FBNCFinancial Services · Banks - RegionalFBNC Stock Forecast: First Bancorp (North Carolina) Price Predictions for 2026-2027
The 5 Wall Street analysts covering First Bancorp (North Carolina) hold a median 12-month price target of $70 — +9.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 44 of 100 as at 8 Sept 2026 — in the lower half.
FBNC stock analysis: one number for the whole business
Consensus tells you what everyone already believes. The model scores First Bancorp (North Carolina) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Momentum (83): The shares have been drifting up relative to others.
Value (7): The shares cost a lot relative to the profits and assets behind them.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
FBNC stock forecast 2026-2027: analyst price targets & predictions
The bullish and bearish analyst opinions on FBNC, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +9.2% from it.
Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 4 Aug 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $67 → $70 |
| 29 July 2026 | Piper Sandler | Maintains | Neutral | $64 → $65 |
| 16 July 2026 | Raymond James | Maintains | Strong Buy | $68 → $75 |
| 16 July 2026 | Raymond James | Maintains | Strong Buy | — |
| 23 Apr 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $65 → $66 |
| 23 Apr 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 9 Feb 2026 | Piper Sandler | Downgrade | Neutral | — |
| 7 Jan 2026 | Raymond James | Upgrade | Strong Buy | — |
| 2 Sept 2025 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 1 Aug 2025 | Piper Sandler | Maintains | Neutral | — |
| 28 July 2025 | Stephens & Co. | Maintains | Overweight | — |
| 24 July 2025 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 13 May 2025 | Piper Sandler | Initiates | Neutral | — |
| 28 Apr 2025 | Stephens & Co. | Maintains | Overweight | — |
| 28 Apr 2025 | Stephens& Co. | Maintains | Overweight | — |
| 24 Apr 2025 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 26 Mar 2025 | Stephens & Co. | Initiates | Overweight | — |
| 7 Feb 2025 | Janney Montgomery Scott | Downgrade | Neutral | — |
| 4 Dec 2024 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 25 July 2024 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
This page is one stock. Monday covers all of them.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. FBNC appears on the weeks it earns a place.
FBNC vs the S&P 500
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 9 Sept 2026, First Bancorp (North Carolina) returned +18.7% against +18.5% for the S&P 500, dividends included.
Download this chart as an image — free to reuse; link this page as the source.
Data provided by Twelve Data
FBNC analyst estimate revisions
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
First Bancorp (North Carolina) (FBNC) financial data
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
- Trailing P/E
- 20.1×
- Price / sales
- 6.5×
- Price / book
- 1.6×
- EV / EBITDA
- —
Cheaper than 38% of US stocks
Cheaper than 20% of US stocks
Cheaper than 55% of US stocks
- Revenue growth (YoY)
- 16.0%
- Earnings growth (YoY)
- 31.0%
- Gross margin
- —
- Operating margin
- 51.2%
- Net margin
- 32.4%
Higher than 64% of US stocks
Higher than 66% of US stocks
Higher than 97% of US stocks
Higher than 91% of US stocks
- Return on equity
- 8.1%
- Return on assets
- 1.0%
- Dividend yield
- 1.5%
Higher than 59% of US stocks
Higher than 50% of US stocks
Higher than 35% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
First Bancorp (North Carolina) (FBNC) statistics: revenue, profit & scale
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
First Bancorp (North Carolina) has a market value of $2.7B and an enterprise value of $2.2B.
Revenue in the twelve months to 30 June 2026: $416.7M. The latest quarter grew 16.0% year on year.
Net income over the same four quarters: $133.3M, a 32.0% net margin.
Diluted earnings per share, trailing twelve months: $3.22.
Free cash flow in the twelve months to 30 June 2026: $227.0M.
First Bancorp (North Carolina) spent $7.3M on share buybacks and $38.5M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 20.1×; forward P/E: 12.8× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 1.48%, paying out 29% of earnings.
First Bancorp (North Carolina) employs 1,396 people — $298K of revenue per employee.
Data provided by Twelve Data
FBNC vs competitors
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own First Bancorp (North Carolina) — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Frequently asked questions about FBNC stock
What is the FBNC stock price forecast for 2026-2027?
The 5 Wall Street analysts covering First Bancorp (North Carolina) have a median 12-month price target of $70, with estimates ranging from $65 to $72. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Is FBNC stock a buy right now?
Of the 5 analysts covering First Bancorp (North Carolina), 3 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks First Bancorp (North Carolina) 44 out of 100 across roughly 4,600 US stocks as at 8 Sept 2026. None of this is personal advice — it does not consider your circumstances.
How does Ticker Nerd's model rank FBNC?
As at 8 Sept 2026, First Bancorp (North Carolina) ranks 44 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (83 of 100).
Will FBNC stock go up?
No one can know that. What the data says: the median 12-month target from 5 analysts implies +9.2% from the last close, and Ticker Nerd's factor model ranks First Bancorp (North Carolina) 44 out of 100 as at 8 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
What is the FBNC stock forecast for 2030?
No analyst covering First Bancorp (North Carolina) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FBNC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $65 to $72 over the next 12 months.
How has FBNC stock performed over the past year?
First Bancorp (North Carolina) returned +18.7% over the 12 months to 9 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.
What does First Bancorp (North Carolina) do?
First Bancorp is a bank holding company headquartered in Southern Pines, North Carolina. Through its primary subsidiary, First Bank, the company provides commercial and consumer banking services, including deposit accounts, lending products, mortgage lending, and treasury management solutions for individuals and businesses.
About First Bancorp (North Carolina).
First Bancorp is a bank holding company headquartered in Southern Pines, North Carolina. Through its primary subsidiary, First Bank, the company provides commercial and consumer banking services, including deposit accounts, lending products, mortgage lending, and treasury management solutions for individuals and businesses. It also serves small and medium-sized companies with services such as SBA lending, investment advisory support, and specialized financing options. First Bancorp focuses on community banking across North Carolina and South Carolina, with a branch network that supports retail customers, commercial clients, and local organizations. The company plays a regional role in the financial services market by combining traditional relationship banking with a broad mix of deposit, credit, and wealth-related offerings.
CEO Mr. Richard Hancock Moore · 1,396 employees · United States · https://localfirstbank.com