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NBTB Stock Forecast 2026-2027
$47.41
Current Price
$2.47B
Market Cap
Buy 3
Hold 4
Sell 0
Wall St Analyst Ratings
Distance to NBTB Price Targets
+9.7%
To High Target of $52.00
+3.4%
To Median Target of $49.00
-1.9%
To Low Target of $46.50
NBTB Price Momentum
+0.4%
1 Week Change
+7.5%
1 Month Change
+17.5%
1 Year Change
+14.2%
Year-to-Date Change
-2.9%
From 52W High of $48.81
+20.9%
From 52W Low of $39.20
📊 TOP ANALYST CALLS
Did NBTB Make This Month's Elite Buy List?
We don't follow just any analyst — only the top 3% with a proven track record make our cut. See if NBT Bancorp is one of their latest high-conviction picks.
Latest NBTB Stock Price Targets & Analyst Predictions
Based on our analysis of 3 Wall Street analysts, NBTB has a neutral consensus with a median price target of $49.00 (ranging from $46.50 to $52.00). The overall analyst rating is Buy (7.4/10). Currently trading at $47.41, the median forecast implies a 3.4% upside. This outlook is supported by 3 Buy, 4 Hold, and 0 Sell ratings.
The most optimistic forecast comes from Jake Civiello at DA Davidson, projecting a 9.7% upside.
Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.
NBTB Analyst Ratings
3
Buy
4
Hold
0
Sell
NBTB Price Target Range
Low
$46.50
Average
$49.00
High
$52.00
Current: $47.41
Latest NBTB Stock Forecasts by Analyst
These are the latest 20 analyst ratings and price targets for NBTB.
| Date | Firm | Analyst | Rating | Change | Price Target |
|---|---|---|---|---|---|
| Apr 27, 2026 | DA Davidson | Jake Civiello | Buy | Maintains | $52.00 |
| Feb 25, 2026 | DA Davidson | Buy | Initiates | $N/A | |
| Jul 31, 2025 | DA Davidson | Buy | Maintains | $N/A | |
| Jul 8, 2025 | Piper Sandler | Mark Fitzgibbon | Neutral | Assumes | $47.00 |
| Apr 28, 2025 | DA Davidson | Buy | Maintains | $N/A | |
| Dec 12, 2024 | DA Davidson | Neutral | Initiates | $N/A | |
| Dec 4, 2024 | Keefe, Bruyette & Woods | Market Perform | Maintains | $N/A | |
| Sep 10, 2024 | Stephens & Co. | Equal-Weight | Reiterates | $N/A | |
| Jul 23, 2024 | Stephens & Co. | Overweight | Reiterates | $N/A | |
| Apr 24, 2024 | Keefe, Bruyette & Woods | Market Perform | Maintains | $N/A | |
| Apr 23, 2024 | Stephens & Co. | Overweight | Reiterates | $N/A | |
| Mar 21, 2024 | Janney Montgomery Scott | Buy | Upgrade | $N/A | |
| Feb 14, 2024 | Stephens & Co. | Overweight | Upgrade | $N/A | |
| Jan 25, 2024 | Keefe, Bruyette & Woods | Market Perform | Maintains | $N/A | |
| Jan 25, 2024 | Piper Sandler | Overweight | Maintains | $N/A | |
| Jan 5, 2024 | Raymond James | Outperform | Maintains | $N/A | |
| Aug 15, 2023 | Piper Sandler | Overweight | Maintains | $N/A | |
| Aug 2, 2023 | Raymond James | Outperform | Maintains | $N/A | |
| Aug 1, 2023 | Stephens & Co. | Equal-Weight | Reiterates | $N/A | |
| Jun 6, 2023 | Raymond James | Outperform | Downgrade | $N/A |
NBT Bancorp Inc. (NBTB) Competitors
The following stocks are similar to NBT Bancorp based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.
NBT Bancorp Inc. (NBTB) Financial Data
NBT Bancorp Inc. has a market capitalization of $2.47B with a P/E ratio of 13.6x. The company generates $696.57M in trailing twelve-month revenue with a 26.4% profit margin.
Revenue growth is +21.6% quarter-over-quarter, while maintaining an operating margin of +40.6% and return on equity of +10.6%.
Valuation Metrics
Market Cap
$2.47B
Enterprise Value
$2.09B
P/E Ratio
13.6x
PEG Ratio
0.5x
Price/Sales
3.6x
Growth & Margins
Revenue Growth (YoY)
+21.6%
Gross Margin
N/A
Operating Margin
+40.6%
Net Margin
+26.4%
EPS Growth
+39.2%
Financial Health
Cash/Price Ratio
+31.8%
Current Ratio
N/A
Debt/Equity
0.2x
ROE
+10.6%
ROA
+1.2%
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NBT Bancorp Inc. (NBTB) Business Model
About NBT Bancorp Inc.
What They Do
Provides comprehensive banking and financial services.
Business Model
NBT Bancorp Inc. operates as a financial holding company, generating revenue through a range of banking services including personal and business banking, savings and checking accounts, lending products, and wealth management services. The company focuses on delivering customized financial solutions to both consumer and commercial clients, thus ensuring a diversified income stream.
