ISBAISBAFinancial Services · Banks - Regional

ISBA Stock Forecast: Isabella Bank Corp. Price Predictions for 2026-2027

Last close, 14 Sept 2026
$39
+0.23% on the day

The 1 Wall Street analysts covering Isabella Bank Corp. hold a median 12-month price target of $43 — +9.0% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 40 of 100 as at 14 Sept 2026 — in the lower half.

Market cap
$300.3M
Ticker Nerd rank
40 / 100
Median analyst target
$43
Analysts covering
1
Revenue$21.8M+19.6% y/y
Net income$5.0M
Free cash flow$7.3M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−1.5%
1M
−5.2%
YTD
−20.1%
1Y
+24.9%
From 52W high
−29.4%
From 52W low
+23.9%
$32
$56
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

ISBA stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Isabella Bank Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 14 Sept 2026
40 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
87
Momentum
65
Size
62
Volatility
53
Accruals
39
Value
37
Revisions
36
Quality
31
Issuance
30

Growth (87): Sales and profits are climbing, and climbing faster than before.

Issuance (30): The company has been issuing shares or taking on financing, diluting existing holders.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

ISBA stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on ISBA, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$30$35$40$45$50Oct 25Jan 26Apr 26Jul 26ISBAHigh $43Median $43Low $43

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says1 analysts
0 Buy1 Hold0 Sell
Low $43Median $43High $43

The green dot is the last close — the median target sits +9.0% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
27 July 2026Piper SandlerMaintainsNeutral$47$43
27 Apr 2026Piper SandlerMaintainsNeutral$54$47
27 Apr 2026Piper SandlerMaintainsNeutral
9 Feb 2026Piper SandlerMaintainsNeutral
31 Oct 2025Piper SandlerMaintainsNeutral
29 July 2025Piper SandlerMaintainsNeutral
3 Feb 2025Piper SandlerMaintainsNeutral
30 Oct 2024Piper SandlerMaintainsNeutral
31 July 2024Piper SandlerMaintainsNeutral
11 Apr 2024Piper SandlerAssumesNeutral$20
25 Oct 2022Piper SandlerUpgradeOverweight
25 Oct 2021Piper SandlerDowngradeNeutral

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. ISBA appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

ISBA vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 14 Sept 2026, Isabella Bank Corp. returned +24.9% against +17.0% for the S&P 500, dividends included.

ISBA vs S&P 500, last 12 monthsTotal return, rebased to 100
100120140160Oct 25Jan 26Apr 26Jul 26ISBAS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

ISBA analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−7.0%
Analysts raising
0
Analysts cutting
1
Fundamentals

Isabella Bank Corp. (ISBA) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
14.5×

Cheaper than 47% of US stocks

Price / sales
3.6×

Cheaper than 35% of US stocks

Price / book
1.2×

Cheaper than 67% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
8.3%

Higher than 47% of US stocks

Earnings growth (YoY)
0.2%

Higher than 36% of US stocks

Gross margin
Operating margin
32.3%

Higher than 88% of US stocks

Net margin
24.0%

Higher than 85% of US stocks

Returns & dividend
Return on equity
8.5%

Higher than 60% of US stocks

Return on assets
0.9%

Higher than 49% of US stocks

Dividend yield
2.8%

Higher than 61% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

Isabella Bank Corp. (ISBA) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • Isabella Bank Corp. has a market value of $300.3M and an enterprise value of $404.1M.

  • Revenue in the twelve months to 30 June 2026: $83.0M. The latest quarter grew 8.3% year on year.

  • Net income over the same four quarters: $20.0M, a 24.1% net margin.

  • Free cash flow in the twelve months to 30 June 2026: $23.0M.

  • Isabella Bank Corp. spent $2.7M on share buybacks and $8.1M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 7.6M.

  • Trailing P/E: 14.5×; forward P/E: 10.0× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 2.85%, paying out 41% of earnings.

