FNLCFNLCFinancial Services · Banks - Regional

FNLC Stock Forecast: The First Bancorp, Inc. (Maine) Price Predictions for 2026-2027

Last close, 3 Aug 2026
$36
+1.60% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 74 of 100 as at 1 Aug 2026 — in the upper half.

Market cap
$395.9M
Ticker Nerd rank
74 / 100
Median analyst target
Analysts covering
0
Total return, dividends reinvested
1W
+2.2%
1M
+2.9%
YTD
+40.0%
1Y
+51.5%
From 52W high
0.0%
From 52W low
+53.7%
$23
$36
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

FNLC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores The First Bancorp, Inc. (Maine) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Aug 2026
74 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
93
Volatility
80
Growth
73
Quality
68
Value
65
Issuance
64
Size
56
Accruals
51
Revisions
25

Momentum (93): The shares have been drifting up relative to others.

Revisions (25): Analysts have, on balance, been cutting their forecasts.

The rank is the raw material. Whether the rules would actually own The First Bancorp, Inc. (Maine) — and when they’d sell — is the membership.

Wall Street

FNLC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FNLC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$24$26$28$30$32$34$36Oct 25Jan 26Apr 26Jul 26FNLC

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

FNLC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

The First Bancorp, Inc. (Maine) (FNLC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
10.4×

Cheaper than 58% of US stocks

Price / sales
4.0×

Cheaper than 31% of US stocks

Price / book
1.4×

Cheaper than 61% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
12.9%

Higher than 61% of US stocks

Earnings growth (YoY)
18.6%

Higher than 60% of US stocks

Gross margin
Operating margin
48.7%

Higher than 96% of US stocks

Net margin
38.3%

Higher than 93% of US stocks

Returns & dividend
Return on equity
13.5%

Higher than 72% of US stocks

Return on assets
1.2%

Higher than 52% of US stocks

Dividend yield
4.3%

Higher than 79% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

FNLC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
FNLCThe First Bancorp, Inc. (Maine)$395.9M
74
CHMGChemung Financial Corp.$390.7M
95
MVBFMVB Financial Corp.$390.2M
88
USCBUSCB Financial Holdings, Inc.$397.9M
76
FRSTPrimis Financial Corp.$398.6M
75
FCBMFirst Carolina Financial Services, Inc.$388.7M
3
PCBPCB Bancorp$399.9M
91
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. FNLC appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

FAQ

Frequently asked questions about FNLC stock

How does Ticker Nerd's model rank FNLC?

As at 1 Aug 2026, The First Bancorp, Inc. (Maine) ranks 74 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (93 of 100).

What is the FNLC stock forecast for 2030?

No analyst covering The First Bancorp, Inc. (Maine) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FNLC are extrapolating price history, which says nothing about the business.

How has FNLC stock performed over the past year?

The First Bancorp, Inc. (Maine) returned +51.5% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does The First Bancorp, Inc. (Maine) do?

First Bancorp, Inc. is a financial holding company focused on providing community banking services.

Company

About The First Bancorp, Inc. (Maine).

First Bancorp, Inc. is a financial holding company focused on providing community banking services. The corporation operates a network of banks that offer a comprehensive range of financial products and services, including deposit accounts, mortgage lending, consumer lending, and commercial banking solutions. Catering primarily to small and medium-sized businesses, and individual customers, First Bancorp facilitates economic growth and resilience within its local communities. Noteworthy for its emphasis on personalized customer service, the institution strives to meet the unique financial needs of its client base. First Bancorp plays a significant role in the banking sector by contributing to financial stability and economic development in the regions it serves. Through its traditional banking operations, First Bancorp aims to support local enterprises and enhance the financial well-being of its customers, establishing itself as a reliable pillar within the financial industry.

CEO Mr. Tony C. McKim · 278 employees · United States · https://www.thefirst.com