Additional Information
Founded in 1856 and headquartered in Norwich, New York, NBT Bancorp Inc. operates over 150 banking locations in the Northeastern United States. It is recognized for its commitment to personalized service and local engagement, playing a vital role in supporting the regional economy and community development.
Company Information
Sector
Financial Services
Industry
Banks - Regional
Employees
2,303
CEO
Mr. Scott A. Kingsley CPA
Country
United States
IPO Year
1992
Website
www.nbtbancorp.comNBT Bancorp Inc. (NBTB) Latest News & Analysis
Latest News
Quick Summary
NBT Bancorp shows strong asset quality and growth, supported by robust organic deposit increases and an acquisition. However, rising auto loan delinquencies require monitoring.
Why It Matters
NBT Bancorp's strong asset quality and growth, along with disciplined management, signal potential for stability and profitability, despite rising auto loan delinquencies requiring attention.
Source: Seeking Alpha
Market Sentiment:
Positive
NBT Bancorp Inc. Announces Cash Dividend
27 days ago
Quick Summary
NBT Bancorp Inc. (NASDAQ: NBTB) declared a cash dividend of $0.37 per share for Q2 2026, payable on June 15 to shareholders recorded by June 1.
Why It Matters
The declaration of a cash dividend signals financial health and stability, potentially attracting investors seeking income and indicating confidence in future earnings for NBT Bancorp.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
NBT Bancorp Inc. (NBTB) held its Q1 2026 earnings call, discussing financial performance and strategic initiatives. Further details can be found in the full transcript.
Why It Matters
NBT Bancorp's Q1 2026 earnings reveal financial performance, growth trends, and management insights, impacting stock valuation and investment decisions.
Source: Seeking Alpha
Market Sentiment:
Neutral
Quick Summary
NBT Bancorp Inc. (NASDAQ: NBTB) reported its net income and diluted earnings per share for Q1 2026, ending March 31. Further details on financial performance were not provided.
Why It Matters
NBT Bancorp's quarterly earnings report can influence stock performance, indicating financial health and growth potential, which may impact investment decisions.
Source: GlobeNewsWire
Market Sentiment:
Neutral
Quick Summary
NBT Bancorp (NBTB) reported quarterly earnings of $0.97 per share, missing the Zacks Consensus Estimate of $0.98, but up from $0.80 per share a year earlier.
Why It Matters
NBT Bancorp's earnings miss signals potential weaknesses in performance, which could affect investor confidence and stock valuation, despite year-over-year growth.
Source: Zacks Investment Research
Market Sentiment:
Negative
Quick Summary
NBT (NBTB) reported its quarterly performance for March 2026, prompting comparisons of key metrics to Wall Street estimates and year-ago results.
Why It Matters
Comparing NBT's quarterly performance to Wall Street estimates and year-ago figures helps assess growth, operational efficiency, and market expectations, influencing investment decisions.
Source: Zacks Investment Research
Market Sentiment:
Positive
Frequently Asked Questions About NBTB Stock
What is NBT Bancorp Inc.'s (NBTB) stock forecast for 2026?
Based on our analysis of 3 Wall Street analysts, NBT Bancorp Inc. (NBTB) has a median price target of $49.00. The highest price target is $52.00 and the lowest is $46.50.
Is NBTB stock a good investment in 2026?
According to current analyst ratings, NBTB has 3 Buy ratings, 4 Hold ratings, and 0 Sell ratings. The stock is currently trading at $47.41. Always conduct your own research and consider your investment goals before making investment decisions.
What is the long-term price prediction for NBTB stock?
Wall Street analysts predict NBTB stock could reach $49.00 in the next 12 months. This represents a 3.4% increase from the current price of $47.41. Please note that this is a projection by Wall Street analysts and not a guarantee.
What is NBT Bancorp Inc.'s business model?
NBT Bancorp Inc. operates as a financial holding company, generating revenue through a range of banking services including personal and business banking, savings and checking accounts, lending products, and wealth management services. The company focuses on delivering customized financial solutions to both consumer and commercial clients, thus ensuring a diversified income stream.
What is the highest forecasted price for NBTB NBT Bancorp Inc.?
The highest price target for NBTB is $52.00 from Jake Civiello at DA Davidson, which represents a 9.7% increase from the current price of $47.41.
What is the lowest forecasted price for NBTB NBT Bancorp Inc.?
The lowest price target for NBTB is $46.50 from at , which represents a -1.9% decrease from the current price of $47.41.
What is the overall NBTB consensus from analysts for NBT Bancorp Inc.?
The overall analyst consensus for NBTB is neutral. Out of 3 Wall Street analysts, 3 rate it as Buy, 4 as Hold, and 0 as Sell, with a median price target of $49.00.
How accurate are NBTB stock price projections?
Stock price projections, including those for NBT Bancorp Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.
Important Disclaimer
The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.
Last updated: June 16, 2026 10:48 AM UTC