FNLCFNLCFinancial Services · Banks - Regional

FNLC Stock Forecast: The First Bancorp, Inc. (Maine) Price Predictions for 2026-2027

Last close, 4 Nov 2026
$37
+2.94% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 64 of 100 as at 4 Nov 2026 — in the upper half.

Market cap
$407.3M
Ticker Nerd rank
64/ 100
Median analyst target
—
Analysts covering
0
Revenue$25.8M+14.6% y/y
Net income$9.6M
Free cash flow−$13.2M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+2.4%
1M
+9.8%
YTD
+47.5%
1Y
+56.8%
From 52W high
0.0%
From 52W low
+57.6%
$24
$37
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

FNLC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores The First Bancorp, Inc. (Maine) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 4 Nov 2026
64/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
97
Volatility
84
Quality
70
Growth
70
Value
55
Size
55
Accruals
45
Issuance
42
Revisions
25

Momentum (97): The shares have been drifting up relative to others.

Revisions (25): Analysts have, on balance, been cutting their forecasts.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

FNLC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FNLC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$25$30$35Jan 26Apr 26Jul 26Oct 26FNLC

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

FNLC appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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    VRTCEGGEVVST

Performance

FNLC vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 4 Nov 2026, The First Bancorp, Inc. (Maine) returned +56.8% against +14.8% for the S&P 500, dividends included.

FNLC vs S&P 500, last 12 monthsTotal return, rebased to 100
100120140160Jan 26Apr 26Jul 26Oct 26FNLCS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

FNLC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

The First Bancorp, Inc. (Maine) (FNLC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
10.3×

Cheaper than 57% of US stocks

Price / sales
4.0×

Cheaper than 29% of US stocks

Price / book
1.4×

Cheaper than 55% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
11.2%

Higher than 56% of US stocks

Earnings growth (YoY)
17.5%

Higher than 57% of US stocks

Gross margin
—
Operating margin
51.3%

Higher than 97% of US stocks

Net margin
38.8%

Higher than 94% of US stocks

Returns & dividend
Return on equity
14.0%

Higher than 72% of US stocks

Return on assets
1.2%

Higher than 52% of US stocks

Dividend yield
4.2%

Higher than 91% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

The First Bancorp, Inc. (Maine) (FNLC) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • The First Bancorp, Inc. (Maine) has a market value of $407.3M and an enterprise value of $525.4M.

  • Revenue in the twelve months to 30 June 2026: $101.4M. The latest quarter grew 11.2% year on year.

  • Net income over the same four quarters: $37.8M, a 37.3% net margin.

  • Diluted earnings per share, trailing twelve months: $3.37.

  • Free cash flow in the twelve months to 30 June 2026: $35.6M, after $2.4M of capital spending.

  • The First Bancorp, Inc. (Maine) spent $306K on share buybacks and $16.6M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 11.3M.

  • Trailing P/E: 10.3×.

  • Forward dividend yield: 4.21%, paying out 55% of earnings.

  • The First Bancorp, Inc. (Maine) employs 278 people — $365K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 5 Nov 2026

Data provided by Twelve Data

Peers

FNLC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
FNLCThe First Bancorp, Inc. (Maine)$407.3M64
CHMGChemung Financial Corp.$416.5M91
NECBNortheast Community Bancorp, Inc.$419.0M77
CZFSCitizens Financial Services, Inc.$419.5M81
FCBMFirst Carolina Financial Services, Inc.$408.3M5
FDBCFidelity D&D Bancorp, Inc.$406.8M36
NWFLNorwood Financial Corp.$400.1M74

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own The First Bancorp, Inc. (Maine) — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest FNLC news & analysis

The First Bancorp Announces Third Quarter Results

Business Wire · 21 Oct 2026positive

The First Bancorp reported unaudited third-quarter 2026 net income of $10.7 million and fully diluted earnings per share of $0.95. These were increases of 17.5% and 16.8%, respectively, from the third quarter of 2025.