  • Isabella Bank Corp. employs 341 people $243K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 15 Sept 2026

Data provided by Twelve Data

Peers

ISBA vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
ISBAIsabella Bank Corp.$300.3M
40
OVLYOak Valley Bancorp$288.9M
50
GBFHGBank Financial Holdings, Inc.$288.7M
20
ATLOAmes National Corp.$288.6M
94
FUNCFirst United Corp.$286.2M
95
FRAFFranklin Financial Services Corp. (Pennsylvania)$283.3M
87
FXNCFirst National Corp. (Virginia)$282.7M
91

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Isabella Bank Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest ISBA news & analysis

Isabella Bank Corporation Announces Third Quarter 2026 Dividend

Accesswire · 27 Aug 2026neutral

Isabella Bank Corporation's Board of Directors declared a third-quarter cash dividend of $0.28 per common share at its regular meeting on August 26, 2026. The dividend is payable September 30, 2026 to shareholders of record as of September 28, 2026.

Why it matters — ISBA watchers would track this declaration as it confirms the company's continued dividend payout to shareholders for the third quarter.

Isabella Bank Struggles To Keep Pace With Expectations

Seeking Alpha · 25 July 2026negative

Isabella Bank Corporation's Q2 2026 earnings per share missed expectations by 25%, marking its third consecutive earnings miss and underscoring ongoing profit growth challenges. The pending Grand River Commerce acquisition presents market expansion opportunities but also carries integration risks and potential short-term net interest margin compression.

Why it matters — The repeated earnings misses and integration risks from the Grand River Commerce acquisition could continue to pressure the bank's financial performance and share valuation.

FAQ

Frequently asked questions about ISBA stock

What is the ISBA stock price forecast for 2026-2027?

The 1 Wall Street analysts covering Isabella Bank Corp. have a median 12-month price target of $43, with estimates ranging from $43 to $43. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is ISBA stock a buy right now?

Of the 1 analysts covering Isabella Bank Corp., 0 rate it a Buy, 1 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks Isabella Bank Corp. 40 out of 100 across roughly 4,600 US stocks as at 14 Sept 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank ISBA?

As at 14 Sept 2026, Isabella Bank Corp. ranks 40 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (87 of 100).

Will ISBA stock go up?

No one can know that. What the data says: the median 12-month target from 1 analysts implies +9.0% from the last close, and Ticker Nerd's factor model ranks Isabella Bank Corp. 40 out of 100 as at 14 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the ISBA stock forecast for 2030?

No analyst covering Isabella Bank Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ISBA are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $43 to $43 over the next 12 months.

How has ISBA stock performed over the past year?

Isabella Bank Corp. returned +24.9% over the 12 months to 14 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Isabella Bank Corp. do?

Isabella Bank Corp. is a financial services holding company headquartered in Mount Pleasant, Michigan.

What is the latest news on ISBA?

The most recent item we track (Accesswire, 27 Aug 2026): "Isabella Bank Corporation Announces Third Quarter 2026 Dividend". Isabella Bank Corporation's Board of Directors declared a third-quarter cash dividend of $0.28 per common share at its regular meeting on August 26, 2026. The dividend is payable September 30, 2026 to shareholders of record as of September 28, 2026.

Company

About Isabella Bank Corp.

Isabella Bank Corp. is a financial services holding company headquartered in Mount Pleasant, Michigan. Through its banking subsidiary, Isabella Bank, it serves individuals, families, businesses, and institutions across mid-Michigan with a broad mix of retail and commercial banking services. Its current offerings include checking and savings accounts, certificates of deposit, cash management, direct deposits, and electronic banking tools such as mobile banking, internet banking, and bill pay. Isabella Bank Corp. also provides lending across commercial, agricultural, residential real estate, and consumer segments, alongside investment management, trust, and estate services. The company plays a community banking role by focusing on local deposit gathering, relationship lending, and wealth-oriented financial services tailored to regional customers.

CEO Mr. Jerome E. Schwind · 341 employees · United States · https://www.isabellabank.com