OCFCOCFCFinancial Services · Banks - Regional

OCFC Stock Forecast: OceanFirst Financial Corp. Price Predictions for 2026-2027

Last close, 30 Oct 2026
$18
+0.73% on the day

The 7 Wall Street analysts covering OceanFirst Financial Corp. hold a median 12-month price target of $22 — +19.8% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 29 of 100 as at 31 Oct 2026 — in the lower half. The Street sees upside; the factor read is a caution. That gap is the story on this page.

Market cap
$1.8B
Ticker Nerd rank
29/ 100
Median analyst target
$22
Analysts covering
7
Revenue$130.2M+32.6% y/y
Net income−$3.0M
Free cash flow$33.5M
Quarterly, 8 quarters to 30 June 2026 · latest quarter's figure shown
Total return, dividends reinvested
1W
+7.4%
1M
+8.5%
YTD
+3.1%
1Y
+1.2%
From 52W high
−10.5%
From 52W low
+14.9%
$16
$20
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

OCFC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores OceanFirst Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 31 Oct 2026
29/ 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Growth
81
Revisions
81
Value
52
Momentum
44
Size
37
Volatility
19
Issuance
17
Quality
12
Accruals
11

Growth (81): Sales and profits are climbing, and climbing faster than before.

Accruals (11): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

Built and run by Aslam Ghouse, an ex-Goldman Sachs systematic trader with 15+ years in markets.

Wall Street

OCFC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on OCFC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$16$18$20$22$24$26Jan 26Apr 26Jul 26Oct 26OCFCHigh $25Median $22Low $18

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Data provided by Twelve Data

What Wall Street says7 analysts
3 Buy4 Hold0 Sell
Low $18Median $22High $25

The green dot is the last close — the median target sits +19.8% from it.

Recent analyst actionsNewest first

Of the 20 most recent actions, 3 moved their price target up and 1 moved it down.

DateFirmActionRatingTarget
6 Oct 2026Piper SandlerMaintainsNeutral$21 → $18
5 Aug 2026Piper SandlerReiteratesNeutral—
5 Aug 2026Piper SandlerReiteratesNeutral$19 → $21
28 Apr 2026DA DavidsonMaintainsNeutral$19 → $20
28 Apr 2026DA DavidsonMaintainsNeutral—
27 Oct 2025DA DavidsonAssumesNeutral$19 → $19
27 Oct 2025Raymond JamesReiteratesStrong Buy—
10 Oct 2025Keefe, Bruyette & WoodsUpgradeOutperform—
28 Apr 2025Keefe, Bruyette & WoodsMaintainsMarket Perform—
2 Apr 2025Raymond JamesMaintainsStrong Buy—
24 Jan 2025Stephens & Co.ReiteratesEqual-Weight—
4 Dec 2024DA DavidsonMaintainsNeutral—
4 Dec 2024Keefe, Bruyette & WoodsMaintainsMarket Perform—
18 Nov 2024DA DavidsonMaintainsNeutral—
31 May 2024Keefe, Bruyette & WoodsDowngradeMarket Perform—
22 Apr 2024Keefe, Bruyette & WoodsReiteratesOutperform—
22 Apr 2024Raymond JamesMaintainsOutperform—
19 Apr 2024Stephens & Co.ReiteratesEqual-Weight—
22 Jan 2024Raymond JamesMaintainsOutperform—
5 Jan 2024Raymond JamesUpgradeOutperform—

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Market Radar

This page is one stock. Monday covers all of them.

OCFC appears in the Radar on the weeks it earns a place.

  • Market Radar, every Monday: the week's biggest rank moves across ~4,600 US stocks, and the reason for each.
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Performance

OCFC vs the S&P 500

Both lines are total return — dividends reinvested — so the comparison is honest on both sides.

Over the twelve months to 30 Oct 2026, OceanFirst Financial Corp. returned +1.2% against +12.4% for the S&P 500, dividends included.

