OVLYOVLYFinancial Services · Banks - Regional

OVLY Stock Forecast: Oak Valley Bancorp Price Predictions for 2026-2027

Last close, 14 Aug 2026
$34
−0.47% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 51 of 100 as at 15 Aug 2026 — in the upper half.

Market cap
$286.6M
Ticker Nerd rank
51 / 100
Median analyst target
Analysts covering
0
Total return, dividends reinvested
1W
+1.9%
1M
+3.5%
YTD
+16.0%
1Y
+24.7%
From 52W high
−1.8%
From 52W low
+37.2%
$25
$35
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

OVLY stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores Oak Valley Bancorp on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 15 Aug 2026
51 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Volatility
93
Momentum
79
Issuance
66
Size
63
Quality
58
Growth
46
Value
43
Accruals
31
Revisions
25

Volatility (93): The share price has been relatively steady.

Revisions (25): Analysts have, on balance, been cutting their forecasts.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

OVLY stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on OVLY, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$24$26$28$30$32$34$36Oct 25Jan 26Apr 26Jul 26OVLY

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. OVLY appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

OVLY analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

Oak Valley Bancorp (OVLY) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
12.1×

Cheaper than 55% of US stocks

Price / sales
3.5×

Cheaper than 37% of US stocks

Price / book
1.4×

Cheaper than 61% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
3.7%

Higher than 36% of US stocks

Earnings growth (YoY)
−8.5%

Higher than 27% of US stocks

Gross margin
Operating margin
31.2%

Higher than 88% of US stocks

Net margin
28.2%

Higher than 88% of US stocks

Returns & dividend
Return on equity
11.5%

Higher than 67% of US stocks

Return on assets
1.2%

Higher than 51% of US stocks

Dividend yield
2.2%

Higher than 50% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

OVLY vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
OVLYOak Valley Bancorp$286.6M
51
CFFIC&F Financial Corp.$286.2M
67
FXNCFirst National Corp. (Virginia)$286.6M
91
FRAFFranklin Financial Services Corp. (Pennsylvania)$286.9M
86
LCNBLCNB Corp.$282.8M
87
ATLOAmes National Corp.$281.0M
96
BPRNPrinceton Bancorp, Inc.$293.3M
96

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own Oak Valley Bancorp — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest OVLY news & analysis

OVLY's Q2 Earnings Decline Y/Y Due to Higher Operating Costs

Zacks Investment Research · 28 July 2026negative

Oak Valley Bancorp reported a year-over-year decline in Q2 earnings per share, as higher operating expenses and weaker non-interest income offset loan growth and a wider net interest margin.

Why it matters — The earnings decline signals that rising costs are weighing on profitability even as the bank's core lending and interest-income performance improves.

FAQ

Frequently asked questions about OVLY stock

How does Ticker Nerd's model rank OVLY?

As at 15 Aug 2026, Oak Valley Bancorp ranks 51 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Volatility (93 of 100).

What is the OVLY stock forecast for 2030?

No analyst covering Oak Valley Bancorp publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for OVLY are extrapolating price history, which says nothing about the business.

How has OVLY stock performed over the past year?

Oak Valley Bancorp returned +24.7% over the 12 months to 14 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does Oak Valley Bancorp do?

Oak Valley Bancorp is a financial services company that operates as the holding entity for Oak Valley Community Bank. Its primary function is to serve as a community-oriented bank, focusing on providing a wide range of financial products and services tailored to meet the needs of individuals, families, and businesses within its local market area.

What is the latest news on OVLY?

The most recent item we track (Zacks Investment Research, 28 July 2026): "OVLY's Q2 Earnings Decline Y/Y Due to Higher Operating Costs". Oak Valley Bancorp reported a year-over-year decline in Q2 earnings per share, as higher operating expenses and weaker non-interest income offset loan growth and a wider net interest margin.

Company

About Oak Valley Bancorp.

Oak Valley Bancorp is a financial services company that operates as the holding entity for Oak Valley Community Bank. Its primary function is to serve as a community-oriented bank, focusing on providing a wide range of financial products and services tailored to meet the needs of individuals, families, and businesses within its local market area. The bank offers traditional savings and checking accounts, commercial and consumer loans, mortgage products, and various business banking solutions, such as cash management and remote deposit capture. Oak Valley Bancorp plays a significant role in the regional economic landscape by facilitating local commerce and supporting community development. Its commitment to personalized customer service and community involvement distinguishes it in the financial sector. The company is primarily concentrated in California's Central Valley and Eastern Sierra regions, where it has established a significant presence over the years. In the broader market context, Oak Valley Bancorp represents a stable banking entity with roots deep in the community banking tradition, offering a blend of personal connection and financial expertise that supports the economic vitality of the areas it serves.

CEO Mr. Richard A. McCarty · 246 employees · United States · https://www.ovcb.com