OVLYFinancial Services · Banks - RegionalTicker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 49 of 100 as at 12 Sept 2026 — in the lower half.
Consensus tells you what everyone already believes. The model scores Oak Valley Bancorp on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Volatility (94): The share price has been relatively steady.
Revisions (25): Analysts have, on balance, been cutting their forecasts.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on OVLY, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. OVLY appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 11 Sept 2026, Oak Valley Bancorp returned +21.2% against +17.5% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 53% of US stocks
Cheaper than 36% of US stocks
Cheaper than 63% of US stocks
Higher than 39% of US stocks
Higher than 27% of US stocks
Higher than 88% of US stocks
Higher than 88% of US stocks
Higher than 67% of US stocks
Higher than 52% of US stocks
Higher than 48% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
Oak Valley Bancorp has a market value of $290.6M and an enterprise value of $98.8M.
Revenue in the twelve months to 30 June 2026: $83.8M. The latest quarter grew 5.0% year on year.
Net income over the same four quarters: $23.5M, a 28.0% net margin.
Diluted earnings per share, trailing twelve months: $2.82.
Free cash flow in the twelve months to 30 June 2026: $24.5M.
Oak Valley Bancorp spent $5.7M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 12.2×.
Forward dividend yield: 2.17%, paying out 24% of earnings.
Oak Valley Bancorp employs 246 people — $341K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own Oak Valley Bancorp — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Oak Valley Bancorp reported a year-over-year decline in Q2 earnings per share, as higher operating expenses and weaker non-interest income offset loan growth and a wider net interest margin.
Why it matters — The earnings decline signals that rising costs are weighing on profitability even as the bank's core lending and interest-income performance improves.
As at 12 Sept 2026, Oak Valley Bancorp ranks 49 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Volatility (94 of 100).
No analyst covering Oak Valley Bancorp publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for OVLY are extrapolating price history, which says nothing about the business.
Oak Valley Bancorp returned +21.2% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.
Oak Valley Bancorp is a bank holding company headquartered in Oakdale, California, that operates primarily through its wholly owned subsidiary, Oak Valley Community Bank. The company provides commercial banking services to individuals and small to medium-sized businesses, with a focus on the Central Valley and Eastern Sierra regions of California.
The most recent item we track (Zacks Investment Research, 28 July 2026): "OVLY's Q2 Earnings Decline Y/Y Due to Higher Operating Costs". Oak Valley Bancorp reported a year-over-year decline in Q2 earnings per share, as higher operating expenses and weaker non-interest income offset loan growth and a wider net interest margin.
Oak Valley Bancorp is a bank holding company headquartered in Oakdale, California, that operates primarily through its wholly owned subsidiary, Oak Valley Community Bank. The company provides commercial banking services to individuals and small to medium-sized businesses, with a focus on the Central Valley and Eastern Sierra regions of California. Its current offerings include a broad mix of loan and deposit products, such as checking and savings accounts, money market accounts, certificates of deposit, commercial real estate loans, business lending, and other relationship-based banking services. Oak Valley Bancorp also supports local customers through its Eastern Sierra Community Bank division, reinforcing its role as a regional financial institution serving retail and commercial banking needs.
CEO Mr. Richard A. McCarty · 246 employees · United States · https://www.ovcb.com
