SSBIFinancial Services · Banks - RegionalTicker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 58 of 100 as at 1 Aug 2026 — in the upper half.
Consensus tells you what everyone already believes. The model scores Summit State Bank (California) on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Volatility (95): The share price has been relatively steady.
Quality (13): Profits are thin or unreliable for the size of the business, or they are not turning into cash.
The rank is the raw material. Whether the rules would actually own Summit State Bank (California) — and when they’d sell — is the membership.
The bullish and bearish analyst opinions on SSBI, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| 6 May 2013 | Hilliard Lyons | Downgrade | Neutral | — |
| 6 Nov 2012 | Hilliard Lyons | Upgrade | Long-Term Buy | — |
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 21% of US stocks
Cheaper than 41% of US stocks
Cheaper than 77% of US stocks
Higher than 5% of US stocks
Higher than 56% of US stocks
Higher than 18% of US stocks
Higher than 67% of US stocks
Higher than 48% of US stocks
Higher than 45% of US stocks
Higher than 31% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| SSBISummit State Bank (California) | $83.8M | 58 |
| CPBICentral Plains Bancshares, Inc. | $84.6M | 29 |
| FSEAFirst Seacoast Bancorp, Inc. | $79.8M | 38 |
| UBCPUnited Bancorp, Inc. (Ohio) | $88.1M | 75 |
| ASRVAmeriServ Financial, Inc. | $75.5M | 72 |
| AUBNAuburn National Bancorporation, Inc. | $91.4M | 48 |
| OPHCOptimumBank Holdings, Inc. | $92.5M | 82 |
Computed off the Friday close and sent before the US open.
Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. SSBI appears on the weeks it earns a place.
Summit State Bank reported a net loss of $1,307,000 ($0.19 loss per diluted share) for the second quarter of 2026, compared to net income of $2,417,000 ($0.36 per diluted share) for the same period in 2025.
Why it matters — The swing from profitability to a net loss signals a sharp downturn in the bank's financial performance over the past year.
As at 1 Aug 2026, Summit State Bank (California) ranks 58 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Volatility (95 of 100).
No analyst covering Summit State Bank (California) publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for SSBI are extrapolating price history, which says nothing about the business.
Summit State Bank (California) returned +6.4% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.
Summit State Bank is a financial institution that provides a comprehensive range of banking services. Primarily focused on serving the community of Santa Rosa, California, and its surrounding areas, the bank offers a variety of personal and business banking products.
The most recent item we track (GlobeNewsWire, 28 July 2026): "Summit State Bank Reports Second Quarter 2026 Financial Results". Summit State Bank reported a net loss of $1,307,000 ($0.19 loss per diluted share) for the second quarter of 2026, compared to net income of $2,417,000 ($0.36 per diluted share) for the same period in 2025.
Summit State Bank is a financial institution that provides a comprehensive range of banking services. Primarily focused on serving the community of Santa Rosa, California, and its surrounding areas, the bank offers a variety of personal and business banking products. These include checking and savings accounts, loans, cash management services, and online banking solutions. The bank is committed to supporting small to medium-sized enterprises by providing tailored financial solutions, which plays a significant role in regional economic growth. Summit State Bank distinguishes itself by maintaining strong customer relationships and offering personalized service, which is a hallmark of community banking. With a strategic focus on financial stability and growth, Summit State Bank not only fosters economic development within its local territories but also contributes to broader financial stability by maintaining sound fiscal practices. Its role in the local financial market is significant, serving as a dependable financial partner to individuals and businesses alike.
CEO Mr. Brian J. Reed · 103 employees · United States · https://summitstatebank.com