USCBFinancial Services · Banks - RegionalThe 5 Wall Street analysts covering USCB Financial Holdings, Inc. hold a median 12-month price target of $24 — +7.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 76 of 100 as at 1 Aug 2026 — inside the top quartile. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores USCB Financial Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Revisions (95): Analysts have, on balance, been raising their forecasts.
Accruals (19): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
The rank is the raw material. Whether the rules would actually own USCB Financial Holdings, Inc. — and when they’d sell — is the membership.
The bullish and bearish analyst opinions on USCB, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
The green dot is the last close — the median target sits +7.0% from it.
Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 27 July 2026 | Piper Sandler | Maintains | Overweight | $24 → $27 |
| 28 Apr 2026 | Piper Sandler | Maintains | Overweight | $23 → $24 |
| 8 Sept 2025 | Piper Sandler | Maintains | Overweight | — |
| 8 Sept 2025 | Raymond James | Upgrade | Strong Buy | — |
| 28 July 2025 | Raymond James | Upgrade | Outperform | — |
| 28 Apr 2025 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 2 Apr 2025 | Raymond James | Downgrade | Market Perform | — |
| 4 Nov 2024 | Piper Sandler | Upgrade | Overweight | — |
| 29 July 2024 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 30 Jan 2024 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 29 Jan 2024 | Raymond James | Maintains | Outperform | — |
| 31 July 2023 | Piper Sandler | Maintains | Neutral | — |
| 11 July 2023 | Janney Montgomery Scott | Initiates | Neutral | — |
| 2 May 2023 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 6 Apr 2023 | Raymond James | Maintains | Outperform | — |
| 31 Jan 2023 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 30 Jan 2023 | Raymond James | Maintains | Outperform | — |
| 14 Jan 2022 | Piper Sandler | Downgrade | Neutral | $15 → $16 |
| 1 Nov 2021 | Raymond James | Maintains | Outperform | $13 → $15 |
| 17 Aug 2021 | Piper Sandler | Initiates | Overweight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 49% of US stocks
Cheaper than 29% of US stocks
Cheaper than 49% of US stocks
Higher than 63% of US stocks
Higher than 52% of US stocks
Higher than 96% of US stocks
Higher than 89% of US stocks
Higher than 70% of US stocks
Higher than 49% of US stocks
Higher than 50% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The nearest names by industry and size, scored by the same model — like for like.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. USCB appears on the weeks it earns a place.
USCB Financial Holdings, Inc. held its Q2 2026 earnings conference call, and a transcript of the call was published on Seeking Alpha.
Why it matters — The earnings call transcript provides investors and analysts with a detailed record of management's discussion of USCB's second-quarter 2026 financial results and outlook.
USCB Financial reported second-quarter 2026 net income of $9.1 million, or $0.49 per diluted share, up from $0.40 per diluted share a year earlier. The quarter featured record loan production, higher net interest margin, controlled expenses and continued low credit losses as total assets surpassed $3 billion.
Why it matters — The results show USCB achieving record loan production, surpassing $3 billion in total assets, and growing earnings per share, all of which signal operational momentum for the company.
Zacks Investment Research examined USCB Financial's Q2 2026 earnings, comparing revenue and EPS against Wall Street estimates and year-ago figures.
Why it matters — The article provides a look at how USCB's key financial metrics performed relative to analyst expectations and the same quarter last year.
USCB Financial Holdings reported Q2 earnings of $0.49 per share, matching the Zacks Consensus Estimate, compared to $0.40 per share in the same quarter last year.
Why it matters — USCB watchers would note that while earnings matched analyst expectations, they represent year-over-year growth of more than 20% from the prior-year quarter.
The 5 Wall Street analysts covering USCB Financial Holdings, Inc. have a median 12-month price target of $24, with estimates ranging from $22 to $27. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 5 analysts covering USCB Financial Holdings, Inc., 3 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks USCB Financial Holdings, Inc. 76 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.
As at 1 Aug 2026, USCB Financial Holdings, Inc. ranks 76 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (95 of 100).
No one can know that. What the data says: the median 12-month target from 5 analysts implies +7.0% from the last close, and Ticker Nerd's factor model ranks USCB Financial Holdings, Inc. 76 out of 100 as at 1 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering USCB Financial Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for USCB are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $22 to $27 over the next 12 months.
USCB Financial Holdings, Inc. returned +42.2% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
USCB Financial Holdings Inc. is a preeminent financial services company primarily engaged in providing a comprehensive range of banking and related financial solutions.
The most recent item we track (Seeking Alpha, 24 July 2026): "USCB Financial Holdings, Inc. (USCB) Q2 2026 Earnings Call Transcript". USCB Financial Holdings, Inc. held its Q2 2026 earnings conference call, and a transcript of the call was published on Seeking Alpha.
USCB Financial Holdings Inc. is a preeminent financial services company primarily engaged in providing a comprehensive range of banking and related financial solutions. Its primary function is to facilitate community banking services, which include accepting deposits, offering loans, and providing wealth management advisory services. USCB Financial Holdings Inc. targets a diverse clientele comprising individuals, small and medium-sized enterprises, and commercial entities. Operating within the banking and financial services industry, it is crucial in bolstering local economies by channeling funds into various sectors through its loan programs. The institution prides itself on maintaining strong community ties and leveraging local insights to tailor its offerings. Its market significance is underscored by its role in enhancing financial inclusion, supporting economic development, and being a trustworthy financial partner for its customers. USCB Financial Holdings Inc. exemplifies the pivotal role community banks play in expanding access to essential financial services and fostering economic growth at a grassroots level.
CEO Mr. Luis F. de la Aguilera · 216 employees · United States · https://www.uscentury.com