TICKERNERD
Menu
ASRVASRVFinancial Services · Banks - Regional

ASRV Stock Forecast: AmeriServ Financial, Inc. Price Predictions for 2026-2027

Last close, 9 Oct 2026
$4.42
−0.67% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 74 of 100 as at 8 Oct 2026 — in the upper half.

Market cap
$75.6M
Ticker Nerd rank
74 / 100
Median analyst target
—
Analysts covering
0
Revenue$15.9M+9.8% y/y
Net income$2.7M
Free cash flow−$1.6M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
−4.9%
1M
−6.2%
YTD
+41.9%
1Y
+49.8%
From 52W high
−15.6%
From 52W low
+57.0%
$2.82
$5.24
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

ASRV stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores AmeriServ Financial, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 8 Oct 2026
74 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
97
Value
85
Size
78
Growth
77
Issuance
77
Accruals
49
Volatility
42
Quality
28
Revisions
25

Momentum (97): The shares have been drifting up relative to others.

Revisions (25): Analysts have, on balance, been cutting their forecasts.

Built and run by Aslam Ghouse, an ex-Goldman Sachs quant trader with fourteen years in markets.

Wall Street

ASRV stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on ASRV, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$3.00$3.50$4.00$4.50$5.00Jan 26Apr 26Jul 26Oct 26ASRV

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. ASRV appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

Performance

ASRV vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 9 Oct 2026, AmeriServ Financial, Inc. returned +49.8% against +16.6% for the S&P 500, dividends included.

ASRV vs S&P 500, last 12 monthsTotal return, rebased to 100
100120140160180Jan 26Apr 26Jul 26Oct 26ASRVS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

ASRV analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

AmeriServ Financial, Inc. (ASRV) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
8.7×

Cheaper than 60% of US stocks

Price / sales
1.3×

Cheaper than 64% of US stocks

Price / book
0.6×

Cheaper than 82% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
42.6%

Higher than 84% of US stocks

Earnings growth (YoY)
9.8%

Higher than 48% of US stocks

Gross margin
—
Operating margin
22.2%

Higher than 81% of US stocks

Net margin
14.1%

Higher than 76% of US stocks

Returns & dividend
Return on equity
7.3%

Higher than 57% of US stocks

Return on assets
0.6%

Higher than 47% of US stocks

Dividend yield
2.7%

Higher than 83% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

AmeriServ Financial, Inc. (ASRV) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • AmeriServ Financial, Inc. has a market value of $75.6M and an enterprise value of $105.7M.

  • Revenue in the twelve months to 30 June 2026: $61.4M. The latest quarter grew 42.6% year on year.

  • Net income over the same four quarters: $8.5M, a 13.9% net margin.

  • Diluted earnings per share, trailing twelve months: $0.51.

  • Free cash flow in the twelve months to 30 June 2026: $41K.

  • AmeriServ Financial, Inc. spent $2.0M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 17.0M.

  • Trailing P/E: 8.7×.

  • Forward dividend yield: 2.68%, paying out 24% of earnings.

  • AmeriServ Financial, Inc. employs 297 people — $207K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 9 Oct 2026

Data provided by Twelve Data

Peers

ASRV vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
ASRVAmeriServ Financial, Inc.$75.6M
74
HFBLHome Federal Bancorp, Inc. of Louisiana$73.2M
69
NSTSNSTS Bancorp, Inc.$74.7M
—
CLSTCatalyst Bancorp, Inc.$69.7M
47
FSEAFirst Seacoast Bancorp, Inc.$81.2M
—
UBCPUnited Bancorp, Inc. (Ohio)$83.7M
72
CPBICentral Plains Bancshares, Inc.$84.4M
48

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own AmeriServ Financial, Inc. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest ASRV news & analysis

AmeriServ Trades at a Discount: Should You Buy, Sell or Hold?

Zacks Investment Research · 23 Sept 2026positive

A Zacks Investment Research article examines AmeriServ, which is trading at a discount, and discusses whether investors should buy, sell, or hold. The piece notes that ASRV benefits from spread income growth, improving credit trends, higher fee revenue, and a stronger funding profile that support earnings and balance-sheet flexibility.

Why it matters — An ASRV watcher would care because the article highlights the company's underlying financial strengths, which support its earnings and balance-sheet flexibility while its stock trades at a discount.

AmeriServ Q2 Earnings Rise Y/Y on Margin and Credit Strength

Zacks Investment Research · 27 July 2026positive

AmeriServ Financial, Inc. (ASRV) reported that its second-quarter 2026 earnings per share returned to profitability, driven by higher net interest income, stronger fee revenues, and improved credit quality, which offset rising expenses.

Why it matters — The earnings improvement signals strengthening core operations and credit performance, key metrics that ASRV shareholders track for financial health.

FAQ

Frequently asked questions about ASRV stock

How does Ticker Nerd's model rank ASRV?

As at 8 Oct 2026, AmeriServ Financial, Inc. ranks 74 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (97 of 100).

What is the ASRV stock forecast for 2030?

No analyst covering AmeriServ Financial, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ASRV are extrapolating price history, which says nothing about the business.

How has ASRV stock performed over the past year?

AmeriServ Financial, Inc. returned +49.8% over the 12 months to 9 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does AmeriServ Financial, Inc. do?

AmeriServ Financial Inc. is a bank holding company that provides consumer, mortgage, and commercial financial products and services through its subsidiary bank.

What is the latest news on ASRV?

The most recent item we track (Zacks Investment Research, 23 Sept 2026): "AmeriServ Trades at a Discount: Should You Buy, Sell or Hold?". A Zacks Investment Research article examines AmeriServ, which is trading at a discount, and discusses whether investors should buy, sell, or hold. The piece notes that ASRV benefits from spread income growth, improving credit trends, higher fee revenue, and a stronger funding profile that support earnings and balance-sheet flexibility.

Company

About AmeriServ Financial, Inc.

AmeriServ Financial Inc. is a bank holding company that provides consumer, mortgage, and commercial financial products and services through its subsidiary bank. Its core business centers on community banking, including retail and commercial deposit accounts, consumer lending, residential mortgage loans, and business lending for small and mid-sized companies. The company also offers wealth management and trust-related services, supporting customers with investment administration and financial planning needs. In addition, AmeriServ Financial Inc. operates related banking services that help individuals, businesses, and local organizations manage everyday financial transactions and longer-term financing requirements. Headquartered in Johnstown, Pennsylvania, AmeriServ Financial Inc. serves as a regional financial institution with a focus on traditional banking, lending, and wealth management activities across its operating markets.

CEO Mr. Jeffrey A. Stopko CPA · 297 employees · United States · https://www.ameriserv.com