OCFCOCFCFinancial Services · Banks - Regional

OCFC Stock Forecast: OceanFirst Financial Corp. Price Predictions for 2026-2027

Last close, 3 Aug 2026
$20
+1.81% on the day

The 7 Wall Street analysts covering OceanFirst Financial Corp. hold a median 12-month price target of $22 — +11.9% from the last close. Ticker Nerd's systematic factor model, run across ~4,600 US stocks, ranks it 16 of 100 as at 1 Aug 2026 — in the weakest quartile. The Street sees upside; the factor read is a caution. That gap is the story on this page.

Market cap
$1.7B
Ticker Nerd rank
16 / 100
Median analyst target
$22
Analysts covering
7
Total return, dividends reinvested
1W
+0.3%
1M
+3.2%
YTD
+11.9%
1Y
+25.5%
From 52W high
−2.9%
From 52W low
+24.4%
$16
$20
52-week range, adjusted closes · the dot is the last close
Ticker Nerd rank

OCFC stock analysis: one number for the whole business

Consensus tells you what everyone already believes. The model scores OceanFirst Financial Corp. on its factor families — the same systematic rank behind the Ticker Nerd portfolio.

Where the model ranks itAs at 1 Aug 2026
16 / 100

Percentile across ~4,600 US stocks on Ticker Nerd’s systematic factor model. Higher is better. How the model is built and tested

Value
65
Growth
62
Momentum
57
Size
37
Revisions
33
Volatility
18
Quality
13
Issuance
12
Accruals
11

Value (65): The shares cost little relative to the profits and assets behind them — which can mean the market is too gloomy, or that the business really is in trouble.

Accruals (11): A large share of reported profit has not shown up as cash, or the balance sheet is expanding quickly — both tend to unwind.

The rank is the raw material. Whether the rules would actually own OceanFirst Financial Corp. — and when they’d sell — is the membership.

Wall Street

OCFC stock forecast 2026-2027: analyst price targets & predictions

The bullish and bearish analyst opinions on OCFC, reported as data — targets and ratings, the market's view beside the model's.

Share price and the analyst range, 12 monthsAdjusted close, US dollars
$16$18$20$22$24Oct 25Jan 26Apr 26Jul 26OCFCHigh $24Median $22Low $19

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

What Wall Street says7 analysts
3 Buy4 Hold0 Sell
Low $19Median $22High $24

The green dot is the last close — the median target sits +11.9% from it.

Recent analyst actionsNewest first
DateFirmActionRatingTarget
28 Apr 2026DA DavidsonMaintainsNeutral$19$20
28 Apr 2026DA DavidsonMaintainsNeutral
27 Oct 2025DA DavidsonAssumesNeutral$19$19
27 Oct 2025Raymond JamesReiteratesStrong Buy
10 Oct 2025Keefe, Bruyette & WoodsUpgradeOutperform
28 Apr 2025Keefe, Bruyette & WoodsMaintainsMarket Perform
2 Apr 2025Raymond JamesMaintainsStrong Buy
24 Jan 2025Stephens & Co.ReiteratesEqual-Weight
4 Dec 2024DA DavidsonMaintainsNeutral
4 Dec 2024Keefe, Bruyette & WoodsMaintainsMarket Perform
18 Nov 2024DA DavidsonMaintainsNeutral
31 May 2024Keefe, Bruyette & WoodsDowngradeMarket Perform
22 Apr 2024Keefe, Bruyette & WoodsReiteratesOutperform
22 Apr 2024Raymond JamesMaintainsOutperform
19 Apr 2024Stephens & Co.ReiteratesEqual-Weight
22 Jan 2024Raymond JamesMaintainsOutperform
5 Jan 2024Raymond JamesUpgradeOutperform
23 Oct 2023Piper SandlerMaintainsNeutral
18 Sept 2023DA DavidsonDowngradeNeutral
21 July 2023Stephens & Co.ReiteratesEqual-Weight

Price targets and ratings are third-party analyst estimates, reported here as data. They are not Ticker Nerd forecasts, and they are frequently wrong.

