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USCB Stock Forecast 2026-2027
$19.12
Current Price
$383.90M
Market Cap
Buy 3
Hold 2
Sell 0
Wall St Analyst Ratings
Distance to USCB Price Targets
+20.3%
To High Target of $23.00
+9.8%
To Median Target of $21.00
+2.0%
To Low Target of $19.50
USCB Price Momentum
-2.0%
1 Week Change
-0.9%
1 Month Change
+5.4%
1 Year Change
+3.8%
Year-to-Date Change
-6.7%
From 52W High of $20.49
+24.2%
From 52W Low of $15.39
📊 TOP ANALYST CALLS
Did USCB Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if U.S. Century Bank is one of their latest high-conviction picks.
Latest USCB Stock Price Targets & Analyst Predictions
Based on our analysis of 6 Wall Street analysts, USCB has a bullish consensus with a median price target of $21.00 (ranging from $19.50 to $23.00). The overall analyst rating is Buy (7.6/10). Currently trading at $19.12, the median forecast implies a 9.8% upside. This outlook is supported by 3 Buy, 2 Hold, and 0 Sell ratings.
The most optimistic forecast comes from Stephen Scouten at Piper Sandler, projecting a 20.3% upside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
USCB Analyst Ratings
3
Buy
2
Hold
0
Sell
USCB Price Target Range
Low
$19.50
Average
$21.00
High
$23.00
Current: $19.12
Latest USCB Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for USCB.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Sep 8, 2025 | Raymond James | Michael Rose | Strong Buy | Upgrade | $22.00 |
| Sep 8, 2025 | Piper Sandler | Stephen Scouten | Overweight | Maintains | $23.00 |
| Jul 28, 2025 | Raymond James | Michael Rose | Outperform | Upgrade | $20.00 |
| Apr 28, 2025 | Keefe, Bruyette & Woods | Wood Lay | Outperform | Maintains | $21.00 |
| Apr 2, 2025 | Raymond James | Michael Rose | Market Perform | Downgrade | $N/A |
| Nov 4, 2024 | Piper Sandler | Stephen Scouten | Overweight | Upgrade | $20.00 |
| Jul 29, 2024 | Keefe, Bruyette & Woods | Wood Lay | Outperform | Maintains | $16.50 |
| Jan 30, 2024 | Keefe, Bruyette & Woods | Brady Gailey | Outperform | Maintains | $15.00 |
| Jan 29, 2024 | Raymond James | Michael Rose | Outperform | Maintains | $13.00 |
| Jul 31, 2023 | Piper Sandler | Stephen Scouten | Neutral | Maintains | $12.00 |
| Jul 11, 2023 | Janney Montgomery Scott | Feddie Strickland | Neutral | Initiates | $N/A |
| May 2, 2023 | Keefe, Bruyette & Woods | Brady Gailey | Outperform | Maintains | $13.00 |
| Apr 6, 2023 | Raymond James | Michael Rose | Outperform | Maintains | $12.00 |
| Jan 31, 2023 | Keefe, Bruyette & Woods | Brady Gailey | Outperform | Maintains | $15.00 |
| Jan 30, 2023 | Raymond James | Michael Rose | Outperform | Maintains | $15.00 |
| Jan 14, 2022 | Piper Sandler | Stephen Scouten | Neutral | Downgrade | $16.00 |
| Nov 1, 2021 | Raymond James | Michael Rose | Outperform | Maintains | $15.00 |
| Aug 17, 2021 | Raymond James | Outperform | Initiates | $N/A | |
| Aug 17, 2021 | Piper Sandler | Overweight | Initiates | $N/A |
USCB Financial Holdings Inc. (USCB) Competitors
The following stocks are similar to U.S. Century Bank based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
USCB Financial Holdings Inc. (USCB) Financial Data
USCB Financial Holdings Inc. has a market capitalization of $383.90M with a P/E ratio of 12.0x. The company generates $92.33M in trailing twelve-month revenue with a 34.3% profit margin.
Revenue growth is +20.6% quarter-over-quarter, while maintaining an operating margin of +49.0% and return on equity of +15.0%.
Valuation Metrics
Market Cap
$383.90M
Enterprise Value
$342.19M
P/E Ratio
12.0x
PEG Ratio
0.4x
Price/Sales
4.1x
Growth & Margins
Revenue Growth (YoY)
+20.6%
Gross Margin
N/A
Operating Margin
+49.0%
Net Margin
+34.3%
EPS Growth
+28.6%
Financial Health
Cash/Price Ratio
+19.3%
Current Ratio
N/A
Debt/Equity
0.3x
ROE
+15.0%
ROA
+1.2%
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USCB Financial Holdings Inc. (USCB) Business Model
About USCB Financial Holdings Inc.
