FBNCFinancial Services · Banks - RegionalThe 5 Wall Street analysts covering First Bancorp (North Carolina) hold a median 12-month price target of $69 — +7.1% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 65 of 100 as at 22 Oct 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores First Bancorp (North Carolina) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Growth (93): Sales and profits are climbing, and climbing faster than before.
Value (8): The shares cost a lot relative to the profits and assets behind them.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on FBNC, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +7.1% from it.
Of the 20 most recent actions, 4 moved their price target up and 1 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 6 Oct 2026 | Raymond James | Downgrade | Outperform | $72 → $71 |
| 4 Aug 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $67 → $70 |
| 4 Aug 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 29 July 2026 | Piper Sandler | Maintains | Neutral | $64 → $65 |
| 29 July 2026 | Piper Sandler | Maintains | Neutral | — |
| 16 July 2026 | Raymond James | Maintains | Strong Buy | $68 → $75 |
| 16 July 2026 | Raymond James | Maintains | Strong Buy | — |
| 23 Apr 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $65 → $66 |
| 23 Apr 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 9 Feb 2026 | Piper Sandler | Downgrade | Neutral | — |
| 7 Jan 2026 | Raymond James | Upgrade | Strong Buy | — |
| 2 Sept 2025 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 1 Aug 2025 | Piper Sandler | Maintains | Neutral | — |
| 28 July 2025 | Stephens & Co. | Maintains | Overweight | — |
| 24 July 2025 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 13 May 2025 | Piper Sandler | Initiates | Neutral | — |
| 28 Apr 2025 | Stephens & Co. | Maintains | Overweight | — |
| 28 Apr 2025 | Stephens& Co. | Maintains | Overweight | — |
| 24 Apr 2025 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 26 Mar 2025 | Stephens & Co. | Initiates | Overweight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
FBNC appears in the Radar on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 23 Oct 2026, First Bancorp (North Carolina) returned +37.5% against +14.3% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 39% of US stocks
Cheaper than 20% of US stocks
Cheaper than 53% of US stocks
Higher than 64% of US stocks
Higher than 66% of US stocks
Higher than 97% of US stocks
Higher than 91% of US stocks
Higher than 59% of US stocks
Higher than 50% of US stocks
Higher than 76% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
First Bancorp (North Carolina) has a market value of $2.5B and an enterprise value of $2.1B.
Revenue in the twelve months to 30 June 2026: $416.7M. The latest quarter grew 16.0% year on year.
Net income over the same four quarters: $133.3M, a 32.0% net margin.
Diluted earnings per share, trailing twelve months: $3.22.
Free cash flow in the twelve months to 30 June 2026: $227.0M.
First Bancorp (North Carolina) spent $7.3M on share buybacks and $38.5M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 19.0×; forward P/E: 12.1× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 1.57%, paying out 29% of earnings.
First Bancorp (North Carolina) employs 1,332 people — $313K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own First Bancorp (North Carolina) — and when they’d sell — is the membership. See the Ticker Nerd 20 →
First BanCorp. (NYSE: FBP) reported third-quarter net income of $96.1 million, or $0.63 per share. Stable credit quality and commercial loan growth helped offset softer net interest income, lower non-interest income and higher operating expenses.
Why it matters — The results highlight factors affecting First BanCorp.’s earnings, though the item concerns FBP rather than FBNC.
Zacks Investment Research discusses First Bancorp’s Q3 revenue and EPS for the quarter ended September 2026, focusing on how key metrics compare with Wall Street estimates and year-ago figures. The excerpt does not provide specific results or comparisons.
Why it matters — FBNC watchers may find the key-metric comparisons useful for understanding the quarter’s performance, although the excerpt gives no individual metric details.
First Bancorp reported quarterly earnings of $1.24 per share, above the Zacks Consensus Estimate of $1.18. Earnings were $1.01 per share in the same period a year ago.
Why it matters — FBNC watchers may note that quarterly earnings exceeded the consensus estimate and were higher than a year earlier.
First Bancorp reported third-quarter 2026 net income of $51.3 million and diluted EPS of $1.24, compared with $50.5 million and $1.22 in the prior quarter. Net interest income was $114.8 million, while the net interest margin was 3.75%.
Why it matters — The results provide FBNC watchers with an update on quarterly earnings, net interest income, credit measures and capital ratios.
Zacks Investment Research says First Bancorp has two key ingredients that could support an earnings beat in its upcoming report, and highlights key expectations.
Why it matters — FBNC watchers may find the article’s expectations relevant ahead of the company’s upcoming earnings report.
The 5 Wall Street analysts covering First Bancorp (North Carolina) have a median 12-month price target of $69, with estimates ranging from $65 to $72. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 5 analysts covering First Bancorp (North Carolina), 3 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks First Bancorp (North Carolina) 65 out of 100 across roughly 4,600 US stocks as at 22 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 22 Oct 2026, First Bancorp (North Carolina) ranks 65 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (93 of 100).
No one can know that. What the data says: the median 12-month target from 5 analysts implies +7.1% from the last close, and Ticker Nerd's factor model ranks First Bancorp (North Carolina) 65 out of 100 as at 22 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering First Bancorp (North Carolina) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FBNC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $65 to $72 over the next 12 months.
First Bancorp (North Carolina) returned +37.5% over the 12 months to 23 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
First Bancorp is a bank holding company headquartered in Southern Pines, North Carolina. Through its primary subsidiary, First Bank, the company provides commercial and consumer banking services, including deposit accounts, lending products, mortgage lending, and treasury management solutions for individuals and businesses.
The most recent item we track (MarketBeat, 22 Oct 2026): "First BanCorp. Q3 Earnings Call Highlights". First BanCorp. (NYSE: FBP) reported third-quarter net income of $96.1 million, or $0.63 per share. Stable credit quality and commercial loan growth helped offset softer net interest income, lower non-interest income and higher operating expenses.
First Bancorp is a bank holding company headquartered in Southern Pines, North Carolina. Through its primary subsidiary, First Bank, the company provides commercial and consumer banking services, including deposit accounts, lending products, mortgage lending, and treasury management solutions for individuals and businesses. It also serves small and medium-sized companies with services such as SBA lending, investment advisory support, and specialized financing options. First Bancorp focuses on community banking across North Carolina and South Carolina, with a branch network that supports retail customers, commercial clients, and local organizations. The company plays a regional role in the financial services market by combining traditional relationship banking with a broad mix of deposit, credit, and wealth-related offerings.
CEO Mr. Richard Hancock Moore · 1,332 employees · United States · https://localfirstbank.com