Estimates

OCFC analyst estimate revisions

Not the forecast itself — the direction analysts are revising it. Revision direction is one of the model's factor families.

Which way the estimates are movingNext fiscal year
EPS revision, 90 days
−2.2%
Analysts raising
1
Analysts cutting
1
Fundamentals

OceanFirst Financial Corp. (OCFC) financial data

A margin means little on its own. Each bar marks where the figure sits across the whole US universe we score.

Valuation
Trailing P/E
24.3×

Cheaper than 33% of US stocks

Price / sales
4.0×

Cheaper than 31% of US stocks

Price / book
0.7×

Cheaper than 81% of US stocks

EV / EBITDA
Growth & margins
Revenue growth (YoY)
32.2%

Higher than 81% of US stocks

Earnings growth (YoY)
5.5%

Higher than 44% of US stocks

Gross margin
Operating margin
36.8%

Higher than 91% of US stocks

Net margin
11.2%

Higher than 72% of US stocks

Returns & dividend
Return on equity
2.4%

Higher than 48% of US stocks

Return on assets
0.3%

Higher than 45% of US stocks

Dividend yield
4.1%

Higher than 77% of US dividend payers

Bars mark the percentile across the ~4,600 US stocks Ticker Nerd covers, among those reporting the figure.

Peers

OCFC vs competitors

The nearest names by industry and size, scored by the same model — like for like.

Its peer group, ranked by the same modelBanks - Regional
CompanyMarket capTKN rank
OCFCOceanFirst Financial Corp.$1.7B
16
CASHPathward Financial, Inc.$1.9B
59
TCBKTriCo Bancshares$1.8B
87
GABCGerman American Bancorp, Inc.$1.9B
89
STBAS&T Bancorp, Inc.$1.9B
85
FSUNFirstSun Capital Bancorp$1.8B
24
TFINTriumph Financial, Inc.$1.8B
46
Market Radar

This page is one stock. Monday covers all of them.

Computed off the Friday close and sent before the US open.

Market Radar reports the week’s largest rank changes across roughly 4,600 US stocks, the factor behind each one, and where the market went. OCFC appears on the weeks it earns a place.

Free, every Monday. Unsubscribe any time.

News

Latest OCFC news & analysis

OceanFirst Financial Corp. (OCFC) Q2 2026 Earnings Call Transcript

Seeking Alpha · 31 July 2026neutral

OceanFirst Financial Corp. released the transcript of its Q2 2026 earnings call on Seeking Alpha, covering the company's second-quarter financial results and management commentary.

Why it matters — The earnings call transcript provides OCFC shareholders with detailed insights into the company's quarterly performance and management's perspective on its financial health.

OceanFirst Financial Q2 Earnings Call Highlights

MarketBeat · 31 July 2026neutral

OceanFirst Financial reported a second-quarter GAAP net loss of $0.04 per share, driven by $33.6 million in after-tax merger-related costs from its acquisition of Flushing Financial Corporation. On a core basis, excluding non-recurring items, earnings were $0.43 per share, flat with the prior quarter and up 39% year over year.

Why it matters — The results show both the immediate financial drag from the Flushing Financial acquisition and the underlying earnings strength of the combined company's ongoing operations.

OceanFirst Financial: Merger Complete, Great Dividend Yield

Seeking Alpha · 31 July 2026positive

OceanFirst Financial Corp. completed its acquisition of Flushing Financial, scaling assets to $23.3 billion and expanding its New York metro presence. Q2 2026 results showed adjusted earnings of $0.43 per share, with net interest margin expanding to 3.05% and improvements in credit quality and core return metrics, though merger costs produced headline GAAP losses.

Why it matters — Shareholders would care because the Flushing Financial merger significantly expands OCFC's scale and geographic footprint, while the quarter's adjusted earnings and margin improvement indicate the deal is progressing as expected.

OceanFirst Financial (OCFC) Q2 Earnings and Revenues Top Estimates

Zacks Investment Research · 31 July 2026positive

OceanFirst Financial reported Q2 earnings of $0.43 per share, exceeding the Zacks Consensus Estimate of $0.42 per share and up from $0.31 per share in the same quarter last year.

