FNRNFinancial Services · Banks - RegionalTicker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 62 of 100 as at 29 Oct 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores First Northern Community Bancorp on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Volatility (97): The share price has been relatively steady.
Revisions (25): Analysts have, on balance, been cutting their forecasts.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on FNRN, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
FNRN appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 30 Oct 2026, First Northern Community Bancorp returned +37.2% against +12.4% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 50% of US stocks
Cheaper than 32% of US stocks
Cheaper than 61% of US stocks
Higher than 25% of US stocks
Higher than 24% of US stocks
Higher than 90% of US stocks
Higher than 89% of US stocks
Higher than 65% of US stocks
Higher than 52% of US stocks
Higher than 1% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
First Northern Community Bancorp has a market value of $275.1M and an enterprise value of $156.5M.
Revenue in the twelve months to 30 June 2026: $75.2M. The latest quarter shrank 1.7% year on year.
Net income over the same four quarters: $22.6M, a 30.1% net margin.
Diluted earnings per share, trailing twelve months: $1.35.
Free cash flow in the twelve months to 30 June 2026: $6.3M.
First Northern Community Bancorp spent $4.0M on share buybacks and $10K on dividends in the twelve months to 30 June 2026.
Trailing P/E: 13.2×.
Forward dividend yield: 0.00%, paying out 0% of earnings.
First Northern Community Bancorp employs 204 people — $368K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| FNRNFirst Northern Community Bancorp | $275.1M | 62 |
| RMBIRichmond Mutual Bancorporation, Inc. | $265.7M | 41 |
| BCBPBCB Bancorp, Inc. | $264.8M | 37 |
| NKSHNational Bankshares, Inc. | $260.9M | 87 |
| HWBKHawthorn Bancshares, Inc. | $273.8M | 80 |
| FBLAFB Bancorp, Inc. | $274.6M | 32 |
| VABKVirginia National Bankshares Corp. | $277.6M | 76 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own First Northern Community Bancorp — and when they’d sell — is the membership. See the Ticker Nerd 20 →
First Northern Community Bancorp reported third-quarter 2026 net income of $6.2 million, or $0.38 per diluted share. For the nine months ended September 30, 2026, net income was $16.8 million, up 11.1% from the same period in 2025.
Why it matters — The results provide FNRN watchers with an update on the company’s quarterly and year-to-date earnings.
First Northern Community Bancorp reported net income of $4.7 million for the second quarter ended June 30, 2026, and $10.6 million for the six-month period, a 16.4% increase compared to the same period in 2025.
Why it matters — The report shows a year-over-year earnings increase for the first half of 2026, though second-quarter net income saw a slight decline compared to the prior quarter.
As at 29 Oct 2026, First Northern Community Bancorp ranks 62 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Volatility (97 of 100).
No analyst covering First Northern Community Bancorp publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FNRN are extrapolating price history, which says nothing about the business.
First Northern Community Bancorp returned +37.2% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
First Northern Community Bancorp is a bank holding company that operates through First Northern Bank of Dixon, providing community banking services to individuals, businesses, and agricultural customers in Northern California. The company offers deposit products, commercial and consumer loans, commercial real estate financing, agricultural lending, residential mortgage and construction loans, and related banking services.
The most recent item we track (Business Wire, 29 Oct 2026): "First Northern Community Bancorp Reports Third Quarter 2026 Net Income of $6.2 Million". First Northern Community Bancorp reported third-quarter 2026 net income of $6.2 million, or $0.38 per diluted share. For the nine months ended September 30, 2026, net income was $16.8 million, up 11.1% from the same period in 2025.
First Northern Community Bancorp is a bank holding company that operates through First Northern Bank of Dixon, providing community banking services to individuals, businesses, and agricultural customers in Northern California. The company offers deposit products, commercial and consumer loans, commercial real estate financing, agricultural lending, residential mortgage and construction loans, and related banking services. It also provides treasury management, merchant card processing, payroll services, credit cards, equipment leasing, and limited international banking services. With a relationship-focused model, First Northern Community Bancorp serves small and medium-sized businesses, households, and local organizations through branch and digital banking channels. Founded in 1910 and headquartered in Dixon, California, the company plays a regional role in deposit taking, lending, and other financial services across its local markets.
CEO Mr. Jeremiah Z. Smith · 204 employees · United States · https://www.thatsmybank.com
