Nearly 2 in 5 Americans Expect to Rely on Credit to Manage Expenses as Inflation Hits 3.7%, NerdWallet's Consumer Financial Resilience Index Finds
NerdWallet published its October 2026 Consumer Financial Resilience Index, reporting that 78% of Americans feel in control of day-to-day finances, up from 73% in September, while 38% expect to rely on credit to manage expenses. The release also notes inflation at 3.7%.
Why it matters — The index provides a monthly view of consumer financial resilience, relevant to investors tracking NerdWallet’s consumer finance information business.