
+0.32% on the day

The 5 Wall Street analysts covering First Bancorp (North Carolina) hold a median 12-month price target of $70 — +5.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 47 of 100 as at 15 Aug 2026 — in the lower half.

Market cap
$2.7B
Ticker Nerd rank
47 / 100
Median analyst target
$70
Analysts covering
5
Total return, dividends reinvested
1W
+2.6%
1M
+3.7%
YTD
+31.7%
1Y
+27.7%
From 52W high
0.0%
From 52W low
+45.1%
$46
$66
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

FBNC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores First Bancorp (North Carolina) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 15 Aug 2026
47 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
96
Growth
80
Issuance
77
Revisions
55
Accruals
35
Quality
33
Size
32
Volatility
29
Value
7

Momentum (96): The shares have been drifting up relative to others.

Value (7): The shares cost a lot relative to the profits and assets behind them.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

FBNC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FBNC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$45$50$55$60$65$70Oct 25Jan 26Apr 26Jul 26FBNCHigh $72Median $70Low $65

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says5 analysts
3 Buy2 Hold0 Sell
Low $65Median $70High $72

The green dot is the last close — the median target sits +5.5% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.

DateFirmActionRatingTarget
4 Aug 2026Keefe, Bruyette & WoodsMaintainsOutperform$67$70
29 July 2026Piper SandlerMaintainsNeutral$64$65
16 July 2026Raymond JamesMaintainsStrong Buy$68$75
16 July 2026Raymond JamesMaintainsStrong Buy
23 Apr 2026Keefe, Bruyette & WoodsMaintainsOutperform$65$66
23 Apr 2026Keefe, Bruyette & WoodsMaintainsOutperform
9 Feb 2026Piper SandlerDowngradeNeutral
7 Jan 2026Raymond JamesUpgradeStrong Buy
2 Sept 2025Keefe, Bruyette & WoodsMaintainsOutperform
1 Aug 2025Piper SandlerMaintainsNeutral
28 July 2025Stephens & Co.MaintainsOverweight
24 July 2025Keefe, Bruyette & WoodsMaintainsOutperform
13 May 2025Piper SandlerInitiatesNeutral
28 Apr 2025Stephens & Co.MaintainsOverweight
28 Apr 2025Stephens& Co.MaintainsOverweight
24 Apr 2025Keefe, Bruyette & WoodsMaintainsOutperform
26 Mar 2025Stephens & Co.InitiatesOverweight
7 Feb 2025Janney Montgomery ScottDowngradeNeutral
4 Dec 2024Keefe, Bruyette & WoodsMaintainsOutperform
25 July 2024Keefe, Bruyette & WoodsMaintainsOutperform

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. FBNC appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

FBNC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
+0.7%
Analysts raising
1
Analysts cutting
0
Fundamentals

First Bancorp (North Carolina) (FBNC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
20.6×

Cheaper than 38% of US stocks

Price / sales
6.7×

Cheaper than 20% of US stocks

Price / book
1.6×

Cheaper than 54% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
16.0%

Higher than 64% of US stocks

Earnings growth (YoY)
31.0%

Higher than 67% of US stocks

Gross margin
Operating margin
51.2%

Higher than 97% of US stocks

Net margin
32.4%

Higher than 91% of US stocks

Returns & dividend
Return on equity
8.1%

Higher than 59% of US stocks

Return on assets
1.0%

Higher than 50% of US stocks

Dividend yield
1.4%

Higher than 35% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

FBNC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
FBNCFirst Bancorp (North Carolina)$2.7B
47
FRMEFirst Merchants Corp. (Indiana)$2.8B
19
NBTBNBT Bancorp, Inc.$2.8B
68
BBTBeacon Financial Corp.$2.7B
23
BUSEFirst Busey Corp.$2.7B
90
CUBICustomers Bancorp, Inc.$2.8B
58
SYBTStock Yards Bancorp, Inc.$2.6B
52

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own First Bancorp (North Carolina) — and when they’d sell — is the membership. See the Ticker Nerd 20 →

FAQ

Frequently asked questions about FBNC stock

What is the FBNC stock price forecast for 2026-2027?

The 5 Wall Street analysts covering First Bancorp (North Carolina) have a median 12-month price target of $70, with estimates ranging from $65 to $72. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is FBNC stock a buy right now?

Of the 5 analysts covering First Bancorp (North Carolina), 3 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks First Bancorp (North Carolina) 47 out of 100 across roughly 4,600 US stocks as at 15 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank FBNC?

As at 15 Aug 2026, First Bancorp (North Carolina) ranks 47 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (96 of 100).

Will FBNC stock go up?

No one can know that. What the data says: the median 12-month target from 5 analysts implies +5.5% from the last close, and Ticker Nerd's factor model ranks First Bancorp (North Carolina) 47 out of 100 as at 15 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the FBNC stock forecast for 2030?

No analyst covering First Bancorp (North Carolina) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FBNC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $65 to $72 over the next 12 months.

How has FBNC stock performed over the past year?

First Bancorp (North Carolina) returned +27.7% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does First Bancorp (North Carolina) do?

First Bancorp. is a financial services holding company, primarily focused on providing a wide range of banking services.

Company

About First Bancorp (North Carolina).

First Bancorp. is a financial services holding company, primarily focused on providing a wide range of banking services. The company operates through its subsidiary, First Bank, which is deeply rooted in community banking. Its primary function is offering personal and commercial banking services including loan products, deposit accounts, and wealth management services. First Bancorp is significantly involved in mortgage lending, personal loans, and commercial real estate, addressing the financial needs of individuals and businesses in its operational regions. First Bancorp's notable feature is its commitment to community-oriented banking, prioritizing personalized customer service and local decision-making. This focus positions it as a key player in the areas it serves, promoting local economic growth and stability. The company has established a strong presence in its market, with branch offices predominantly located in the southeastern United States. In the broader financial market, First Bancorp plays a crucial role in supporting small business development and personal financial goals, contributing to regional economic dynamism and reflecting the ongoing importance of community banks in the nation's financial ecosystem.

CEO Mr. Richard Hancock Moore · 1,396 employees · United States · https://localfirstbank.com