Why it matters — The reported year-over-year increases provide FNLC watchers with an update on the company’s third-quarter earnings performance.

Dividend Champion, Contender, And Challenger Highlights: Week October 4

Seeking Alpha · 2 Oct 2026neutral

A weekly summary of dividend activity covering Dividend Champions, Contenders, and Challengers was published, highlighting companies that changed their dividends and those with upcoming ex-dividend dates.

Why it matters — FNLC watchers would care because the summary tracks dividend changes and ex-dividend dates among long-standing dividend-paying companies, potentially relevant to FNLC's dividend-focused investor base.

5 High-Yield Dividends That Pay You Soon (But You Must Act Now)

24/7 Wall Street · 2 Oct 2026neutral

A 24/7 Wall Street article highlights five dividend stocks going ex-dividend within the next three trading days, noting that the coverage behind their payouts varies widely from solid to alarming. The piece urges investors to act quickly given the approaching deadlines.

Why it matters — FNLC watchers may look to the article for context on dividend-paying stocks and ex-dividend timing, though The First Bancorp is not specifically mentioned.

The First Bancorp Declares Third Quarter Dividend

Business Wire · 24 Sept 2026positive

The First Bancorp, parent company of First National Bank, declared a quarterly cash dividend of 38 cents per share for the third quarter, payable October 16, 2026 to shareholders of record as of October 6, 2026. President and CEO Tony C. McKim noted the board authorized the dividend and the company has enjoyed a strong start to the year.

Why it matters — The declaration of a regular cash dividend provides shareholders with an expected income return and signals the company's continued financial strength.

First Bancorp: I'm Not Ready To Downgrade The Stock Just Yet

Seeking Alpha · 2 Sept 2026positive

An analyst keeps a soft 'buy' rating on The First Bancorp, citing improved fundamentals and margins despite a 30.6% share price rally since March. Net interest margin rose to 2.88% and net profits increased to $9.6 million, supported by lower deposit costs and strong asset growth.

Why it matters — The item highlights improving profitability and asset quality that may reassure FNLC watchers about the company's continued financial health following a significant share price run-up.

FAQ

Frequently asked questions about FNLC stock

How does Ticker Nerd's model rank FNLC?

As at 4 Nov 2026, The First Bancorp, Inc. (Maine) ranks 64 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (97 of 100).

What is the FNLC stock forecast for 2030?

No analyst covering The First Bancorp, Inc. (Maine) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FNLC are extrapolating price history, which says nothing about the business.

How has FNLC stock performed over the past year?

The First Bancorp, Inc. (Maine) returned +56.8% over the 12 months to 4 Nov 2026, with dividends reinvested. Past performance does not indicate future returns.

What does The First Bancorp, Inc. (Maine) do?

The First Bancorp, Inc. is a bank holding company that operates through its subsidiary, First National Bank, providing a broad range of banking and financial services to individuals, businesses, municipalities, and nonprofit organizations.

What is the latest news on FNLC?

The most recent item we track (Business Wire, 21 Oct 2026): "The First Bancorp Announces Third Quarter Results". The First Bancorp reported unaudited third-quarter 2026 net income of $10.7 million and fully diluted earnings per share of $0.95. These were increases of 17.5% and 16.8%, respectively, from the third quarter of 2025.

Company

About The First Bancorp, Inc. (Maine).

The First Bancorp, Inc. is a bank holding company that operates through its subsidiary, First National Bank, providing a broad range of banking and financial services to individuals, businesses, municipalities, and nonprofit organizations. Its offerings include deposit accounts, consumer, commercial, and mortgage lending, as well as ATM processing, investment management, trust services, and other relationship-based banking solutions. The First Bancorp serves customers through a community banking model focused on retail and commercial financial needs, with a presence concentrated in Maine. It plays a regional role in delivering local banking, cash management, and wealth-related services that support everyday financial activity and business operations across its markets.

CEO Mr. Tony C. McKim · 278 employees · United States · https://www.thefirst.com