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UBCP Stock Forecast: United Bancorp Inc. Price Predictions for 2026

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$15.90

-0.18 (-1.12%)

UBCP Stock Forecast 2026-2027

$15.90
Current Price
$91.92M
Market Cap
1 Ratings
Buy 1
Hold 0
Sell 0
Wall St Analyst Ratings

Distance to UBCP Price Targets

+25.8%
To High Target of $20.00
+25.8%
To Median Target of $20.00
+25.8%
To Low Target of $20.00

UBCP Price Momentum

+0.1%
1 Week Change
-0.6%
1 Month Change
+16.6%
1 Year Change
+10.8%
Year-to-Date Change
-8.3%
From 52W High of $17.34
+27.5%
From 52W Low of $12.47
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Latest UBCP Stock Price Targets & Analyst Predictions

Wall Street analysts covering UBCP have a bullish consensus with a median price target of $20.00 (ranging from $20.00 to $20.00). The overall analyst rating is Strong Buy (10.0/10). Currently trading at $15.90, the median forecast implies a 25.8% upside. This outlook is supported by 1 Buy, 0 Hold, and 0 Sell ratings.

Please note that analyst price targets are forward-looking estimates subject to substantial market, economic, and company-specific risks. Past performance does not guarantee future results, and actual stock performance may materially differ from these projections. Investors should conduct their own due diligence and consider their investment objectives and risk tolerance before making investment decisions.

UBCP Analyst Ratings

1
Buy
0
Hold
0
Sell

UBCP Price Target Range

Low
$20.00
Average
$20.00
High
$20.00
Current: $15.90

Latest UBCP Stock Forecasts by Analyst

These are the latest 20 analyst ratings and price targets for UBCP.

Date Firm Analyst Rating Change Price Target

United Bancorp Inc. (UBCP) Competitors

The following stocks are similar to United Bancorp based on their market capitalization and industry sector. These similar stocks potentially provide investors with alternative investment opportunities within the same market segment.

United Bancorp Inc. (UBCP) Financial Data

United Bancorp Inc. has a market capitalization of $91.92M with a P/E ratio of 11.8x. The company generates $32.28M in trailing twelve-month revenue with a 24.1% profit margin.

Revenue growth is +6.4% quarter-over-quarter, while maintaining an operating margin of +22.1% and return on equity of +12.1%.

Valuation Metrics

Market Cap $91.92M
Enterprise Value $150.77M
P/E Ratio 11.8x
PEG Ratio 3.8x
Price/Sales 2.8x

Growth & Margins

Revenue Growth (YoY) +6.4%
Gross Margin N/A
Operating Margin +22.1%
Net Margin +24.1%
EPS Growth +2.1%

Financial Health

Cash/Price Ratio +31.2%
Current Ratio N/A
Debt/Equity 1.3x
ROE +12.1%
ROA +0.9%
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United Bancorp Inc. logo

United Bancorp Inc. (UBCP) Business Model

About United Bancorp Inc.

What They Do

Provides a range of banking services.

Business Model

The company operates as a financial holding entity, generating revenue through traditional banking products such as loans, mortgages, and deposit accounts. It primarily serves individual customers, small to medium-sized businesses, and larger corporations, focusing on personalized customer service and long-term relationships.

Additional Information

Headquartered in Martins Ferry, Ohio, United Bancorp Inc. plays a vital role in local economic growth and stability, contributing to community development through its banking services and prudent financial practices.

Company Information

Sector

Financial Services

Industry

Banks - Regional

Employees

125

CEO

Mr. Scott A. Everson

Country

United States

IPO Year

1995

United Bancorp Inc. (UBCP) Latest News & Analysis

Latest News

UBCP stock latest news image
Quick Summary

UBCP reports a year-over-year rise in Q1 earnings per share, driven by increased deposits and margin expansion, despite higher expenses from technology and infrastructure investments.

Why It Matters

UBCP's Q1 earnings per share growth signals strong financial health, driven by increased deposits and margin expansion, which may enhance investor confidence despite rising expenses.

Source: Zacks Investment Research
Market Sentiment: Positive
UBCP stock latest news image
Quick Summary

United Bancorp, Inc. (NASDAQ:UBCP) reported Q1 2026 diluted EPS of $0.33 and net income of $1.91 million for the period ending March 31, 2026.

