UBCPFinancial Services · Banks - RegionalThe 1 Wall Street analysts covering United Bancorp, Inc. (Ohio) hold a median 12-month price target of $20 — +27.2% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 74 of 100 as at 12 Sept 2026 — in the upper half. Here, the model and the Street point the same way.
Consensus tells you what everyone already believes. The model scores United Bancorp, Inc. (Ohio) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Issuance (91): The share count has been shrinking and the company is not leaning on new borrowing.
Revisions (31): Analysts have, on balance, been cutting their forecasts.
Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.
The bullish and bearish analyst opinions on UBCP, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
The green dot is the last close — the median target sits +27.2% from it.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. UBCP appears on the weeks it earns a place.
Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 11 Sept 2026, United Bancorp, Inc. (Ohio) returned +16.2% against +17.5% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 55% of US stocks
Cheaper than 44% of US stocks
Cheaper than 61% of US stocks
Higher than 50% of US stocks
Higher than 47% of US stocks
Higher than 84% of US stocks
Higher than 85% of US stocks
Higher than 68% of US stocks
Higher than 49% of US stocks
Higher than 83% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
United Bancorp, Inc. (Ohio) has a market value of $90.2M and an enterprise value of $155.5M.
Revenue in the twelve months to 30 June 2026: $33.5M. The latest quarter grew 9.2% year on year.
Net income over the same four quarters: $8.0M, a 23.8% net margin.
Diluted earnings per share, trailing twelve months: $1.38.
Free cash flow in the twelve months to 30 June 2026: −$4.1M.
United Bancorp, Inc. (Ohio) spent $904K on share buybacks and $5.6M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 11.4×; forward P/E: 9.7× — the forward figure prices analyst consensus estimates, not reported earnings.
Forward dividend yield: 4.98%, paying out 55% of earnings.
United Bancorp, Inc. (Ohio) employs 125 people — $268K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| UBCPUnited Bancorp, Inc. (Ohio) | $90.2M | 74 |
| CPBICentral Plains Bancshares, Inc. | $90.3M | 47 |
| AUBNAuburn National Bancorporation, Inc. | $92.7M | 56 |
| FUSBFirst US Bancshares, Inc. | $93.5M | 81 |
| FDSBFifth District Bancorp, Inc. | $97.5M | 38 |
| FNWBFirst Northwest Bancorp (Washington) | $98.9M | 64 |
| SSBISummit State Bank (California) | $81.5M | 53 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own United Bancorp, Inc. (Ohio) — and when they’d sell — is the membership. See the Ticker Nerd 20 →
Zacks Investment Research upgraded United Bancorp, Inc. (UBCP) to Outperform, citing improving earnings, margin expansion, deposit growth, and higher dividends as supporting factors.
Why it matters — A UBCP watcher would note the upgrade signals a favorable reassessment of the company's recent financial performance and shareholder returns.
Seeking Alpha's weekly dividend series reports that during the week of August 15-21, 2026, ten stocks announced dividend increases (led by Ubiquiti at 25% and Popular at 20%) and one declared a special dividend. Investment-grade names BPOP, SYBT, UI, and UNTY were described as mostly fairly valued or slightly premium.
Why it matters — The article covers the weekly dividend landscape but does not mention United Bancorp (UBCP), so it offers no direct information on UBCP's dividend activity.
United Bancorp reported a year-over-year increase in its second-quarter earnings per share, driven by stronger net interest income and deposit growth, which helped offset ongoing infrastructure spending.
Why it matters — The earnings growth and deposit expansion signal that UBCP's core banking operations are performing well even as the company continues to invest in infrastructure.
The 1 Wall Street analysts covering United Bancorp, Inc. (Ohio) have a median 12-month price target of $20, with estimates ranging from $20 to $20. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.
Of the 1 analysts covering United Bancorp, Inc. (Ohio), 1 rate it a Buy, 0 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks United Bancorp, Inc. (Ohio) 74 out of 100 across roughly 4,600 US stocks as at 12 Sept 2026. None of this is personal advice — it does not consider your circumstances.
As at 12 Sept 2026, United Bancorp, Inc. (Ohio) ranks 74 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Issuance (91 of 100).
No one can know that. What the data says: the median 12-month target from 1 analysts implies +27.2% from the last close, and Ticker Nerd's factor model ranks United Bancorp, Inc. (Ohio) 74 out of 100 as at 12 Sept 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.
No analyst covering United Bancorp, Inc. (Ohio) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for UBCP are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $20 to $20 over the next 12 months.
United Bancorp, Inc. (Ohio) returned +16.2% over the 12 months to 11 Sept 2026, with dividends reinvested. Past performance does not indicate future returns.
United Bancorp, Inc. is a bank holding company headquartered in Martins Ferry, Ohio.
The most recent item we track (Zacks Investment Research, 31 Aug 2026): "UBCP Upgraded to Outperform on Deposit Growth, Strong Margins". Zacks Investment Research upgraded United Bancorp, Inc. (UBCP) to Outperform, citing improving earnings, margin expansion, deposit growth, and higher dividends as supporting factors.
United Bancorp, Inc. is a bank holding company headquartered in Martins Ferry, Ohio. Through its wholly owned subsidiary, Unified Bank, the company provides commercial and retail banking services to individuals, businesses, and local organizations across communities in Ohio and adjacent areas of West Virginia. Its core offerings include deposit accounts such as checking, savings, and time certificates, along with lending products that cover commercial, real estate, residential mortgage, and consumer needs. United Bancorp also supports customers with everyday banking services delivered through its network of banking offices, serving regional financial needs in a community-focused model. The company plays a role in the regional banking market by combining traditional deposit-taking and lending activities with local relationship banking, making it a key financial services provider in its operating footprint.
CEO Mr. Scott A. Everson · 125 employees · United States · https://www.unitedbancorp.com