Why it matters — The earnings beat signals that OceanFirst Financial's quarterly performance exceeded analyst expectations, which may influence market perception of the company's near-term financial health.

OceanFirst (OCFC) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

Zacks Investment Research · 31 July 2026neutral

The article discusses OceanFirst Financial Corp.'s performance in the quarter ended June 2026, comparing key metrics to Wall Street estimates and year-ago actuals.

Why it matters — OCFC watchers would care because the report compares the company's latest quarterly performance against analyst expectations and prior-year results.

FAQ

Frequently asked questions about OCFC stock

What is the OCFC stock price forecast for 2026-2027?

The 7 Wall Street analysts covering OceanFirst Financial Corp. have a median 12-month price target of $22, with estimates ranging from $19 to $24. These are third-party analyst estimates, not Ticker Nerd forecasts, and they are frequently wrong.

Is OCFC stock a buy right now?

Of the 7 analysts covering OceanFirst Financial Corp., 3 rate it a Buy, 4 a Hold and 0 a Sell. Ticker Nerd's systematic factor model ranks OceanFirst Financial Corp. 16 out of 100 across roughly 4,600 US stocks as at 1 Aug 2026. None of this is personal advice — it does not consider your circumstances.

How does Ticker Nerd's model rank OCFC?

As at 1 Aug 2026, OceanFirst Financial Corp. ranks 16 out of 100 on Ticker Nerd's systematic factor model — a percentile across roughly 4,600 US stocks, built from its factor families. Its strongest factor family is Value (65 of 100).

Will OCFC stock go up?

No one can know that. What the data says: the median 12-month target from 7 analysts implies +11.9% from the last close, and Ticker Nerd's factor model ranks OceanFirst Financial Corp. 16 out of 100 as at 1 Aug 2026. Analyst targets are third-party estimates and frequently wrong; none of this is personal advice.

What is the OCFC stock forecast for 2030?

No analyst covering OceanFirst Financial Corp. publishes a 2030 price target — Wall Street targets run 12 to 18 months out. Sites quoting a 2030 price for OCFC are extrapolating price history, which says nothing about the business. The furthest attributed numbers are the current analyst targets: $19 to $24 over the next 12 months.

How has OCFC stock performed over the past year?

OceanFirst Financial Corp. returned +25.5% over the 12 months to 3 Aug 2026, with dividends reinvested. Past performance does not indicate future returns.

What does OceanFirst Financial Corp. do?

OceanFirst Financial Corp. is a prominent regional financial services provider, primarily operating within the northeastern United States.

What is the latest news on OCFC?

The most recent item we track (Seeking Alpha, 31 July 2026): "OceanFirst Financial Corp. (OCFC) Q2 2026 Earnings Call Transcript". OceanFirst Financial Corp. released the transcript of its Q2 2026 earnings call on Seeking Alpha, covering the company's second-quarter financial results and management commentary.

Company

About OceanFirst Financial Corp.

OceanFirst Financial Corp. is a prominent regional financial services provider, primarily operating within the northeastern United States. As the holding company for OceanFirst Bank, N.A., its primary function is offering a comprehensive range of banking services designed to meet the needs of both individuals and businesses. The company is chiefly engaged in deposit banking services, lending, and wealth management solutions, which serves as a vital financial catalyst for local communities. OceanFirst is well-known for its residential and commercial lending, giving particular focus to small and medium-sized enterprises, providing the infrastructure for growth and economic development. With its robust portfolio, the corporation plays an integral role in financial stabilization within its operating regions. OceanFirst Financial Corp. also invests in technological enhancements to streamline customer experiences and broaden accessibility. This approach not only solidifies its market significance but also ensures its continued evolution in a digital-first banking era. Through maintaining a strong community presence and focusing on sustainable banking practices, OceanFirst Financial Corp. remains a significant contributor to regional economies.

CEO Mr. Christopher D. Maher · 898 employees · United States · https://www.oceanfirst.com