OVLYFinancial Services · Banks - RegionalTicker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 55 of 100 as at 29 Oct 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores Oak Valley Bancorp on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Momentum (87): The shares have been drifting up relative to others.
Revisions (25): Analysts have, on balance, been cutting their forecasts.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on OVLY, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
OVLY appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 30 Oct 2026, Oak Valley Bancorp returned +28.1% against +14.4% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 52% of US stocks
Cheaper than 34% of US stocks
Cheaper than 60% of US stocks
Higher than 32% of US stocks
Higher than 32% of US stocks
Higher than 91% of US stocks
Higher than 87% of US stocks
Higher than 67% of US stocks
Higher than 52% of US stocks
Higher than 81% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Oak Valley Bancorp has a market value of $290.1M and an enterprise value of $98.6M.
Revenue in the twelve months to 30 June 2026: $83.8M. The latest quarter grew 1.8% year on year.
Net income over the same four quarters: $23.5M, a 28.0% net margin.
Diluted earnings per share, trailing twelve months: $2.82.
Free cash flow in the twelve months to 30 June 2026: $24.5M.
Oak Valley Bancorp spent $5.7M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 12.4×.
Forward dividend yield: 2.19%, paying out 24% of earnings.
Oak Valley Bancorp employs 247 people — $339K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Oak Valley Bancorp — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Oak Valley Bancorp reported lower year-over-year Q3 earnings per share. Growth in net interest income and margin expansion were offset by higher operating expenses and lower non-interest income.
Why it matters — OVLY watchers may note that rising costs and weaker non-interest income outweighed improvement in net interest income and margin.
Oak Valley Bancorp reported third-quarter 2026 net income of $6.45 million, or $0.77 per diluted share, compared with $5.11 million ($0.61 per share) in the prior quarter and $6.69 million ($0.81 per share) a year earlier. For the first nine months of 2026, net income was $16.87 million, or $2.02 per share, versus $17.58 million ($2.12 per share) in the same period of 2025.
Why it matters — The results show quarterly earnings increased from the prior quarter but were below the year-earlier quarter, while year-to-date earnings were also below the comparable 2025 period.
Oak Valley Bancorp's loan growth, rising net interest income, solid capital position and diversified revenues support its banking performance and growth prospects, while the headline notes rising costs.
Why it matters — OVLY watchers may weigh the cited growth and capital strengths alongside the pressure from rising costs.
Oak Valley Bancorp reported a year-over-year decline in Q2 earnings per share, as higher operating expenses and weaker non-interest income offset loan growth and a wider net interest margin.
Why it matters — The earnings decline signals that rising costs are weighing on profitability even as the bank's core lending and interest-income performance improves.
As at 29 Oct 2026, Oak Valley Bancorp ranks 55 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (87 of 100).
No analyst covering Oak Valley Bancorp publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for OVLY are extrapolating price history, which says nothing about the business.
Oak Valley Bancorp returned +28.1% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
Oak Valley Bancorp is a bank holding company headquartered in Oakdale, California, that operates primarily through its wholly owned subsidiary, Oak Valley Community Bank. The company provides commercial banking services to individuals and small to medium-sized businesses, with a focus on the Central Valley and Eastern Sierra regions of California.
The most recent item we track (Zacks Investment Research, 27 Oct 2026): "OVLY's Q3 Earnings Fall Y/Y on Lower Fee Income, Higher Costs". Oak Valley Bancorp reported lower year-over-year Q3 earnings per share. Growth in net interest income and margin expansion were offset by higher operating expenses and lower non-interest income.
Oak Valley Bancorp is a bank holding company headquartered in Oakdale, California, that operates primarily through its wholly owned subsidiary, Oak Valley Community Bank. The company provides commercial banking services to individuals and small to medium-sized businesses, with a focus on the Central Valley and Eastern Sierra regions of California. Its current offerings include a broad mix of loan and deposit products, such as checking and savings accounts, money market accounts, certificates of deposit, commercial real estate loans, business lending, and other relationship-based banking services. Oak Valley Bancorp also supports local customers through its Eastern Sierra Community Bank division, reinforcing its role as a regional financial institution serving retail and commercial banking needs.
CEO Mr. Richard A. McCarty · 247 employees · United States · https://www.ovcb.com
