ASRVFinancial Services · Banks - RegionalTicker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 76 of 100 as at 29 Oct 2026 — inside the top quartile.
Consensus tells you what everyone already believes. The model scores AmeriServ Financial, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.
Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested
Momentum (99): The shares have been drifting up relative to others.
Revisions (25): Analysts have, on balance, been cutting their forecasts.
Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.
The bullish and bearish analyst opinions on ASRV, reported as data — targets and ratings, the market's view beside the model's.
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
Data provided by Twelve Data
Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.
ASRV appears in the Radar on the weeks it earns a place.
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Both lines are total return — dividends reinvested — so the comparison is honest on both sides.
Over the twelve months to 29 Oct 2026, AmeriServ Financial, Inc. returned +65.4% against +13.1% for the S&P 500, dividends included.
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Data provided by Twelve Data
Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.
A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.
Cheaper than 60% of US stocks
Cheaper than 61% of US stocks
Cheaper than 79% of US stocks
Higher than 43% of US stocks
Higher than 60% of US stocks
Higher than 84% of US stocks
Higher than 77% of US stocks
Higher than 58% of US stocks
Higher than 47% of US stocks
Higher than 82% of US dividend payers
Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.
The headline figures, each with its date. Every row carries its own link — cite it straight from here.
AmeriServ Financial, Inc. has a market value of $83.7M and an enterprise value of $135.5M.
Revenue in the twelve months to 30 June 2026: $61.4M. The latest quarter grew 6.1% year on year.
Net income over the same four quarters: $8.5M, a 13.9% net margin.
Diluted earnings per share, trailing twelve months: $0.51.
Free cash flow in the twelve months to 30 June 2026: $41K.
AmeriServ Financial, Inc. spent $2.0M on dividends in the twelve months to 30 June 2026.
Trailing P/E: 9.1×.
Forward dividend yield: 2.46%, paying out 24% of earnings.
AmeriServ Financial, Inc. employs 285 people — $215K of revenue per employee.
Data provided by Twelve Data
The nearest names by industry and size, scored by the same model — like for like.
| Company | Market cap | TKN rank |
|---|---|---|
| ASRVAmeriServ Financial, Inc. | $83.7M | 76 |
| SSBISummit State Bank (California) | $79.8M | 46 |
| UBCPUnited Bancorp, Inc. (Ohio) | $83.7M | 68 |
| CPBICentral Plains Bancshares, Inc. | $86.0M | 49 |
| AUBNAuburn National Bancorporation, Inc. | $90.0M | 53 |
| CLSTCatalyst Bancorp, Inc. | $73.1M | 52 |
| FUSBFirst US Bancshares, Inc. | $91.4M | 75 |
Look up any of the roughly 4,600 stocks we score.
The rank is the raw material. Whether the rules would actually own AmeriServ Financial, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →
AmeriServ Financial reported higher Q3 earnings per share year over year, supported by improved net interest margins, stronger wealth management fees and better asset quality. Loan balances declined and expenses rose.
Why it matters — ASRV watchers may note the earnings improvement alongside weaker loan balances and higher expenses.
AmeriServ Financial reported third-quarter 2026 net income of $3.1 million, or $0.18 per diluted common share. The headline also announces increased earnings for the first nine months of 2026 and a quarterly common stock cash dividend.
Why it matters — The results and dividend announcement provide ASRV watchers with an update on the company’s earnings and shareholder distributions.
A Zacks Investment Research article examines AmeriServ, which is trading at a discount, and discusses whether investors should buy, sell, or hold. The piece notes that ASRV benefits from spread income growth, improving credit trends, higher fee revenue, and a stronger funding profile that support earnings and balance-sheet flexibility.
Why it matters — An ASRV watcher would care because the article highlights the company's underlying financial strengths, which support its earnings and balance-sheet flexibility while its stock trades at a discount.
AmeriServ Financial, Inc. (ASRV) reported that its second-quarter 2026 earnings per share returned to profitability, driven by higher net interest income, stronger fee revenues, and improved credit quality, which offset rising expenses.
Why it matters — The earnings improvement signals strengthening core operations and credit performance, key metrics that ASRV shareholders track for financial health.
As at 29 Oct 2026, AmeriServ Financial, Inc. ranks 76 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (99 of 100).
No analyst covering AmeriServ Financial, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ASRV are extrapolating price history, which says nothing about the business.
AmeriServ Financial, Inc. returned +65.4% over the 12 months to 29 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.
AmeriServ Financial Inc. is a bank holding company that provides consumer, mortgage, and commercial financial products and services through its subsidiary bank.
The most recent item we track (Zacks Investment Research, 26 Oct 2026): "AmeriServ Stock Rises 9% as Q3 Earnings Improve Year Over Year". AmeriServ Financial reported higher Q3 earnings per share year over year, supported by improved net interest margins, stronger wealth management fees and better asset quality. Loan balances declined and expenses rose.
AmeriServ Financial Inc. is a bank holding company that provides consumer, mortgage, and commercial financial products and services through its subsidiary bank. Its core business centers on community banking, including retail and commercial deposit accounts, consumer lending, residential mortgage loans, and business lending for small and mid-sized companies. The company also offers wealth management and trust-related services, supporting customers with investment administration and financial planning needs. In addition, AmeriServ Financial Inc. operates related banking services that help individuals, businesses, and local organizations manage everyday financial transactions and longer-term financing requirements. Headquartered in Johnstown, Pennsylvania, AmeriServ Financial Inc. serves as a regional financial institution with a focus on traditional banking, lending, and wealth management activities across its operating markets.
CEO Mr. Jeffrey A. Stopko CPA · 285 employees · United States · https://www.ameriserv.com