What They Do
Provides comprehensive banking and financial solutions.
Business Model
The company operates primarily in community banking, generating revenue through accepting deposits, offering loans, and providing wealth management advisory services. It serves a diverse clientele, including individuals, small to medium enterprises, and commercial entities, which helps in channeling funds into various sectors and supports local economic development.
Additional Information
USCB Financial Holdings Inc. emphasizes strong community ties and local insights to tailor its services. Its commitment to enhancing financial inclusion and acting as a reliable financial partner underscores its significance in the banking and financial services industry.
Company Information
Sector
Financial Services
Industry
Banks - Regional
Employees
206
CEO
Mr. Luis F. de la Aguilera
Country
United States
IPO Year
2021
Website
www.uscentury.comUSCB Financial Holdings Inc. (USCB) Latest News & Analysis
Latest News
Quick Summary
USCB Financial Holdings, Inc. (NASDAQ: USCB) will announce its Q4 2025 financial results after market close on January 22, 2026.
Why It Matters
USCB's upcoming financial results report could impact stock performance, revealing profitability trends and influencing investor sentiment and market positioning.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Best Momentum Stock to Buy for January 2nd
12 days ago
Quick Summary
PAAS, USCB, and AAUC have been ranked as Zacks Rank #1 (Strong Buy) momentum stocks as of January 2, 2026.
Why It Matters
PAAS, USCB, and AAUC being ranked as Strong Buy by Zacks indicates high growth potential, suggesting favorable investment opportunities in these stocks.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
USCB Financial (USCB) has received a Zacks Rank #1 (Strong Buy) upgrade, indicating optimistic earnings prospects that may boost the stock price in the near term.
Why It Matters
USCB's upgrade to Zacks Rank #1 signals strong buying potential, likely boosting investor confidence and driving the stock price upward in the near term.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
USCB Financial Holdings, Inc. will hold its Q3 2025 earnings call on October 24, 2025, at 11:00 AM EDT, featuring key executives and analysts from various firms.
Why It Matters
The earnings call provides insights into USCB's financial performance, strategies, and outlook, crucial for assessing its investment potential and market position.
Source: Seeking Alpha
Market Sentiment:
Neutral
Quick Summary
USCB Financial's performance for Q3 2025 is available, suggesting comparisons with Wall Street estimates and previous year's metrics may be beneficial for investors.
Why It Matters
USCB Financial's quarterly performance relative to Wall Street estimates and prior year figures indicates its growth trajectory, influencing investor sentiment and potential stock valuation.
Source: Zacks Investment Research
Market Sentiment:
Positive
Quick Summary
USCB Financial Holdings, Inc. reported Q3 earnings of $0.45 per share, surpassing the Zacks estimate of $0.42 and up from $0.35 per share year-over-year.
Why It Matters
USCB's earnings beat expectations and show year-over-year growth, indicating strong financial performance that could lead to increased investor confidence and potential stock price appreciation.
Source: Zacks Investment Research
Market Sentiment:
Positive
Frequently Asked Questions About USCB Stock
What is USCB Financial Holdings Inc.'s (USCB) stock forecast for 2026?
Based on our analysis of 6 Wall Street analysts, USCB Financial Holdings Inc. (USCB) has a median price target of $21.00. The highest price target is $23.00 and the lowest is $19.50.
Is USCB stock a good investment in 2026?
According to current analyst ratings, USCB has 3 Buy ratings, 2 Hold ratings, and 0 Sell ratings. The stock is currently trading at $19.12. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for USCB stock?
Wall Street analysts predict USCB stock could reach $21.00 in the next 12 months. This represents a 9.8% increase from the current price of $19.12. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is USCB Financial Holdings Inc.'s business model?
The company operates primarily in community banking, generating revenue through accepting deposits, offering loans, and providing wealth management advisory services. It serves a diverse clientele, including individuals, small to medium enterprises, and commercial entities, which helps in channeling funds into various sectors and supports local economic development.
What is the highest forecasted price for USCB USCB Financial Holdings Inc.?
The highest price target for USCB is $23.00 from Stephen Scouten at Piper Sandler, which represents a 20.3% increase from the current price of $19.12.
What is the lowest forecasted price for USCB USCB Financial Holdings Inc.?
The lowest price target for USCB is $19.50 from at , which represents a 2.0% increase from the current price of $19.12.
What is the overall USCB consensus from analysts for USCB Financial Holdings Inc.?
The overall analyst consensus for USCB is bullish. Out of 6 Wall Street analysts, 3 rate it as Buy, 2 as Hold, and 0 as Sell, with a median price target of $21.00.
How accurate are USCB stock price projections?
Stock price projections, including those for USCB Financial Holdings Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: January 15, 2026 4:45 AM UTC