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FNRNFNRNFinancial Services · Banks - Regional

FNRN Stock Forecast: First Northern Community Bancorp Price Predictions for 2026-2027

Last close, 11 Sept 2026
$17
−0.06% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 65 of 100 as at 12 Sept 2026 — in the upper half.

Market cap
$283.0M
Ticker Nerd rank
65 / 100
Median analyst target
—
Analysts covering
0
Revenue$18.3M+0.7% y/y
Net income$4.7M
Free cash flow$2.9M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−0.5%
1M
−0.5%
YTD
+35.7%
1Y
+49.4%
From 52W high
−8.2%
From 52W low
+49.4%
$12
$19
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

FNRN stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores First Northern Community Bancorp on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 12 Sept 2026
65 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Volatility
100
Momentum
92
Issuance
73
Size
64
Growth
61
Quality
59
Value
41
Accruals
39
Revisions
25

Volatility (100): The share price has been relatively steady.

Revisions (25): Analysts have, on balance, been cutting their forecasts.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

FNRN stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on FNRN, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$12$14$16$18$20Oct 25Jan 26Apr 26Jul 26FNRN

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. FNRN appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

FNRN vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 11 Sept 2026, First Northern Community Bancorp returned +49.4% against +17.5% for the S&P 500, dividends included.

FNRN vs S&P 500, last 12 monthsTotal return, rebased to 100
100120140160Oct 25Jan 26Apr 26Jul 26FNRNS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

FNRN analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

First Northern Community Bancorp (FNRN) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
13.3×

Cheaper than 50% of US stocks

Price / sales
3.8×

Cheaper than 33% of US stocks

Price / book
1.3×

Cheaper than 64% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
−1.7%

Higher than 25% of US stocks

Earnings growth (YoY)
−13.5%

Higher than 24% of US stocks

Gross margin
—
Operating margin
35.6%

Higher than 90% of US stocks

Net margin
30.0%

Higher than 89% of US stocks

Returns & dividend
Return on equity
11.0%

Higher than 65% of US stocks

Return on assets
1.2%

Higher than 52% of US stocks

Dividend yield
—

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

First Northern Community Bancorp (FNRN) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • First Northern Community Bancorp has a market value of $283.0M and an enterprise value of $164.4M.

  • Revenue in the twelve months to 30 June 2026: $75.2M. The latest quarter shrank 1.7% year on year.

  • Net income over the same four quarters: $22.6M, a 30.1% net margin.

  • Diluted earnings per share, trailing twelve months: $1.35.

  • Free cash flow in the twelve months to 30 June 2026: $6.3M.

  • First Northern Community Bancorp spent $4.0M on share buybacks and $10K on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 16.4M.

  • Trailing P/E: 13.3×.

  • First Northern Community Bancorp employs 204 people — $368K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 14 Sept 2026

Data provided by Twelve Data

Peers

FNRN vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
FNRNFirst Northern Community Bancorp$283.0M
65
LCNBLCNB Corp.$272.2M
88
NKSHNational Bankshares, Inc.$272.9M
82
VABKVirginia National Bankshares Corp.$266.9M
77
HWBKHawthorn Bancshares, Inc.$274.7M
80
RMBIRichmond Mutual Bancorporation, Inc.$266.4M
47
WNEBWestern New England Bancorp, Inc.$276.0M
73

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own First Northern Community Bancorp — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest FNRN news & analysis

First Northern Community Bancorp Reports Second Quarter 2026 Net Income of $4.7 Million

Business Wire · 30 July 2026neutral

First Northern Community Bancorp reported net income of $4.7 million for the second quarter ended June 30, 2026, and $10.6 million for the six-month period, a 16.4% increase compared to the same period in 2025.

Why it matters — The report shows a year-over-year earnings increase for the first half of 2026, though second-quarter net income saw a slight decline compared to the prior quarter.

FAQ

Frequently asked questions about FNRN stock

How does Ticker Nerd's model rank FNRN?

As at 12 Sept 2026, First Northern Community Bancorp ranks 65 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Volatility (100 of 100).

What is the FNRN stock forecast for 2030?

No analyst covering First Northern Community Bancorp publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for FNRN are extrapolating price history, which says nothing about the business.

How has FNRN stock performed over the past year?

First Northern Community Bancorp returned +49.4% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does First Northern Community Bancorp do?

First Northern Community Bancorp is a bank holding company that operates through First Northern Bank of Dixon, providing community banking services to individuals, businesses, and agricultural customers in Northern California. The company offers deposit products, commercial and consumer loans, commercial real estate financing, agricultural lending, residential mortgage and construction loans, and related banking services.

What is the latest news on FNRN?

The most recent item we track (Business Wire, 30 July 2026): "First Northern Community Bancorp Reports Second Quarter 2026 Net Income of $4.7 Million". First Northern Community Bancorp reported net income of $4.7 million for the second quarter ended June 30, 2026, and $10.6 million for the six-month period, a 16.4% increase compared to the same period in 2025.

Company

About First Northern Community Bancorp.

First Northern Community Bancorp is a bank holding company that operates through First Northern Bank of Dixon, providing community banking services to individuals, businesses, and agricultural customers in Northern California. The company offers deposit products, commercial and consumer loans, commercial real estate financing, agricultural lending, residential mortgage and construction loans, and related banking services. It also provides treasury management, merchant card processing, payroll services, credit cards, equipment leasing, and limited international banking services. With a relationship-focused model, First Northern Community Bancorp serves small and medium-sized businesses, households, and local organizations through branch and digital banking channels. Founded in 1910 and headquartered in Dixon, California, the company plays a regional role in deposit taking, lending, and other financial services across its local markets.

CEO Mr. Jeremiah Z. Smith · 204 employees · United States · https://www.thatsmybank.com