NSTSNSTSFinancial Services · Banks - Regional

NSTS Stock Forecast: NSTS Bancorp, Inc. Price Predictions for 2026-2027

Last close, 11 Sept 2026
$14
−0.07% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 47 of 100 as at 12 Sept 2026 — in the lower half.

Market cap
$74.1M
Ticker Nerd rank
47 / 100
Median analyst target
Analysts covering
Revenue$3.2M+29.1% y/y
Net income−$204K
Free cash flow$2.9M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+0.6%
1M
+2.2%
YTD
+9.0%
1Y
+18.7%
From 52W high
−0.2%
From 52W low
+30.3%
$11
$14
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

NSTS stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores NSTS Bancorp, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 12 Sept 2026
47 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Volatility
88
Size
78
Momentum
73
Issuance
72
Accruals
64
Growth
46
Revisions
25
Quality
20
Value
20

Volatility (88): The share price has been relatively steady.

Value (20): The shares cost a lot relative to the profits and assets behind them.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

NSTS stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on NSTS, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$11$12$13$14Oct 25Jan 26Apr 26Jul 26NSTS

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. NSTS appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

NSTS vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 11 Sept 2026, NSTS Bancorp, Inc. returned +18.7% against +17.5% for the S&P 500, dividends included.

NSTS vs S&P 500, last 12 monthsTotal return, rebased to 100
9095100105110115120125Oct 25Jan 26Apr 26Jul 26NSTSS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

NSTS analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

NSTS Bancorp, Inc. (NSTS) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
176.8×

Cheaper than 4% of US stocks

Price / sales
6.3×

Cheaper than 19% of US stocks

Price / book
0.9×

Cheaper than 77% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
30.2%

Higher than 78% of US stocks

Earnings growth (YoY)
29.1%

Higher than 65% of US stocks

Gross margin
Operating margin
12.6%

Higher than 68% of US stocks

Net margin
−0.4%

Higher than 30% of US stocks

Returns & dividend
Return on equity
−0.1%

Higher than 44% of US stocks

Return on assets
−0.0%

Higher than 43% of US stocks

Dividend yield

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

NSTS Bancorp, Inc. (NSTS) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • NSTS Bancorp, Inc. has a market value of $74.1M and an enterprise value of $21.1M.

  • Revenue in the twelve months to 30 June 2026: $10.5M. The latest quarter grew 30.2% year on year.

  • Net income over the same four quarters: −$43K, a −0.4% net margin.

  • Free cash flow in the twelve months to 30 June 2026: $14.5M.

  • Shares outstanding: 4.9M.

  • Trailing P/E: 176.8×.

  • NSTS Bancorp, Inc. employs 49 people $215K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 14 Sept 2026

Data provided by Twelve Data

Peers

NSTS vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
NSTSNSTS Bancorp, Inc.$74.1M
47
CLSTCatalyst Bancorp, Inc.$74.2M
42
HFBLHome Federal Bancorp, Inc. of Louisiana$76.5M
66
FSEAFirst Seacoast Bancorp, Inc.$80.8M
10
ASRVAmeriServ Financial, Inc.$80.8M
72
SSBISummit State Bank (California)$81.5M
53
CPBICentral Plains Bancshares, Inc.$90.3M
47

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own NSTS Bancorp, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

FAQ

Frequently asked questions about NSTS stock

How does Ticker Nerd's model rank NSTS?

As at 12 Sept 2026, NSTS Bancorp, Inc. ranks 47 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Volatility (88 of 100).

What is the NSTS stock forecast for 2030?

No analyst covering NSTS Bancorp, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for NSTS are extrapolating price history, which says nothing about the business.

How has NSTS stock performed over the past year?

NSTS Bancorp, Inc. returned +18.7% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.

What does NSTS Bancorp, Inc. do?

NSTS Bancorp, Inc. is a savings and loan holding company and the parent of North Shore Trust and Savings, a community banking institution serving customers in Illinois.

Company

About NSTS Bancorp, Inc.

NSTS Bancorp, Inc. is a savings and loan holding company and the parent of North Shore Trust and Savings, a community banking institution serving customers in Illinois. The company offers a range of deposit products, including checking, savings, money market, and time deposit accounts, alongside lending services such as one- to four-family residential mortgages, multifamily and commercial real estate loans, construction loans, home equity loans, and consumer loans. It also provides online banking services and operates through full-service banking offices and loan production offices in the Lake County and greater Chicago area. NSTS Bancorp, Inc. focuses on traditional banking activities centered on deposit gathering and relationship-based lending for individuals, families, and local businesses. Headquartered in Waukegan, Illinois, the company plays a local role in the U.S. community banking market.

CEO Mr. Stephen G. Lear · 49 employees · United States · https://www.northshoretrust.com