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UBCPUBCPFinancial Services · Banks - Regional

UBCP Stock Forecast: United Bancorp, Inc. (Ohio) Price Predictions for 2026-2027

Last close, 20 Aug 2026
$16
+5.47% on the day

The 1 Wall Street analysts covering United Bancorp, Inc. (Ohio) hold a median 12-month price target of $20 — +23.5% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 75 of 100 as at 22 Aug 2026 — inside the top quartile. Here, the model and the Street point the same way.

Market cap
$92.9M
Ticker Nerd rank
75 / 100
Median analyst target
$20
Analysts covering
1
Total return, dividends reinvested
1W
+3.9%
1M
+4.3%
YTD
+17.1%
1Y
+21.7%
From 52W high
−3.6%
From 52W low
+35.8%
$12
$17
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

UBCP stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores United Bancorp, Inc. (Ohio) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 22 Aug 2026
75 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Issuance
91
Volatility
80
Momentum
79
Size
76
Value
76
Growth
74
Quality
37
Accruals
34
Revisions
31

Issuance (91): The share count has been shrinking and the company is not leaning on new borrowing.

Revisions (31): Analysts have, on balance, been cutting their forecasts.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

UBCP stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on UBCP, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$12$14$16$18$20Oct 25Jan 26Apr 26Jul 26UBCPHigh $20Median $20Low $20

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says1 analysts
1 Buy0 Hold0 Sell
Low $20Median $20High $20

The green dot is the last close — the median target sits +23.5% from it.

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. UBCP appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Estimates

UBCP analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
Analysts raising
0
Analysts cutting
1
Fundamentals

United Bancorp, Inc. (Ohio) (UBCP) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
11.7×

Cheaper than 56% of US stocks

Price / sales
2.8×

Cheaper than 44% of US stocks

Price / book
1.4×

Cheaper than 60% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
9.2%

Higher than 50% of US stocks

Earnings growth (YoY)
9.5%

Higher than 47% of US stocks

Gross margin
—
Operating margin
25.4%

Higher than 84% of US stocks

Net margin
24.2%

Higher than 85% of US stocks

Returns & dividend
Return on equity
12.1%

Higher than 68% of US stocks

Return on assets
0.9%

Higher than 49% of US stocks

Dividend yield
4.9%

Higher than 83% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

UBCP vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
UBCPUnited Bancorp, Inc. (Ohio)$92.9M
75
AUBNAuburn National Bancorporation, Inc.$94.1M
52
FDSBFifth District Bancorp, Inc.$96.4M
39
FUSBFirst US Bancshares, Inc.$89.4M
83
CPBICentral Plains Bancshares, Inc.$88.5M
48
PBHCPathfinder Bancorp, Inc.$101.2M
30
SSBISummit State Bank (California)$85.4M
56

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own United Bancorp, Inc. (Ohio) — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest UBCP news & analysis

Dividend Announcements: August 15-21, 2026

Seeking Alpha · 23 Aug 2026neutral

Seeking Alpha's weekly dividend series reports that during the week of August 15-21, 2026, ten stocks announced dividend increases (led by Ubiquiti at 25% and Popular at 20%) and one declared a special dividend. Investment-grade names BPOP, SYBT, UI, and UNTY were described as mostly fairly valued or slightly premium.

Why it matters — The article covers the weekly dividend landscape but does not mention United Bancorp (UBCP), so it offers no direct information on UBCP's dividend activity.

UBCP's Q2 Earnings Rise Y/Y on Margin Expansion, Deposit Growth

Zacks Investment Research · 29 July 2026positive

United Bancorp reported a year-over-year increase in its second-quarter earnings per share, driven by stronger net interest income and deposit growth, which helped offset ongoing infrastructure spending.

Why it matters — The earnings growth and deposit expansion signal that UBCP's core banking operations are performing well even as the company continues to invest in infrastructure.

FAQ

Frequently asked questions about UBCP stock

What is the UBCP stock price forecast for 2026-2027?

The 1 Wall Street analysts covering United Bancorp, Inc. (Ohio) have a median 12-month price target of $20, with estimates ranging from $20 to $20. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is UBCP stock a buy right now?

Of the 1 analysts covering United Bancorp, Inc. (Ohio), 1 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks United Bancorp, Inc. (Ohio) 75 out of 100 across roughly 4,600 US stocks as at 22 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank UBCP?

As at 22 Aug 2026, United Bancorp, Inc. (Ohio) ranks 75 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (91 of 100).

Will UBCP stock go up?

No one can know that. What the data says: the median 12-month target from 1 analysts implies +23.5% from the last close, and Ticker Nerd's factor model ranks United Bancorp, Inc. (Ohio) 75 out of 100 as at 22 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the UBCP stock forecast for 2030?

No analyst covering United Bancorp, Inc. (Ohio) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UBCP are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $20 to $20 over the next 12 months.

How has UBCP stock performed over the past year?

United Bancorp, Inc. (Ohio) returned +21.7% over the 12 months to 20 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does United Bancorp, Inc. (Ohio) do?

United Bancorp Inc. is a financial holding company that provides a range of banking services through its subsidiary.

What is the latest news on UBCP?

The most recent item we track (Seeking Alpha, 23 Aug 2026): "Dividend Announcements: August 15-21, 2026". Seeking Alpha's weekly dividend series reports that during the week of August 15-21, 2026, ten stocks announced dividend increases (led by Ubiquiti at 25% and Popular at 20%) and one declared a special dividend. Investment-grade names BPOP, SYBT, UI, and UNTY were described as mostly fairly valued or slightly premium.

Company

About United Bancorp, Inc. (Ohio).

United Bancorp Inc. is a financial holding company that provides a range of banking services through its subsidiary. Its primary function is to offer traditional banking products, including personal and business loans, mortgage services, deposit accounts, and other financial services. United Bancorp Inc. operates predominantly in the banking and financial services sectors, impacting local communities by enabling economic growth and financial stability. The company is known for its commitment to community banking, with a focus on personalized customer service and fostering long-term relationships with its clients. Headquartered in Martins Ferry, Ohio, United Bancorp Inc. serves a varied clientele, including individual customers, small to medium-sized enterprises, and larger corporate clients. Its role in the financial market is significant, as it provides necessary financial infrastructure to support commerce and community development within its geographic footprint. Through its prudent banking practices and customer-centric approach, United Bancorp Inc. contributes to the financial wellbeing of its clients and the broader economic landscape.

CEO Mr. Scott A. Everson · 125 employees · United States · https://www.unitedbancorp.com