OCFC vs S&P 500, last 12 monthsTotal return, rebased to 100
9095100105110115Jan 26Apr 26Jul 26Oct 26OCFCS&P 500

Download this chart as an image — free to reuse; link this page as the source.

Data provided by Twelve Data

Estimates

OCFC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingThis fiscal year
EPS revision, 90 days
−5.9%
Analysts raising
0
Analysts cutting
5
Fundamentals

OceanFirst Financial Corp. (OCFC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
26.4×

Cheaper than 28% of US stocks

Price / sales
3.5×

Cheaper than 34% of US stocks

Price / book
0.8×

Cheaper than 77% of US stocks

EV / EBITDA
—
Growth & margins
Revenue growth (YoY)
82.9%

Higher than 91% of US stocks

Earnings growth (YoY)
−5.0%

Higher than 31% of US stocks

Gross margin
—
Operating margin
42.7%

Higher than 93% of US stocks

Net margin
9.2%

Higher than 68% of US stocks

Returns & dividend
Return on equity
2.3%

Higher than 48% of US stocks

Return on assets
0.3%

Higher than 45% of US stocks

Dividend yield
4.5%

Higher than 92% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Key statistics

OceanFirst Financial Corp. (OCFC) statistics: revenue, profit & scale

The headline figures, each with its date. Every row carries its own link — cite it straight from here.

  • OceanFirst Financial Corp. has a market value of $1.8B and an enterprise value of $3.8B.

  • Revenue in the twelve months to 30 June 2026: $437.7M. The latest quarter grew 82.9% year on year.

  • Net income over the same four quarters: $48.0M, a 11.0% net margin.

  • Diluted earnings per share, trailing twelve months: $0.85.

  • Free cash flow in the twelve months to 30 June 2026: $112.7M.

  • OceanFirst Financial Corp. spent $7.6M on share buybacks and $45.9M on dividends in the twelve months to 30 June 2026.

  • Shares outstanding: 96.6M.

  • Trailing P/E: 26.4×; forward P/E: 7.9× — the forward figure prices analyst consensus estimates, not reported earnings.

  • Forward dividend yield: 4.46%, paying out 100% of earnings.

  • OceanFirst Financial Corp. employs 898 people — $487K of revenue per employee.

Statement figures: company filings via Twelve Data, four quarters to 30 June 2026 · market figures as at 1 Nov 2026

Data provided by Twelve Data

Peers

OCFC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
OCFCOceanFirst Financial Corp.$1.8B29
BYByline Bancorp, Inc.$1.7B92
FSUNFirstSun Capital Bancorp$1.7B30
BLXBladex, Inc.$1.7B26
INTRInter & Co., Inc.$1.8B29
QCRHQCR Holdings, Inc.$1.7B77
HOPEHope Bancorp, Inc.$1.7B49

Look up any of the roughly 4,600 stocks we score.

The rank is the raw material. Whether the rules would actually own OceanFirst Financial Corp. — and when they’d sell — is the membership. See the Ticker Nerd 20 →

News

Latest OCFC news & analysis

OceanFirst Financial Corp. (OCFC) Q3 2026 Earnings Call Transcript

Seeking Alpha · 28 Oct 2026neutral

OceanFirst Financial Corp. held its Q3 2026 earnings call on October 28, 2026. The excerpt lists company executives and participating analysts but provides no discussion of results or outlook.

Why it matters — OCFC watchers can note the call took place, but this excerpt contains no financial or operating details to assess.

What OceanFirst Financial (OCFC) Said on Its Q3 Earnings Call

MarketBeat · 28 Oct 2026positive

OceanFirst Financial reported third-quarter results in its first full quarter as a combined company after acquiring Flushing Financial. Management cited loan and deposit growth, expanding net interest income, and progress on merger-related cost savings.

Why it matters — The call offers OCFC watchers an update on growth and integration progress following the acquisition.

