ASRVASRVFinancial Services · Banks - Regional

ASRV Stock Forecast: AmeriServ Financial, Inc. Price Predictions for 2026-2027

Last close, 3 Aug 2026
$4.63
+2.01% on the day

Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 72 of 100 as at 1 Aug 2026 — in the upper half.

Market cap
$77.5M
Ticker Nerd rank
72 / 100
Median analyst target
Analysts covering
0
Total return, dividends reinvested
1W
+11.3%
1M
+20.2%
YTD
+48.6%
1Y
+65.0%
From 52W high
0.0%
From 52W low
+69.1%
$2.74
$4.63
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

ASRV stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores AmeriServ Financial, Inc. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Aug 2026
72 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Momentum
88
Value
85
Size
78
Growth
76
Issuance
75
Volatility
53
Accruals
49
Quality
25
Revisions
25

Momentum (88): The shares have been drifting up relative to others.

Revisions (25): Analysts have, on balance, been cutting their forecasts.

The rank is the raw material. Whether the rules would actually own AmeriServ Financial, Inc. — and when they’d sell — is the membership.

Wall Street

ASRV stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on ASRV, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$3.00$3.50$4.00$4.50Oct 25Jan 26Apr 26Jul 26ASRV

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

ASRV analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Fundamentals

AmeriServ Financial, Inc. (ASRV) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
8.8×

Cheaper than 61% of US stocks

Price / sales
1.3×

Cheaper than 65% of US stocks

Price / book
0.6×

Cheaper than 82% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
42.6%

Higher than 85% of US stocks

Earnings growth (YoY)
5.3%

Higher than 44% of US stocks

Gross margin
Operating margin
22.2%

Higher than 83% of US stocks

Net margin
14.1%

Higher than 76% of US stocks

Returns & dividend
Return on equity
7.3%

Higher than 58% of US stocks

Return on assets
0.6%

Higher than 46% of US stocks

Dividend yield
2.6%

Higher than 57% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

ASRV vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
ASRVAmeriServ Financial, Inc.$77.5M
72
NSTSNSTS Bancorp, Inc.$72.2M
51
FSEAFirst Seacoast Bancorp, Inc.$79.8M
38
HFBLHome Federal Bancorp, Inc. of Louisiana$71.4M
68
CLSTCatalyst Bancorp, Inc.$70.2M
45
SSBISummit State Bank (California)$82.7M
58
CPBICentral Plains Bancshares, Inc.$84.6M
29
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. ASRV appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

News

Latest ASRV news & analysis

AmeriServ Q2 Earnings Rise Y/Y on Margin and Credit Strength

Zacks Investment Research · 27 July 2026positive

AmeriServ Financial, Inc. (ASRV) reported that its second-quarter 2026 earnings per share returned to profitability, driven by higher net interest income, stronger fee revenues, and improved credit quality, which offset rising expenses.

Why it matters — The earnings improvement signals strengthening core operations and credit performance, key metrics that ASRV shareholders track for financial health.

FAQ

Frequently asked questions about ASRV stock

How does Ticker Nerd's model rank ASRV?

As at 1 Aug 2026, AmeriServ Financial, Inc. ranks 72 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Momentum (88 of 100).

What is the ASRV stock forecast for 2030?

No analyst covering AmeriServ Financial, Inc. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for ASRV are extrapolating price history, which says nothing about the business.

How has ASRV stock performed over the past year?

AmeriServ Financial, Inc. returned +65.0% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does AmeriServ Financial, Inc. do?

AmeriServ Financial Inc. is a bank holding company that provides consumer, mortgage, and commercial financial products and services through its subsidiaries.

What is the latest news on ASRV?

The most recent item we track (Zacks Investment Research, 27 July 2026): "AmeriServ Q2 Earnings Rise Y/Y on Margin and Credit Strength". AmeriServ Financial, Inc. (ASRV) reported that its second-quarter 2026 earnings per share returned to profitability, driven by higher net interest income, stronger fee revenues, and improved credit quality, which offset rising expenses.

Company

About AmeriServ Financial, Inc.

AmeriServ Financial Inc. is a bank holding company that provides consumer, mortgage, and commercial financial products and services through its subsidiaries. It operates primarily through three segments: Community Banking, Wealth Management, and Investment or Parent. The Community Banking segment encompasses retail and commercial banking activities, including deposit services via a branch network, residential mortgage loans, direct consumer loans, small business commercial loans, commercial real estate loans, and business services. The Wealth Management segment manages operations of a trust company, an investment advisory firm called West Chester Capital Advisors, and financial services. The Investment or Parent segment handles investment securities, borrowing activities, and general corporate expenses. AmeriServ Financial Inc. focuses on serving individuals, small businesses, and commercial clients in its regional markets. Founded in 1983 and headquartered in Johnstown, Pennsylvania, it plays a key role in community-oriented banking and wealth management services.

CEO Mr. Jeffrey A. Stopko CPA · 297 employees · United States · https://www.ameriserv.com