USCBFinancial Services · Banks - RegionalThe 5 Wall Street analysts covering USCB Financial Holdings, Inc. hold a median 12-month price target of $24 — +4.7% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 64 of 100 as at 21 Sept 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores USCB Financial Holdings, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Revisions (94): Analysts have, on balance, been raising their forecasts.
Accruals (20): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on USCB, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +4.7% from it.
Of the 20 most recent actions, 5 moved their price target up and 0 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 3 Aug 2026 | Keefe, Bruyette & Woods | Maintains | Outperform | $22 → $24 |
| 27 July 2026 | Piper Sandler | Maintains | Overweight | $24 → $27 |
| 28 Apr 2026 | Piper Sandler | Maintains | Overweight | $23 → $24 |
| 8 Sept 2025 | Piper Sandler | Maintains | Overweight | — |
| 8 Sept 2025 | Raymond James | Upgrade | Strong Buy | — |
| 28 July 2025 | Raymond James | Upgrade | Outperform | — |
| 28 Apr 2025 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 2 Apr 2025 | Raymond James | Downgrade | Market Perform | — |
| 4 Nov 2024 | Piper Sandler | Upgrade | Overweight | — |
| 29 July 2024 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 30 Jan 2024 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 29 Jan 2024 | Raymond James | Maintains | Outperform | — |
| 31 July 2023 | Piper Sandler | Maintains | Neutral | — |
| 11 July 2023 | Janney Montgomery Scott | Initiates | Neutral | — |
| 2 May 2023 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 6 Apr 2023 | Raymond James | Maintains | Outperform | — |
| 31 Jan 2023 | Keefe, Bruyette & Woods | Maintains | Outperform | — |
| 30 Jan 2023 | Raymond James | Maintains | Outperform | — |
| 14 Jan 2022 | Piper Sandler | Downgrade | Neutral | $15 → $16 |
| 1 Nov 2021 | Raymond James | Maintains | Outperform | $13 → $15 |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. USCB appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 22 Sept 2026, USCB Financial Holdings, Inc. returned +35.8% against +17.2% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 46% of US stocks
Cheaper than 27% of US stocks
Cheaper than 48% of US stocks
Higher than 61% of US stocks
Higher than 50% of US stocks
Higher than 96% of US stocks
Higher than 90% of US stocks
Higher than 69% of US stocks
Higher than 49% of US stocks
Higher than 47% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
USCB Financial Holdings, Inc. has a market value of $426.4M and an enterprise value of $601.0M.
Revenue in the twelve months to 30 June 2026: $97.1M. The latest quarter grew 14.1% year on year.
Net income over the same four quarters: $28.7M, a 29.6% net margin.
Free cash flow in the twelve months to 30 June 2026: $49.1M.
USCB Financial Holdings, Inc. spent $35.4M on share buybacks and $8.4M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 14.8×; forward P/E: 9.9× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 2.16%, paying out 29% of earnings.
USCB Financial Holdings, Inc. employs 216 people — $450K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own USCB Financial Holdings, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
USCB Financial Holdings, Inc. held its Q2 2026 earnings conference call, and a transcript of the call was published on Seeking Alpha.
Why it matters — The earnings call transcript provides investors and analysts with a detailed record of management's discussion of USCB's second-quarter 2026 financial results and outlook.
USCB Financial reported second-quarter 2026 net income of $9.1 million, or $0.49 per diluted share, up from $0.40 per diluted share a year earlier. The quarter featured record loan production, higher net interest margin, controlled expenses and continued low credit losses as total assets surpassed $3 billion.
Why it matters — The results show USCB achieving record loan production, surpassing $3 billion in total assets, and growing earnings per share, all of which signal operational momentum for the company.
Zacks Investment Research examined USCB Financial's Q2 2026 earnings, comparing revenue and EPS against Wall Street estimates and year-ago figures.
Why it matters — The article provides a look at how USCB's key financial metrics performed relative to analyst expectations and the same quarter last year.
USCB Financial Holdings reported Q2 earnings of $0.49 per share, matching the Zacks Consensus Estimate, compared to $0.40 per share in the same quarter last year.
Why it matters — USCB watchers would note that while earnings matched analyst expectations, they represent year-over-year growth of more than 20% from the prior-year quarter.
The 5 Wall Street analysts covering USCB Financial Holdings, Inc. have a median 12-month price target of $24, with estimates ranging from $23 to $27. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 5 analysts covering USCB Financial Holdings, Inc., 3 rate it a Buy, 2 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks USCB Financial Holdings, Inc. 64 out of 100 across roughly 4,600 US stocks as at 21 Sept 2026. None of this is personal advice — it does not consider your circumstances.
As at 21 Sept 2026, USCB Financial Holdings, Inc. ranks 64 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Revisions (94 of 100).
No one can know that. What the data says: the median 12-month target from 5 analysts implies +4.7% from the last close, and Ticker Nerd's factor model ranks USCB Financial Holdings, Inc. 64 out of 100 as at 21 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering USCB Financial Holdings, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for USCB are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $23 to $27 over the next 12 months.
USCB Financial Holdings, Inc. returned +35.8% over the 12 months to 22 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.
USCB Financial Holdings, Inc. Class A Common Stock represents the equity of USCB Financial Holdings, Inc., the bank holding company for U.S.
The most recent item we track (Seeking Alpha, 24 July 2026): "USCB Financial Holdings, Inc. (USCB) Q2 2026 Earnings Call Transcript". USCB Financial Holdings, Inc. held its Q2 2026 earnings conference call, and a transcript of the call was published on Seeking Alpha.
USCB Financial Holdings, Inc. Class A Common Stock represents the equity of USCB Financial Holdings, Inc., the bank holding company for U.S. Century Bank. USCB Financial Holdings, Inc. operates as a community banking group focused on serving individuals and businesses through a broad range of deposit, lending, and cash management solutions. Its offerings include personal and business checking and savings accounts, credit cards, real estate loans, and other commercial banking services delivered through branch locations and online banking channels. The company’s market role is centered on relationship banking, with an emphasis on supporting everyday financial needs, small and medium-sized businesses, and local commercial activity. Headquartered in Doral, Florida, USCB Financial Holdings, Inc. is positioned within the regional banking segment of the financial services sector.
CEO Mr. Luis F. de la Aguilera · 216 employees · United States · https://www.uscentury.com