OceanFirst Financial (OCFC) Q3 Earnings and Revenues Top Estimates

Zacks Investment Research · 28 Oct 2026positive

OceanFirst Financial reported quarterly earnings of $0.48 per share, above the Zacks Consensus Estimate of $0.40 and up from $0.36 per share a year earlier.

Why it matters — OCFC watchers may note the company exceeded the consensus earnings estimate and reported higher per-share earnings than a year ago.

OceanFirst (OCFC) Reports Q3 Earnings: What Key Metrics Have to Say

Zacks Investment Research · 28 Oct 2026neutral

Zacks Investment Research says OceanFirst’s Q3 headline numbers offer insight into its performance for the quarter ended September 2026. The excerpt recommends comparing key metrics with Wall Street estimates and year-ago actuals but provides no specific results.

Why it matters — OCFC watchers may use comparisons with estimates and prior-year results to assess the quarter, though this excerpt does not provide those figures.

OceanFirst Financial Corp. Announces Third Quarter Financial Results

GlobeNewsWire · 27 Oct 2026negative

OceanFirst Financial reported third-quarter 2026 net income available to common stockholders of $16.5 million, or $0.17 per diluted share, compared with $17.3 million, or $0.30 per diluted share, a year earlier. For the first nine months of 2026, net income was $33.9 million, or $0.45 per diluted share, versus $54.0 million, or $0.94 per diluted share, in the prior-year period.

Why it matters — The reported results show lower earnings per diluted share for both the quarter and the year-to-date period compared with the corresponding prior-year periods.

FAQ

Frequently asked questions about OCFC stock

What is the OCFC stock price forecast for 2026-2027?

The 7 Wall Street analysts covering OceanFirst Financial Corp. have a median 12-month price target of $22, with estimates ranging from $18 to $25. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is OCFC stock a buy right now?

Of the 7 analysts covering OceanFirst Financial Corp., 3 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks OceanFirst Financial Corp. 29 out of 100 across roughly 4,600 US stocks as at 31 Oct 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank OCFC?

As at 31 Oct 2026, OceanFirst Financial Corp. ranks 29 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Growth (81 of 100).

Will OCFC stock go up?

No one can know that. What the data says: the median 12-month target from 7 analysts implies +19.8% from the last close, and Ticker Nerd's factor model ranks OceanFirst Financial Corp. 29 out of 100 as at 31 Oct 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the OCFC stock forecast for 2030?

No analyst covering OceanFirst Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for OCFC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $18 to $25 over the next 12 months.

How has OCFC stock performed over the past year?

OceanFirst Financial Corp. returned +1.2% over the 12 months to 30 Oct 2026, with dividends reinvested. Past performance does not indicate future returns.

What does OceanFirst Financial Corp. do?

OceanFirst Financial Corp. is a U.S.

What is the latest news on OCFC?

The most recent item we track (Seeking Alpha, 28 Oct 2026): "OceanFirst Financial Corp. (OCFC) Q3 2026 Earnings Call Transcript". OceanFirst Financial Corp. held its Q3 2026 earnings call on October 28, 2026. The excerpt lists company executives and participating analysts but provides no discussion of results or outlook.

Company

About OceanFirst Financial Corp.

OceanFirst Financial Corp. is a U.S. bank holding company that operates through OceanFirst Bank N.A., providing community banking and a broad range of financial services to retail and commercial customers. Its core activities include deposit products, residential and commercial lending, mortgage banking, and related banking services designed to support everyday financial needs and business financing. The company also offers wealth management, trust and asset management, bankcard services, and other treasury-related solutions that serve individuals, small businesses, and larger commercial clients. OceanFirst Financial Corp. focuses on relationship-based banking across the communities it serves, with products aimed at deposit gathering, loan origination, and fee-based financial services. It plays a regional role in the financial sector by connecting local customers with traditional banking, financing, and advisory capabilities.

CEO Mr. Christopher D. Maher · 898 employees · United States · https://www.oceanfirst.com