FNLCFinancial Services · Banks - Regional

FNLC Stock Forecast: The First Bancorp, Inc. (Maine) Price Predictions for 2026-2027

Last close, 14 Oct 2026

$33

−0.33% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 69 of 100 as at 14 Oct 2026 — in the upper half.

Market cap

$378.7M

Ticker Nerd rank

69 / 100

Median analyst target

—

Analysts covering

Revenue$25.8M+14.6% y/y

Net income$9.6M

Free cash flow−$13.2M

Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown

Total return, dividends reinvested

+0.5%

−4.1%

YTD

+32.8%

+39.6%

From 52W high

−5.2%

From 52W low

+43.9%

$23

$35

52-week range, adjusted closes · the dot is the last close

Ticker Nerd rank

FNLC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores The First Bancorp, Inc. (Maine) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 14 Oct 2026

69 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum

Volatility

Growth

Quality

Value

Size

Accruals

Issuance

Revisions

Momentum (94): The shares have been drifting up relative to others.

Revisions (25): Analysts have, on balance, been cutting their forecasts.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

FNLC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FNLC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. FNLC appears on the weeks it earns a place.

Performance

FNLC vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 14 Oct 2026, The First Bancorp, Inc. (Maine) returned +39.6% against +17.5% for the S&P 500, dividends included.

FNLC vs S&P 500, last 12 monthsTotal return, rebased to 100

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

FNLC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

The First Bancorp, Inc. (Maine) (FNLC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation

Trailing P/E: 10.0×
Price / sales: 3.8×
Price / book: 1.3×
EV / EBITDA: —

Growth & margins

Revenue growth (YoY): 12.9%
Earnings growth (YoY): 18.6%
Gross margin: —
Operating margin: 48.7%
Net margin: 38.3%

Returns & dividend

Return on equity: 13.5%
Return on assets: 1.2%
Dividend yield: 4.5%

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

The First Bancorp, Inc. (Maine) (FNLC) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

The First Bancorp, Inc. (Maine) has a market value of $378.7M and an enterprise value of $558.9M.
Revenue in the twelve months to 30 June 2026: $101.4M. The latest quarter grew 12.9% year on year.
Net income over the same four quarters: $37.8M, a 37.3% net margin.
Diluted earnings per share, trailing twelve months: $3.37.
Free cash flow in the twelve months to 30 June 2026: $35.6M, after $2.4M of capital spending.
The First Bancorp, Inc. (Maine) spent $306K on share buybacks and $16.6M on dividends in the twelve months to 30 June 2026.
Shares outstanding: 11.3M.
Trailing P/E: 10.0×.
Forward dividend yield: 4.54%, paying out 55% of earnings.
The First Bancorp, Inc. (Maine) employs 278 people — $365K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 15 Oct 2026

Data provided by Twelve Data

Peers

FNLC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional

Company	Market cap	TKN rank
FNLCThe First Bancorp, Inc. (Maine)	$378.7M	69
CZFSCitizens Financial Services, Inc.	$376.1M	75
MVBFMVB Financial Corp.	$374.2M	79
FRSTPrimis Financial Corp.	$379.4M	73
CHMGChemung Financial Corp.	$379.6M	87
FCBMFirst Carolina Financial Services, Inc.	$379.9M	2
PKBKParke Bancorp, Inc.	$380.0M	78

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own The First Bancorp, Inc. (Maine) — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest FNLC news & analysis

Dividend Champion, Contender, And Challenger Highlights: Week October 4

Seeking Alpha · 2 Oct 2026neutral

A weekly summary of dividend activity covering Dividend Champions, Contenders, and Challengers was published, highlighting companies that changed their dividends and those with upcoming ex-dividend dates.

Why it matters — FNLC watchers would care because the summary tracks dividend changes and ex-dividend dates among long-standing dividend-paying companies, potentially relevant to FNLC's dividend-focused investor base.

5 High-Yield Dividends That Pay You Soon (But You Must Act Now)

24/7 Wall Street · 2 Oct 2026neutral

A 24/7 Wall Street article highlights five dividend stocks going ex-dividend within the next three trading days, noting that the coverage behind their payouts varies widely from solid to alarming. The piece urges investors to act quickly given the approaching deadlines.

Why it matters — FNLC watchers may look to the article for context on dividend-paying stocks and ex-dividend timing, though The First Bancorp is not specifically mentioned.

The First Bancorp Declares Third Quarter Dividend

Business Wire · 24 Sept 2026positive

The First Bancorp, parent company of First National Bank, declared a quarterly cash dividend of 38 cents per share for the third quarter, payable October 16, 2026 to shareholders of record as of October 6, 2026. President and CEO Tony C. McKim noted the board authorized the dividend and the company has enjoyed a strong start to the year.

Why it matters — The declaration of a regular cash dividend provides shareholders with an expected income return and signals the company's continued financial strength.

First Bancorp: I'm Not Ready To Downgrade The Stock Just Yet

Seeking Alpha · 2 Sept 2026positive

An analyst keeps a soft 'buy' rating on The First Bancorp, citing improved fundamentals and margins despite a 30.6% share price rally since March. Net interest margin rose to 2.88% and net profits increased to $9.6 million, supported by lower deposit costs and strong asset growth.

Why it matters — The item highlights improving profitability and asset quality that may reassure FNLC watchers about the company's continued financial health following a significant share price run-up.

FAQ

Frequently asked questions about FNLC stock

How does Ticker Nerd's model rank FNLC?

As at 14 Oct 2026, The First Bancorp, Inc. (Maine) ranks 69 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (94 of 100).

What is the FNLC stock forecast for 2030?

No analyst covering The First Bancorp, Inc. (Maine) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FNLC are extrapolating price history, which says nothing about the business.

How has FNLC stock performed over the past year?

The First Bancorp, Inc. (Maine) returned +39.6% over the 12 months to 14 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does The First Bancorp, Inc. (Maine) do?

What is the latest news on FNLC?

The most recent item we track (Seeking Alpha, 2 Oct 2026): "Dividend Champion, Contender, And Challenger Highlights: Week October 4". A weekly summary of dividend activity covering Dividend Champions, Contenders, and Challengers was published, highlighting companies that changed their dividends and those with upcoming ex-dividend dates.

Company

About The First Bancorp, Inc. (Maine).

The First Bancorp, Inc. is a bank holding company that operates through its subsidiary, First National Bank, providing a broad range of banking and financial services to individuals, businesses, municipalities, and nonprofit organizations. Its offerings include deposit accounts, consumer, commercial, and mortgage lending, as well as ATM processing, investment management, trust services, and other relationship-based banking solutions. The First Bancorp serves customers through a community banking model focused on retail and commercial financial needs, with a presence concentrated in Maine. It plays a regional role in delivering local banking, cash management, and wealth-related services that support everyday financial activity and business operations across its markets.

CEO Mr. Tony C. McKim · 278 employees · United States · https://www.thefirst.com