UBCPFinancial Services · Banks - RegionalThe 1 Wall Street analysts covering United Bancorp, Inc. (Ohio) hold a median 12-month price target of $20 — +26.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 76 of 100 as at 6 Aug 2026 — inside the top quartile. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores United Bancorp, Inc. (Ohio) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Value (84): The shares cost little relative to the profits and assets behind them — which can mean the market is too gloomy, or that the business really is in trouble.
Revisions (30): Analysts have, on balance, been cutting their forecasts.
The rank is the raw material. Whether the rules would actually own United Bancorp, Inc. (Ohio) — and when they’d sell — is the membership.
The bullish and bearish analyst opinions on UBCP, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
The green dot is the last close — the median target sits +26.9% from it.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 57% of US stocks
Cheaper than 44% of US stocks
Cheaper than 62% of US stocks
Higher than 52% of US stocks
Higher than 49% of US stocks
Higher than 84% of US stocks
Higher than 85% of US stocks
Higher than 65% of US stocks
Higher than 48% of US stocks
Higher than 83% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| UBCPUnited Bancorp, Inc. (Ohio) | $92.1M | 76 |
| AUBNAuburn National Bancorporation, Inc. | $92.2M | 51 |
| FUSBFirst US Bancshares, Inc. | $93.0M | 79 |
| SSBISummit State Bank (California) | $88.9M | 55 |
| CPBICentral Plains Bancshares, Inc. | $88.6M | 31 |
| FDSBFifth District Bancorp, Inc. | $94.2M | 49 |
| BYFCBroadway Financial Corp. (California) | $97.6M | 26 |
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. UBCP appears on the weeks it earns a place.
United Bancorp reported a year-over-year increase in its second-quarter earnings per share, driven by stronger net interest income and deposit growth, which helped offset ongoing infrastructure spending.
Why it matters — The earnings growth and deposit expansion signal that UBCP's core banking operations are performing well even as the company continues to invest in infrastructure.
The 1 Wall Street analysts covering United Bancorp, Inc. (Ohio) have a median 12-month price target of $20, with estimates ranging from $20 to $20. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 1 analysts covering United Bancorp, Inc. (Ohio), 1 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks United Bancorp, Inc. (Ohio) 76 out of 100 across roughly 4,600 US stocks as at 6 Aug 2026. None of this is personal advice — it does not consider your circumstances.
As at 6 Aug 2026, United Bancorp, Inc. (Ohio) ranks 76 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Value (84 of 100).
No one can know that. What the data says: the median 12-month target from 1 analysts implies +26.9% from the last close, and Ticker Nerd's factor model ranks United Bancorp, Inc. (Ohio) 76 out of 100 as at 6 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering United Bancorp, Inc. (Ohio) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UBCP are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $20 to $20 over the next 12 months.
United Bancorp, Inc. (Ohio) returned +18.1% over the 12 months to 6 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
United Bancorp Inc. is a financial holding company that provides a range of banking services through its subsidiary.
The most recent item we track (Zacks Investment Research, 29 July 2026): "UBCP's Q2 Earnings Rise Y/Y on Margin Expansion, Deposit Growth". United Bancorp reported a year-over-year increase in its second-quarter earnings per share, driven by stronger net interest income and deposit growth, which helped offset ongoing infrastructure spending.
United Bancorp Inc. is a financial holding company that provides a range of banking services through its subsidiary. Its primary function is to offer traditional banking products, including personal and business loans, mortgage services, deposit accounts, and other financial services. United Bancorp Inc. operates predominantly in the banking and financial services sectors, impacting local communities by enabling economic growth and financial stability. The company is known for its commitment to community banking, with a focus on personalized customer service and fostering long-term relationships with its clients. Headquartered in Martins Ferry, Ohio, United Bancorp Inc. serves a varied clientele, including individual customers, small to medium-sized enterprises, and larger corporate clients. Its role in the financial market is significant, as it provides necessary financial infrastructure to support commerce and community development within its geographic footprint. Through its prudent banking practices and customer-centric approach, United Bancorp Inc. contributes to the financial wellbeing of its clients and the broader economic landscape.
CEO Mr. Scott A. Everson · 125 employees · United States · https://www.unitedbancorp.com