NBTBFinancial Services · Banks - RegionalThe 7 Wall Street analysts covering NBT Bancorp, Inc. hold a median 12-month price target of $58 — +8.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 68 of 100 as at 22 Oct 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores NBT Bancorp, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Growth (91): Sales and profits are climbing, and climbing faster than before.
Value (28): The shares cost a lot relative to the profits and assets behind them.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on NBTB, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +8.8% from it.
Of the 20 most recent actions, 4 moved their price target up and 0 moved it down.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 3 Aug 2026 | Keefe, Bruyette & Woods | Reiterates | Market Perform | $52 → $54 |
| 30 July 2026 | Stephens & Co. | Downgrade | Equal-Weight | $52 → $55 |
| 29 July 2026 | DA Davidson | Maintains | Buy | $52 → $59 |
| 26 June 2026 | Piper Sandler | Maintains | Overweight | — |
| 26 June 2026 | Piper Sandler | Maintains | Overweight | $50 → $56 |
| 27 Apr 2026 | DA Davidson | Maintains | Buy | — |
| 25 Feb 2026 | DA Davidson | Initiates | Buy | — |
| 31 July 2025 | DA Davidson | Maintains | Buy | — |
| 8 July 2025 | Piper Sandler | Assumes | Neutral | $47 |
| 28 Apr 2025 | DA Davidson | Maintains | Buy | — |
| 12 Dec 2024 | DA Davidson | Initiates | Neutral | — |
| 4 Dec 2024 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 10 Sept 2024 | Stephens & Co. | Reiterates | Equal-Weight | — |
| 23 July 2024 | Stephens & Co. | Reiterates | Overweight | — |
| 24 Apr 2024 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 23 Apr 2024 | Stephens & Co. | Reiterates | Overweight | — |
| 21 Mar 2024 | Janney Montgomery Scott | Upgrade | Buy | — |
| 14 Feb 2024 | Stephens & Co. | Upgrade | Overweight | — |
| 25 Jan 2024 | Keefe, Bruyette & Woods | Maintains | Market Perform | — |
| 25 Jan 2024 | Piper Sandler | Maintains | Overweight | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
NBTB appears in the Radar on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 23 Oct 2026, NBT Bancorp, Inc. returned +35.5% against +14.3% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 51% of US stocks
Cheaper than 32% of US stocks
Cheaper than 57% of US stocks
Higher than 66% of US stocks
Higher than 87% of US stocks
Higher than 93% of US stocks
Higher than 89% of US stocks
Higher than 67% of US stocks
Higher than 53% of US stocks
Higher than 87% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
NBT Bancorp, Inc. has a market value of $2.7B and an enterprise value of $2.9B.
Revenue in the twelve months to 30 June 2026: $739.7M. The latest quarter grew 17.8% year on year.
Net income over the same four quarters: $214.2M, a 28.9% net margin.
Diluted earnings per share, trailing twelve months: $4.09.
Free cash flow in the twelve months to 30 June 2026: $245.6M.
NBT Bancorp, Inc. spent $24.2M on share buybacks and $77.2M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 12.6×; forward P/E: 11.3× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 3.11%, paying out 36% of earnings.
NBT Bancorp, Inc. employs 2,303 people — $321K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own NBT Bancorp, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Zacks Investment Research says NBT Bancorp has two key ingredients associated with a likely earnings beat in its upcoming report and outlines key expectations.
Why it matters — NBTB watchers may find the item relevant as the company’s upcoming earnings report approaches.
NBT Bancorp Inc. announced that it will release its third quarter 2026 financial results on Tuesday, October 27, 2026, following the market close. The announcement, made on October 1, 2026, sets the date for the company's quarterly earnings disclosure.
Why it matters — The announcement provides NBTB watchers with the scheduled date for the release of the company's third-quarter financial results.
NBT Bancorp Inc. announced that Kimberly A. Boynton will join the boards of directors of NBT Bancorp Inc. and NBT Bank, N.A. on October 1, 2026. Boynton is the former President and CEO of Crouse Health and a licensed real estate salesperson with Cushman & Wakefield | Pyramid Brokerage Company.
Why it matters — NBTB watchers would note this board appointment as a leadership and governance development adding a director with healthcare and commercial real estate experience.
Seeking Alpha rated NBT Bancorp (NBTB) as Hold, citing that recent share-price appreciation has removed upside potential and that there is no compelling valuation or catalyst. The article notes a 1.91x price-to-tangible-book ratio above sector and historical acquisition premiums, a forward P/E of 12.57, sub-10% expected earnings growth, and elevated loan-portfolio risk from 12% auto-loan and 41% commercial real estate exposure.
Why it matters — For NBTB watchers, this highlights valuation and loan-mix concerns that could weigh on the stock given recent price appreciation and limited expected catalysts.
NBT Bancorp reported second-quarter net income of $53 million, or $1.02 per diluted common share, with record net interest income, loan growth and fee-based revenue contributing to the improved results.
Why it matters — NBTB watchers would note the company achieved record net interest income and growth in both loans and fee-based revenue during the quarter.
The 7 Wall Street analysts covering NBT Bancorp, Inc. have a median 12-month price target of $58, with estimates ranging from $54 to $62. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 7 analysts covering NBT Bancorp, Inc., 2 rate it a Buy, 5 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks NBT Bancorp, Inc. 68 out of 100 across roughly 4,600 US stocks as at 22 Oct 2026. None of this is personal advice — it does not consider your circumstances.
As at 22 Oct 2026, NBT Bancorp, Inc. ranks 68 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (91 of 100).
No one can know that. What the data says: the median 12-month target from 7 analysts implies +8.8% from the last close, and Ticker Nerd's factor model ranks NBT Bancorp, Inc. 68 out of 100 as at 22 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering NBT Bancorp, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for NBTB are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $54 to $62 over the next 12 months.
NBT Bancorp, Inc. returned +35.5% over the 12 months to 23 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
NBT Bancorp Inc. is a financial holding company that provides a broad range of banking and financial services through its principal subsidiary, NBT Bank, N.A.
The most recent item we track (Zacks Investment Research, 20 Oct 2026): "NBT Bancorp (NBTB) Reports Next Week: Wall Street Expects Earnings Growth". Zacks Investment Research says NBT Bancorp has two key ingredients associated with a likely earnings beat in its upcoming report and outlines key expectations.
NBT Bancorp Inc. is a financial holding company that provides a broad range of banking and financial services through its principal subsidiary, NBT Bank, N.A. The company focuses on personal banking, commercial banking, retail banking, and wealth management, serving individuals, businesses, and institutions with deposit products, lending solutions, treasury management, and advisory services. It also operates specialty businesses that expand its footprint in retirement plan administration, trust and investment services, and insurance brokerage. Headquartered in Norwich, New York, NBT Bancorp Inc. is a regional financial institution with a community-oriented model that supports customers across the Northeastern United States through branch banking and digital channels.
CEO Mr. Scott A. Kingsley CPA · 2,303 employees · United States · https://www.nbtbancorp.com