Why It Matters

United Bancorp's earnings report reflects its financial health, impacting investor sentiment and stock performance. Positive earnings can lead to increased stock prices and investor confidence.

Source: Accesswire
Market Sentiment: Neutral
UBCP stock latest news image
Quick Summary

United Bancorp, Inc. (UBCP) announced a Q2 dividend of $0.1950 per share, up 5.4% from last year. Record date: June 10, 2026; payment date: June 19, 2026.

Why It Matters

A dividend increase indicates strong financial health and profitability for United Bancorp, potentially attracting income-focused investors and boosting stock demand.

Source: Accesswire
Market Sentiment: Neutral
UBCP stock latest news image
Quick Summary

UBCP reports strong balance sheet growth, driven by relationship-based lending and tech investments, with solid capital strength and consistent dividends for investors.

Why It Matters

UBCP's strong balance sheet, strategic lending, and tech investments indicate robust growth potential, appealing to investors seeking stability and consistent returns.

Source: Zacks Investment Research
Market Sentiment: Positive
UBCP stock latest news image
Quick Summary

United Bancorp, Inc. (UBCP) announced a first quarter cash dividend of $0.1925, payable on March 20, 2026, reflecting a 5.5% increase from the previous year.

Why It Matters

United Bancorp's dividend increase signals financial health and growth potential, enhancing investor confidence and likely boosting stock demand and price.

Source: Accesswire
Market Sentiment: Neutral
UBCP stock latest news image
Quick Summary

UBCP reports 13% YoY EPS growth in Q4 2025, attributed to loan gains, margin expansion, and strategic investments, despite facing macroeconomic challenges.

Why It Matters

UBCP's 13% EPS growth amid challenges signals strong performance and effective management, potentially boosting investor confidence and impacting stock valuation positively.

Source: Zacks Investment Research
Market Sentiment: Positive

Frequently Asked Questions About UBCP Stock

What is United Bancorp Inc.'s (UBCP) stock forecast for 2026?

Based on our analysis of 0 Wall Street analysts, United Bancorp Inc. (UBCP) has a median price target of $20.00. The highest price target is $20.00 and the lowest is $20.00.

Is UBCP stock a good investment in 2026?

According to current analyst ratings, UBCP has 1 Buy ratings, 0 Hold ratings, and 0 Sell ratings. The stock is currently trading at $15.90. Always conduct your own research and consider your investment goals before making investment decisions.

What is the long-term price prediction for UBCP stock?

Wall Street analysts predict UBCP stock could reach $20.00 in the next 12 months. This represents a 25.8% increase from the current price of $15.90. Please note that this is a projection by Wall Street analysts and not a guarantee.

What is United Bancorp Inc.'s business model?

The company operates as a financial holding entity, generating revenue through traditional banking products such as loans, mortgages, and deposit accounts. It primarily serves individual customers, small to medium-sized businesses, and larger corporations, focusing on personalized customer service and long-term relationships.

What is the highest forecasted price for UBCP United Bancorp Inc.?

The highest price target for UBCP is $20.00 from at , which represents a 25.8% increase from the current price of $15.90.

What is the lowest forecasted price for UBCP United Bancorp Inc.?

The lowest price target for UBCP is $20.00 from at , which represents a 25.8% increase from the current price of $15.90.

What is the overall UBCP consensus from analysts for United Bancorp Inc.?

The overall analyst consensus for UBCP is bullish. Out of 0 Wall Street analysts, 1 rate it as Buy, 0 as Hold, and 0 as Sell, with a median price target of $20.00.

How accurate are UBCP stock price projections?

Stock price projections, including those for United Bancorp Inc., are based on various factors including financial models, market conditions, and analyst forecasts. While these predictions provide valuable insights, they should be considered alongside your own research and risk tolerance.

Important Disclaimer

The information provided by Ticker Nerd is for educational and informational purposes only. It should not be considered financial or investment advice. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Analyst ratings and price forecasts are sourced from Wall St analysts and other experts. These projections are speculative and do not guarantee future stock performance.

Last updated: June 8, 2026 5:32 PM UTC
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